Search found 190 matches

by yousha
Wed Jan 16, 2019 5:24 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 828
Views: 41093

Re: RIP Jack Bogle

Rest in Peace!
by yousha
Tue Jan 15, 2019 6:03 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index Admiral vs LS Mod Growth>
Replies: 16
Views: 1050

Re: Vanguard Balanced Index Admiral vs LS Mod Growth>

I am not a fan of the Balanced Index Fund in that if one is not satisfied with either the fixed or equity side, the investor must sell the fund affecting either the fixed or equity which he might prefer not to. I am in favor of a fund that is either fixed or equity and not a blend.
by yousha
Sat Jan 12, 2019 9:44 pm
Forum: Investing - Theory, News & General
Topic: Did you ever "win" big?
Replies: 133
Views: 9563

Re: Did you ever "win" big?

Microsoft and Amazon.
by yousha
Fri Jan 11, 2019 11:52 am
Forum: Investing - Help with Personal Investments
Topic: International debate again!!
Replies: 16
Views: 1134

Re: International debate again!!

Of late, International is doing better!
by yousha
Thu Jan 10, 2019 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Building Wealth Through Home Equity--Myth or Reality?
Replies: 94
Views: 6069

Re: Building Wealth Through Home Equity--Myth or Reality?

Purchased my home in 1971 and sold it in 2004 . Purchased it for $27,750 and sold it for $1,665,000.
by yousha
Thu Jan 10, 2019 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: Diagnosing Knee Problems over the Phone - Medicare
Replies: 119
Views: 5031

Re: Diagnosing Knee Problems over the Phone - Medicare

I'd check out a specialist that provides PRP and Stem Cell procedures as an alternative treatment option. Not covered by insurance, however, if the patient is appropriate for this form of treatment, the procedure is less invasive and takes a shorter time for a positive recovery. Well, the effective...
by yousha
Thu Jan 10, 2019 9:11 am
Forum: Investing - Theory, News & General
Topic: Your Vanguard Page
Replies: 32
Views: 2858

Re: Your Vanguard Page

When I am bored!
by yousha
Wed Jan 09, 2019 11:15 am
Forum: Investing - Theory, News & General
Topic: Safe withdrawal rate at 38 years old
Replies: 95
Views: 7398

Re: Safe withdrawal rate at 38 years old

4% is fine for me! My preference is 5%.
by yousha
Tue Jan 08, 2019 2:37 pm
Forum: Investing - Help with Personal Investments
Topic: 8 year old investing help
Replies: 36
Views: 2773

Re: 8 year old investing help

Is it possible for my granddaughter age 9 to open a Roth IRA with the money she earns at her Dad's medical practice doing clerical chores.
by yousha
Mon Jan 07, 2019 6:44 pm
Forum: Personal Consumer Issues
Topic: Medicare billing question
Replies: 7
Views: 661

Re: Medicare billing question

tc101 wrote:
Mon Jan 07, 2019 1:12 pm
File a complaint with Medicare and or speak to the medicare advocate.
How do I do that, and how much time will it take?
Hard to say especially now with the government partially shut down. Start by asking for the Medicare Advocate.
by yousha
Mon Jan 07, 2019 12:55 pm
Forum: Personal Consumer Issues
Topic: Medicare billing question
Replies: 7
Views: 661

Re: Medicare billing question

File a complaint with Medicare and or speak to the medicare advocate.
by yousha
Mon Jan 07, 2019 12:00 pm
Forum: Investing - Theory, News & General
Topic: How do you view a savings surplus in retirement?
Replies: 117
Views: 5957

Re: How do you view a savings surplus in retirement?

I firmly believe that having a large cash position, among other attributes, has a psychological feeling of well being on the investor that is healthy and permits a more objective outlook on his part.
by yousha
Sat Jan 05, 2019 3:26 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 553
Views: 60552

Re: U.S. stocks continue to soar!

lazydavid wrote:
Sat Jan 05, 2019 8:23 am
I wasn't aware that Average started with W. Learn something new every day. :confused
Have you ever heard of a TYPO!?
by yousha
Fri Jan 04, 2019 5:55 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 553
Views: 60552

Re: U.S. stocks continue to soar!

Dollar Cost Average!
by yousha
Fri Jan 04, 2019 4:34 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 553
Views: 60552

Re: U.S. stocks continue to soar!

DCW accomplishes the same as buying the DIP. I DCW bi-weekly with good results.
by yousha
Thu Jan 03, 2019 12:52 pm
Forum: Investing - Theory, News & General
Topic: The Future of Investing & And where the market is going
Replies: 32
Views: 3131

Re: The Future of Investing & And where the market is going

In my opinion, hopefully the market will focus on fundamentals and data as significant sign points in determining market movement. Investors deserve it.
by yousha
Wed Jan 02, 2019 5:13 pm
Forum: Investing - Help with Personal Investments
Topic: Lending Club
Replies: 18
Views: 1380

Re: Lending Club

Yes, Lending Club...sorry!
by yousha
Wed Jan 02, 2019 1:35 pm
Forum: Investing - Help with Personal Investments
Topic: Lending Club
Replies: 18
Views: 1380

Lending Club

Anyone familiar with Lending Tree's investment portfolios? K know they had some somewhat serious financial issuers in the past but I wonder whether they got their act together. I would appreciate any information from especially those who have invested or currently involved.
by yousha
Tue Jan 01, 2019 5:22 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2278
Views: 398707

Re: What are you up YTD? [Year To Date]

I lost $43,000 (paper) on a $5.1 million portfolio. Not bad!
by yousha
Mon Dec 31, 2018 5:07 pm
Forum: Investing - Theory, News & General
Topic: S&P 500 Ending Totals
Replies: 4
Views: 560

Re: S&P 500 Ending Totals

Very informative.
by yousha
Mon Dec 31, 2018 5:04 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard PAS phone call on Dec 31st
Replies: 6
Views: 545

Re: Vanguard PAS phone call on Dec 31st

Very interesting. I do not recall ever getting a message as this.
by yousha
Sun Dec 30, 2018 11:00 am
Forum: Investing - Help with Personal Investments
Topic: Is anyone's portfolio not tanking???
Replies: 129
Views: 13129

Re: Is anyone's portfolio not tanking???

My portfolio as of the close on Friday Dec 28 has improved to a minus 4.37%.
by yousha
Thu Dec 27, 2018 4:08 pm
Forum: Investing - Theory, News & General
Topic: What was your best investment in 2018?
Replies: 127
Views: 7235

Re: What was your best investment in 2018?

Reinvested distributions into the five stocks compromising FAANG throughout the year 2018.
by yousha
Thu Dec 27, 2018 7:18 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10112
Views: 1784446

Re: U.S. stocks in free fall

Yesterday might have been a dead cat bounce!
by yousha
Wed Dec 26, 2018 1:14 pm
Forum: Investing - Theory, News & General
Topic: Preparing for the bounce
Replies: 60
Views: 8964

Re: Preparing for the bounce

Don't count your chickens before they hatch! Wait till 2:04 EST
by yousha
Tue Dec 25, 2018 8:54 pm
Forum: Investing - Theory, News & General
Topic: Help Me Think About the Future: How Do You Know When Your Risk Tolerance Changes?
Replies: 37
Views: 2396

Re: Help Me Think About the Future: How Do You Know When Your Risk Tolerance Changes?

I think that this current market is a good example in terms how you are responding to this volatility and the negative impact on equities. If you are frightened and worried to a point that you cannot sleep or become frustrated and overly depressed it is indication that your risk tolerance requires a...
by yousha
Tue Dec 25, 2018 8:45 pm
Forum: Investing - Help with Personal Investments
Topic: Rebalancing
Replies: 4
Views: 528

Re: Rebalancing

Thank your kind words.
by yousha
Tue Dec 25, 2018 8:44 pm
Forum: Investing - Help with Personal Investments
Topic: Rebalancing
Replies: 4
Views: 528

Re: Rebalancing

The Market decline helped my portfolio rebalance somewhat without any action on my part. That is great. From your prior posts I believe that you are in your 80s. My memory is certain that you you are successful and that your holdings are quite large to say the least. Let your days be filled with th...
by yousha
Tue Dec 25, 2018 3:34 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 580
Views: 59730

Re: What frugal thing did you do today?

I cancelled a trip to Sweden scheduled in March, 2019.
by yousha
Tue Dec 25, 2018 3:31 pm
Forum: Investing - Help with Personal Investments
Topic: Rebalancing
Replies: 4
Views: 528

Rebalancing

The Market decline helped my portfolio rebalance somewhat without any action on my part.
by yousha
Tue Dec 25, 2018 10:51 am
Forum: Investing - Theory, News & General
Topic: Are we officially in bear market ?
Replies: 79
Views: 9729

Re: Are we officially in bear market ?

As investors, we need not become overwhelmed by this market but on the other hand we need to take careful notice of how the market is behaving and its impact on our portfolio. Perhaps, postpone large purchases.
by yousha
Mon Dec 24, 2018 10:10 pm
Forum: Investing - Theory, News & General
Topic: Are we officially in bear market ?
Replies: 79
Views: 9729

2008/09 vs. 2018

[Post moved into here, see below. --admin LadyGeek]

All three major indices are either in a bear market or very close to one. How does 2018 compare to 2008/09?
by yousha
Sat Dec 22, 2018 5:57 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10112
Views: 1784446

Re: Stayed the course during a downturn?

[Thread merged into here, see below. --admin LadyGeek] People who talk about asset allocation and blood in the streets and staying the course during a downturn are often asked if they themselves have been invested through a downturn without panicking. At what point in this market can we all now ans...
by yousha
Sat Dec 22, 2018 12:07 pm
Forum: Investing - Help with Personal Investments
Topic: Is anyone's portfolio not tanking???
Replies: 129
Views: 13129

Re: Is anyone's portfolio not tanking???

Portfolio is down 5.68% as of Friday's close.
by yousha
Fri Dec 21, 2018 5:22 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10112
Views: 1784446

Re: U.S. stocks in free fall

No end in sight with respect to the Market's downward spiral!
by yousha
Fri Dec 21, 2018 2:28 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10112
Views: 1784446

Re: U.S. stocks in free fall

It looks and feels like we are going to zero. Is your AA in keeping with your risk tolerance? Merry Christmas.
by yousha
Thu Dec 20, 2018 3:33 pm
Forum: Investing - Theory, News & General
Topic: Who's buying today? where's all the "dry powder" folks at? :)
Replies: 247
Views: 20730

Re: Whose buying today? where's all the "dry powder" folks at? :)

What we are not seeing is folks buying the dip(s) and folks selling into intermittent market gains during the trading day.
by yousha
Mon Dec 17, 2018 10:33 pm
Forum: Personal Consumer Issues
Topic: Holiday Card [from Vanguard]
Replies: 29
Views: 3085

Re: Holiday Card [from Vanguard]

Several years ago, I received a Vanguard coffee cup for participating on their Blog.
by yousha
Sat Dec 15, 2018 10:16 am
Forum: Personal Consumer Issues
Topic: Holiday Card [from Vanguard]
Replies: 29
Views: 3085

Re: Holiday Card [from Vanguard]

I thought it was a nice gesture.
by yousha
Wed Dec 12, 2018 3:32 pm
Forum: Personal Consumer Issues
Topic: Holiday Card [from Vanguard]
Replies: 29
Views: 3085

Holiday Card [from Vanguard]

Received a nice holiday card from Vanguard to its Select Flagship folks.
by yousha
Sun Dec 09, 2018 7:03 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2278
Views: 398707

Re: What are you up YTD? [Year To Date]

52.2% Stocks, 18.2% Bonds and 29.2% Cash. Down -1.71%
by yousha
Sun Dec 09, 2018 1:57 pm
Forum: Investing - Theory, News & General
Topic: does the 4% withdrawal guideline include dividends?
Replies: 43
Views: 3075

Re: does the 4% withdrawal guideline include dividends?

The question for me is whether the RMD is counted into the 4% guideline such like dividends is and secondly, at my age 5% is calculated for me to take from my portfolio each year....should that also apply to the 4% guideline increasing the amount of the withdrawal?
by yousha
Thu Dec 06, 2018 5:00 pm
Forum: Investing - Theory, News & General
Topic: Uptick Rule
Replies: 2
Views: 362

Uptick Rule

Why was the uptick rule eliminated?
by yousha
Tue Dec 04, 2018 1:40 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10112
Views: 1784446

Re: U.S. stocks in freefall

Cash is king!
by yousha
Mon Dec 03, 2018 4:35 pm
Forum: Investing - Theory, News & General
Topic: RMD
Replies: 4
Views: 387

RMD

Is it accurate to state that the RMD takeout is about 4% of your current principle.
by yousha
Fri Nov 30, 2018 5:15 pm
Forum: Investing - Help with Personal Investments
Topic: Difference between Vanguard Div. Growth vs. Dividend Appreciation
Replies: 3
Views: 675

Difference between Vanguard Div. Growth vs. Dividend Appreciation

I own Dividend Growth. I am aware that the fund is closed to new investors. Is Dividend Appreciation about the same?