Search found 31 matches

by Gardner's Son
Wed Mar 18, 2020 3:20 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1355
Views: 103381

Re: Coronavirus (Consumer Issues) How you are preparing?

After reading and seeing this post ( https://www.facebook.com/davidsinclairphd/videos/2533198843607552/UzpfSTEwMDAwMDQ3MTczNzAxNDo0MjI2NzcwNjY0MDE1Mjgz/ ), I'm mentally preparing myself for many months of this new life. We are in the 65+underlying health concerns. Have been staying away from crowds....
by Gardner's Son
Thu Feb 13, 2020 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Way to Send Money to Saudi Arabia?
Replies: 4
Views: 532

Re: Way to Send Money to Saudi Arabia?

Many thanks for these suggestions!
by Gardner's Son
Tue Feb 11, 2020 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: Way to Send Money to Saudi Arabia?
Replies: 4
Views: 532

Way to Send Money to Saudi Arabia?

I need to send money ($1,500 US or so) to a person living in Saudi Arabia. I went to my bank and they said it would cost $180 to send it. I'd hate paying 12% in fees. What other ways can you suggest? American Express? Pay Pal? Etc. Many thanks!
by Gardner's Son
Sat Jan 25, 2020 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: What did you do cool with your money today?
Replies: 104
Views: 8306

Re: What did you do cool with your money today?

Bought a 15-pack of Milwaukee Best Light for $7.99 > 53 cents/beer. Actually, not bad tasting...
by Gardner's Son
Thu Jan 16, 2020 9:26 am
Forum: Personal Finance (Not Investing)
Topic: "Life Between 65 and Death"
Replies: 17
Views: 2705

"Life Between 65 and Death"

Saw this posted on Facebook. It's a few years old, but please read as time permits... I reflected on each, but really liked #11 >> https://maybienvh.wordpress.com/2018/05 ... bZxp9xbXTc
by Gardner's Son
Tue Jan 14, 2020 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: Do you plan to actually spend down your portfolio?
Replies: 353
Views: 29413

Re: Do you plan to actually spend down your portfolio?

No. We have 5 adult kids ages 42 to 29. Our goal is to leave the vast majority to them. We did plan on spending down our portfolio when we were younger, but our income from ages 55-68 allowed us to pay off everything. I'm still working part-time at age 69 (wife still works PT at age 66). We were for...
by Gardner's Son
Sat Jan 04, 2020 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Medical school at 34 - Is this financial suicide?
Replies: 116
Views: 10056

Re: Medical school at 34 - Is this financial suicide?

It may not be financial disaster, but personal. I recall asking a friend of mine who went back to school to earn his Ph.D. if it was worth it. "Professionally it was worth it. Personally it costs me my marriage. So, no, it was not worth it."
by Gardner's Son
Fri Dec 20, 2019 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: Blogging for Fun & Profit
Replies: 18
Views: 1573

Re: Blogging for Fun & Profit

OP here... Many thanks for everyone's words of advice. I'm a "Rule of Thumb" guy and so seeing items such as the 4 suggestions below make sense to me: 1. Sell your time (writing, speaking, consulting, coaching, whatever) 2. Sell your own products 3. Sell someone else's products (i.e. affiliate marke...
by Gardner's Son
Fri Dec 20, 2019 9:42 am
Forum: Personal Finance (Not Investing)
Topic: Blogging for Fun & Profit
Replies: 18
Views: 1573

Re: Blogging for Fun & Profit

Thanks for the replies! Just looking for folks who have blogging experience and were able to make a bit of money on the side. I'm in my late 60's and have followed the "Boglehead Way" so we have Enough. Just looking hear stories from folks who have started a blog and were able to make money from it....
by Gardner's Son
Fri Dec 20, 2019 4:16 am
Forum: Personal Finance (Not Investing)
Topic: Blogging for Fun & Profit
Replies: 18
Views: 1573

Blogging for Fun & Profit

I'm looking for advice on starting a blog for fun and profit. I have the concept/idea and domain name, but need additional info on the best platform to host the blog so that it will generate cash from ads, etc. Are there any Bloggers here who have done this successfully? Just want something to keep ...
by Gardner's Son
Sun Jul 28, 2019 7:21 am
Forum: Personal Finance (Not Investing)
Topic: Why I don't think I should get long term care insurance right now
Replies: 164
Views: 13089

Re: Why I don't think I should get long term care insurance right now

While I have forgotten all of the particulars, I (male) bought a LTC policy when I turned 55 (2005) for about $2,000/year. I am now 69. I believe it covered $300/day with a max of $1,000,000 total coverage? As owners of a small business, we deducted this expense. After 20 years, the policy is comple...
by Gardner's Son
Tue Apr 30, 2019 6:23 am
Forum: Personal Consumer Issues
Topic: Purchasing 2019 Honda Pilot Advice Wanted
Replies: 17
Views: 1852

Re: Purchasing 2019 Honda Pilot Advice Wanted

Here's what we actually bought yesterday. Just posting pricing as others may find it useful... We bought an EX-L AWD with Navi & RES in Durham, NC for the following: Selling Price > $42,655 Discount > $6,105 Adjusted Price > $36,550 Mudguards > $189 Wheel Locks > $140 Back-Up Sensors > $750 All Seas...
by Gardner's Son
Mon Apr 29, 2019 6:38 am
Forum: Personal Consumer Issues
Topic: Purchasing 2019 Honda Pilot Advice Wanted
Replies: 17
Views: 1852

Re: Purchasing 2019 Honda Pilot Advice Wanted

Many thanks for the great advice from everyone!!
by Gardner's Son
Mon Apr 29, 2019 5:05 am
Forum: Personal Consumer Issues
Topic: Purchasing 2019 Honda Pilot Advice Wanted
Replies: 17
Views: 1852

Purchasing 2019 Honda Pilot Advice Wanted

Dear Fellow Bogleheads: We'd like to gather feedback from folks who have purchased a 2019 Honda Pilot EX-L with AWD. The lowest price we have received is $36,146. Is this a good price? We live in North Carolina. We can get .09% financing if we purchase by tomorrow (4/30/2019). Many thanks!!
by Gardner's Son
Sun Apr 14, 2019 12:45 pm
Forum: Personal Finance (Not Investing)
Topic: Southwest Credit Card?
Replies: 6
Views: 873

Re: Southwest Credit Card?

Many thanks!
by Gardner's Son
Sun Apr 14, 2019 9:29 am
Forum: Personal Finance (Not Investing)
Topic: Southwest Credit Card?
Replies: 6
Views: 873

Southwest Credit Card?

I believe there was a topic string on Southwest Credit Cards. Can someone please direct me to it?
by Gardner's Son
Sat Mar 30, 2019 5:34 am
Forum: Personal Finance (Not Investing)
Topic: Those of you with alot of money, how did you do it?
Replies: 86
Views: 13324

Re: Those of you with alot of money, how did you do it?

Followed my passion for teaching > graduated from college and grad school with no/little debt > started teaching > married a kind and supportive wife > started a side business as a workshop presenter and publishing ed materials > struggled like heck raising 5 kids for the first 20 or so years. The l...
by Gardner's Son
Sat Mar 30, 2019 2:53 am
Forum: Personal Finance (Not Investing)
Topic: Paying someone in Australia...
Replies: 2
Views: 354

Paying someone in Australia...

I need to pay someone in Australia. I'd like to use my credit card for this so I can receive frequent flier miles. What would be the best way to go? Many thanks!
by Gardner's Son
Wed Mar 27, 2019 1:00 pm
Forum: Personal Consumer Issues
Topic: New Honda CR-V vs. 2-3 Year Old CR-V?
Replies: 68
Views: 5714

New Honda CR-V vs. 2-3 Year Old CR-V?

Just tossing this out there... My wife and I are looking to purchase a new or used Honda CR-V EXL. The prices for a relatively low mileage used CR-V are about $4,000-5,000 less than a new one. If we buy new, the interest rate is .09%. If we buy a used CR-V would run 4.75%. It seems like a wash to me...
by Gardner's Son
Tue Mar 12, 2019 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: How many companies have you worked for?
Replies: 125
Views: 8249

Re: How many companies have you worked for?

I've just worked for two in my 30 year career as a teacher. Perhaps three, if you count the company my wife and I started on the side...
by Gardner's Son
Thu Feb 28, 2019 9:54 am
Forum: Personal Finance (Not Investing)
Topic: Why Working as a Senior Male is Wise...
Replies: 104
Views: 12842

Re: Why Working as a Senior Male is Wise...

OP here -- Sorry I have not been in on the conversations. My main reason for staying employed is a defense against becoming too emotionally/socially isolated as I grow older. I saw this in my father's life and the lives of older men I know. They withdraw, go without social interaction, etc. I was ju...
by Gardner's Son
Sat Feb 23, 2019 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Why Working as a Senior Male is Wise...
Replies: 104
Views: 12842

Why Working as a Senior Male is Wise...

As a 68-year-old man, I have decided that it is better for me to keep working than stop completely. In my case, I retired as a teacher in 2005. However, I have been fortunate to have flexible part-time work that I find very meaningful. In my case it involves working as an editor for a small publishi...
by Gardner's Son
Mon Feb 18, 2019 4:27 pm
Forum: Personal Finance (Not Investing)
Topic: Were you 100% debt free at retirement
Replies: 163
Views: 12232

Re: Were you 100% debt free at retirement

Yes. I retired from teaching is 2005 and continued to work at a side hustle company my wife and I started way back in 1982 while I was a young educator. At ages 68 & 66, we decided to take SS this year and still keep working. While we could stop at any time, what we do is meaningful to us. The grand...
by Gardner's Son
Tue Jan 01, 2019 10:31 am
Forum: Personal Investments
Topic: Advice for Not-Needed-for-Now SS and 1031 Real Estate Exchange
Replies: 1
Views: 315

Advice for Not-Needed-for-Now SS and 1031 Real Estate Exchange

Dear BH Family: At ages 68 and 66, my wife and I have made it across the Finish Line on the Island of Retirement! As we will be at this location for a few more years, I'd like to ask your advice on our little island paradise. Here's what it looks like from our perspective: • A Shady Coconut Grove c...
by Gardner's Son
Thu Dec 13, 2018 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 501
Views: 59949

Re: What is/ was your career and would you recommend it now?

Elementary school teacher. Teaching, social work, church ministry, and other helping professions are highly needed. We were able to do it with 3+ kids, will be retired comfortably once SS kicks in.
by Gardner's Son
Thu Dec 13, 2018 3:11 pm
Forum: Investing - Theory, News & General
Topic: What Happened to you during the Financial crisis of 2007–2008
Replies: 249
Views: 23156

Re: What Happened to you during the Financial crisis of 2007–2008

Lost 40.6% & Stayed the Course and kept investing > Now have 4X what we had in 2007.
by Gardner's Son
Tue Dec 11, 2018 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: What percentage of your net worth is your home equity?
Replies: 309
Views: 24731

Re: What percentage of your net worth is your home equity?

Ours is 20%. We are essentially retired, no debt. 44% in investments. 36% in commercial property. Cash flow over $100,000 in retirement/SS/RMD/part-time jobs. Have more than we need, so have been helping out our children buying their initial homes. Still working because I want to stay productive and...
by Gardner's Son
Fri Sep 21, 2018 4:12 pm
Forum: Personal Consumer Issues
Topic: Did you really have something to retire to?
Replies: 132
Views: 12797

Re: Did you really have something to retire to?

I retired as an educator to run a publishing company. Moving from that to help manage a non-profit. Just trying to stay one step ahead...
by Gardner's Son
Sun Aug 19, 2018 7:07 pm
Forum: Personal Finance (Not Investing)
Topic: Teachers Who Have Net Worth of $1 million +
Replies: 191
Views: 31164

Re: Teachers Who Have Net Worth of $1 million +

As the OP, I'd like to thank everyone for sharing their "The Millionaire Teacher Next Door" stories.
by Gardner's Son
Thu Aug 16, 2018 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Teachers Who Have Net Worth of $1 million +
Replies: 191
Views: 31164

Teachers Who Have Net Worth of $1 million +

As a retired teacher, I'm interested in hearing from my fellow Life-Giving Educators who were able to devote their lives to teaching, invest over time, may have started side businesses, and have amassed over $1 million net. How did you do it? Perhaps share your net worth as a testament to other youn...