Search found 19 matches

by azumagaoka
Sun Aug 30, 2020 1:45 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 933
Views: 41456

Re: Bird watchers – what birds are you seeing?

Went to Madera Canyon, AZ and saw our first Elegant Trogon (along with quite a few hummingbirds we've never seen before) in late July.
Would recommend this area to anyone who's interested in birds :happy well worth the trip!
by azumagaoka
Mon Sep 23, 2019 7:13 pm
Forum: Personal Consumer Issues
Topic: Best places to live to raise a family (cost doesn't matter)
Replies: 95
Views: 10190

Re: Best places to live to raise a family (cost doesn't matter)

LilyFleur wrote: Wed Sep 18, 2019 4:35 pm If you like being outdoors, southern California is wonderful.
Agreed. Lived in Charlottesville VA before moving to SoCal, and even from a family-raising perspective, I would recommend the latter for this reason. SoCal is also culturally more diverse, if that matters.
by azumagaoka
Wed Jul 03, 2019 8:39 pm
Forum: Personal Consumer Issues
Topic: how do couples work together on home finance
Replies: 60
Views: 5270

Re: how do couples work together on home finance

Another vote for YNAB (You Need a Budget). Had never known how to discuss finance with my partner but now we never look back.
They offer free trial period so it would not cost anything trying. :greedy
by azumagaoka
Mon Jun 10, 2019 7:54 pm
Forum: Personal Consumer Issues
Topic: Recommendations for "Backup" software
Replies: 40
Views: 3462

Re: Recommendations for "Backup" software

I also like Arq a lot and backup everything both online with Arq and locally with a few external hard drives. Caveat: in addition to the one-time software purchase, you will need to pay for your own storage like Google Drive, Dropbox, or Arq's own cloud storage. So it would typically cost $50 for th...
by azumagaoka
Tue Mar 12, 2019 9:32 pm
Forum: Personal Consumer Issues
Topic: Buying a used car for LA
Replies: 25
Views: 2084

Buying a used car for LA

Hey all, I am moving to LA with my fiancee (so just 2 ppl) to Los Angeles for a new job this summer. We do not own a car now but will get a used car so I can commute (most likely from Pasadena/Alhambra to USC) and drive around on weekends, etc. Now, some friends who lived there suggest that SUVs wou...
by azumagaoka
Sun Aug 26, 2018 10:20 am
Forum: Personal Consumer Issues
Topic: Switching from driving to uber/lyft for daily commute
Replies: 10
Views: 1466

Re: Switching from driving to uber/lyft for daily commute

If you decide to do it, watch out for the possibility of surge pricing.
Uber used to issue warnings but not anymore, and I've been caught by surprise more than once.
by azumagaoka
Tue Aug 21, 2018 7:50 am
Forum: Personal Consumer Issues
Topic: Planning a December trip (Colorado/Midwest)
Replies: 11
Views: 873

Re: Planning a December trip (Colorado/Midwest)

I'll make a suggestion. If you want to see some mountains and experience the outdoors with your family, I would recommend the Smoky Mountains. You're about 8 hours away, which is a good bit less driving than going to Colorado. The mountains aren't as spectacular, but it's a beautiful area of the co...
by azumagaoka
Tue Aug 21, 2018 7:47 am
Forum: Personal Consumer Issues
Topic: Planning a December trip (Colorado/Midwest)
Replies: 11
Views: 873

Re: Planning a December trip (Colorado/Midwest)

Wow, thanks a ton for all the feedbacks! Did not even know that roads might be closed and I was definitely underestimating the weather factor. Will probably plan something else instead and do the trip when it gets warmer, as many of you suggested. Thanks! :beer
by azumagaoka
Mon Aug 20, 2018 2:34 am
Forum: Personal Consumer Issues
Topic: Planning a December trip (Colorado/Midwest)
Replies: 11
Views: 873

Planning a December trip (Colorado/Midwest)

We are planning a 5-day trip during the Christmas week (driving from Urbana, IL) and were wondering if there are any suggestions. Having never been to any national parks before, we are thinking about going to Colorado (Rocky Mountains, Garden of the Gods, etc) but am not sure if December would be th...
by azumagaoka
Thu Aug 09, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: Best VPN for Chromebook
Replies: 13
Views: 1561

Re: Best VPN for Chromebook

If you're okay with paid service, I've been very satisfied with Torguard so far (see here for some background), which seems to work on Chromebook as well: https://torguard.net/knowledgebase.php? ... cle&id=198
by azumagaoka
Fri Jun 29, 2018 5:16 pm
Forum: Personal Investments
Topic: Help an international graduate student
Replies: 12
Views: 1097

Re: Help an international graduate student

Thanks you very much for the advice! I totally agree with some comments that in grad school years financial resource should be invested to enhance on education, but would like to at least start trying out some options for the future. ^ A 10% early withdrawal penalty may be well less than any taxes s...
by azumagaoka
Fri Jun 29, 2018 7:47 am
Forum: Personal Investments
Topic: Help an international graduate student
Replies: 12
Views: 1097

Help an international graduate student

Dear all, I am a foreign graduate student (social science) who is hoping to start accumulating some personal assets to better position myself for the unpredictable academic job market and life. While I enjoy being a researcher, I also want to be more financially sound even if tenure is not possible....
by azumagaoka
Sun Jun 24, 2018 10:07 pm
Forum: Personal Consumer Issues
Topic: Insuring a rental car as non-owner
Replies: 7
Views: 875

Re: Insuring a rental car as non-owner

The Chase Sapphire Reserve, which functions as the primary insurance for Auto rentals. A better bet thN Amex. Thanks Cruise ! Chase Sapphire Reserve looks really neat. It does not include theft while Amex does, but in many cases I would think the former will be enough and cheaper. At this point, th...
by azumagaoka
Sun Jun 24, 2018 7:31 pm
Forum: Personal Consumer Issues
Topic: Insuring a rental car as non-owner
Replies: 7
Views: 875

Re: Insuring a rental car as non-owner

The Chase Sapphire Reserve, which functions as the primary insurance for Auto rentals. A better bet thN Amex. Thanks Cruise ! Chase Sapphire Reserve looks really neat. It does not include theft while Amex does, but in many cases I would think the former will be enough and cheaper. At this point, th...
by azumagaoka
Sun Jun 24, 2018 8:56 am
Forum: Personal Consumer Issues
Topic: Insuring a rental car as non-owner
Replies: 7
Views: 875

Insuring a rental car as non-owner

Dear all, After some thoughts and consideration and with helps of many of you, I have decided to rent a car (likely from Enterprise through Costco) for my monthly Champaign-Charlottesville trip instead of buying my own car and taking that mileage myself - at least for the first few times just to see...
by azumagaoka
Sun Jun 24, 2018 8:01 am
Forum: Personal Consumer Issues
Topic: car for long-distance driving
Replies: 80
Views: 6459

Re: car for long-distance driving

One issue with renting a car is that car rental companies almost never put snow tires on their vehicles, even when you rent them in areas that regularly get heavy snow. My best friend and I still have a good laugh over the day I tried to get up her driveway, in February, in central New Hampshire, w...
by azumagaoka
Sun Jun 24, 2018 7:43 am
Forum: Personal Consumer Issues
Topic: car for long-distance driving
Replies: 80
Views: 6459

Re: car for long-distance driving

"good choice for Midwest weather conditions" I'm more familiar with the winter weather and year round traffic up and down the Valley on I-81 and across I-64 over Afton Mountain to Charlottesville. Will you be coming through WVA to Lexington VA and up I-81 with the semis and snowbird RVers...
by azumagaoka
Sat Jun 23, 2018 5:44 pm
Forum: Personal Consumer Issues
Topic: car for long-distance driving
Replies: 80
Views: 6459

Re: car for long-distance driving

Driving that round-trip every month for a year is around 17000 miles (plus whatever other driving you'll be doing). When you narrow your choices down, you might want to check with your auto insurer before deciding to see what your premiums would be for the different options. What is your price rang...
by azumagaoka
Sat Jun 23, 2018 11:18 am
Forum: Personal Consumer Issues
Topic: car for long-distance driving
Replies: 80
Views: 6459

car for long-distance driving

Hi all, I'm looking to buy a car as I will need to drive from Champaign, IL to Charlottesville, VA about once every month starting this fall. This would be a 11-hour drive so I want to make sure I will get an appropriate vehicle. To experienced boglehead drivers, Would a Honda Fit be a capable choic...