Search found 10 matches

by TheCapitalist
Wed May 22, 2019 5:56 am
Forum: Personal Finance (Not Investing)
Topic: Which Renters Insurance Brand/Company should I use?
Replies: 13
Views: 1453

Which Renters Insurance Brand/Company should I use?

Hello all,

I am 24 years old and I rent in the Midwest. I am curious of others experiences with different brands of renters insurance and if they had a claim on it, how that went. I am willing to pay a bit more to get good value or good customer service .

Thanks!
by TheCapitalist
Fri Mar 29, 2019 1:33 pm
Forum: Personal Investments
Topic: Rollover old 401k into Nationwide 457?
Replies: 1
Views: 101

Rollover old 401k into Nationwide 457?

Hello all, I am 24, and currently have around $18,000 sitting in a old employers 401k, where it is invested in a Vanguard Target Date 2060 Fund. There is some administrative fees associated with it that I am sure would be cheaper if at Vanguard Proper. I also have a Nationwide Retirement 457 and a 4...
by TheCapitalist
Thu Oct 25, 2018 7:30 pm
Forum: US Chapters
Topic: West Michigan Bogleheads Chapter - chat
Replies: 48
Views: 4772

Re: West Michigan Bogleheads Chapter - chat

I am in metro Grand Rapids and would be interested also.
by TheCapitalist
Fri Jul 20, 2018 8:46 am
Forum: Personal Investments
Topic: 23 and seeking help with investments
Replies: 9
Views: 1061

Re: 23 and seeking help with investments

You do not need to invest in a 529 account right now. Remember, you can always borrow for education but you can’t borrow for retirement. Put it in a Roth IRA. You want to have 3-6 months of expenses for your emergency fund. I put mine in an Ally account earning 1.7%. Thanks Flyer24! It seems like m...
by TheCapitalist
Fri Jul 20, 2018 8:42 am
Forum: Personal Investments
Topic: 23 and seeking help with investments
Replies: 9
Views: 1061

Re: 23 and seeking help with investments

I think others have covered your questions pretty well, but just wanted to say welcome, and you are doing an amazing job for age 23. I am a few years ahead of you and so grateful that I did some of the things you are doing now (no debt, prioritizing savings, etc). It's awesome to meet other "young ...
by TheCapitalist
Fri Jul 20, 2018 8:31 am
Forum: Personal Investments
Topic: 23 and seeking help with investments
Replies: 9
Views: 1061

Re: 23 and seeking help with investments

Welcome to the forum. I'm only a couple years older than you so I've recently been in the same situation. -Tax Rate: I believe my top Federal rate is 22%. The state is 4.25% I think. Your top Federal tax rate is 12% with an income of $45k - don't forget about your deductions which includes a $12k s...
by TheCapitalist
Fri Jul 20, 2018 8:12 am
Forum: Personal Investments
Topic: 23 and seeking help with investments
Replies: 9
Views: 1061

Re: 23 and seeking help with investments

Hello all, This is my first post on the forum. I have been reading/lurking for about a year now and I was hoping to finally get some opinions on my financial situation and some changes to make for the better. Welcome to the forum -Emergency Funds: I have about $8500 saved in a 3% checking account. ...
by TheCapitalist
Wed Jul 18, 2018 4:40 am
Forum: Personal Investments
Topic: 23 and seeking help with investments
Replies: 9
Views: 1061

Re: 23 and seeking help with investments

Thanks Everybody! I will post more individual replies soon, I have been busy at work unfortunately. But thanks again!
by TheCapitalist
Mon Jul 16, 2018 8:33 pm
Forum: Personal Investments
Topic: 23 and seeking help with investments
Replies: 9
Views: 1061

23 and seeking help with investments

Hello all, This is my first post on the forum. I have been reading/lurking for about a year now and I was hoping to finally get some opinions on my financial situation and some changes to make for the better. -Emergency Funds: I have about $8500 saved in a 3% checking account. My goal is 10,000. -In...