Search found 311 matches

by yousha
Thu Jul 11, 2019 7:38 pm
Forum: Personal Investments
Topic: Anyone else have VG phone reps push toward PAS?
Replies: 27
Views: 2067

Re: Anyone else have VG phone reps push toward PAS?

I have never has a problem with my Flagship Rep or my Representative "suggesting" I seek out PAS if I had a question.
by yousha
Wed Jul 10, 2019 9:07 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 1412
Views: 138258

Re: S&P 500 hit 3,000 today

The Market will do what the Market will do!
by yousha
Tue Jul 09, 2019 8:13 am
Forum: Personal Finance (Not Investing)
Topic: If there are no close or trusted relatives close by, who will care for you, pay your bills, etc.
Replies: 140
Views: 11151

Re: If there are no close or trusted relatives close by, who will care for you, pay your bills, etc.

You have a real problem in that paid folks do not have the psychological interest or desire to be of assistance unless paid.
by yousha
Sat Jul 06, 2019 6:22 pm
Forum: Personal Investments
Topic: If I want to time the market
Replies: 59
Views: 2830

Re: If I want to time the market

Timing the Market is a disaster.
by yousha
Sat Jul 06, 2019 8:13 am
Forum: Investing - Theory, News & General
Topic: My Bond Fund took hit Friday
Replies: 14
Views: 1865

Re: My Bond Fund took hit Friday

Minimal loss for GNMA.
by yousha
Thu Jul 04, 2019 9:43 pm
Forum: Personal Investments
Topic: Alternatives to CD laddering as rates decrease
Replies: 22
Views: 2834

Re: Alternatives to CD laddering as rates decrease

I like the Prime Money Market Fund!
by yousha
Wed Jul 03, 2019 4:23 pm
Forum: Investing - Theory, News & General
Topic: Retired: Do you withdraw from investments or cash ?
Replies: 68
Views: 8081

Re: Retired: Do you withdraw from investments or cash ?

My RMD, SS and Pension cover all of my expenses. All my distributions outside of my RMD is reinvested. I am 80 years of age.
by yousha
Wed Jul 03, 2019 1:55 pm
Forum: Personal Investments
Topic: Question for the 5%...Anyone buying any individual stocks?
Replies: 51
Views: 4522

Re: Question for the 5%...Anyone buying any individual stocks?

I own 9 individual stocks to include FAANG.
by yousha
Wed Jun 26, 2019 6:44 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website problems [Transactions won't go through, 500 error...]
Replies: 106
Views: 6209

Vanguard Front Page

[Thread merged into here, see below. --admin LadyGeek]

I am unable to access it. Anyone else have this problem?
by yousha
Mon Jun 24, 2019 1:15 pm
Forum: Investing - Theory, News & General
Topic: Dollar General
Replies: 26
Views: 2543

Re: Dollar General

I shop at Amazon. Great prices and a great holding of mine.
by yousha
Sun Jun 23, 2019 2:35 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to offer private equity investments? Thoughts?
Replies: 69
Views: 6921

Privae equity Products

[Topic merged to here — moderator oldcomputerguy]

Vanguard is considering private equity products. Any thoughts.
by yousha
Sat Jun 22, 2019 4:07 pm
Forum: Personal Consumer Issues
Topic: Do you Casino? What do you play? Have you won?
Replies: 82
Views: 5213

Re: Do you Casino? What do you play? Have you won?

Try wagering on thoroughbred horse racing. I remember in my early to mid 20's going to Santa Anita, Hollywood Park, Del Mar, Los Alamitos, etc. I was fascinated by the whole thing and read several books about it. In a way it was like the stock market, studies have shown that the rank of the horse b...
by yousha
Sat Jun 22, 2019 1:24 pm
Forum: Personal Consumer Issues
Topic: Do you Casino? What do you play? Have you won?
Replies: 82
Views: 5213

Re: Do you Casino? What do you play? Have you won?

Try wagering on thoroughbred horse racing.
by yousha
Thu Jun 20, 2019 1:53 pm
Forum: Personal Investments
Topic: Confused with the markets
Replies: 47
Views: 4461

Re: Confused with the markets

Well....find another venue for your need to gain continued traction for your psyche to experience "action" or emotional satisfaction by keeping your well thought out (hopefully) AA alone and get involved in some other venue such as thoroughbred horse racing with some "play money" in keeping with you...
by yousha
Sun Jun 16, 2019 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Trusted Contact.
Replies: 2
Views: 317

Trusted Contact.

Vanguard is setting up a trusted contact person idea in case they feel a need to rule out out the possibility that you may be unable to manage your financial affairs due to dementia or possibility of being scammed. What do you feel about this idea? It is on their website .
by yousha
Sat Jun 15, 2019 9:39 am
Forum: Personal Investments
Topic: Vanguard Financial Plan requires Brokerage Account? Bait and switch?
Replies: 45
Views: 3591

Re: Vanguard Financial Plan requires Brokerage Account? Bait and switch?

My thought is that if a client has had the old platform for many years and feels comfortable with it then so be it!
by yousha
Thu Jun 13, 2019 5:07 am
Forum: Investing - Theory, News & General
Topic: How safe are pensions in the U.S.?
Replies: 87
Views: 9401

Re: How safe are pensions in the U.S.?

Not too safe in California.
by yousha
Tue Jun 11, 2019 9:25 pm
Forum: Personal Investments
Topic: Jack Bogle: Vanguard Balanced Index is "Very Tax Efficient Fund"
Replies: 14
Views: 3448

Re: Jack Bogle: Vanguard Balanced Index is "Very Tax Efficient Fund"

I have the fund and am very satisfied with it.
by yousha
Mon Jun 10, 2019 10:14 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 1412
Views: 138258

Re: U.S. stocks continue to soar!

Fundamentals take a back seat to the news!
by yousha
Sun Jun 09, 2019 11:04 am
Forum: Investing - Theory, News & General
Topic: Insights From a Long Call With Vanguard Reps Today
Replies: 86
Views: 16676

Re: Insights from Vanguard

I had a very long call with Vanguard today. We discussed many different topics and I thought some of the things they said might interest some of you, so here are some of my notes and impressions: I know Vanguard doesn’t have a stellar reputation here when it comes to support, but my experience has ...
by yousha
Sun Jun 09, 2019 10:56 am
Forum: Investing - Theory, News & General
Topic: Insights From a Long Call With Vanguard Reps Today
Replies: 86
Views: 16676

Re: Insights From a Long Call With Vanguard Reps Today

But Vanguard has the Bogleheads. I don't think Fidelity has anything equivalent. Perhaps there are Fidoheads out there, of which I'm unaware. Well, I am a Fidelity customer but I wouldn't call myself a Fidohead. I would say there are a lot of people here with Fidelity accounts and who like Fidelity...
by yousha
Sat Jun 08, 2019 2:39 pm
Forum: Investing - Theory, News & General
Topic: How did you all do in the month of May, 2019
Replies: 126
Views: 10581

Re: How did you all do in the month of May, 2019

I recovered all but $13,000 of 50K unrealized loss in May.
by yousha
Fri Jun 07, 2019 1:17 pm
Forum: Personal Consumer Issues
Topic: Gillette Fusion razors
Replies: 57
Views: 5139

Re: Gillette Fusion razors

Basically, they are all the same. Perhaps, psychologically it might appear better or worse.
by yousha
Thu Jun 06, 2019 1:58 pm
Forum: Personal Investments
Topic: This market just scares me...
Replies: 43
Views: 4376

Re: This market just scares me...

The Market will do what the Market will do!
by yousha
Mon Jun 03, 2019 3:29 pm
Forum: Investing - Theory, News & General
Topic: Nasdaq is correction territory.
Replies: 4
Views: 803

Nasdaq is correction territory.

Not a healthy situation.
by yousha
Sat Jun 01, 2019 2:34 pm
Forum: Personal Finance (Not Investing)
Topic: Money Magazine June issue (Last print)
Replies: 1
Views: 559

Money Magazine June issue (Last print)

An article was written regarding a Vanguard Supervisor - Employee, stealing money from elderly clients for a period of 4 years before it was found out. Vanguard made good the losses. Suggestion was made that portfolios should be closely monitored especially for seniors and those who are ill by family.
by yousha
Fri May 31, 2019 8:54 pm
Forum: Investing - Theory, News & General
Topic: How did you all do in the month of May, 2019
Replies: 126
Views: 10581

How did you all do in the month of May, 2019

My portfolio was down 50k.
by yousha
Fri May 31, 2019 7:03 pm
Forum: Personal Consumer Issues
Topic: Does money/lack of money preoccupy you?
Replies: 90
Views: 8943

Re: Does money/lack of money preoccupy you?

Putting it bluntly......money is honey!
by yousha
Thu May 30, 2019 8:08 pm
Forum: Personal Consumer Issues
Topic: Bath Towels
Replies: 10
Views: 1008

Re: Bath Towels

michaeljc70 wrote:
Thu May 30, 2019 7:34 pm
What do you do with a bath towel 20x40? Are these for children?

It is for myself. I prefer a smaller towel. Thanks.
by yousha
Thu May 30, 2019 8:06 pm
Forum: Personal Consumer Issues
Topic: Bath Towels
Replies: 10
Views: 1008

Re: Bath Towels

There are a lot of 20x40 bath towels for sale on eBay. I believe I checked EBay and I did not see it. Thanks, I will keep that in mind. Again, if I remember (which I might not!), the quality was a problem. Some of those in that size seemed almost like "bar towels", and weren't soft/plush/etc.?? RM ...
by yousha
Thu May 30, 2019 6:44 pm
Forum: Personal Consumer Issues
Topic: Bath Towels
Replies: 10
Views: 1008

Re: Bath Towels

Jim180 wrote:
Thu May 30, 2019 6:00 pm
There are a lot of 20x40 bath towels for sale on eBay.
I believe I checked EBay and I did not see it. Thanks, I will keep that in mind.
by yousha
Thu May 30, 2019 6:42 pm
Forum: Personal Consumer Issues
Topic: Bath Towels
Replies: 10
Views: 1008

Re: Bath Towels

A while back, I asked whether anyone could direct made to a store that sold bath towels 20x40 with no success. The other day, I found it online at Amazon...towels 22x42 which is acceptable. So the moral of the story is to keep trying! If I remember correctly, you were pretty definite that it must b...
by yousha
Thu May 30, 2019 5:37 pm
Forum: Personal Consumer Issues
Topic: Bath Towels
Replies: 10
Views: 1008

Re: Bath Towels

A while back, I asked whether anyone could direct made to a store that sold bath towels 20x40 with no success. The other day, I found it online at Amazon...towels 22x42 which is acceptable. So the moral of the story is to keep trying! If I remember correctly, you were pretty definite that it must b...
by yousha
Thu May 30, 2019 5:19 pm
Forum: Personal Consumer Issues
Topic: Bath Towels
Replies: 10
Views: 1008

Bath Towels

A while back, I asked whether anyone could direct made to a store that sold bath towels 20x40 with no success. The other day, I found it online at Amazon...towels 22x42 which is acceptable. So the moral of the story is to keep trying!
by yousha
Tue May 28, 2019 10:18 am
Forum: Personal Investments
Topic: Cut the cord
Replies: 13
Views: 1456

Re: Cut the cord

strongboy2005 wrote:
Tue May 28, 2019 10:03 am
Looks good, but I’d probably go even more simple: 80% Vanguard Total World (VT), 20% Vanguard Total Bond (BND). Rebalance annually. Simple and easy!


I most definitely agree! However, doesn't it take the "fun" of investing out of the equation by being so simple? Ha Ha.
by yousha
Sun May 26, 2019 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Annuity purchase
Replies: 27
Views: 2932

Re: Annuity purchase

Thank you guys!
by yousha
Sun May 26, 2019 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Annuity purchase
Replies: 27
Views: 2932

Re: Annuity purchase

What is a life annuity. Why is it preferred?
by yousha
Sun May 26, 2019 10:49 am
Forum: Investing - Theory, News & General
Topic: How to retire early by targeting a low/zero balance at the end of life?
Replies: 48
Views: 5441

Re: How to retire early by targeting a low/zero balance at the end of life?

If you definitely want to be broke at the end of your life, there is only method that doesn't involve suicide which I'm aware of: place all of your assets into a lifetime annuity. However, no one I've heard of actually recommends that anyone actually do that, for several reasons. First, you might h...
by yousha
Sun May 26, 2019 10:12 am
Forum: Investing - Theory, News & General
Topic: How to retire early by targeting a low/zero balance at the end of life?
Replies: 48
Views: 5441

Re: How to retire early by targeting a low/zero balance at the end of life?

If you definitely want to be broke at the end of your life, there is only method that doesn't involve suicide which I'm aware of: place all of your assets into a lifetime annuity. However, no one I've heard of actually recommends that anyone actually do that, for several reasons. First, you might h...
by yousha
Sun May 26, 2019 7:30 am
Forum: Investing - Theory, News & General
Topic: How to retire early by targeting a low/zero balance at the end of life?
Replies: 48
Views: 5441

Re: How to retire early by targeting a low/zero balance at the end of life?

Let’s be clear on the difference between the words “die broke” and the same words with initial caps, “ Die Broke”, alluded to by RJ342, which is the title of a book and a philosophy promoted by the authors Levine and Pollan. There are lots of ways to die broke, none of them pleasant for Bogleheads ...
by yousha
Sat May 25, 2019 1:14 pm
Forum: Personal Investments
Topic: Dividend Growth Fund VDIGX
Replies: 14
Views: 2381

Re: Dividend Growth Fund VDIGX

JM555 wrote:
Sat May 25, 2019 12:42 pm
I think this person knows that they didn’t put the fund together LOL semantics. But I believe that they are proud of this fund because everybody on here craps all over dividend stock funds. My guess.


“Seems odd” 😂😂😂


Come on dude

JM555. You are right!


by yousha
Fri May 24, 2019 6:00 pm
Forum: Personal Investments
Topic: Dividend Growth Fund VDIGX
Replies: 14
Views: 2381

Dividend Growth Fund VDIGX

I am very proud of this Fund since owning it for a bit over 10 years. Its performance has beaten the S/P index and The Total Stock MKT this year so far and has returned about 14% since I purchased it. It is one of my standouts in my portfolio.
by yousha
Thu May 23, 2019 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: Opening a Pediatric practice as a Pediatric Nurse Practitioner
Replies: 66
Views: 4892

Re: Opening a Pediatric practice as a Pediatric Nurse Practitioner

Actually several states now allow psychologists to prescribe - I imagine they are pushing for prescribing privileges in other states as well. I imagine their additional years of training in mental health would make them a more attractive choice for many people. A better choice, in my opinion, is a ...
by yousha
Thu May 23, 2019 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: Opening a Pediatric practice as a Pediatric Nurse Practitioner
Replies: 66
Views: 4892

Re: Opening a Pediatric practice as a Pediatric Nurse Practitioner

Actually several states now allow psychologists to prescribe - I imagine they are pushing for prescribing privileges in other states as well. I imagine their additional years of training in mental health would make them a more attractive choice for many people. A better choice, in my opinion, is a ...
by yousha
Wed May 22, 2019 7:13 pm
Forum: Investing - Theory, News & General
Topic: just a general comment about "too conservative" investors here
Replies: 151
Views: 15474

Re: just a general comment about "too conservative" investors here

At 80 years of age, I have 75% in equities. Portfolio is $5.7 million. Doing exceptionally well. At this point, you are investing for your heirs, not yourself (unless you're annual expenses are in the 10% range of your current portfolio . . . ). My expenses is significantly well below. I am investi...
by yousha
Wed May 22, 2019 4:58 pm
Forum: Investing - Theory, News & General
Topic: just a general comment about "too conservative" investors here
Replies: 151
Views: 15474

Re: just a general comment about "too conservative" investors here

At 80 years of age, I have 75% in equities. Portfolio is $5.7 million. Doing exceptionally well. Love your AA, Yousha! If I have any money to invest when I reach my eighties, that's the AA I'd like to have. (I won't have anywhere near your stash....). :beer Well....keep healthy, exercise, no smokin...