Search found 211 matches

by carolc
Tue Sep 18, 2018 10:19 am
Forum: Personal Finance (Not Investing)
Topic: How did you decide when to retire?
Replies: 54
Views: 8224

Re: How did you decide when to retire?

When my brother died unexpectedly at 46 (I’m 5 years older), I made a decision to do what I could to retire at no later than 60 because you just never know how much time you have left. My partner and I met that time frame and now, 5 years later, we are traveling and really enjoying our days without ...
by carolc
Tue Sep 11, 2018 6:32 am
Forum: Personal Consumer Issues
Topic: Toilet Makes A Flushing Sound Occasionally
Replies: 37
Views: 2896

Re: Toilet Makes A Flushing Sound Occasionally

The toilets (3 of them) at my previous house made that sound.I never did anything about it.The toilets at my current home don’t have this issue.

carolc
by carolc
Sun Jul 22, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: Radon
Replies: 29
Views: 1960

Re: Radon

When we bought our house a few years ago, we had it tested. It was about 4.8. We got some cement caulking and put it all along where the walls and floor join in an attempt to seal the radon gas out. We tested it again and it was 1.5.

Might be worth a try for fairly low levels.

carolc
by carolc
Mon Jul 16, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: kayaking!
Replies: 17
Views: 1622

Re: kayaking!

I am close to your age (63) and I have a 14’ Eddyline Samba. It weighs about 40lbs. I can carry it but 2 of us load it onto the car. I suggest you get a boat that weighs no more than 40 lbs. I previously had a 16’6” boat but it was too much boat. If you live near Kittery, check out the Kittery Tradi...
by carolc
Thu Jul 12, 2018 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 14205

Re: What are your property taxes?

NH

$12,400

(NH doesn’t have a sales or income tax but they have to get the money somewhere. House is valued at $533,000 according to the town.)

carolc
by carolc
Wed Jul 11, 2018 11:28 am
Forum: Personal Consumer Issues
Topic: Any kayakers here?
Replies: 60
Views: 3657

Re: Any kayakers here?

We’ve been paddling kayaks for about 20 years now. Started with 16+ foot boats. Now down to 14’ (and 35 lbs) as they are much easier to put on top of the Outback. We paddle lakes, rivers (not white water) and the ocean (but staying in harbors and along shorelines). We tried a tandem boat ONCE and le...
by carolc
Sun Jun 24, 2018 5:56 am
Forum: Personal Consumer Issues
Topic: When did you start flying business class?
Replies: 155
Views: 12808

Re: When did you start flying business class?

I started when I could afford it (maybe 10years ago). For any flight 4 hours or more, I splurge. It allows me to not dread the whole airport/flying experience. And I love the seats that allow you to sleep on your side!

carolc
by carolc
Wed Jun 13, 2018 1:19 pm
Forum: Personal Consumer Issues
Topic: “Day to kill” in Venice Italy
Replies: 51
Views: 3835

Re: “Day to kill” in Venice Italy

Another vote to wander....maybe get on the other side of the Grand Canal and just walk...stopping for a gelato along the way of course. 😉

carolc
by carolc
Fri Jun 01, 2018 3:42 pm
Forum: Personal Consumer Issues
Topic: Gold Chain necklace, authentic gold
Replies: 10
Views: 1309

Re: Gold Chain necklace, authentic gold

I like to support local businesses so my vote goes to a local jeweler.

carolc
by carolc
Wed May 30, 2018 7:36 am
Forum: Personal Consumer Issues
Topic: Scotland in 2019
Replies: 16
Views: 1508

Re: Scotland in 2019

It was many years ago, but I particularly enjoyed Iona off the isle of Mull. I wanted to go up to the northern islands too but ran out of time. Next trip.

carolc
by carolc
Thu May 17, 2018 11:02 am
Forum: Personal Consumer Issues
Topic: Free skin cancer screenings
Replies: 26
Views: 2500

Re: Free skin cancer screenings

My father died of melanoma. My siblings and I have had mostly basel cell carcinomas thus far. My first few were found on my legs at about age 50. No big deal as far as removal (though scarring remains). I now have one on the side of my nose and will need plastic surgery following the removal (I will...
by carolc
Sun Apr 29, 2018 11:07 am
Forum: Personal Consumer Issues
Topic: Maple syrup
Replies: 59
Views: 5647

Re: Maple syrup

I always buy it from a local farmer at one of our farmers markets. I prefer to keep my money in the community if I can. Of course I live in NH so plenty of sugar maples available.

carolc
by carolc
Tue Apr 10, 2018 11:25 am
Forum: Personal Consumer Issues
Topic: Persian Rug Passed Down From Grandmother
Replies: 28
Views: 2466

Re: Persian Rug Passed Down From Grandmother

I too have a Persian rug passed down form my grandmother (it originally belonged to her parents). My mother had it in her dining room for many years and now I have it in my living room. It is faded in places but I love it. Suggest you use the rug in your living room if you like it, and don’t worry a...
by carolc
Sun Mar 25, 2018 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Recently Engaged, Considering Joint Account(s)
Replies: 26
Views: 2100

Re: Recently Engaged, Considering Joint Account(s)

Pre (because we were living together) and post marriage, we’ve always had a joint account to pay for utilities, mortgage, insurance, etc. Otherwise, we have our own money is our own accounts. Having been in a previous relationship where we ONLY had a joint account, I can tell you that dividing it up...
by carolc
Mon Mar 05, 2018 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: Pickleball versus Tennis
Replies: 27
Views: 2865

Re: Pickleball versus Tennis

I played tennis growing up and for many years into adulthood. Now my knees don’t allow it. But...I have found pickleball and love it! Easy to learn if you have any athletic ability at all (whereas tennis takes lessons and years to get very good at it).

carolc
by carolc
Mon Feb 26, 2018 7:29 am
Forum: Personal Finance (Not Investing)
Topic: What is your credit score?
Replies: 38
Views: 2138

Re: What is your credit score?

826

It always seems to be about that. I have no debt. I use a credit card a lot but pay off the balance each month. I don’t know what else influences the score.

(It’s funny...I applied for a Jetblue cc recently. They denied me because I’m retired!)

carolc
by carolc
Mon Feb 12, 2018 12:35 pm
Forum: Personal Consumer Issues
Topic: Birding binoculars under $500?
Replies: 21
Views: 1469

Re: Birding binoculars under $500?

We bought the Nikon Monarch 8x42 last fall. Compared it to several others in the store but liked this one the best. Very happy with the decision.

carolc
by carolc
Mon Dec 11, 2017 6:21 am
Forum: Personal Consumer Issues
Topic: Save all this money, what do you splurge on?
Replies: 193
Views: 19763

Re: Save all this money, what do you splurge on?

Travel and dining out. (I don’t need more stuff.)

carolc
by carolc
Wed Dec 06, 2017 11:38 am
Forum: Personal Consumer Issues
Topic: Cat sitter info
Replies: 21
Views: 1295

Re: Cat sitter info

Another vote for checking with your vet’s office. That is how we found our cat sitter/vet tech. Our cats had medical issues so we needed expertise with giving pills and twice daily insulin shots. $40. a visit but they were well cared for.

carolc
by carolc
Fri Nov 24, 2017 8:47 am
Forum: Investing - Help with Personal Investments
Topic: Should I Pay Off My Mortgage When I Retire?
Replies: 49
Views: 4042

Re: Should I Pay Off My Mortgage When I Retire?

I paid mine off just before retirement. I didn’t want any debt heading into my spending years. Psychologically, it felt good.

carolc
by carolc
Wed Nov 22, 2017 11:07 am
Forum: Investing - Help with Personal Investments
Topic: How do you define success in your life?
Replies: 46
Views: 2518

Re: How do you define success in your life?

Feeling content is always my goal in life.

carolc
by carolc
Mon Oct 02, 2017 5:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: Retirement Class of 1998
Replies: 47
Views: 6557

Re: Retirement Class of 1998 (Sheepdog's Experience)

I too remember the Morningstar Diehards group...sent me on my way to retiring before 60 and am grateful for all the knowledge of the group back then. (Don't need it as much now and am happily retired. 😉)

Thanks for posting!

carolc
by carolc
Mon Sep 25, 2017 3:58 pm
Forum: Personal Consumer Issues
Topic: Suggestions for a rowing machine
Replies: 26
Views: 1655

Re: Suggestions for a rowing machine

Concept2 (made in VT!)

I have one; they're great! Find a used one on Craigslist.

carolc
by carolc
Sun Sep 24, 2017 3:11 pm
Forum: Personal Consumer Issues
Topic: Where do you get your news?
Replies: 131
Views: 11242

Re: Where do you get your news?

I read the news on various web sites. I can't bear to watch and listen to the news on the tv anymore!

carolc
by carolc
Mon Aug 07, 2017 2:34 pm
Forum: Personal Consumer Issues
Topic: Acadia National Park: Bar Harbor, Maine
Replies: 28
Views: 3511

Re: Acadia National Park: Bar Harbor, Maine

Agree. Definitely avoid Bar Harbor when the cruise ships are there which is most days. Inn at Canoe Point closed a number of years ago. It is a private residence now. We rent a cottage near Salisbury Cove each September for a week. It's a short drive from many of the hiking trails, carriage roads, a...
by carolc
Fri Jul 28, 2017 6:59 am
Forum: Personal Finance (Not Investing)
Topic: Excess Rental Car Insurance in Europe
Replies: 16
Views: 1827

Re: Excess Rental Car Insurance in Europe

Whenever I travel to Europe I rent a car through Autoeurope (broker based in ME). Great customer service and they find you a good price. I always buy the maximum amount of insurance (no deductible). The last thing I want to have to deal with in a foreign country (where I barely speak the language) i...
by carolc
Thu Jul 27, 2017 6:39 am
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 110
Views: 18084

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

I recently traded in my 2015 Accord LX for a 2018 Acura TLX. I hated the 2015's seats (and I'd had Accords since 1980). I've only driven short distances (an hour or less) so far in the Acura but it appears to be more comfortable for me.

carolc
by carolc
Mon Jun 05, 2017 6:10 am
Forum: Personal Consumer Issues
Topic: Flying first class, business, versus economy.
Replies: 184
Views: 20684

Re: Flying first class, business, versus economy.

At this point in my life (age 62), I can afford to fly business class. It is so much more comfortable that I simply won't fly economy anymore except for short trips. Life is short and you can't take it ($) with you.

carolc
by carolc
Sat May 06, 2017 11:08 am
Forum: Personal Consumer Issues
Topic: Best salads
Replies: 46
Views: 5283

Re: Best salads

One of my favorites is baby arugula with dried cranberries and goat cheese. I put a homemade balsamic vinegrette on for dressing.

carolc
by carolc
Thu Apr 20, 2017 4:51 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 50597

Re: Larry Swedroe says "Goodby."

Thank you, Larry, for the posts as well as your books I've read. Valuable information (even though I didn't understand all of it! :wink: )

carolc
by carolc
Wed Apr 12, 2017 1:22 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 164
Views: 17987

Re: Ordering a Weber grill this week

Bought a new Weber last year. One downside compared to my old completely open Weber Spirit grill...placing a full LP tank on the hook inside is quite challenging. Very heavy and awkward. Eventually (I'm 62), I'll probably have to hire someone to attach it.

carolc
by carolc
Sun Apr 09, 2017 6:08 am
Forum: Personal Consumer Issues
Topic: Packing cubes for travel
Replies: 60
Views: 5680

Re: Packing cubes for travel

I use ziplock bags. Are the cubes better than that??

carolc
by carolc
Tue Apr 04, 2017 7:15 am
Forum: Personal Consumer Issues
Topic: Comfortable Vehicle Front Seats
Replies: 105
Views: 21053

Re: Comfortable Vehicle Front Seats

I was going to try the Volvo S60 until I learned that they are currently made in China. (Volvo will apparently open a SC facility in the next year or two, I've read.) I currently am driving an uncomfortable 2015 Accord LX. I may look at a new Accord EX L which has lots of seat adjustments. Don't kno...
by carolc
Fri Feb 17, 2017 2:27 pm
Forum: Personal Consumer Issues
Topic: How long do you keep your kitchen sponge?
Replies: 55
Views: 7026

Re: How long do you keep your kitchen sponge?

I use dishcloths for dishes (washed every few days) but constantly rung out.
I use a sponge for wiping clean the sink or wiping up something that falls on the floor.

carolc
by carolc
Sat Feb 04, 2017 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Seeking comfortable car seat
Replies: 19
Views: 1851

Re: Seeking comfortable car seat

Thanks everyone!
Perhaps the dealer will let me take the car for an overnight. Renting is a good idea too. Time will tell and I'm not in a hurry so this may take a few months. (Hopefully I won't regret getting rid of the Accord!) :oops:

Cheers!
carolc
by carolc
Sat Feb 04, 2017 7:55 am
Forum: Personal Finance (Not Investing)
Topic: Seeking comfortable car seat
Replies: 19
Views: 1851

Seeking comfortable car seat

For the past 35 years, I have driven Honda Accords. A great car in so many ways but I have noticed that after an hour or more of driving I am very stiff when getting out of the car. I might just be me (I am 62) but maybe it is the car seat too. I'm thinking of 'upgrading' maybe to a Volvo or somethi...
by carolc
Tue Jan 10, 2017 8:30 am
Forum: Local Chapters and Bogleheads Community
Topic: Sad News About a Respected Forum Member
Replies: 118
Views: 24216

Re: Sad News About a Respected Forum Member

Sad. I would always read what he had to say. He will certainly be missed on this forum.

carolc
by carolc
Mon Jan 09, 2017 7:40 pm
Forum: Personal Finance (Not Investing)
Topic: Best Financial Moves You've Made
Replies: 158
Views: 23837

Re: Best Financial Moves You've Made

Learning from the Bogleheads site...really.

carolc
by carolc
Mon Jan 09, 2017 7:28 am
Forum: Personal Consumer Issues
Topic: What should be our third exercise machine?
Replies: 42
Views: 3139

Re: What should be our third exercise machine?

A Concept 2 rower should not hurt your back if you are using it correctly. Great for arms and legs as both are engaged. (Wev'e had one for years.)

carolc
by carolc
Sat Jan 07, 2017 5:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3752
Views: 1066881

Re: What Movie Have You Recently Watched?

Just saw La La Land (because my partner wanted to). She liked it mostly and I enjoyed watching the dancing but was not impressed overall.

carolc
by carolc
Wed Dec 28, 2016 7:19 am
Forum: Personal Consumer Issues
Topic: TV in the bedroom?
Replies: 82
Views: 7969

Re: TV in the bedroom?

Nope. Neither the bedroom nor the living room. We have ours upstairs in the tv room.

carolc
by carolc
Tue Dec 20, 2016 7:26 am
Forum: Personal Consumer Issues
Topic: Holiday gratuity for assisted living personnel?
Replies: 8
Views: 1277

Re: Holiday gratuity for assisted living personnel?

My mother is in a memory care facility. At Christmas time I receive a letter asking if I want to give to the holiday fund for all staff which I do. They do not allow individual gifts.

carolc
by carolc
Thu Dec 15, 2016 7:29 am
Forum: Personal Consumer Issues
Topic: How will you tip this Christmas?
Replies: 51
Views: 5780

Re: How will you tip this Christmas?

I tip my hairdresser a greater amount ($50.) than usual ($10.). I can afford it and she appreciates it.


carolc
by carolc
Thu Dec 01, 2016 8:17 pm
Forum: Personal Consumer Issues
Topic: European Riverboat Tours
Replies: 22
Views: 3790

Re: European Riverboat Tours

Try Tauck Tours. Smaller boats, smaller groups.
My mother has done a couple of them and thought they were wonderful.

carolc
by carolc
Tue Nov 29, 2016 4:45 pm
Forum: Personal Consumer Issues
Topic: Gift To Self
Replies: 70
Views: 10226

Re: Gift To Self

A three month membership to a place where I can play pickleball.

carolc
by carolc
Tue Nov 29, 2016 7:57 am
Forum: Personal Consumer Issues
Topic: Best Lightweight Binoculars under $200
Replies: 15
Views: 1548

Re: Best Lightweight Binoculars under $200

I like the Nikon Travelite binoculars. Take them kayaking, hiking, etc.

carolc
by carolc
Fri Nov 18, 2016 7:35 am
Forum: Personal Finance (Not Investing)
Topic: [Spouses with no interest in investing]
Replies: 62
Views: 8066

Re: [Spouses with no interest in investing]

I make all the investing decisions (and bill paying) because my partner has no interest and trusts me to do it. During our working years she would tell me to invest (for her) whatever amount I wanted from her paycheck as long as she had enough in her checkbook to make it to the next paycheck. We wer...
by carolc
Fri Nov 18, 2016 7:24 am
Forum: Personal Consumer Issues
Topic: Honda Cars
Replies: 96
Views: 12134

Re: Honda Cars

I've had only Accords since 1980. Very reliable and dependable. Very, very few issues though I do tend to get a new one every 4-5 years (just because I like a new car).

carolc
by carolc
Sun Oct 09, 2016 11:29 am
Forum: Personal Consumer Issues
Topic: Is there a decent toaster out there?
Replies: 41
Views: 4563

Re: Is there a decent toaster out there?

In my opinion, NO.
I have tried many, including toaster ovens. The price doesn't seem to matter. They are all terrible.

carolc
by carolc
Wed Sep 14, 2016 6:34 am
Forum: Personal Finance (Not Investing)
Topic: When to sell parent's home
Replies: 25
Views: 3359

Re: When to sell parent's home

Just went through this. Mother went into dementia assisted care in June 2015. We just sold her house after it being vacant for over a year. During that time the house was broken into and the hot water heater started leaking. (My sibling and I checked on the house every week or so.) Glad to have it s...