Search found 146 matches

by iamblessed
Mon Jun 24, 2019 12:16 pm
Forum: Personal Consumer Issues
Topic: Clearing undergrowth and bush
Replies: 37
Views: 2084

Re: Clearing undergrowth and bush

Watch out for poison ivy. Especially if you use a power tool - they can spit small flecks of PI up and hit you where you least expect it. I always wear my safety glasses and pull on my mosquito head net over my hat to keep the flecks from hitting me in the face or eyes. So true. One spec of it on y...
by iamblessed
Fri Jun 14, 2019 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Got a refund today they only would put in back on the visa card. Later I found out that card has been closed nine months
Replies: 22
Views: 2446

Re: Got a refund today they only would put in back on the visa card. Later I found out that card has been closed nine mo

HawkeyePierce wrote:
Fri Jun 14, 2019 2:42 pm
This is a very common situation. I build payment systems for a living. The bank will just send you a check.
Will it take a couple of months?
by iamblessed
Thu Jun 13, 2019 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Got a refund today they only would put in back on the visa card. Later I found out that card has been closed nine months
Replies: 22
Views: 2446

Re: Got a refund today they only would put in back on the visa card. Later I found out that card has been closed nine mo

I closed several credit cards around the same time so I have no idea which one this was. The good news is it is not big money at stake.
by iamblessed
Thu Jun 13, 2019 9:23 am
Forum: Personal Consumer Issues
Topic: Do you repair your own appliances?
Replies: 65
Views: 3447

Re: Do you repair your own appliances?

I try to repair everything sometimes I win sometimes not.
by iamblessed
Tue Jun 11, 2019 6:57 pm
Forum: Personal Consumer Issues
Topic: Hot Water Tank
Replies: 14
Views: 1512

Re: Hot Water Tank

I have a average brand tank but take out 5 gallons of water every six month from the drain valve. The tank is 30 years old. I think that is the key. Right after that I run the bathtub for a minute with no filter on the end of it. So, what color is the liquid when you do a drain? clear or brownish? ...
by iamblessed
Tue Jun 11, 2019 12:04 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for rent is throwing away money...myth?
Replies: 302
Views: 18781

Re: Paying for rent is throwing away money...myth?

Just remember someone had to buy the place to rent it to you. That makes me want to buy.
by iamblessed
Tue Jun 11, 2019 11:52 am
Forum: Personal Consumer Issues
Topic: Hot Water Tank
Replies: 14
Views: 1512

Re: Hot Water Tank

I have a average brand tank but take out 5 gallons of water every six month from the drain valve. The tank is 30 years old. I think that is the key. Right after that I run the bathtub for a minute with no filter on the end of it.
by iamblessed
Wed Jun 05, 2019 6:16 pm
Forum: Personal Consumer Issues
Topic: Being given charity that I don't need
Replies: 45
Views: 3544

Re: Being given charity that I don't need

oldfatguy wrote:
Tue Jun 04, 2019 11:30 am
Increase your tip by the amount of the discount.
+1
by iamblessed
Tue Jun 04, 2019 7:35 pm
Forum: Personal Consumer Issues
Topic: Costco or Sam's Club?
Replies: 134
Views: 8260

Re: Costco or Sam's Club?

Costco wins for organic food.
Sam's is better for non food items.
My 2 cents on it. I love organic food so you know where I am at.
by iamblessed
Fri May 24, 2019 9:50 am
Forum: Personal Consumer Issues
Topic: ongoing eBay buying problems
Replies: 30
Views: 2068

Re: ongoing eBay buying problems

Clark Howard says not to buy from a seller with less than a 98% rating. I buy on ebay but no big items all under $100
A long time ago a guy cheated me out of $8 before I knew what to do. I have saved way more than $8 since then so it was ok in the end.
by iamblessed
Thu May 23, 2019 9:41 am
Forum: Personal Finance (Not Investing)
Topic: Anyone want to share their monthly budget? Here's ours
Replies: 88
Views: 17675

Re: Anyone want to share their monthly budget? Here's ours

Some of you guys are listing each item but no total. Are you taking me back to math class? LOL
by iamblessed
Thu May 23, 2019 6:36 am
Forum: Personal Finance (Not Investing)
Topic: Anyone want to share their monthly budget? Here's ours
Replies: 88
Views: 17675

Re: Anyone want to share their monthly budget? Here's ours

Social Security net of Medicare is 963. 100 on first of month donation to a progressive non profit, ACLU, Planned Parenthood, etc. Secular tithing. 300 monthly housing, small condo, includes mortgage, HOA fee, all utilities. Split everything 50.50 with my wife 200 month food, veganish, mostly organ...
by iamblessed
Tue May 21, 2019 5:16 pm
Forum: Personal Consumer Issues
Topic: Computer speed question which computer is faster and why?
Replies: 22
Views: 1524

Re: Computer speed question which computer is faster and why?

Thanks everybody. I guess for everyday tasks either would do. In fact the one with ssd might win for everyday tasks. To keep the money down I was thinking about an i5 with an ssd. I just do everyday things nothing fancy. Forums and streaming radio are my big tasks.
by iamblessed
Tue May 21, 2019 1:39 pm
Forum: Personal Consumer Issues
Topic: Computer speed question which computer is faster and why?
Replies: 22
Views: 1524

Computer speed question which computer is faster and why?

computer one has an i3 3.2 chip 8GB of ram and a ssd

computer two has an i7 3.2 chip 8GB of ram and a 7200rpm hard drive with a 32mb cashe

Both computers are the same model so everything else is the same.

Which computer is faster and why?
by iamblessed
Wed May 15, 2019 3:20 pm
Forum: Personal Consumer Issues
Topic: How long will a shirt last?
Replies: 34
Views: 2602

Re: How long will a shirt last?

I wore some hanes t shirts for 15 years but you should have seen them at the end of there life. I looked like a bum. I have some dress shirts that are 30+ years old the collars are frayed but other than that they do not look to bad.
by iamblessed
Tue May 14, 2019 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?
Replies: 58
Views: 4061

Re: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?

Electrum wrote:
Tue May 14, 2019 7:15 pm
One credit card, paid off each month. No debt of any kind. Credit score is 814.
Maybe I will go down to one. My score right now is 790 I am not looking to take out any loans. I am using a debit card. I limit what the account has in it.
by iamblessed
Mon May 13, 2019 10:36 pm
Forum: Personal Finance (Not Investing)
Topic: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?
Replies: 58
Views: 4061

I really do not like using credit cards. Do any of you have a good credit score with no credit cards?

If so could you name what kind of loans you do have? I have three personal loans and wonder if this is enough.
by iamblessed
Mon May 13, 2019 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Do you receive a letter if you credit card is about to be closed for inactivity?
Replies: 18
Views: 1504

Do you receive a letter if you credit card is about to be closed for inactivity?

Does it very by bank or credit union? Feel free to name some if you remember how they do it.
by iamblessed
Mon May 13, 2019 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Bank check cashing question help me understand this
Replies: 4
Views: 847

Bank check cashing question help me understand this

A man gave a check to a preacher for charity. The preacher gave the check to a man's poor family. The man from the poor family cashed the check. The check had the preacher name on the front of it. The preachers name and the man from the poor family name were both on the back of the check. How is thi...
by iamblessed
Mon May 13, 2019 7:40 am
Forum: Personal Consumer Issues
Topic: Computer issues, fix vs replace
Replies: 33
Views: 1983

Re: Computer issues, fix vs replace

Download linux mint on it. See how it acts. Then reload windows. Going by the specs that computer has many years of life in it. All of this is free to do.
by iamblessed
Sat May 11, 2019 5:27 pm
Forum: Personal Investments
Topic: VMMXX as cash
Replies: 38
Views: 5460

Re: VMMXX as cash

What is VMMXX for the many of us that have not memorized these symbols? I know that I can Google it but why not take the few extra seconds to type the fund name and save hundreds of people from looking it up? +++++So true I wish we named the fund then the folks that wanted to buy it could look up t...
by iamblessed
Fri May 03, 2019 10:02 am
Forum: Investing - Theory, News & General
Topic: Berkshire buying stake in Amazon - my opinion
Replies: 55
Views: 6007

Re: Berkshire buying stake in Amazon - my opinion

SrGrumpy wrote:
Fri May 03, 2019 8:47 am
If he was truly an oracle, Buffett would have been in Amazon more than a decade ago. And the tech sector in general. I don't get the fascination with this guy.
Take a look what the A shares sold for in 1974 and you will.
by iamblessed
Thu May 02, 2019 10:28 pm
Forum: Personal Consumer Issues
Topic: I have a buddy in Australia he says he pays for each email. I never heard of this. Is this true?
Replies: 17
Views: 3349

I have a buddy in Australia he says he pays for each email. I never heard of this. Is this true?

Anybody ever heard of this in Australia? He also says he pays more for an email with pictures in it.
by iamblessed
Thu May 02, 2019 10:15 pm
Forum: Personal Consumer Issues
Topic: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.
Replies: 21
Views: 1399

Re: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.

sk2101 wrote:
Thu May 02, 2019 7:37 pm
iamblessed wrote:
Thu May 02, 2019 4:18 pm
bob60014 wrote:
Thu May 02, 2019 3:50 pm
The fuel evaporation canister is fouled. Replace it.
I was thinking that or the purge valve.
if uts either of those I wouldn't bother fixing it.
Not very serious?
by iamblessed
Thu May 02, 2019 4:18 pm
Forum: Personal Consumer Issues
Topic: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.
Replies: 21
Views: 1399

Re: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.

bob60014 wrote:
Thu May 02, 2019 3:50 pm
The fuel evaporation canister is fouled. Replace it.
I was thinking that or the purge valve.
by iamblessed
Thu May 02, 2019 3:11 pm
Forum: Personal Consumer Issues
Topic: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.
Replies: 21
Views: 1399

Re: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.

I by mistake overfilled it with gas before the check engine light came on. Any ideas what it could be?
by iamblessed
Thu May 02, 2019 1:05 pm
Forum: Personal Consumer Issues
Topic: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.
Replies: 21
Views: 1399

Re: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.

Yikes. What kind of repair shop did you go to? 10 sets of codes. What were the codes that were showing? There are likely primary codes and secondary codes. They did not research what the codes might be pointing to? I would write them down and research one by one. A 95 Cavalier is likely destined fo...
by iamblessed
Thu May 02, 2019 12:43 pm
Forum: Personal Consumer Issues
Topic: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.
Replies: 21
Views: 1399

Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.

I took it to the repair shop. He said it showed 10 codes but he was not able to clear the codes to retest it. He unhooked the battery for 15 min. that did not even do it. After it runs about 20-30min. the service engine light comes on and the radiator fan comes on even though the temperature gauge i...
by iamblessed
Wed May 01, 2019 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Debit Card Question
Replies: 3
Views: 564

Re: Fidelity Debit Card Question

bumping again
by iamblessed
Wed May 01, 2019 6:37 am
Forum: Personal Finance (Not Investing)
Topic: Could you invest in Vanguard by phone(voice only) after your account was set up?
Replies: 3
Views: 398

Could you invest in Vanguard by phone(voice only) after your account was set up?

Could you invest in Vanguard by phone only after your account was set up? I am guessing you would have to pay fees on each move. Could you tell them to sent money to your bank account by phone?
by iamblessed
Tue Apr 30, 2019 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Debit Card Question
Replies: 3
Views: 564

Fidelity Debit Card Question

If you have $500 in your CMA will your debit card stop when you have spent the $500? Or does it go into overdraft?
by iamblessed
Mon Apr 29, 2019 2:05 pm
Forum: Personal Consumer Issues
Topic: Man’s life savings stolen from hijacked cellphone number
Replies: 180
Views: 16520

Re: Man’s life savings stolen from hijacked cellphone number

Could you set up a brokerage that you would do everything by voice? I am guessing their would be a fee.
by iamblessed
Sun Apr 28, 2019 11:11 am
Forum: Personal Consumer Issues
Topic: I need advice on cleaning a toilet. How to you clean this part of the toilet? What is the best thing to use?
Replies: 44
Views: 5187

Re: I need advice on cleaning a toilet. How to you clean this part of the toilet? What is the best thing to use?

Thanks everybody. I used the Acidic Bowl Cleaner. It got 95% of it. It would have been 100% but it is a tight space to get into. Good stuff.
by iamblessed
Sat Apr 20, 2019 2:00 pm
Forum: Personal Consumer Issues
Topic: I need advice on cleaning a toilet. How to you clean this part of the toilet? What is the best thing to use?
Replies: 44
Views: 5187

Re: I need advice on cleaning a toilet. How to you clean this part of the toilet? What is the best thing to use?

cantoque wrote:
Sat Apr 20, 2019 12:07 pm
Use a pumice stone
I have tried a pumice stone but the hole is to small for the stone.
by iamblessed
Sat Apr 20, 2019 11:44 am
Forum: Personal Consumer Issues
Topic: I need advice on cleaning a toilet. How to you clean this part of the toilet? What is the best thing to use?
Replies: 44
Views: 5187

Re: I need advice on cleaning a toilet. How to you clean this part of the toilet?

Here is a picture of the area I am talking about. The area to the right. https://i.imgur.com/5FjCheh.jpg That looks a bit odd, but the part at the right is the "down the hatch" part, correct? How about with a brush (large bottle brush shape, or other with handle where the "brush" part can fit in th...
by iamblessed
Sun Apr 07, 2019 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: I am confused about quarterly taxes. I own the state about $1700. For the last couple of years I just pay them in Dec.
Replies: 18
Views: 1883

Re: I am confused about quarterly taxes. I own the state about $1700. For the last couple of years I just pay them in

I guess I was covered last year under the safe harbor rule. My tax man uses software and is good. This year I am paying them 1st quarter just to be safe.
by iamblessed
Sun Apr 07, 2019 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: I am confused about quarterly taxes. I own the state about $1700. For the last couple of years I just pay them in Dec.
Replies: 18
Views: 1883

Re: I am confused about quarterly taxes. I own the state about $1700. For the last couple of years I just pay them in

If they find the mistake will they send me a bill or have me redo my taxes? The year before I owned $20 so maybe I am covered by mailing $1700.
by iamblessed
Sat Apr 06, 2019 11:40 am
Forum: Personal Finance (Not Investing)
Topic: I am confused about quarterly taxes. I own the state about $1700. For the last couple of years I just pay them in Dec.
Replies: 18
Views: 1883

I am confused about quarterly taxes. I own the state about $1700. For the last couple of years I just pay them in Dec.

I am confused about quarterly taxes. I own the state about $1700. For the last couple of years I just pay them in December and they seem to be fine with this. My tax man did not see a problem with this. Is this ok?
by iamblessed
Thu Apr 04, 2019 3:21 pm
Forum: Personal Investments
Topic: Helping my aunt pick a fund she is looking at Wellington and the Balanced index fund
Replies: 9
Views: 1003

Re: Helping my aunt pick a fund she is looking at Wellington and the Balanced index fund

If she has no other money, she should not be investing at all, except in a Savings account, Money Market, etc. Yes, my first thought is that if a person is living on an income of 17.5K and has total investment assets of 80K, then that money should just be in CDs or MM or savings account, etc. But w...
by iamblessed
Thu Apr 04, 2019 11:11 am
Forum: Personal Investments
Topic: Helping my aunt pick a fund she is looking at Wellington and the Balanced index fund
Replies: 9
Views: 1003

Helping my aunt pick a fund she is looking at Wellington and the Balanced index fund

She makes 17.5k a year on social security.
She has 80k to invest.
She does not need to pull any money from this.
Age is 80