Search found 27 matches

by neglogic
Tue Dec 08, 2020 8:18 am
Forum: Personal Consumer Issues
Topic: have I been targeted for identify theft?
Replies: 12
Views: 1453

Re: have I been targeted for identify theft?

I have this exact same scenario with my e-mail address. I've even become pen-pals with an Irish veterinarian because his e-mail address is just one letter off from mine. He goes only lovely vacations, treats horses, and uses Sky for his TV provider. Anyone can type any e-mail address in a form. It o...
by neglogic
Fri Dec 04, 2020 1:06 pm
Forum: Personal Consumer Issues
Topic: Smoke Detector Battery Life
Replies: 23
Views: 1616

Re: Smoke Detector Battery Life

The detectors will beep if the battery gets too low before your next routine replacement. Of course. However, I do not want to be awakened at 3:00 AM and then have to get the step ladder from the garage and change 5 batteries on high ceilings while half asleep. If I can schedule the battery replace...
by neglogic
Wed Nov 25, 2020 8:21 am
Forum: Investing - Theory, News & General
Topic: Silliest Investment Mistakes?
Replies: 171
Views: 13962

Re: Silliest Investment Mistakes?

I bought about $2000 worth of Lucent stock in 1997. Finally donated it to charity a few years ago - it was worth less than $100 at that point.

Lesson learned.
by neglogic
Thu Oct 29, 2020 7:59 am
Forum: Personal Finance (Not Investing)
Topic: 2021 IRS inflation adjustments announced
Replies: 36
Views: 4206

Re: 2021 IRS inflation adjustments announced

Somewhat offtopic, but I just learned from the linked IRS document that there is a special tax on arrow shafts ($0.53 per shaft). My mind is blown for today. I was curious, so I looked it up. The excise tax is collected by the IRS and provided to "state wildlife agencies for habitat restoratio...
by neglogic
Fri Oct 16, 2020 12:28 pm
Forum: Personal Consumer Issues
Topic: Costco Appliances
Replies: 21
Views: 2691

Re: Costco Appliances

We bought a stove/microwave package from Costo. They installed the microwave with no issues. They needed to find a "certified" installer for the gas stove. After about 2 weeks of waiting, we hired our own local guy to install it and Costco reimbursed us. Despite the minor hiccup with the g...
by neglogic
Mon Sep 21, 2020 11:41 am
Forum: Personal Consumer Issues
Topic: Anyone Have A Solo Stove?
Replies: 30
Views: 3128

Re: Anyone Have A Solo Stove?

Dear friends, Just pulled the trigger on a Solo Stove and had a few questions: 1. Can we use it on our composite deck? 2. Do you recommend the shield to prevent embers from blowing out? We have 2 little ones. 3. How do you like it? Anything to watch out for? Thanks in advance. 1) You can buy a stan...
by neglogic
Sun Jun 21, 2020 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Cost of a PMP and is it worth it?
Replies: 38
Views: 3778

Re: Cost of a PMP and is it worth it?

Non engineer Project Manager here making 100k before commissions. With commission I was making 200k but commission was recently eliminated by my company (I'm in the oil and gas sector, land department, so my easy transitions would be utilities and renewable energy). I am not an engineer so having t...
by neglogic
Fri Jun 19, 2020 8:41 pm
Forum: Personal Consumer Issues
Topic: Fire Pits: Solo Stove vs. Breeo
Replies: 40
Views: 9362

Re: Fire Pits: Solo Stove vs. Breeo

We have the Solo Stove, I think it's the Bonfire size. Burns very hot, little smoke, and almost no ash at the end. I would say the heat is more vertical than horizontal, so you may sit a little closer than expected. We have it on our deck, works great. worried about the deck too. we have Azec/Trex ...
by neglogic
Fri Jun 19, 2020 6:56 am
Forum: Personal Consumer Issues
Topic: Fire Pits: Solo Stove vs. Breeo
Replies: 40
Views: 9362

Re: Fire Pits: Solo Stove vs. Breeo

We have the Solo Stove, I think it's the Bonfire size. Burns very hot, little smoke, and almost no ash at the end. I would say the heat is more vertical than horizontal, so you may sit a little closer than expected. We have it on our deck, works great.
by neglogic
Wed Jun 10, 2020 11:24 am
Forum: Personal Consumer Issues
Topic: Weighted Vest for Exercise
Replies: 19
Views: 952

Re: Weighted Vest for Exercise

I bought the 12 lbs Aduro Sport Weighted Vest for my son in January, he seems to like it. I've used it a few times, I like that it fits tightly and can be used for a variety of activities. Looks like Amazon only has the 4 and 6 lbs vests in stock, but they have vests up to 30lbs. https://www.amazon....
by neglogic
Wed May 20, 2020 11:50 am
Forum: Personal Finance (Not Investing)
Topic: "With summer camps canceled, IRS relaxes rules on flexible spending accounts"
Replies: 5
Views: 1008

Re: "With summer camps canceled, IRS relaxes rules on flexible spending accounts"

I read this article this morning as well, and I'm a little confused. My understanding is that all the FSA money is available as soon as the year starts, regardless of how much the employee has contributed. With this rule change, it seems like I could halt contributions now and just spend the entire...
by neglogic
Wed May 20, 2020 6:50 am
Forum: Personal Finance (Not Investing)
Topic: "With summer camps canceled, IRS relaxes rules on flexible spending accounts"
Replies: 5
Views: 1008

Re: "With summer camps canceled, IRS relaxes rules on flexible spending accounts"

I read this article this morning as well, and I'm a little confused. My understanding is that all the FSA money is available as soon as the year starts, regardless of how much the employee has contributed. With this rule change, it seems like I could halt contributions now and just spend the entire ...
by neglogic
Fri May 15, 2020 7:18 am
Forum: Personal Finance (Not Investing)
Topic: Term Life Insurance- What to do at end of Term?
Replies: 37
Views: 2587

Re: Term Life Insurance- What to do at end of Term?

We did 30 year level term. I don't think about it any more. Peace of mind has value also.
by neglogic
Thu Mar 19, 2020 7:26 am
Forum: Personal Consumer Issues
Topic: What Happens To Your Battery When Your Car Is Parked For Weeks?
Replies: 90
Views: 5025

Re: What Happens To Your Battery When Your Car Is Parked For Weeks?

At some point, your gas may go stale also if you really aren't driving that much.
by neglogic
Tue Mar 03, 2020 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 9368
Views: 654929

Re: Refinance Mega Thread

I currently have a VA loan at 3.25% with a balance of $510K. Reached out to my current lender about possible refi, he said that VA requires a drop of 0.5% before you are eligible to refinance on the IRRRL (streamlined VA refinance). I can't find any reference to this rule on the VA website or any o...
by neglogic
Tue Mar 03, 2020 8:11 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 9368
Views: 654929

Re: Refinance Mega Thread

I currently have a VA loan at 3.25% with a balance of $510K. Reached out to my current lender about possible refi, he said that VA requires a drop of 0.5% before you are eligible to refinance on the IRRRL (streamlined VA refinance). I can't find any reference to this rule on the VA website or any ot...
by neglogic
Sat Feb 29, 2020 1:24 pm
Forum: Personal Consumer Issues
Topic: Retire Old Desktop Computer
Replies: 40
Views: 3055

Re: Retire Old Desktop Computer

gtd98765 wrote: Sat Feb 29, 2020 12:57 pm Once you have your pictures and personal documents off of it, you can use Darik's Boot & Nuke to wipe the hard drive. Then you can give it away to a nonprofit or school or whatever.

https://dban.org/
+1 for dban. It's slow, but nothing better.
by neglogic
Mon Dec 23, 2019 10:41 am
Forum: Personal Consumer Issues
Topic: New car and new insurance for a new driver?
Replies: 19
Views: 846

Re: New car and new insurance for a new driver?

My son has never owned a car and is living in a different state from my family. He is planning to buy a new car, (actually we will buy it for him), I would like to know how he can get an insurance when he goes to buy a car from a dealer. My understanding is that, without a car, he cannot get an ins...
by neglogic
Wed Oct 16, 2019 10:57 am
Forum: Personal Consumer Issues
Topic: House centipedes in an apartment
Replies: 20
Views: 1948

Re: House centipedes in an apartment

I have a standing "kill on sight" order for any house centipedes. I don't care how many other bugs they eat, they creep me out.
by neglogic
Fri Oct 11, 2019 12:08 pm
Forum: Personal Consumer Issues
Topic: Hilton location - can only be called from landline?
Replies: 27
Views: 2439

Re: Hilton location - can only be called from landline?

Why not just call the central Hilton number and have them connect you to the hotel?
by neglogic
Sat Aug 03, 2019 4:01 pm
Forum: Personal Consumer Issues
Topic: Australia Trip - 2021
Replies: 25
Views: 2030

Re: Australia Trip - 2021

I would agree with extending your trip. Australia is basically as big as America, and getting to Uluru takes a lot of time. We skipped it and did Sydney/Port Douglas instead.
by neglogic
Tue Apr 23, 2019 9:07 am
Forum: Personal Finance (Not Investing)
Topic: Neighbors sump pump pipe on my property
Replies: 25
Views: 3976

Re: Neighbors sump pump pipe on my property

New wrinkle: It turns out my neighbor placed his sump pump output on the adjacent property under construction, so it will definitely need to move.
by neglogic
Tue Apr 23, 2019 9:00 am
Forum: Personal Finance (Not Investing)
Topic: Neighbors sump pump pipe on my property
Replies: 25
Views: 3976

Re: Neighbors sump pump pipe on my property

I'm located in Fairfax County, Virginia.

Thanks for the helpful responses so far, much to think about.
by neglogic
Mon Apr 22, 2019 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: Neighbors sump pump pipe on my property
Replies: 25
Views: 3976

Neighbors sump pump pipe on my property

Looking for advice on this situation. Neighbor installed a new sump pump outlet on his property, the water should be going into a new storm drain installed on an adjacent property. Unfortunately, the adjacent site is under construction and silt fences are blocking this flow of water and pushing it o...
by neglogic
Sat Nov 10, 2018 10:29 am
Forum: Personal Finance (Not Investing)
Topic: Regrets from canceling whole life insurance policy - anyone out there?
Replies: 27
Views: 4097

Re: Regrets from canceling whole life insurance policy - anyone out there?

No regrets. My wife and I were advised to buy whole life from our financial adviser, they were super expensive.

Eventually canceled these policies, bought 30 year level term, and never looked back.
by neglogic
Sun Sep 23, 2018 6:14 pm
Forum: Personal Consumer Issues
Topic: Prepaid car maintenance -- Mazda -- HCOL
Replies: 21
Views: 1529

Re: Prepaid car maintence -- Mazda -- HCOL

LadyGeek wrote: Sat Sep 22, 2018 9:06 pm This thread is now in the Personal Consumer Issues forum (car warranty).

neglogic, Welcome!
Thanks, long time lurker. Mazdas are something I finally feel knowledgeable enough to post about!
by neglogic
Sat Sep 22, 2018 8:56 pm
Forum: Personal Consumer Issues
Topic: Prepaid car maintenance -- Mazda -- HCOL
Replies: 21
Views: 1529

Re: Prepaid car maintence -- Mazda -- HCOL

I'd be shocked if any new Mazda required over $1000 in maintenance in the first 3 years, especially at such low yearly mileage. We own a Mazda 3 and a CX-9 (both 2 years old with low miles) and have very low maintenance costs. Just oil changes, filter changes, and tire rotations. Ok, the Mazda 3 bat...