Search found 205 matches

by SagaciousTraveler
Tue Jan 22, 2019 11:06 am
Forum: Investing - Theory, News & General
Topic: 2019 Hedge Fund Contest
Replies: 147
Views: 6928

Re: 2019 Hedge Fund Contest

The contest within the contest. I wanted to see what the standings are for people who picked 3 long and 3 short. Crypto-o-Currencies Fund madpunster 6.83% HowNowBrownCow SagaciousTraveler 3.77% Grayson Moorhead Securities Carlos Danger 3.42% Low Tech Transport Fund motorcycylesarecool 1.11% Double B...
by SagaciousTraveler
Mon Jan 21, 2019 7:46 am
Forum: Personal Consumer Issues
Topic: Wow Way Internet Reviews
Replies: 1
Views: 317

Wow Way Internet Reviews

Good morning, I'm looking for personal reviews on Wow Way Internet. Google reviews, which I give very little credence to, has Spectrum at 3.0 stars and WowWay at 2.2 stars... We currently have Spectrum (100mbs 65.99 a month). Pros: Reliable. I work from home 3 out of the 5 days and we stream. No Dat...
by SagaciousTraveler
Fri Jan 18, 2019 2:19 pm
Forum: Personal Consumer Issues
Topic: Netflix Recommendations
Replies: 39
Views: 2835

Re: Netflix Recommendations

Movies: Wind River (Jeremy Renner) Bird Box TV Series: Ozark Longmire The Bodyguard (Yes mum) I was watching The Bodyguard in subtitles and 'yes mum' is showing as 'yes ma'am'. Either the subtitles were guessing or the British say 'yes ma'am' way better than we do. I can understand why you turned o...
by SagaciousTraveler
Fri Jan 18, 2019 12:47 pm
Forum: Investing - Theory, News & General
Topic: 2019 Hedge Fund Contest
Replies: 147
Views: 6928

Re: 2019 Hedge Fund Contest

from what i can gather, not being an option expert, the kid entered into a box spread with about $5,000 thinking it was a "risk free" trade based on price movement. he thought his total risk was only $500. the risk, however, is in the other party exercising the options. rather than being risk free,...
by SagaciousTraveler
Fri Jan 18, 2019 12:41 pm
Forum: Investing - Theory, News & General
Topic: 2019 Hedge Fund Contest
Replies: 147
Views: 6928

Re: 2019 Hedge Fund Contest

Telsa announcing layoff and lowers Q4 guidance. Troubled times continue for this automaker: - proposed china plant to build (where will Elon find funding?) - weakening demand - quality control issues - Unpaid suppliers and pending lawsuits - debt coming due and no cash raised with stock near all ti...
by SagaciousTraveler
Thu Jan 17, 2019 12:24 pm
Forum: Personal Consumer Issues
Topic: Netflix Recommendations
Replies: 39
Views: 2835

Re: Netflix Recommendations

bloom2708 wrote:
Wed Jan 16, 2019 4:36 pm
Movies:

Wind River (Jeremy Renner)
Bird Box

TV Series:

Ozark
Longmire
The Bodyguard (Yes mum)
I was watching The Bodyguard in subtitles and 'yes mum' is showing as 'yes ma'am'. Either the subtitles were guessing or the British say 'yes ma'am' way better than we do.
by SagaciousTraveler
Wed Jan 16, 2019 6:48 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 853
Views: 45080

Re: John Bogle is dead at 89

Rest in peace.
by SagaciousTraveler
Wed Jan 16, 2019 12:47 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3526
Views: 1034722

Re: What Book Are You Currently Reading? Part VI

Look for any recommendations for authors that are similar to Robin Sloan. I like the whole modern day (technology) meets science fiction. Thanks. You may like James Rollins. He has a pretty specific formula he follows: historical mystery meets bleeding-edge scientific theory meets action thriller. ...
by SagaciousTraveler
Wed Jan 16, 2019 12:21 pm
Forum: Personal Consumer Issues
Topic: Netflix Recommendations
Replies: 39
Views: 2835

Re: Netflix Recommendations

Wasn't sure if you meant Netflix Original or anything on Netflix.

-Ozark
-Bodyguard
-Breaking Bad
-Mindhunter
-Ex Machina
-Better Call Saul
-Parks and Recreation
-No Country for Old Men
-The Departed
-Mad Men
-Sherlock
-Stranger Things
by SagaciousTraveler
Wed Jan 16, 2019 11:27 am
Forum: Investing - Theory, News & General
Topic: 2019 Hedge Fund Contest
Replies: 147
Views: 6928

Re: 2019 Hedge Fund Contest

1. Declare drk & dumb_luck the winners. I didn't see anyone else short PCG 2. Continue but have drk & dumb_luck start a real hedge fund and invest. Ladycat is also short PCG - she’s in 3rd. However, I’m definitely not giving up. Just because Tanelorn Capital is down 125% currently(!) on the news th...
by SagaciousTraveler
Wed Jan 16, 2019 11:08 am
Forum: Investing - Theory, News & General
Topic: 2019 Hedge Fund Contest
Replies: 147
Views: 6928

Re: 2019 Hedge Fund Contest

1. Declare drk & dumb_luck the winners. I didn't see anyone else short PCG 2. Continue but have drk & dumb_luck start a real hedge fund and invest. Ladycat is also short PCG - she’s in 3rd. However, I’m definitely not giving up. Just because Tanelorn Capital is down 125% currently(!) on the news th...
by SagaciousTraveler
Wed Jan 16, 2019 10:01 am
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 177
Views: 11017

Re: Are You Dumping Netflix?

We are heavy users of the library and try to take advantage of what you said. However Amazon may be an exception (we don't have prime anymore) that does not put their shows on DVD. Grand Tour (Old Top Gear guys) is one that I'd love to watch the second season but I don't want to buy prime just for ...
by SagaciousTraveler
Wed Jan 16, 2019 9:36 am
Forum: Investing - Theory, News & General
Topic: 2019 Hedge Fund Contest
Replies: 147
Views: 6928

Re: 2019 Hedge Fund Contest

Health and Foolishness Long: * PM * TAP Short: * AMD * PCG Dumb Luck Investment Fund Long ALLY CCL Short PCG We all have two options: 1. Declare drk & dumb_luck the winners. I didn't see anyone else short PCG 2. Continue but have drk & dumb_luck start a real hedge fund and invest.
by SagaciousTraveler
Wed Jan 16, 2019 9:31 am
Forum: Personal Finance (Not Investing)
Topic: Furloughed Fed Employee - How to make best use of time
Replies: 60
Views: 5928

Re: Furloughed Fed Employee - How to make best use of time

There have been plenty of great suggestions. I just wanted to say I'm sorry and that I hope you are back on the job soon (with pay).
by SagaciousTraveler
Wed Jan 16, 2019 9:12 am
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 177
Views: 11017

Re: Are You Dumping Netflix?

We are heavy users of the library and try to take advantage of what you said. However Amazon may be an exception (we don't have prime anymore) that does not put their shows on DVD. Grand Tour (Old Top Gear guys) is one that I'd love to watch the second season but I don't want to buy prime just for ...
by SagaciousTraveler
Wed Jan 16, 2019 8:51 am
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 5959

Re: Gillette Mach 3 alternatives

Anybody try Costco’s razors? I'm still trying to go through my old stock but once I do, I'll be trying them out. I was tempted by them as well, but there was another thread on here a while back that didn't seem too favorable. I'll still probably try them once I burn through all these Fusion blades ...
by SagaciousTraveler
Wed Jan 16, 2019 8:47 am
Forum: Investing - Theory, News & General
Topic: How to avoid temptation to buy hot stocks or bitcoin?
Replies: 63
Views: 4258

Re: How to avoid temptation to buy hot stocks or bitcoin?

Once you lose enough money you'll lose the temptation. :( Funny but true. If you need to have play money put a small portion of your AA towards stocks. 1-5% maybe. If you can't handle the emotional up and downs of that percentage range, then make sure you are always fully invested. Do not have 'dry...
by SagaciousTraveler
Wed Jan 16, 2019 8:43 am
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 5959

Re: Gillette Mach 3 alternatives

Utvolfan1 wrote:
Tue Jan 15, 2019 8:40 pm
Anybody try Costco’s razors?
I'm still trying to go through my old stock but once I do, I'll be trying them out.
by SagaciousTraveler
Wed Jan 16, 2019 8:40 am
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 177
Views: 11017

Re: Are You Dumping Netflix?

They are going the route of Apple and pricing themselves out of the market. Amazon Prime Video is similar and I’m on the fence about dropping Netflix. Summit Prime Video is similar except the content is far worse with less variety. Besides a few shows I was hard pressed to find Amazon Prime benefic...
by SagaciousTraveler
Wed Jan 16, 2019 8:36 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3526
Views: 1034722

Re: What Book Are You Currently Reading? Part VI

Look for any recommendations for authors that are similar to Robin Sloan.

I like the whole modern day (technology) meets science fiction.

Thanks.
by SagaciousTraveler
Wed Jan 16, 2019 8:13 am
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 177
Views: 11017

Re: Are You Dumping Netflix?

Just to throw it out there, because some may not be aware. There are many services out there - NetFlix, Amazon, CBS All Access, ... And many more to come. At some point, one would be paying a tremendous amount monthly to watch them all. Some may not be aware that many of these shows end up on DVD. ...
by SagaciousTraveler
Wed Jan 16, 2019 6:26 am
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 177
Views: 11017

Re: Are You Dumping Netflix?

Netflix is worth the money for me.

I'd love to drop our other streaming service DirectTvNow, . However its the only streaming service that meets my wife/kids needs on the small amount of channels we watch.
by SagaciousTraveler
Sun Jan 13, 2019 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 186
Views: 20813

Re: Fidelity as a one stop shop

you could also open a separate CMA for checkwriting and atm usage and keep a nominal amount in that account. Cancel any debit cards in your primary CMA Good thought...hadn't really thought of just having a 2nd CMA. Seems my solution is opening a brokerage account and just transferring the amount ab...
by SagaciousTraveler
Sun Jan 13, 2019 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 186
Views: 20813

Re: Fidelity as a one stop shop

I emailed a question to Fidelity over 48 hours ago. Havent received a response even though response time is 24-48 hours. So much for the bragged stellar service. Vanguard always responds within 24 hours. Calling gets immediate answers. Secure messages takes a few days. Once my ordeal is completely ...
by SagaciousTraveler
Sun Jan 13, 2019 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 186
Views: 20813

Re: Fidelity as a one stop shop

Seems my solution is opening a brokerage account and just transferring the amount above what I'm comfortable with to it, and keeping overdraft off. This would limit any risk. Anyone have any other thoughts/experiences? Does Fidelity let you adjust the spending limits on your debit card to essential...
by SagaciousTraveler
Sat Jan 05, 2019 9:07 am
Forum: Personal Finance (Not Investing)
Topic: What Do You Spend The Most On Annually?
Replies: 158
Views: 8262

Re: What Do You Spend The Most On Annually?

I know you think the rent is out of control but 4% Cable/Internet? What is going on there? It is a bit high, but it is what it is. Over the air doesn’t really work, and it is our main source of entertainment, as we don’t go to the movies and just get DVDs from that library or watch tv or spent time...
by SagaciousTraveler
Fri Jan 04, 2019 6:03 pm
Forum: Investing - Help with Personal Investments
Topic: Consolidate to Fidelity?
Replies: 50
Views: 2910

Re: Consolidate to Fidelity?

Question: Does Fidelity have "agent authorization" similar to Vanguard. Right now, at VG, I have full authority on DW's IRA's to do transactions, withdrawals, etc. It's more or less VG's way of giving out Durable POA. I also can see all of our accounts (mine and hers) on one screen when I log in. I...
by SagaciousTraveler
Fri Jan 04, 2019 5:52 pm
Forum: Investing - Help with Personal Investments
Topic: Consolidate to Fidelity?
Replies: 50
Views: 2910

Re: Consolidate to Fidelity?

Question: Does Fidelity have "agent authorization" similar to Vanguard. Right now, at VG, I have full authority on DW's IRA's to do transactions, withdrawals, etc. It's more or less VG's way of giving out Durable POA. I also can see all of our accounts (mine and hers) on one screen when I log in. I...
by SagaciousTraveler
Fri Jan 04, 2019 2:01 pm
Forum: Personal Finance (Not Investing)
Topic: What Do You Spend The Most On Annually?
Replies: 158
Views: 8262

Re: What Do You Spend The Most On Annually?

Out of Total Income roughly: 63.5% of gross is Savings. 24.3% of gross is Taxes and Health Insurance premiums. 12.2% of gross is Living Costs and Discretionary spending. Of the Living Costs/Discretionary spending: 41% is Rent. 14% is Food. 13% is Travel. 4.5% is Misc. (postage, cookware, odds and e...
by SagaciousTraveler
Fri Jan 04, 2019 1:34 pm
Forum: Personal Finance (Not Investing)
Topic: FAFSA - is it worth filling out?
Replies: 108
Views: 5486

Re: FAFSA - is it worth filling out?

I did not fill it out. Not willing to trade intimate detail of my finances with no possibility of any benefit. The end result is the same. I pay for everything. Bingo. This thread only solidifies my plan to avoid of things FAFSA and student loans. For those that feel this way - is there a $$$ amoun...
by SagaciousTraveler
Fri Jan 04, 2019 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: What Do You Spend The Most On Annually?
Replies: 158
Views: 8262

Re: What Do You Spend The Most On Annually?

Out of Total Income roughly: 63.5% of gross is Savings. 24.3% of gross is Taxes and Health Insurance premiums. 12.2% of gross is Living Costs and Discretionary spending. Of the Living Costs/Discretionary spending: 41% is Rent. 14% is Food. 13% is Travel. 4.5% is Misc. (postage, cookware, odds and e...
by SagaciousTraveler
Fri Jan 04, 2019 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: FAFSA - is it worth filling out?
Replies: 108
Views: 5486

Re: FAFSA - is it worth filling out?

I did not fill it out. Not willing to trade intimate detail of my finances with no possibility of any benefit. The end result is the same. I pay for everything. Bingo. This thread only solidifies my plan to avoid of things FAFSA and student loans. For those that feel this way - is there a $$$ amoun...
by SagaciousTraveler
Fri Jan 04, 2019 11:29 am
Forum: Investing - Theory, News & General
Topic: 2019 Hedge Fund Contest
Replies: 147
Views: 6928

Re: 2019 Hedge Fund Contest

HowNowBrownCow

Long:
COHR
USCR
MHK


Short:
TSLA
HEAR
TWLO
by SagaciousTraveler
Fri Jan 04, 2019 9:58 am
Forum: Investing - Help with Personal Investments
Topic: New AA [Asset Allocation]
Replies: 53
Views: 8254

Re: New AA [Asset Allocation]

Good morning. Curious as to why you didn't just throw everything into the G Fund instead of a 10/10 split with the F Fund. G Fund is 2.75% right now. With more predictable returns and safety. https://www.tspfolio.com/tspgfundinterestrate Going from inception to date, you have a 1.2% difference betwe...
by SagaciousTraveler
Fri Jan 04, 2019 8:50 am
Forum: Investing - Help with Personal Investments
Topic: advice for rarer areas of portfolio
Replies: 17
Views: 1194

Re: advice for rarer areas of portfolio

+1 I am keeping my eye on TIPS though. Once in a blue moon they will go crazy for a short time and get above 2%. That would be real tempting to load up a ladder of individual TIPS since I am already retired. I would also say the same thing for I Savings Bonds. From 1998-2001 you got the fixed rate ...
by SagaciousTraveler
Fri Jan 04, 2019 8:19 am
Forum: Personal Consumer Issues
Topic: Do you have a fun finance-related hobby?
Replies: 50
Views: 6049

Re: Do you have a fun finance-related hobby?

totallystudly wrote:
Fri Jan 04, 2019 12:09 am
Some people sue telemarketers as a hobby.
I would like to buy them a beer.
by SagaciousTraveler
Fri Jan 04, 2019 7:48 am
Forum: Investing - Help with Personal Investments
Topic: Consolidate to Fidelity?
Replies: 50
Views: 2910

Re: Consolidate to Fidelity?

It’s tempting to have everything in one place, and there are some advantages to being at Fidelity, ... What advantages do you see at Fidelity? I'm currently at Fidelity and I'm happy, but I've never used Schwab or Vanguard so I cannot compare. I recently moved everything from Vanguard to Fidelity. ...
by SagaciousTraveler
Fri Jan 04, 2019 7:42 am
Forum: Personal Finance (Not Investing)
Topic: FAFSA - is it worth filling out?
Replies: 108
Views: 5486

Re: FAFSA - is it worth filling out?

DanMahowny wrote:
Fri Dec 28, 2018 9:47 am
I did not fill it out. Not willing to trade intimate detail of my finances with no possibility of any benefit.

The end result is the same. I pay for everything.
Bingo.

This thread only solidifies my plan to avoid of things FAFSA and student loans.
by SagaciousTraveler
Fri Jan 04, 2019 7:38 am
Forum: Investing - Help with Personal Investments
Topic: Consolidate to Fidelity?
Replies: 50
Views: 2910

Re: Consolidate to Fidelity?

Please see this thread:

viewtopic.php?p=4269927#p4269927

Its a personal preference. I have everything under one brokerage (checking included).

*Correction, my work retirement plan is with TSP. So not "everything".
by SagaciousTraveler
Fri Jan 04, 2019 7:32 am
Forum: Investing - Theory, News & General
Topic: Total International
Replies: 14
Views: 1661

Re: Total International

I have 15% in International split between the I fund (TSP) and FSPSX. I also have 30 year time horizon so I'm not running for the hills.

You didn't ask but i also have 5% in Emerging Markets (FPADX).

The above totals were something I felt comfortable with when figuring out my asset allocation.
by SagaciousTraveler
Thu Jan 03, 2019 11:38 am
Forum: Personal Consumer Issues
Topic: What Sudden Needs of Cash Do You Prepare For?
Replies: 64
Views: 3604

Re: What Sudden Needs of Cash Do You Prepare For?

My wife and I (both mid-30s) have always erred on the side of being hoarders of cash due to me being the only income (she stays home with our 2 young kids and we plan to homeschool). This likely means up to this point we have less invested than we should, but we sleep better at night. This is the f...
by SagaciousTraveler
Thu Jan 03, 2019 10:41 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4060
Views: 1103150

Re: What Movie Have You Recently Watched?

jumbopapa wrote:
Thu Jan 03, 2019 10:36 am
I just watched The Departed for the first time. What an excellent film. I'm not sure what has taken me so long to watch it, but everything was superb.
The scene with Martin Sheen and 'Comfortably Numb' playing in the background. Amazing.
by SagaciousTraveler
Wed Jan 02, 2019 9:49 am
Forum: Investing - Help with Personal Investments
Topic: I made a mistake by not selling when the market was high this year
Replies: 153
Views: 19443

Re: I made a mistake by not selling when the market was high this year

You join this forum over a decade ago and still ask questions like this? I would think this thread should be locked. If it was from a new member that would be a different story. I must say this was my first response. OP, nobody likes losing money. It hurts even for the most seasoned veterans. Howev...
by SagaciousTraveler
Wed Jan 02, 2019 9:46 am
Forum: Personal Consumer Issues
Topic: Using less plastic
Replies: 69
Views: 1857

Re: Using less plastic

I don't think environment conscious is political but a lot of people have to make every discussion political. It's because since at least as early as the 19th century some people have decided that "environmental issues" are a convenient tool to attack capitalism. All threads like this should be off...
by SagaciousTraveler
Wed Jan 02, 2019 9:35 am
Forum: Personal Consumer Issues
Topic: Cable TV renewal
Replies: 32
Views: 2331

Re: Cable TV renewal

We've had DirecTvNow for 9 months and couldn't be happier. We got in when they were throwing awesome promotions. We signed up for 3 months and they sent us an Apple TV 4k, saved around 70 dollars. When that was close to ending they gave us $20 to stay and buy an Amazon FireStick. In my opinion they...
by SagaciousTraveler
Wed Jan 02, 2019 9:33 am
Forum: Personal Consumer Issues
Topic: Using less plastic
Replies: 69
Views: 1857

Re: Using less plastic

Jack FFR1846 wrote:
Wed Jan 02, 2019 9:08 am
I believe in small changes. When I eat at a fast food place, I don't get a straw or lid for the soda cup. Small, but it's something.
Bravo. Very insightful to the OP as research I have read shows that small steps help ensure success when trying to achieve a goal/resolution.
by SagaciousTraveler
Wed Jan 02, 2019 9:30 am
Forum: Personal Consumer Issues
Topic: Using less plastic
Replies: 69
Views: 1857

Re: Using less plastic

OP, I applaud you wanting to be more environmentally friendly. With most topics you will find counter arguments, which is fine. However I do hope the overall goal by everyone is help ensure a viable future. Most topics have been discussed, i will merely add to try and use soaps that do not contain '...
by SagaciousTraveler
Mon Dec 31, 2018 4:09 pm
Forum: Investing - Help with Personal Investments
Topic: Remaining funds from Direct Transfer
Replies: 7
Views: 220

Re: Remaining funds from Direct Transfer

Hey all, I recently did a trustee transfer of two IRA's from Vanguard to Merrill Edge. The transfers went through but some nominal funds (a few hundred bucks) have remained in the accounts at Vanguard. I spoke with Merrill and they told me I need to speak with Vanguard. I spoke with Vanguard and th...