Search found 139 matches

by yousha
Wed Nov 14, 2018 6:51 am
Forum: Investing - Theory, News & General
Topic: Opportunity Cost or Loss.
Replies: 8
Views: 555

Opportunity Cost or Loss.

I wonder whether one is able to calculate the money lost by remaining in this downturn by not investing in alternative investments with the money lost by not exiting. I am thinking of fixed income investments.
by yousha
Mon Nov 12, 2018 1:44 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7832
Views: 1607655

Re: U.S. stocks in freefall

TimeRunner wrote:
Mon Nov 12, 2018 1:42 pm
yousha wrote:
Mon Nov 12, 2018 1:36 pm
What a bummer!
What an opportunity! :mrgreen:
Let's not make light of this downturn!
by yousha
Mon Nov 12, 2018 1:36 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7832
Views: 1607655

Re: U.S. stocks in freefall

What a bummer!
by yousha
Sun Nov 11, 2018 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: IRS publishes draft 2018 1040 - Huge changes made
Replies: 168
Views: 21042

Re: IRS publishes draft 2018 1040 - Huge changes made

I made the decision to have a CPA do my taxes this year after doing my taxes the old fashioned way (pencil to paper) for over 60 years.
by yousha
Thu Nov 08, 2018 10:47 am
Forum: Investing - Theory, News & General
Topic: Vanguard closure last week
Replies: 21
Views: 4669

Vanguard closure last week

Is there any information regarding the purpose of the closure of the website?
by yousha
Wed Nov 07, 2018 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 14544

Re: How much money are you leaving your kids after you die?

Joking right? Pretty difficult to do this unless you don’t have a portfolio/other assets/annuitize everything or know with certainty your date of demise? Nope. Adult children are doing very well financially. They do not need my money. I understand your intent. But how are you actually going to do t...
by yousha
Wed Nov 07, 2018 11:23 am
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 14544

Re: How much money are you leaving your kids after you die?

My plan is to Die Broke! Joking right? Pretty difficult to do this unless you don’t have a portfolio/other assets/annuitize everything or know with certainty your date of demise? Nope. Adult children are doing very well financially. They do not need my money. I understand your intent. But how are y...
by yousha
Tue Nov 06, 2018 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 14544

Re: How much money are you leaving your kids after you die?

SQRT wrote:
Tue Nov 06, 2018 5:38 pm
yousha wrote:
Tue Nov 06, 2018 5:09 pm
My plan is to Die Broke!
Joking right? Pretty difficult to do this unless you don’t have a portfolio/other assets/annuitize everything or know with certainty your date of demise?
Nope. Adult children are doing very well financially. They do not need my money.
by yousha
Sat Nov 03, 2018 8:29 pm
Forum: Investing - Theory, News & General
Topic: WSJ: Sometimes, It’s Bonds For the Long Run
Replies: 72
Views: 5943

Bonds for the long term.

An excellent article in today's WSJ...Nov, 3, 2018. It states that Bonds have done better in the long term that Stocks. Wow!

[merged this post and its replies into the existing topic - moderator prudent]
by yousha
Sat Nov 03, 2018 1:52 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Flagship Select
Replies: 12
Views: 3546

Re: Vanguard Flagship Select

Artsdoctor wrote:
Fri Nov 02, 2018 5:53 pm
Call your rep.

Remember that only Vanguard mutual funds and ETFs count in their $5M calculation (not the absolute account balance).
Good point! I have the FAANG stocks which would increase my portfolio higher. Vanguard funds are about 4.9 mil.
by yousha
Thu Nov 01, 2018 1:13 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Flagship Select
Replies: 12
Views: 3546

Vanguard Flagship Select

I am close to reaching 5 million. Does Vanguard get in touch or do I have to get in touch with my rep. Anyone.
by yousha
Wed Oct 31, 2018 8:29 pm
Forum: Investing - Theory, News & General
Topic: Market Performance
Replies: 9
Views: 784

Re: Market Performance

Given the fact that equities and bonds have been slaughtered and diversification has not worked where can an investor hide out? That is my question.
by yousha
Wed Oct 31, 2018 4:40 pm
Forum: Investing - Theory, News & General
Topic: Market Performance
Replies: 9
Views: 784

Market Performance

October 31 market action wherein the Market gave back half of its gains in the final hour or so, is indicative of the gambling and speculation going on and totally disregarded any conceivable fundamental dynamic. "Investors" bought into the rally by selling to harvest any real loss in the past week ...
by yousha
Sat Oct 27, 2018 9:54 pm
Forum: Investing - Help with Personal Investments
Topic: Reaction to Market
Replies: 71
Views: 7645

Re: Reaction to Market

PFInterest wrote:
Sat Oct 27, 2018 9:46 pm
yousha wrote:
Wed Oct 24, 2018 6:36 pm
Difficult to follow the Philosophy aspired by the Organization after today's dumpster dive even with the appropriate risk reward ratio. $100,000 paper loss today.
and....? whats your question?
No question.....Just a statement!
by yousha
Sat Oct 27, 2018 9:44 pm
Forum: Investing - Help with Personal Investments
Topic: Reaction to Market
Replies: 71
Views: 7645

Re: Reaction to Market

Too many variables that are sucking the wind out of the market. Long term investor...5-10 years....stick it out. One to 3 years....get the hell out!
by yousha
Fri Oct 26, 2018 3:29 pm
Forum: Investing - Theory, News & General
Topic: Market correction this week.
Replies: 15
Views: 2657

Market correction this week.

I wonder whether any name brand financial guru called this week's market correction?
by yousha
Fri Oct 26, 2018 8:44 am
Forum: Investing - Help with Personal Investments
Topic: Reaction to Market
Replies: 71
Views: 7645

Re: Reaction to Market

yousha, So, how are you going to feel when there is a 6%/200K drop? 12%/400K drop? It will happen sometimes. KlangFool Well, not well, however, I will keep the long term view in mind (hopefully). yousha, You have to survive in order to succeed. Are you prepared? A) If the recession hit and the mark...
by yousha
Fri Oct 26, 2018 7:41 am
Forum: Investing - Help with Personal Investments
Topic: Reaction to Market
Replies: 71
Views: 7645

Re: Reaction to Market

Well, Market is giving back via the pre-market. yousha, So, how are you going to feel when there is a 6%/200K drop? 12%/400K drop? It will happen sometimes. KlangFool Well, not well, however, I will keep the long term view in mind (hopefully). yousha, You have to survive in order to succeed. Are yo...
by yousha
Fri Oct 26, 2018 7:25 am
Forum: Investing - Help with Personal Investments
Topic: Reaction to Market
Replies: 71
Views: 7645

Re: Reaction to Market

Grt2bOutdoors wrote:
Thu Oct 25, 2018 8:15 pm
yousha wrote:
Thu Oct 25, 2018 8:01 pm
Well, Market is giving back via the pre-market.
Btw, pre-market are the speculators, the real action starts at 9:30am. I’ll get my popcorn ready.
Unfortunately, in most instances, the "real market" follows.
by yousha
Fri Oct 26, 2018 7:23 am
Forum: Investing - Help with Personal Investments
Topic: Reaction to Market
Replies: 71
Views: 7645

Re: Reaction to Market

KlangFool wrote:
Thu Oct 25, 2018 8:38 pm
yousha wrote:
Thu Oct 25, 2018 8:01 pm
Well, Market is giving back via the pre-market.
yousha,

So, how are you going to feel when there is a 6%/200K drop? 12%/400K drop? It will happen sometimes.

KlangFool
Well, not well, however, I will keep the long term view in mind (hopefully).
by yousha
Thu Oct 25, 2018 8:01 pm
Forum: Investing - Help with Personal Investments
Topic: Reaction to Market
Replies: 71
Views: 7645

Re: Reaction to Market

Well, Market is giving back via the pre-market.
by yousha
Thu Oct 25, 2018 4:25 am
Forum: Investing - Help with Personal Investments
Topic: Reaction to Market
Replies: 71
Views: 7645

Re: Reaction to Market

Dale_G wrote:
Thu Oct 25, 2018 12:51 am
If "paper losses" make people feel better, so be it. I mark to market and my losses were real losses.

There is the story of the guy at the track who watched his horse come in dead last. Asked how much he lost, he looked at his betting slip and said, "It's only a paper loss".

Dale SO TRUE!
by yousha
Wed Oct 24, 2018 6:36 pm
Forum: Investing - Help with Personal Investments
Topic: Reaction to Market
Replies: 71
Views: 7645

Reaction to Market

Difficult to follow the Philosophy aspired by the Organization after today's dumpster dive even with the appropriate risk reward ratio. $100,000 paper loss today.
by yousha
Wed Oct 24, 2018 10:13 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7832
Views: 1607655

Re: U.S. stocks in freefall

A major correction is at hand!
by yousha
Tue Oct 23, 2018 8:37 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7832
Views: 1607655

Re: U.S. stocks in freefall

It's a rough life if you don't weaken!
by yousha
Thu Oct 18, 2018 5:31 pm
Forum: Personal Consumer Issues
Topic: When to change tires; and what brand
Replies: 131
Views: 8464

Re: When to change tires; and what brand

For whatever reason I have 28 pounds on all four tires but in rechecking them about 3 weeks later they all gap to 37,33,33,and 31. Why and what can I do to keep them from going up. I could understand losing tire pressure but going up has got me confused.
by yousha
Thu Oct 18, 2018 7:47 am
Forum: Investing - Theory, News & General
Topic: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"
Replies: 203
Views: 11289

Re: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"

Oh come on. Bogle has said that he prefer the US markets...however, if you desire to own Int. Markets go ahead. That is my understanding.
by yousha
Tue Oct 16, 2018 3:04 pm
Forum: Investing - Theory, News & General
Topic: Rich, Broke or Dead: Visualizing probabilities of outcomes in early retirement
Replies: 135
Views: 17354

Re: Rich, Broke or Dead: Visualizing probabilities of outcomes in early retirement

I am not quite sure. I believe I am content with my lifestyle and with my current spending.. Perhaps, it is psychological? The habits of savings and frugality become well ingrained over the course of a lifetime. An example — we have been staying at Hampton Inns when we travel for years. There is ab...
by yousha
Tue Oct 16, 2018 12:49 pm
Forum: Investing - Theory, News & General
Topic: Rich, Broke or Dead: Visualizing probabilities of outcomes in early retirement
Replies: 135
Views: 17354

Re: Rich, Broke or Dead: Visualizing probabilities of outcomes in early retirement

I am not quite sure. I believe I am content with my lifestyle and with my current spending.. Perhaps, it is psychological?
by yousha
Tue Oct 16, 2018 12:24 pm
Forum: Investing - Theory, News & General
Topic: Rich, Broke or Dead: Visualizing probabilities of outcomes in early retirement
Replies: 135
Views: 17354

Re: Rich, Broke or Dead: Visualizing probabilities of outcomes in early retirement

For myself, it is very difficult to depart from the accumulation and consolidation phases into the spending phase. I am 79 years of age and live well on SS, RMD and a very small pension. Have not had to get into my portfolio which is well over a million. I suppose I am frugal but do not lack for any...
by yousha
Sun Oct 14, 2018 7:56 am
Forum: Personal Finance (Not Investing)
Topic: Savings account or Vanguard MM?
Replies: 4
Views: 548

Re: Savings account or Vanguard MM?

Vanguard is not FDIC insured.
by yousha
Fri Oct 12, 2018 7:41 pm
Forum: Investing - Theory, News & General
Topic: Does international really buy you diversification?
Replies: 43
Views: 4594

Re: Does international really buy you diversification?

Putting bluntly, I believe International while meeting the roll of diversification does not add with any significance an added increase in one's portfolio balance. To this end, I agree with Mr. Bogle and stay away from these equities.
by yousha
Thu Oct 11, 2018 9:12 pm
Forum: Investing - Theory, News & General
Topic: This Time is Different
Replies: 30
Views: 5514

Re: This Time is Different

It's a rough life if you don't weaken! That I am certain.
by yousha
Thu Oct 11, 2018 4:43 pm
Forum: Investing - Help with Personal Investments
Topic: What did you buy today
Replies: 111
Views: 8386

Re: What did you buy today

Unless you are adjusting your AA....you sit and wait and hope for a turn around. If this Market continues its downside spiral at some point I will buy if there is a 20% correction. Any comments?
by yousha
Tue Oct 09, 2018 10:36 pm
Forum: Investing - Theory, News & General
Topic: A time to EVALUATE your jitters
Replies: 285
Views: 248063

Re: A time to EVALUATE your jitters

I believe the advice is sound. Aside from interest rates rising (Normalization). I am puzzled as to the factors causing this downturn. Nothing I can see that would propel the Market to slide. Perhaps the adage....the market will do what the market will do is a possible explanation. Fundamentals are ...
by yousha
Sun Oct 07, 2018 8:42 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone here use Vanguard CD's?
Replies: 36
Views: 6229

Re: Anyone here use Vanguard CD's?

I would be amenable to CD's at Vanguard (keeping everything in one place) but do not want to change to a brokerage account. So.....use online or bank CD's I think you can open a VG brokerage account and leave your funds in the regular fund type account. That is how we have our taxable joint account...
by yousha
Sun Oct 07, 2018 4:52 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone here use Vanguard CD's?
Replies: 36
Views: 6229

Re: Anyone here use Vanguard CD's?

I would be amenable to CD's at Vanguard (keeping everything in one place) but do not want to change to a brokerage account. So.....use online or bank CD's
by yousha
Sun Oct 07, 2018 12:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: Arizona Chapter
Replies: 59
Views: 6478

Re: Arizona Chapter

How about Gilbert. A growing Town!
by yousha
Thu Oct 04, 2018 5:07 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7832
Views: 1607655

Re: U.S. stocks in freefall

It's a rough life if you don't weaken!
by yousha
Thu Oct 04, 2018 12:28 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7832
Views: 1607655

Re: U.S. stocks in freefall

Nothing to be matter fact about. We are in a nasty free fall. 10-15% is not out of the question. Hopefully I am mistaken.
by yousha
Sun Sep 23, 2018 10:21 am
Forum: Personal Consumer Issues
Topic: How to get rid of rabbits
Replies: 66
Views: 3796

Re: How to get rid of rabbits

Any recommendations on an effective rabbit repellent?
by yousha
Sat Sep 22, 2018 8:35 pm
Forum: Personal Consumer Issues
Topic: How to get rid of rabbits
Replies: 66
Views: 3796

How to get rid of rabbits

I've had a great deal of difficulty keeping rabbits away from my landscape. The Yard looks terrible as a result. Any thoughts about what to use to keep these rabbits away.
by yousha
Wed Sep 19, 2018 7:27 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Advisor suggesting 7 Bond funds for my 40%
Replies: 44
Views: 5428

Re: Vanguard Advisor suggesting 7 Bond funds for my 40%

UpperNwGuy wrote:
Wed Sep 19, 2018 6:35 am
Seems to me that you know enough to manage your own portfolio without the help of an advisor. Why not just do that?
I agree, too!
by yousha
Tue Sep 18, 2018 10:09 am
Forum: Investing - Theory, News & General
Topic: Advantage of Rebalancing for different asset allocations
Replies: 25
Views: 1520

Re: Advantage of Rebalancing for different asset allocations

In order to avoid taxes, I rebalance my portfolio by moving distributions from a fund doing better than expected to a fund not meting expectations.
by yousha
Sun Sep 16, 2018 6:48 am
Forum: Investing - Help with Personal Investments
Topic: Staying with the old platform Mutual Funds
Replies: 12
Views: 1263

Re: Staying with the old platform Mutual Funds

Nope.....I guess just seeing ghosts!
by yousha
Sat Sep 15, 2018 11:15 am
Forum: Investing - Help with Personal Investments
Topic: Staying with the old platform Mutual Funds
Replies: 12
Views: 1263

Staying with the old platform Mutual Funds

Has anyone heard about the possibility of paying a fee to remain on the old platform. For reasons of my own, I prefer to remain with the old platform and am willing to pay a fee to do so. I am a flagship investor.
by yousha
Fri Sep 14, 2018 8:18 pm
Forum: Investing - Theory, News & General
Topic: Vanguard and Certificate of Deposits
Replies: 8
Views: 1174

Re: Vanguard and Certificate of Deposits

I now learned that you must have a brokerage account to do so...I am not interested in opening one. Thanks anyway.
by yousha
Fri Sep 14, 2018 8:06 pm
Forum: Investing - Theory, News & General
Topic: Vanguard and Certificate of Deposits
Replies: 8
Views: 1174

Re: Vanguard and Certificate of Deposits

Not sure I understand the question but Vanguard does offer new issue CD's and secondary market CD's. All FDIC insured. Yes... I am interested new issue CD's. Could you offer any information on these in terms of institution of issuance and whether they are competitive with what is being offered in t...