Search found 12 matches

by PHD-2
Thu Feb 27, 2020 1:07 am
Forum: Personal Consumer Issues
Topic: Inexpensive men's razors?
Replies: 37
Views: 2640

Re: Inexpensive men's razors?

Designairohio wrote:
Wed Feb 26, 2020 6:03 pm
Harrys.com
Nice products reasonable
+1 I recently evaluated a bunch and found these to be the best compromise on price and overall quality/comfort etc.
by PHD-2
Wed Feb 19, 2020 2:11 am
Forum: Personal Finance (Not Investing)
Topic: Understanding a stocks price from 1995
Replies: 22
Views: 1386

Re: Understanding a stocks price from 1995

Have you attempted to check the split history? You may be able to make sense of it once you see the history. Check the splithistory site.
by PHD-2
Sun Feb 16, 2020 1:15 am
Forum: Personal Finance (Not Investing)
Topic: Financial/career and life advice requested
Replies: 34
Views: 3444

Re: Financial/career and life advice requested

Well I don't think you've got alot to worry about if you want to call it a career if thats what you desire. I'm very close to your situation except my wife is at about $30k and wants to keep working another 5-7 years. I'm happy retiring with my $2.7M and using a Guyton Klinger variable withdrawal ra...
by PHD-2
Mon Sep 23, 2019 11:32 pm
Forum: Personal Investments
Topic: Fidelity 3 fund portfolio- new retiree
Replies: 6
Views: 961

Re: Fidelity 3 fund portfolio- new retiree

At Fidelity I am using

FSKAX - Total Market Index
FTIHX - Total International Index
FXNAX - Total US Bond Index
Those are the ones listed in the Wiki

I have also used
FXAIX - Fidelity 500 Index
to get more large cap at times.
by PHD-2
Thu Apr 18, 2019 11:28 am
Forum: Personal Finance (Not Investing)
Topic: Job Offer Evaluation - FANG
Replies: 114
Views: 14747

Re: Job Offer Evaluation - FANG

Now that I know who it is I don't think they explained the PTO situation to you very well. It's actually much better than you think albeit a bit confusing the way they've done it. There are essentially 3 elements. Paid PTO, Vacation and Sick leave. You get 48 hours a year of paid time off which you ...
by PHD-2
Fri Sep 21, 2018 11:22 pm
Forum: Investing - Theory, News & General
Topic: Buying Put Options on the S&P 500
Replies: 22
Views: 3921

Re: Buying Put Options on the S&P 500

At 30-40 years from needing the money I think you have time on your side and it's best to forge ahead with you target AA and investing plan and not look back. A major hit to equities is likely not to be material to your long term goals. This has worked for me for 30 years. Make a plan, then stick an...
by PHD-2
Thu Aug 30, 2018 11:26 pm
Forum: Personal Investments
Topic: 2018 August - Dollar Cost Averaging vs LumpSum of 420k
Replies: 46
Views: 3988

Re: 2018 August - Dollar Cost Averaging vs LumpSum of 420k

corn18 wrote:
Wed Aug 29, 2018 8:55 am
Sometimes I leave the full balance in brokerage cash for a few days and dream about buying an NSX.
Ha! I did exactly that once with an RSU vest! It was 20 years ago though! Nicest driving car I ever owned. I'm really a saver but once a decade I try to carve out a reward for hitting milestones.
by PHD-2
Fri Aug 17, 2018 1:25 am
Forum: Personal Consumer Issues
Topic: What to do in Seattle around Christmas?
Replies: 29
Views: 1712

Re: What to do in Seattle around Christmas?

For your 3 1/2 YO, snowflake lane in Bellevue for one evening. Nightly holiday parade and quite the production. Google it for more details. Only a few events like it in the country and will probably make an impression on your little one. A parade, dancers, drummers, holiday music, projections on the...
by PHD-2
Fri Aug 17, 2018 12:00 am
Forum: Personal Finance (Not Investing)
Topic: Feedback requested on plan to lower income to qualify for ACA Subsidy
Replies: 17
Views: 1495

Re: Feedback requested on plan to lower income to qualify for ACA Subsidy

You priced Kaiser Bronze and Gold above but if 400% of FPL is 80k+ and you will be at 64K then I believe you want to price a Silver plan and look carefully at the cost sharing reduction you may qualify for. I believe CSR is only available at Silver level.
by PHD-2
Thu Aug 16, 2018 12:22 am
Forum: Personal Consumer Issues
Topic: Chevy Volt for Commute
Replies: 24
Views: 2780

Re: Chevy Volt for Commute

I've had a 2012 for almost 7 years now. The most trouble free car I've ever had and it's great to drive. Lots of torque and cheap to operate. I've used about 70 Gallons of gas in 6 years and 10 months and the electricity use is cheap. 3 oil changes and some wiper blades, 1 headlight. The Gen 2's get...
by PHD-2
Wed Jun 27, 2018 12:47 am
Forum: Personal Finance (Not Investing)
Topic: Timing exit from megacorp
Replies: 54
Views: 6939

Re: Timing exit from megacorp

This is not dissimilar from my situation except I'm salary and RSU's but no bonus. I too have been thinking about timing and for me it's about vesting a significant amount of RSU's as the stock has had a big runup that I'd like to capture. I know I will always walk away from some amount of stock but...
by PHD-2
Thu May 17, 2018 3:29 am
Forum: Personal Finance (Not Investing)
Topic: Best use of inherited assets to get to retirement soon
Replies: 7
Views: 1582

Best use of inherited assets to get to retirement soon

Ok, I've read much here and learned a lot but it's time to post to take advantage of the significant body of knowledge here. I'm 51 and in 2 years I would like to retire, or more likely leave the rat race and do some part time consulting or something that lets me spend more time with the kids (4) th...