Search found 9 matches

by Erich
Thu Jul 26, 2018 12:04 am
Forum: Personal Investments
Topic: DFA funds vs. Vanguard
Replies: 2
Views: 648

DFA funds vs. Vanguard

Considering DFA funds.

Pros/Cons

All taxable account.
by Erich
Mon Jun 25, 2018 7:43 pm
Forum: Personal Investments
Topic: Vanguard VTMFX Vs. Three fund portfolio divided 50/50 asset allocation
Replies: 8
Views: 3637

Vanguard VTMFX Vs. Three fund portfolio divided 50/50 asset allocation

Why not just one fund? Assume an all taxable account.
by Erich
Fri Jun 15, 2018 12:51 pm
Forum: Personal Investments
Topic: Quick question about vangaurd settlement fund
Replies: 4
Views: 563

Re: Quick question about vangaurd settlement fund

Would it be better to put a certain amount of money in either a settlement account currently at 1.75% or Long term treasury at 2.9% if I may need access to it within the next year or at least part of it. Part of the money is an emergency fund. The other is money I have saved to pay of a commercial r...
by Erich
Fri Jun 15, 2018 8:33 am
Forum: Personal Investments
Topic: Quick question about vangaurd settlement fund
Replies: 4
Views: 563

Quick question about vangaurd settlement fund

The gains in that account are taxable. Are they taxable like a savings account? Have to pay regular taxes at the end of the year?
by Erich
Sun Jun 10, 2018 3:43 pm
Forum: Personal Investments
Topic: New with a couple of question
Replies: 11
Views: 912

Re: New with a couple of question

1. What is the best way to deal with sequence of return risk over a possible 45 to 50 year retirement? The sequence of returns matters--you want high returns early and low returns later rather than the reverse. But it's not useful to think about the sequence as a separate source of risk unless you ...
by Erich
Sat Jun 09, 2018 2:05 pm
Forum: Personal Investments
Topic: New with a couple of question
Replies: 11
Views: 912

Re: New with a couple of question

1. What is the best way to deal with sequence of return risk over a possible 45 to 50 year retirement? The sequence of returns matters--you want high returns early and low returns later rather than the reverse. But it's not useful to think about the sequence as a separate source of risk unless you ...
by Erich
Sat Jun 09, 2018 11:59 am
Forum: Personal Investments
Topic: New with a couple of question
Replies: 11
Views: 912

Re: New with a couple of question

livesoft wrote: Sat Jun 09, 2018 11:57 am Answer 1: Read this series:
https://earlyretirementnow.com/2016/12/ ... t-1-intro/

Answer 2: It would be whatever the person said it was. Basically, people report it any which way, so ask them when you see it reported.
Thank you.
by Erich
Sat Jun 09, 2018 11:51 am
Forum: Personal Investments
Topic: New with a couple of question
Replies: 11
Views: 912

Re: New with a couple of question

Thank you.
Wouldn't 20% of 60K in equities be 12K?
by Erich
Sat Jun 09, 2018 11:11 am
Forum: Personal Investments
Topic: New with a couple of question
Replies: 11
Views: 912

New with a couple of question

1. What is the best way to deal with sequence of return risk over a possible 45 to 50 year retirement? 2. Dumb math question, Within the equity portion of the 3 fund portfolio is the international section a percentage of stocks only or the entire portfolio? So if you have 100K would it be 20% of 100...