Search found 6 matches

by contimprov
Tue Apr 17, 2018 9:08 pm
Forum: Investing - Help with Personal Investments
Topic: Retirement Planning - Are we on the right path?
Replies: 10
Views: 1982

Re: Retirement Planning - Are we on the right path?

Duckie gave great advice (as usual). I will just point out that being over aggressive to make up for lost time can be a very grave mistake. The best method to achieving a larger retirement balance is to save more. It is not fun, nor glamorous but it is effective. Having a very aggressive stock/bond...
by contimprov
Tue Apr 17, 2018 9:02 pm
Forum: Investing - Help with Personal Investments
Topic: Retirement Planning - Are we on the right path?
Replies: 10
Views: 1982

Re: Retirement Planning - Are we on the right path?

Sandtrap wrote:
Sun Apr 15, 2018 10:35 pm
This outstanding write up may be useful to you.
TAYLOR LARIMORE ON “SIMPLICTY”
https://www.bogleheads.org/forum/viewt ... p?t=156505
aloha
j :D
Thank you for the link. I didn't know that its that simple!
by contimprov
Tue Apr 17, 2018 8:53 pm
Forum: Investing - Help with Personal Investments
Topic: Retirement Planning - Are we on the right path?
Replies: 10
Views: 1982

Re: Retirement Planning - Are we on the right path?

Here are some wikis that you should read on setting up a three fund portfolio. https://www.bogleheads.org/wiki/Three-fund_portfolio https://www.bogleheads.org/wiki/Tax-efficient_fund_placement Contributions: 15% of salary to his 401k with 6% match $5500 to his roth at the end of the year $5500 to h...
by contimprov
Tue Apr 17, 2018 8:44 pm
Forum: Investing - Help with Personal Investments
Topic: Retirement Planning - Are we on the right path?
Replies: 10
Views: 1982

Re: Retirement Planning - Are we on the right path?

Take the loss - dump the individual stocks. You don't know anymore about it than the market. Loss aversion is clouding your thinking, you are waiting to break even before liquidating, in the mean time you could be waiting an awful long time missing out on the potential opportunity for more gains in...
by contimprov
Sun Apr 15, 2018 8:13 pm
Forum: Investing - Help with Personal Investments
Topic: Retirement Planning - Are we on the right path?
Replies: 10
Views: 1982

Re: Retirement Planning - Are we on the right path?

Thank you Duckie for your input. I will try to answer your questions in the same order 1. I am keeping the bonds % lower to be intentionally aggressive since I started late. 2. Point taken on the international stocks. 3. I will have to read up on the taxable bond component to understand a bit furthe...
by contimprov
Sun Apr 15, 2018 10:47 am
Forum: Investing - Help with Personal Investments
Topic: Retirement Planning - Are we on the right path?
Replies: 10
Views: 1982

Retirement Planning - Are we on the right path?

I have been reading this forum for quite some time now and it has been really useful. I am posting for the first time and would like to get some input on how I am doing with our retirement planning. Emergency funds: 12-18 months Debt: no loans other than primary home mortgage – balance 180k @ 3.75%....