Search found 5 matches

by finind
Thu May 17, 2018 5:06 pm
Forum: US Chapters
Topic: San Jose, CA Area Bogleheads Chapter
Replies: 127
Views: 97685

Re: San Jose, CA Area Bogleheads Chapter

Hi everyone, I am a newbie to bogleheads. When is the next meeting?
by finind
Mon Apr 23, 2018 10:28 am
Forum: Personal Investments
Topic: Help with 111K IRA Vanguard Portfolio
Replies: 7
Views: 1142

Re: Help with 111K IRA Vanguard Portfolio

Thx a lot! Target Date Fund seems to make life a lot easier.
by finind
Sun Apr 22, 2018 10:59 pm
Forum: Personal Investments
Topic: Help with 111K IRA Vanguard Portfolio
Replies: 7
Views: 1142

Re: Help with 111K IRA Vanguard Portfolio

Thx a lot! I plan to keep the rental property for another couple of years before I decide whether to sell or keep it for long term.

One more unrelated question - Given that I have a 7/1 ARM which will convert to market rate after 6 yrs.
Should I start paying off the 7/1 ARM by making additional payments, starting now?
Or should I invest the extra money now and grow that pool, and try to pay off around the 6th year?

This is assuming I keep the rental property.
by finind
Sun Apr 22, 2018 9:56 pm
Forum: Personal Investments
Topic: Help with 111K IRA Vanguard Portfolio
Replies: 7
Views: 1142

Re: Help with 111K IRA Vanguard Portfolio

Thx a lot! I have edited my original post to include the missing information.
by finind
Sun Apr 22, 2018 8:19 pm
Forum: Personal Investments
Topic: Help with 111K IRA Vanguard Portfolio
Replies: 7
Views: 1142

Help with 111K IRA Vanguard Portfolio

Hello Guys, I am a newcomer to this forum. I just rolled over an old 401K to Vanguard IRA, and now I am trying to do asset allocation. This is what I have in mind. Vanguard Target Retirement 2045 Fund (VTIVX) 80% Vanguard U.S. Growth Fund Investor Shares (VWUSX) 5% Vanguard Mid-Cap Growth Fund (VMGRX) 5% Vanguard Explorer Fund Investor Shares (VEXPX) 5% Vanguard International Growth Fund Investor Shares (VWIGX) 5% The basic idea is to allocate 80% to target date fund (PASSIVE/INDEX) and forget. I have tried to allocate the remaining 20% in high growth funds (ACTIVE) across: Large CAP/med CAP/small CAP/international. The weighted Expense Ratio is coming to 0.20% for 111K. Looking for comments/critique/suggestions. EDIT: Thx a lot for pointin...