Search found 70 matches

by passiveTiger
Mon Sep 03, 2018 3:14 pm
Forum: Investing - Help with Personal Investments
Topic: Edward Jones advising roll over 401K to their IRA
Replies: 44
Views: 3646

Re: Edward Jones advising roll over 401K to their IRA

I just bought "The Coffeehouse Investor" and I should get it in 2 weeks. Do you have a public library in your area? If so, you may have already bought this book with your tax dollars. If they don’t have it, ask them to buy it. If you don’t have a library, the library does not have it, or the librar...
by passiveTiger
Mon Sep 03, 2018 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: Emergency fund size
Replies: 72
Views: 6309

Re: Emergency fund size

since no one appears to have said it yet, i'm in the camp of "no emergency fund", i have an "emergency plan". on the same tangent as willthrill81, you must define what an emergency is. for me, that means an unexpected expense which cannot be put on a credit card. i honestly can't think of a single ...
by passiveTiger
Sun Sep 02, 2018 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Emergency fund size
Replies: 72
Views: 6309

Re: Emergency fund size

Hi, I have read in the forums that some have $50k as emergency fund. Is there any guidance around what the size of a emergency savings should be. I was guess somewhere $30-50k, but is there any measurement in terms of months of wage or similar so that I can ballpark what is reasonable? Thank you in...
by passiveTiger
Tue Aug 28, 2018 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: Excessive Emergency Room Charges - Options?
Replies: 207
Views: 12064

Re: Excessive Emergency Room Charges - Options?

That's not what urgent cares do. That is the definition of an emergency and that's what EDs are for. Urgent care is for tiny lacerations that barely need suturing, reassurance that your child's fever isn't fatal, stuff that doesn't need treated anyway like sinus infections and bronchitis and pharyn...
by passiveTiger
Thu Aug 23, 2018 11:49 pm
Forum: Investing - Theory, News & General
Topic: Any issue with not holding mid caps?
Replies: 50
Views: 3448

Re: Any issue with not holding mid caps?

There are many midcap indices: S&P, Lipper, Russell, DFA, CRSP(Vanguard), etc and some of them consider the smaller 200 or even 300 of the S&P 500 are midcaps. I consider my S&P 500 Index Fund covers large cap and midcap......Gordon You’re correct. http://www.crsp.com/files/breakpoints-chart-values...
by passiveTiger
Thu Aug 23, 2018 10:59 pm
Forum: Investing - Help with Personal Investments
Topic: Company 401k contbr capped as % of paycheck
Replies: 24
Views: 1995

Re: Company 401k contbr capped as % of paycheck

Also, it is unlikely your traditional ira contributions are deductible because you are covered by a qualified workplace retirement plan for at least one day during the tax year Maybe. Maybe not. https://www.irs.gov/retirement-plans/2017-ira-deduction-limits-effect-of-modified-agi-on-deduction-if-yo...
by passiveTiger
Thu Aug 23, 2018 10:32 pm
Forum: Personal Finance (Not Investing)
Topic: SALT: IRS issues proposed regs for State Tax Credit for Donation
Replies: 62
Views: 6010

Re: SALT: IRS issues proposed regs for State Tax Credit for Donation

How much would you be able to deduct from your federal taxes if you just paid your $11,500 property tax bill with $11,500? $10,000. Thanks. I think I asked that wrong. My intended question was: How much would you be able to deduct from your federal taxes if you paid your $11,500 state income tax bi...
by passiveTiger
Thu Aug 23, 2018 10:28 pm
Forum: Personal Finance (Not Investing)
Topic: SALT: IRS issues proposed regs for State Tax Credit for Donation
Replies: 62
Views: 6010

Re: SALT: IRS issues proposed regs for State Tax Credit for Donation

It means that a property tax bill of $10,000 can be itemized by paying the $10,000 bill. An $11,500 property tax bill can be itemized by paying $10,000 in property taxes, making an additional charitable contribution of $10,000 to a state entity for which you receive a $1,500 property tax credit, an...
by passiveTiger
Thu Aug 23, 2018 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: SALT: IRS issues proposed regs for State Tax Credit for Donation
Replies: 62
Views: 6010

Re: SALT: IRS issues proposed regs for State Tax Credit for Donation

Does this mean that in the "best" scenario, the taxpayer will be able to deduct their SALT taxes up to the $10K limit and then deduct up to 15% of the excess (on the federal return)? It means that a property tax bill of $10,000 can be itemized by paying the $10,000 bill. An $11,500 property tax bil...
by passiveTiger
Thu Aug 23, 2018 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: SALT: IRS issues proposed regs for State Tax Credit for Donation
Replies: 62
Views: 6010

Re: SALT: IRS issues proposed regs for State Tax Credit for Donation

Does this mean that in the "best" scenario, the taxpayer will be able to deduct their SALT taxes up to the $10K limit and then deduct up to 15% of the excess (on the federal return)? It means that a property tax bill of $10,000 can be itemized by paying the $10,000 bill. An $11,500 property tax bil...
by passiveTiger
Thu Aug 23, 2018 7:51 pm
Forum: Personal Finance (Not Investing)
Topic: SALT: IRS issues proposed regs for State Tax Credit for Donation
Replies: 62
Views: 6010

Re: SALT: IRS issues proposed regs for State Tax Credit for Donation

Does this mean that in the "best" scenario, the taxpayer will be able to deduct their SALT taxes up to the $10K limit and then deduct up to 15% of the excess (on the federal return)? It means that a property tax bill of $10,000 can be itemized by paying the $10,000 bill. An $11,500 property tax bil...
by passiveTiger
Thu Aug 23, 2018 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Healthcare Careers
Replies: 48
Views: 2950

Re: Healthcare Careers

*Getting RN-BSN is almost a must these days, many providers are only hiring BSN-RNs and our local provider is actually mandating all RN's who do not have a BSN must obtain one in a set timeframe or lose their job (the hospital is not covering the educational costs of this). Driving Factors Behind t...
by passiveTiger
Thu Aug 23, 2018 6:57 pm
Forum: Personal Finance (Not Investing)
Topic: SALT: IRS issues proposed regs for State Tax Credit for Donation
Replies: 62
Views: 6010

Re: SALT: IRS issues proposed regs for State Tax Credit for Donation

Aren't these exactly the same thing? So what they are saying is that state taxes have to be completed before federal? One mentions tax credit and the other tax deduction, which are two different things. If you donate $100,000 to California and receive nothing for it, that is a $100,000 federal char...
by passiveTiger
Wed Aug 22, 2018 10:20 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Zero ER Funds are underperforming their equivalent premium class index funds
Replies: 59
Views: 6872

Re: Fidelity Zero ER Funds are underperforming their equivalent premium class index funds

Fidelity investor here. I recall reading through all of the posts after Fidelity announced their Zero ER funds a few weeks ago. It's been about 3 weeks, so I wanted to check in and see if I should jump on the bandwagon and change my portfolio. After 3 weeks of trading here are the results: Symbol 3...
by passiveTiger
Wed Aug 22, 2018 1:47 am
Forum: Personal Finance (Not Investing)
Topic: Real estate dropping like a rock in U.K. - can the U.S. be far behind?
Replies: 66
Views: 11636

Re: Real estate dropping like a rock in U.K. - can the U.S. be far behind?

Seems like real estate prices and bidding wars in the U.S. have been as crazy as in England. Now with rising interest rates, the party seems to be over in the U.K. Is this likely to be a global phenomenon? Bad time to be buying? http://www.thisismoney.co.uk/news/article-6064685/Fears-grow-house-pri...
by passiveTiger
Wed Aug 22, 2018 1:13 am
Forum: Investing - Help with Personal Investments
Topic: Asked my advisor about fees and here's their reply
Replies: 60
Views: 8759

Re: Asked my advisor about fees and here's their reply

John, how many funds do you have. Would you mind posting some of them along with ticker symbols? Paul Sure, heres what I see: DFTCX $47,500 DFTWX $21,500 QTMRX $18,000 DFSMX $13,700 DFTIX $13,000 BTIIX $18,000 DGEIX $11,500 DFUVX $10,600 DURPX $10,600 AMOMX $1,500 DFSVX $7800 DFSTX $6000 DFVIX $950...
by passiveTiger
Wed Aug 22, 2018 12:23 am
Forum: Personal Finance (Not Investing)
Topic: Real estate dropping like a rock in U.K. - can the U.S. be far behind?
Replies: 66
Views: 11636

Re: Real estate dropping like a rock in U.K. - can the U.S. be far behind?

Seems like real estate prices and bidding wars in the U.S. have been as crazy as in England. Now with rising interest rates, the party seems to be over in the U.K. Is this likely to be a global phenomenon? Bad time to be buying? http://www.thisismoney.co.uk/news/article-6064685/Fears-grow-house-pri...
by passiveTiger
Tue Aug 21, 2018 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Excessive Emergency Room Charges - Options?
Replies: 207
Views: 12064

Re: Excessive Emergency Room Charges - Options?

Those dollar amounts seem pretty standard for emergency room charges. I thought they sounded pretty cheap. I kept reading waiting for the excessive charges to appear. It would appear the OP has no idea what emergency care costs. You know that little ultrasound probe they used to do your ultrasound?...
by passiveTiger
Tue Aug 21, 2018 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Excessive Emergency Room Charges - Options?
Replies: 207
Views: 12064

Re: Excessive Emergency Room Charges - Options?

One thing I would recommend is, before needing medical services, scout out any Urgent Care facilities in the area, hours of operation, services available, insurance options, etc. On its face, dm200's post sounds like ridiculously excessive pre-planning. What rational person should be scouting out t...
by passiveTiger
Tue Aug 21, 2018 7:45 am
Forum: Personal Finance (Not Investing)
Topic: Edward Jones rep door knocking
Replies: 90
Views: 8668

Re: Edward Jones rep door knocking

I have had a lighted doorbell next to my front door for 26 years. It isn't hooked to a buzzer, bell or ringer. My friends know to knock. My close friends come straight to the kitchen door. This is brilliant! What do you do to avoid robocallers? Nomorobo on VOIP. Hiya on wireless. Both free. Both ef...
by passiveTiger
Tue Aug 21, 2018 7:39 am
Forum: Personal Finance (Not Investing)
Topic: Edward Jones rep door knocking
Replies: 90
Views: 8668

Re: Edward Jones rep door knocking

For safety purposes my wife and I never answer a knock/ring at the door unless we are expecting someone and have verified through the peephole that it is that person. Unless it is a police officer in uniform and the marked car is outside. +1 There is no reason for a “surprise” visit when almost eve...
by passiveTiger
Mon Aug 20, 2018 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: Is a million really the benchmark for retirement
Replies: 109
Views: 11867

Re: Is a million really the benchmark for retirement

Hello all. I see so many posts here from people with a million dollars (some by their 30s or even multi-millions before then) that I start to feel a bit sub-par and worry if I have enough. My estimates put me at $800k (assuming I keep saving at my current rate of and count on 3% a year until retire...
by passiveTiger
Mon Aug 20, 2018 5:01 am
Forum: Investing - Help with Personal Investments
Topic: The more I learn the less I know: general checkup, lots of questions.
Replies: 19
Views: 2670

Re: The more I learn the less I know: general checkup, lots of questions.

7. General anxiety about future. Planning for the uncontrollable or unnecessary worry? I wonder what happens when all the Boomers retire and take all their money out of the market. Supply and demand: Boomers all sell, prices of funds go down, so portfolio declines, and... then what? Has anyone see ...
by passiveTiger
Mon Aug 20, 2018 4:38 am
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 731
Views: 69002

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

Jonathan Clements' Saturday morning perspective on Fidelity's zero funds: http://www.humbledollar.com/2018/08/low-fidelity/ Clements may have hit the most important aspect of Fidelity's zero push when he pointed out that Fidelity now offers funds at a zero minimum investment. Vanguard's $3,000 mini...
by passiveTiger
Mon Aug 20, 2018 4:17 am
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 731
Views: 69002

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

The Fidelity ZERO funds are only available to Fidelity brokerage accounts , so everyone who wants one will have a brokerage account, and idle cash in those accounts will provide four times the return for Fidelity that it does for Vanguard. The ZERO funds are available in all retail (brokerage, cash...
by passiveTiger
Sun Aug 19, 2018 10:32 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 731
Views: 69002

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

I'm sure it's addressed somewhere in this long thread, but what are the chances of VG following suit? I don't understand how they can withstand conceding the ER high ground long term. I just transferred my IRAs to VG a couple months ago and have no loyalty to it or taxable account complications in ...
by passiveTiger
Sun Aug 19, 2018 9:37 pm
Forum: Investing - Help with Personal Investments
Topic: Help With 529 Plan
Replies: 16
Views: 1561

Re: Help With 529 Plan

Greetings All, I am looking to start a 529 for my daughter and had a few questions. I'm not going to use the regular question format because I don't believe it applies, and I hope that is okay. Any and all information would be very, very much appreciated. Questions are below: 1. Would you recommend...
by passiveTiger
Thu Aug 16, 2018 12:25 am
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1043
Views: 79800

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

Using actual ten year performance data Investor A, who chose not to invest Internationally ten years ago would be a whopping $710,762.00 ahead of the investor who went the 60/40 route. I'll repeat... $710,762.00 ahead because he chose to invest simply in the US and not add an International Fund. Fo...
by passiveTiger
Wed Aug 15, 2018 7:01 pm
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21502

Re: "Don't Obsess About Expense Ratios"

Like your profile graphic but will likely pass on the concept that $800 is a lot to a millionaire. If so, you must be pretty stressed right now with the markets down a good bit today. You could have easily lose $8000 in net worth on a day like this. As a long-time BHer, I would view $800 a year to ...
by passiveTiger
Tue Aug 14, 2018 9:22 pm
Forum: Investing - Help with Personal Investments
Topic: Lazy Investment Porfolio Help
Replies: 17
Views: 1748

Re: Lazy Investment Porfolio Help

I appreciate the responses. I updated the list of 401k investment options for my employer with the expense ratios. passiveTiger I see what you are saying about the difference in expense ratios. I would like my asset allocation to be 80/20. Using the recommended list of funds you provided would the ...
by passiveTiger
Tue Aug 14, 2018 9:07 pm
Forum: Investing - Help with Personal Investments
Topic: Lazy Investment Porfolio Help
Replies: 17
Views: 1748

Re: Lazy Investment Porfolio Help

Good see this topic. Allocations that I made were 90% equity and 10% debt overall, 80% US equity and 20% foreign equity for the equity portion, and 80% S&P 500 and 20% extended US market for the US equity portion. What is the boglehead norm to split/slice 20% foreign equity into Developed Market, E...
by passiveTiger
Mon Aug 13, 2018 7:38 pm
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21502

Re: "Don't Obsess About Expense Ratios"

To be frank, the investor with under $30k shouldn't be worried about single digit basis point differences in ERs. They should be focused on making more contributions to their accounts. To be frank, it does not have to be an either-or situation. Just at Vanguard. An investor with $3 can get three fu...
by passiveTiger
Mon Aug 13, 2018 6:41 pm
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21502

Re: "Don't Obsess About Expense Ratios"

We're thrifty too. But if Fidelity has greater tracking error than VG, those 4 basis point 'savings' may well evaporate entirely. Recent results from the OP's article indicate that this could easily be the case. I would prefer to wait a couple of years to compare the after-fee performance of Fideli...
by passiveTiger
Mon Aug 13, 2018 6:06 pm
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21502

Re: "Don't Obsess About Expense Ratios"

Bingo. What remains to be seen is whether Fidelity's new TSM fund will have the same after-fee returns as Vanguard's VTSAX. The index they are tracking is slightly different, and historical evidence has shown that Vanguard may have less tracking error than Fidelity and Schwab. So in the end, the 'z...
by passiveTiger
Mon Aug 13, 2018 5:29 pm
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21502

Re: "Don't Obsess About Expense Ratios"

Yes, it is excessive.... compared to Admiral shares, compared to Schwab, and now compared to Fidelity. Higher and “excessive” aren’t the same thing, you know. Bingo. What remains to be seen is whether Fidelity's new TSM fund will have the same after-fee returns as Vanguard's VTSAX. The index they a...
by passiveTiger
Mon Aug 13, 2018 5:15 pm
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21502

Re: "Fidelity Offers New Zero-Cost Funds. Should You Switch?"

Bogleheads: MoneyWatch posted an article today about the new Fidelity zero-cost funds. This is the link: Fidelity Offers New Zero-Cost Funds. Should You Switch? Best wishes. Taylor It's a balanced article. It makes this core observation favoring Vanguard: "It isn’t clear that paying nothing in fund...
by passiveTiger
Sun Aug 12, 2018 2:40 pm
Forum: Investing - Theory, News & General
Topic: New Vanguard Security Code Requirement [2FA: Two-factor authentication]
Replies: 185
Views: 12703

Re: New Vanguard Security Code Requirement [2FA: Two-factor authentication]

And what do you suggest the average person does? A better DNS. Nothing to install. Type in a few numbers for the access point. ... For more: https://www.dni.gov/files/NCSC/documents/campaign/NSA-guide-Keeping-Home-Network-Secure.pdf I looked at the pdf and it has good advice, but could not find a s...
by passiveTiger
Sun Aug 12, 2018 2:33 am
Forum: Investing - Theory, News & General
Topic: New Vanguard Security Code Requirement [2FA: Two-factor authentication]
Replies: 185
Views: 12703

Re: New Vanguard Security Code Requirement [2FA: Two-factor authentication]

And what do you suggest the average person does? A better DNS. Nothing to install. Type in a few numbers for the access point. I use a configured openDNS that blocks known hijacked, compromised, and bad actor domains. Emphasis on “known.” Even a basic unconfigured openDNS will block many known bad ...
by passiveTiger
Sun Aug 12, 2018 1:09 am
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21502

Re: "Don't Obsess About Expense Ratios"

Excessive means more than necessary. The ER is more than necessary for the potential VTSMX investor when that investor can go to Schwab or Fidelity, pay less, and be invested with $1 (at Fidelity). The only argument for someone to be out of the market until that person accumulates $3,000, have to p...
by passiveTiger
Sun Aug 12, 2018 12:30 am
Forum: Investing - Help with Personal Investments
Topic: 32 yrs old, lost, and needing guidance
Replies: 29
Views: 2752

Re: 32yo lost and needing guidance

Sorry for the double post.
by passiveTiger
Sun Aug 12, 2018 12:30 am
Forum: Investing - Help with Personal Investments
Topic: 32 yrs old, lost, and needing guidance
Replies: 29
Views: 2752

Re: 32yo lost and needing guidance

A boglehead doctor started a website for your exact demographic: https://www.whitecoatinvestor.com/ There you will probably find that each of your questions is answered in remarkable detail. Enjoy! I read his 529 article - https://www.whitecoatinvestor.com/tax-break-for-the-rich-the-529-account-bac...
by passiveTiger
Sun Aug 12, 2018 12:11 am
Forum: Investing - Help with Personal Investments
Topic: 32 yrs old, lost, and needing guidance
Replies: 29
Views: 2752

Re: 32yo lost and needing guidance

I am 32. Married filing jointly. Salary before taxes range b/w $300k - $320k (24% tax bracket) My wife does not work and I have 2yo child. 3) Max contribution to 529 I am confused by “Max contribution to 529.” Do you mean $15,000, $30,000, $75,000, or $150,000? $15,000 to not incur federal gift tax...
by passiveTiger
Sat Aug 11, 2018 11:34 pm
Forum: Investing - Help with Personal Investments
Topic: 32 yrs old, lost, and needing guidance
Replies: 29
Views: 2752

Re: 32yo lost and needing guidance

gomsoon wrote:
Sat Aug 11, 2018 9:29 pm
I am 32. Married filing jointly.
Salary before taxes range b/w $300k - $320k (24% tax bracket)
My wife does not work and I have 2yo child.

3) Max contribution to 529
I am confused by “Max contribution to 529.”

Do you mean $15,000, $30,000, $75,000, or $150,000?
by passiveTiger
Sat Aug 11, 2018 11:07 pm
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21502

Re: "Don't Obsess About Expense Ratios"

HI; There is a substantial amount of assets in VTSMX. Those people are paying excessively for it, and they can pay much lower elsewhere. They can then continue to accumulate elsewhere at a lower ER. It’s not so much that they get a better deal at the beginning (although that is a good thing), they ...
by passiveTiger
Sat Aug 11, 2018 10:52 pm
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21502

Re: "Don't Obsess About Expense Ratios"

There is a substantial amount of assets in VTSMX. Those people are paying excessively for it, and they can pay much lower elsewhere. The ER for Investor shares is not excessive , it is very reasonable. Paying $14 or less per year is very reasonable for the web site access, basis tracking, tax forms...
by passiveTiger
Sat Aug 11, 2018 3:47 pm
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 21502

Re: "Don't Obsess About Expense Ratios"

I cannot see any argument why someone holding VTSMX (or probably any other Vanguard Investor Shares class with an equivalent lower cost option elsewhere) in an IRA should not immediately move it to Schwab or Fidelity or whoever else is significantly lower, although it is likely someone here will ma...
by passiveTiger
Fri Aug 10, 2018 9:46 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Switch to Brokerage Accounts
Replies: 59
Views: 5654

Re: Vanguard Switch to Brokerage Accounts

We got an out-of-the-blue sales call from my (soon to be former) Flagship rep with a "it's just an admin change" story. Why are Flagship reps making these calls? I used to be a Vanguard true-believer (both in the company and the investment philosophy), but something has changed at Vanguard for the ...
by passiveTiger
Fri Aug 10, 2018 9:09 pm
Forum: Investing - Theory, News & General
Topic: The Bigger Story: Fidelity Expense Ratios
Replies: 98
Views: 10561

Re: The Bigger Story: Fidelity Expense Ratios

What's the ER on Fidelity's small value index fund? For the bored investor who is wise enough to not pay someone else for active management but is not wise enough to refrain from doing it oneself, Vanguard has more options for slice-and-dice indexing than Fidelity. John Bogle and Burton Malkiel hav...
by passiveTiger
Fri Aug 10, 2018 8:07 pm
Forum: Investing - Help with Personal Investments
Topic: Lazy Investment Porfolio Help
Replies: 17
Views: 1748

Re: Lazy Investment Porfolio Help

I browsed the fidelity site and below is a list of all of the 401k investment options for my employer. I currently hold the FID FREEDOM 2055 (FDEEX) investment. FID 500 INDEX PR (FUSVX) 02/17/1988 FID CAP APPREC K (FCAKX) 11/26/1986 FID VALUE DISCOV K (FVDKX) 12/10/2002 INVESCO DIVRS DIV R6 (LCEFX)...
by passiveTiger
Fri Aug 10, 2018 12:53 pm
Forum: Investing - Help with Personal Investments
Topic: Total Stock and Total Bond Market(s) at Vanguard
Replies: 29
Views: 4706

Re: Total Stock and Total Bond Market(s) at Vanguard

Thank you all so much. Of course these excellent replies and they were extremely helpful raises the point mentioned earlier about "tilting". As I understand it, some investors that follow the Boglleheads philosophy would not engage in "tilting", let's say overweighing small caps by buying this addi...