Search found 1544 matches

by Thegame14
Mon Sep 14, 2020 11:14 pm
Forum: Personal Finance (Not Investing)
Topic: what is your side job and income?
Replies: 54
Views: 6639

Re: what is your side job and income?

I do Facebook Advertising Management. I have 1 recurring client, but hoping to add 2 more and then re-invest in the business to grow to a 10K per month agency at some point.
by Thegame14
Sat Sep 12, 2020 12:15 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2112
Views: 224799

Re: [What TV Show Have You Recently Watched?]

Cobra Kai , on Netflix. So far, I watched the first 2 episodes. Not bad. All I can think of is "Wax on, wax off", from the original Karate Kid movie. As for The Night Manager (Amazon prime), I agree with others that this was an excellent series and hoped they would continue with another season. I c...
by Thegame14
Fri Sep 11, 2020 12:54 pm
Forum: Personal Consumer Issues
Topic: Solar in CT - Worth it?
Replies: 10
Views: 798

Re: Solar in CT - Worth it?

also you always want to buy, DO NOT LEASE solar panels....
by Thegame14
Thu Sep 10, 2020 6:50 pm
Forum: Personal Consumer Issues
Topic: Solar in CT - Worth it?
Replies: 10
Views: 798

Re: Solar in CT - Worth it?

check out energysage.com, best resource I found when I was looking for solar.
by Thegame14
Tue Sep 08, 2020 11:01 pm
Forum: Personal Consumer Issues
Topic: Trip to Key West
Replies: 25
Views: 2424

Re: Trip to Key West

Hello! This is my first post. Our cruise through the Panama Canal this November is cancelled.(sigh) So we decided to take the RV and do a road trip. Our plan is to go to Key West and stay at a campground. We are thinking about renting a car for our day trips. My question is how bad is parking in Ke...
by Thegame14
Mon Sep 07, 2020 10:05 pm
Forum: Personal Consumer Issues
Topic: Office space
Replies: 23
Views: 2021

Re: Office space

Those REGUS prices not only don't seem expensive, they sound cheap, no where you are going to get an office for $200 a month for 6+ hours a day 5 days a week.... just cut down on the calls, no one needs to have that many hours of calls a day.... LOL! It doesn't work that way. One can get on the cho...
by Thegame14
Mon Sep 07, 2020 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: Are there any different financial considerations/rules for a childless couple?
Replies: 95
Views: 9125

Re: Are there any different financial considerations/rules for a childless couple?

My wife recently found out that she has a health condition that coupled with her age would make pregnancy extremely risky. We were already on the side of not having children, so this pretty much firmly moved us into being childless. This did get me to thinking that a lot of "conventional" financial...
by Thegame14
Mon Sep 07, 2020 5:17 pm
Forum: Personal Consumer Issues
Topic: Office space
Replies: 23
Views: 2021

Re: Office space

I’ve made it through 6 months of COVID-induced working from home; though it’s been a challenge with two young kids also learning from home - and playing, eating, screaming, pretending and occasionally fighting from home. I‘ve generally been working from my kitchen table, living room (Zoom calls) or...
by Thegame14
Sun Sep 06, 2020 11:06 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2112
Views: 224799

Re: [What TV Show Have You Recently Watched?]

RogerWilco wrote: Wed Sep 02, 2020 2:59 pm Cobra Kai - now on Netflix. Great for 80s nostalgia.
GREAT show!!! Just saw an article saying it is better than Stranger things, which I havent seen but apparently it won some awards
by Thegame14
Sat Sep 05, 2020 10:49 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2112
Views: 224799

Re: [What TV Show Have You Recently Watched?]

just finished The 100 on netflix, except for season 6 and a lot of season 5 it was a GREAT show.... now starting "Away" on Netflix
by Thegame14
Fri Sep 04, 2020 11:47 pm
Forum: Personal Consumer Issues
Topic: Buying guns not an option, what else
Replies: 56
Views: 4975

Re: Buying guns not an option, what else

a gun or not having anything valuable in the house, other than your life of course, or get an alarm system
by Thegame14
Fri Sep 04, 2020 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: How Much House Can We Afford in HCOL Area?
Replies: 289
Views: 17073

Re: How Much House Can We Afford in HCOL Area?

fareastwarriors wrote: Wed Sep 02, 2020 9:44 pm Keep renting for a few years.
Grow income.
Save even more.
Good luck.
+1
by Thegame14
Fri Sep 04, 2020 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: Past, present, and future
Replies: 4
Views: 565

Re: Past, present, and future

past maxed out 401K while living at home, I always got the match and usually more, but didn't max out until I was 3-4 years into working life. started a side hustle earlier present I max out my 401K when I am have a job and I have a side hustle, that I wish I started years ago future keep maxing out...
by Thegame14
Fri Sep 04, 2020 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: Daughter almost ready to launch into professional life
Replies: 45
Views: 4179

Re: Daughter almost ready to launch into professional life

First off~ this is a father scribing this query for his daughter in hopes she will glean the knowledge and experience of others. This daughter will complete her graduate studies in the spring of 2021. She has accepted a position and will start her career in the summer of 2021. The company is provid...
by Thegame14
Fri Sep 04, 2020 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Should I do family loan?
Replies: 38
Views: 2844

Re: Should I do family loan?

I want to help son and daughter in law purchase a home. I have the means to finance the mortgage with ultra low interest family loan. However, the alternative is for them to get a 30 year mortgage on their own at very low rate and I provide them with generous down payment on the loan. Which scenari...
by Thegame14
Fri Sep 04, 2020 4:35 pm
Forum: Personal Consumer Issues
Topic: Credit Card Charge Dispute Who Generally Prevails?
Replies: 51
Views: 3658

Re: Credit Card Charge Dispute Who Generally Prevails?

It depends on the amount, the details, and the card itself. +1, you need to give more details, you cant juts buy a product not be happy and get a refund..... If I pay for a movie and the movie IMO sucks, I don't get to ask the movie theater for my money back. Maybe you expected too much, so unless ...
by Thegame14
Fri Sep 04, 2020 12:38 am
Forum: Personal Investments
Topic: Pay down mortgage or invest
Replies: 31
Views: 2544

Re: Pay down mortgage or invest

pay off mortgage
by Thegame14
Thu Sep 03, 2020 10:34 am
Forum: Personal Investments
Topic: Thoughts on ZWU?
Replies: 6
Views: 324

Thoughts on ZWU?

thoughts on this for a "safe" investment?
by Thegame14
Tue Sep 01, 2020 9:45 am
Forum: Personal Finance (Not Investing)
Topic: ‘Play money’ invested by Dad growing huge - what would you do?
Replies: 99
Views: 13088

Re: ‘Play money’ invested by Dad growing huge - what would you do?

I would have a talk with dad, and as long as he was ok with it, I would buy him a VERY VERY nice gift like $10K, thank him for everything he has done, and ask him if he is ok with you selling the stocks and paying down your mortgage from 1.3M to 400K, and with your $600K income I would try ot pay of...
by Thegame14
Sun Aug 30, 2020 6:58 pm
Forum: Personal Consumer Issues
Topic: is a $1000+ herman miller office chair worth the investment?
Replies: 55
Views: 5461

Re: is a $1000+ herman miller office chair worth the investment?

saw a LAZy Boy at Bj's for like $219 and it looked like a nice chair...
by Thegame14
Fri Aug 28, 2020 8:36 pm
Forum: Personal Consumer Issues
Topic: safely selling used portable generators
Replies: 24
Views: 1111

Re: safely selling used portable generators

CAn you PM me? I live in North NJ and would take one off of your hands and sign a waiver.
by Thegame14
Fri Aug 28, 2020 8:32 pm
Forum: Personal Consumer Issues
Topic: Free powerwall worth it?
Replies: 33
Views: 4099

Re: Free powerwall worth it?

how are you getting a free powerwall, dont they cost like $8-10K?? Id like one...
by Thegame14
Fri Aug 28, 2020 8:30 pm
Forum: Personal Consumer Issues
Topic: Baseball card grading
Replies: 12
Views: 1115

Re: Baseball card grading

Does anyone here have any experience with getting cards graded? Is it really this expensive (and takes this long)? https://www.psacard.com/pricing/ I have some cards that, if they graded well, could be worth in the high hundreds to low thousands (no, I don't have a Mike Trout $3 million card...), b...
by Thegame14
Fri Aug 28, 2020 1:57 pm
Forum: Personal Consumer Issues
Topic: Going back to the office
Replies: 20
Views: 900

Re: Going back to the office

You asked for ideas and people are trying to help. No need to be snarky. didn't mean to be snarky, but asking someone to leave their wife and kids for 6 months for a job that pays $120K seems like insanity. Nobody is asking you to do anything. It was a suggestion that living apart temporarily might...
by Thegame14
Fri Aug 28, 2020 1:56 pm
Forum: Personal Consumer Issues
Topic: Going back to the office
Replies: 20
Views: 900

Re: Going back to the office

Tough one, all I can suggest is that you think of risk on a 1 to 10 scale rather than binary 0 or 1. For example hiking in the wilderness by yourself might be a 1 and going to a dance club packed with people drinking alcohol, yelling, and singing without masks might be a 10. A private office is les...
by Thegame14
Fri Aug 28, 2020 1:54 pm
Forum: Personal Consumer Issues
Topic: Going back to the office
Replies: 20
Views: 900

Re: Going back to the office

Yes, its a difficult situation. But you should consider the possibility that the vaccine may be much longer than 6 months away, may never come, or may have an unfavorable safety / efficacy profile. Im not trying to be pessimistic, i work for a firm that develops covid vaccines and we need to be pre...
by Thegame14
Fri Aug 28, 2020 1:43 pm
Forum: Personal Consumer Issues
Topic: Going back to the office
Replies: 20
Views: 900

Re: Going back to the office

an apartment and not live with my kids for $120K job??? I don't think so, they pay would have to be at least triple that to not see my kids for many months, the vaccine might be another 6 months away, so probably have to be closer to $1M a year to keep my away from my kids. You asked for ideas and ...
by Thegame14
Fri Aug 28, 2020 1:41 pm
Forum: Personal Consumer Issues
Topic: What purchases are you planning now for the Fall/Winter to get ahead of demand?
Replies: 57
Views: 6812

Re: What purchases are you planning now for the Fall/Winter to get ahead of demand?

we have started looking for Halloween costumes and Xmas presents, starting to re-stock on cleaning materials, water, and frozen foods expecting a second wave two weeks after school starts, so about two weeks from now...
by Thegame14
Fri Aug 28, 2020 1:34 pm
Forum: Personal Consumer Issues
Topic: Going back to the office
Replies: 20
Views: 900

Re: Going back to the office

an apartment and not live with my kids for $120K job??? I don't think so, they pay would have to be at least triple that to not see my kids for many months, the vaccine might be another 6 months away, so probably have to be closer to $1M a year to keep my away from my kids. You asked for ideas and ...
by Thegame14
Fri Aug 28, 2020 1:32 pm
Forum: Personal Consumer Issues
Topic: Going back to the office
Replies: 20
Views: 900

Re: Going back to the office

an apartment and not live with my kids for $120K job??? I don't think so, they pay would have to be at least triple that to not see my kids for many months, the vaccine might be another 6 months away, so probably have to be closer to $1M a year to keep my away from my kids.
by Thegame14
Fri Aug 28, 2020 1:23 pm
Forum: Personal Consumer Issues
Topic: Going back to the office
Replies: 20
Views: 900

Going back to the office

I have been working from home since March. Got laid off by employer in July, working through me September as a consultant for same employer. Layoff related to drop in revenue do to COVID-19 being more than 50% of company revenue has been lost. I am immune compromised, my 5 year old is immune comprom...
by Thegame14
Thu Aug 27, 2020 5:32 pm
Forum: Personal Investments
Topic: Annuity Questions
Replies: 23
Views: 996

Re: Annuity Questions

easy to just say say no, but I would ask if the person is a fiduciary, meaning he has to legally do what is best for your parents not what makes him the highest commission. I would ask about fees, how the insurance guy makes his money, if the annuity is variable or has any "load" to it.
by Thegame14
Thu Aug 27, 2020 5:29 pm
Forum: Personal Investments
Topic: Inheritance Advice
Replies: 13
Views: 1170

Re: Inheritance Advice

paying off that mortgage is an easy win, then maybe upgrade a vehicle or farm equipment, and take a vacation once that is possible.
by Thegame14
Thu Aug 27, 2020 12:35 am
Forum: Personal Finance (Not Investing)
Topic: Is cash really king?
Replies: 35
Views: 3708

Re: Is cash really king?

"In GOD we Trust", all others MUST pay cash!!!
by Thegame14
Thu Aug 27, 2020 12:32 am
Forum: Personal Consumer Issues
Topic: Spectrum raises prices once again
Replies: 18
Views: 2008

Re: Spectrum raises prices once again

we pay $210 amonth for BASIC cable not HBO no premium anything.....
by Thegame14
Mon Aug 24, 2020 11:10 am
Forum: Personal Finance (Not Investing)
Topic: New Job Offer - $100,000 Raise - Would I Be a Fool to Not Accept?
Replies: 94
Views: 7792

Re: New Job Offer - $100,000 Raise - Would I Be a Fool to Not Accept?

so $100K boost in pay, and six less hours commuting, so I would think any added stress from a less low key job, would be offset by 6 less hours driving... and then there is that whole $100K boost part....plus better benefits... seems like an easy no brainer.
by Thegame14
Sat Aug 22, 2020 11:57 pm
Forum: Personal Consumer Issues
Topic: buying a car every year for almost no money
Replies: 59
Views: 9105

Re: buying a car every year for almost no money

the federal credit doesnt last forever so you will lose that and all of your profit
by Thegame14
Sat Aug 22, 2020 11:55 pm
Forum: Personal Consumer Issues
Topic: Vacationing safely in the era of Covid - How did you do it?
Replies: 124
Views: 9576

Re: Vacationing safely in the era of Covid - How did you do it?

I am playing things very safe, and just took my first out-of-town vacation since the virus started. Here are my ground rules: 1) No planes, only cars - too many people in airports, including waiting in lines, and on planes themselves, too much air-sharing just saw this today: The odds of catching C...
by Thegame14
Sat Aug 22, 2020 11:53 pm
Forum: Personal Consumer Issues
Topic: Vacationing safely in the era of Covid - How did you do it?
Replies: 124
Views: 9576

Re: Vacationing safely in the era of Covid - How did you do it?

We don't havent left the house for anything other the food or necessity, no vacations no fun. If we did leave it would be car ONLY and our HOUSE only, no hotel, no rental, it would just be a trip to one of my parents vacations homes, that have no occupants other than immediate family, so no flying, ...
by Thegame14
Thu Aug 20, 2020 5:01 pm
Forum: Personal Investments
Topic: Individual stocks for fun
Replies: 37
Views: 3786

Re: Individual stocks for fun

some of these may be too late, I was looking at SIX when it was under 10, it is now 18, it is Six Flags.

DIS Disney, with people not going to the parks, but some of that was mitigated with DIsnet plus being a huge success.

AMC, people will go to the movies eventually, might be another year or two...
by Thegame14
Thu Aug 20, 2020 2:49 pm
Forum: Personal Investments
Topic: Cash
Replies: 12
Views: 1119

Cash

Where is everyone parking their Cash? I have 20K in VMMXX, but the monthly dividend is down to $2, seems like I could do better elsewhere.
by Thegame14
Sun Aug 16, 2020 7:49 pm
Forum: Personal Investments
Topic: Talk me out of Covid 19 timing
Replies: 119
Views: 7875

Re: Talk me out of Covid 19 timing

Talk me out of taking all my tax deferred equities and moving them into bonds soon to avoid what I see as a very likely big spike in coronavirus this fall and severe economic hit. Why do see this particular scenario for the fall months? kids going back to school will cause a HUGE spike in cases.......
by Thegame14
Sun Aug 16, 2020 7:31 pm
Forum: Personal Investments
Topic: Talk me out of Covid 19 timing
Replies: 119
Views: 7875

Re: Talk me out of Covid 19 timing

Talk me out of taking all my tax deferred equities and moving them into bonds soon to avoid what I see as a very likely big spike in coronavirus this fall and severe economic hit. Why do see this particular scenario for the fall months? kids going back to school will cause a HUGE spike in cases.......
by Thegame14
Sat Aug 15, 2020 2:30 pm
Forum: Personal Investments
Topic: Moving to Cash?
Replies: 158
Views: 11352

Re: Moving to Cash?

The FED backstopped, again, the global economy. Trillions were dumped to avoid a calamity. The way I see it, the current catastrophe (I pray) can't get any worse. Sure it can get worse, the govt is about to release their final stimulus, there is not going to likely be another and the FED has rates ...
by Thegame14
Sat Aug 15, 2020 2:28 pm
Forum: Personal Investments
Topic: Moving to Cash?
Replies: 158
Views: 11352

Re: Moving to Cash?

100% cash is dumb. You know this. You have 1500 posts on this board. Go 50/50 and stop worrying about the market. 50/50 and you're never wrong. Market is going up... you own some stocks and you're enjoying some gains Market goes down... good thing you were smart enough to have some money in bonds! ...
by Thegame14
Fri Aug 14, 2020 4:41 pm
Forum: Personal Investments
Topic: Best financial gift to give a newborn child
Replies: 47
Views: 4546

Re: Best financial gift to give a newborn child

money in a 529 account
by Thegame14
Fri Aug 14, 2020 4:30 pm
Forum: Personal Investments
Topic: $20,000 windfall- Help!
Replies: 67
Views: 4201

Re: $20,000 windfall- Help!

D Have a child
by Thegame14
Fri Aug 14, 2020 4:28 pm
Forum: Personal Investments
Topic: Moving to Cash?
Replies: 158
Views: 11352

Re: Moving to Cash?

Dow is 28,000, with an all time high pre corona virus of 29,000, it seems irrational to have the Dow only 3ish% off the all time high with so many unemployed, no end to corona in sight, rising national debt, retail is a mess, real estate especially commercial is a mess. I am thinking it is best to ...
by Thegame14
Fri Aug 14, 2020 4:27 pm
Forum: Personal Investments
Topic: Moving to Cash?
Replies: 158
Views: 11352

Re: Moving to Cash?

Dow is 28,000, with an all time high pre corona virus of 29,000, it seems irrational to have the Dow only 3ish% off the all time high with so many unemployed, no end to corona in sight, rising national debt, retail is a mess, real estate especially commercial is a mess. I am thinking it is best to ...
by Thegame14
Wed Aug 12, 2020 3:23 pm
Forum: Personal Investments
Topic: Moving to Cash?
Replies: 158
Views: 11352

Re: Moving to Cash?

How old are you? Are you in retirement? Those are important questions to answer. I am 40, hope to "retire" at 55 100% cash is dumb. You know this. You have 1500 posts on this board. Go 50/50 and stop worrying about the market. 50/50 and you're never wrong. Market is going up... you own some stocks ...