Search found 271 matches

by Sasquatch
Thu Jan 17, 2019 4:38 pm
Forum: Investing - Help with Personal Investments
Topic: Why are you NOT buying rental properties?
Replies: 221
Views: 16092

Re: Why are you NOT buying rental properties?

I had to chuckle to myself about today. As I write this I am waiting for the plumbers to finish at my recently sold rental. Tenants moved out today and I am turning over the keys to the new owners today. Noticed a leak under the kitchen sink on final move out inspection. Probably a $500 bill today. ...
by Sasquatch
Thu Jan 17, 2019 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: Banktivity 7 versus Quicken 2019 (Mac)
Replies: 1
Views: 194

Re: Banktivity 7 versus Quicken 2019 (Mac)

Yes, I have tried both and went back to Quicken for Mac as I have been using the windows product since the early 90s. I had a number of issues with error messages in Banktivity and the support team was very slow to respond often taking 1-2 weeks before they even replied to my ticket request. Not a g...
by Sasquatch
Wed Jan 16, 2019 10:51 pm
Forum: Investing - Help with Personal Investments
Topic: Why are you NOT buying rental properties?
Replies: 221
Views: 16092

Re: Why are you NOT buying rental properties?

I sold my last rental last month. In my area a $400k SFH rents for $1800 - $2,000 / mo. Talk of rent control looms in city council public hearings.

The risk / reward is not there for me.
by Sasquatch
Wed Jan 16, 2019 10:11 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 852
Views: 44762

Re: John Bogle has died at age 89

RIP Mr. Bogle, a life well lived. An incredible contribution to society.
by Sasquatch
Sat Jan 12, 2019 2:09 am
Forum: Personal Consumer Issues
Topic: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?
Replies: 82
Views: 5542

Re: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?

Minivans with a sliding door are awesome. Your life will be SO much easier. Get 2nd row captain chairs, not a bench in the 2nd row. Keeps the kids apart, plenty of room to put a cooler right there between the kids. This. Been there done that. Probably made half dozen round trips (1,850 miles one wa...
by Sasquatch
Fri Jan 11, 2019 9:56 pm
Forum: Investing - Theory, News & General
Topic: Did you ever "win" big?
Replies: 133
Views: 9613

Re: Did you ever "win" big?

It’s been forever ago. In the early 90s was loading the floppy disc called DOS on the computer to use it. Then Quattro 1-2-3 then this thing called Microsoft Excel came along and it worked great for stuff I was doing at work. I bought $5k ish of MSFT. Sold for $15k ish to buy our first house. Super ...
by Sasquatch
Fri Jan 11, 2019 7:07 pm
Forum: Investing - Help with Personal Investments
Topic: What financial instution do you use for cash?
Replies: 14
Views: 1021

Re: What financial instution do you use for cash?

My point is that it may not matter what you put your after tax money into, as long as it is seen as part of your AA. Since you are required to take money out of your IRAs anyway, you will always be rebalancing things. That was another question I had. Thanks for bringing it up. I will need to move s...
by Sasquatch
Fri Jan 11, 2019 7:03 pm
Forum: Investing - Help with Personal Investments
Topic: What financial instution do you use for cash?
Replies: 14
Views: 1021

Re: What financial instution do you use for cash?

No amount of money could pay for the half hour my eyes spent glued on the yellowish quarter moon last night as it slid down the night sky before melting into the silhouetted mountains. What a sight! Agreed! Spent yesterday in the mountains at 8000 ft elevation. Beautiful snow covered mountain peaks...
by Sasquatch
Fri Jan 11, 2019 2:41 pm
Forum: Investing - Help with Personal Investments
Topic: What financial instution do you use for cash?
Replies: 14
Views: 1021

Re: What financial instution do you use for cash?

wolf359 wrote:
Fri Jan 11, 2019 2:16 pm
You may want to structure your question in the form of the portfolio advice format. This will identify your goals, income requirements, and assets.
Thanks wolf, I just went back and read the wiki information again. I will try to be more clear going foreword
by Sasquatch
Fri Jan 11, 2019 2:12 pm
Forum: Investing - Help with Personal Investments
Topic: What financial instution do you use for cash?
Replies: 14
Views: 1021

Re: What financial instution do you use for cash?

englishgirl, Thank you very much for your reply! :happy I really don't have any experience in the "cash" arena. I primarily focused my learning on 401k while I was working so every shred of info is really helpful to me. The small novel I wrote was mainly to provide context for which the money was to...
by Sasquatch
Thu Jan 10, 2019 2:15 pm
Forum: Investing - Help with Personal Investments
Topic: What financial instution do you use for cash?
Replies: 14
Views: 1021

What financial instution do you use for cash?

Hello to all, I've been using the Bogleheads search feature and doing a lot of reading the past few days. We recently sold our last rental property. With the proceeds we paid off all our debt including our home and paid our 4th quarter estimated capital gains and depreciation recapture tax on the pr...
by Sasquatch
Sun Jan 06, 2019 1:04 am
Forum: Personal Consumer Issues
Topic: washer dryer rec
Replies: 22
Views: 1497

Re: washer dryer rec

DTalos wrote:
Sat Jan 05, 2019 10:12 pm
I recommend a Speed Queen top loading washer and dryer. Mine are still running great after 23 years.
+1. Ours are about 4yrs old now not one issue. Plain old mechanical controls. My big box Maytag units lasted a whole year before the main circuit board went out.
by Sasquatch
Sat Jan 05, 2019 6:44 pm
Forum: Personal Consumer Issues
Topic: Strategies to combat or justify lifestyle creep
Replies: 91
Views: 7135

Re: Strategies to combat or justify lifestyle creep

Why do we work our brains out? To make sure that our basic needs are met, save for the future, have a little fun along the way. If the first two are in the net have a little fun. If you can transfer $50k cash without reservation (ie. no financing) I would feel pretty good about the purchase.
by Sasquatch
Fri Jan 04, 2019 3:47 pm
Forum: Personal Consumer Issues
Topic: Your ideal home size
Replies: 130
Views: 8300

Re: Your ideal home size

Family of 2 (empty nesters) 3br / 2ba / 2garage 1500sf basic ranch. Just right

For us it was location and lot size. We remodeled the home to make it our own. As a original condition 1979 build a remodel was due.
by Sasquatch
Fri Jan 04, 2019 1:48 am
Forum: Personal Consumer Issues
Topic: Sound bar as only music speaker?
Replies: 38
Views: 2396

Re: Sound bar as only music speaker?

For those of you who are using Sonos sound bars, how do you find needing to use a phone app to adjust volume? Can you get around this with use of a universal remote like Harmony, or a learning remote such as what Xfinity uses? Both our Roku streaming stick remote and the Samsung remote that came wi...
by Sasquatch
Mon Dec 31, 2018 12:52 am
Forum: Personal Consumer Issues
Topic: Sound bar as only music speaker?
Replies: 38
Views: 2396

Re: Sound bar as only music speaker?

We have a SONOS playbase and have really enjoyed it. Easy to use and stream music or use in sound bar mode. We had circa 80s class B seperates system. It sounded great but when my hearing went kaput sonic fidelity kinda went out the window anyway. The sonos is great cause it’s easy and so accessible...
by Sasquatch
Thu Dec 20, 2018 4:25 pm
Forum: Personal Consumer Issues
Topic: Lap top recommendation
Replies: 42
Views: 2100

Re: Lap top recommendation

The brown truck dropped off a new N705U ASUS laptop for my wife yesterday. We have been Lenovo fans but this ASUS Is the cats meow. They do have more moderately priced units that have pretty darn good specs. A larger screen than you are probably looking for but just an example. https://www.amazon.c...
by Sasquatch
Thu Dec 20, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: Lap top recommendation
Replies: 42
Views: 2100

Re: Lap top recommendation

I would insist that a new laptop should have the option to use Ethernet to access the internet. Not knowing better I bought a $250 Dell laptop which only has Wifi and wanted to use it for access to financial sites, but then read that some criminals can learn Wifi passwords. Adding Ethernet to a lap...
by Sasquatch
Thu Dec 20, 2018 2:42 pm
Forum: Personal Consumer Issues
Topic: Best Albums of 2018
Replies: 36
Views: 2548

Re: Best Albums of 2018

Great posts, I am always on the lookout for new music. Seeing others viewpoints is pretty useful to check out new stuff. My listening is a bit repetitive lately so these will be good to have a listen to.
by Sasquatch
Thu Dec 20, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: Lap top recommendation
Replies: 42
Views: 2100

Re: Lap top recommendation

The brown truck dropped off a new N705U ASUS laptop for my wife yesterday. We have been Lenovo fans but this ASUS Is the cats meow. They do have more moderately priced units that have pretty darn good specs. A larger screen than you are probably looking for but just an example. https://www.amazon.co...
by Sasquatch
Sun Dec 16, 2018 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sell my last rental property in major west coast city?
Replies: 11
Views: 1285

Re: Should I sell my last rental property in major west coast city?

I am under contract on my last rental. Our city council has already put one minor ordinance in place that does not benefit landlords. It would not surprise me if more were on the way. Finally, unlike yours, the ROI is not very good on mine which sealed the deal for me. The proceeds will pay off the ...
by Sasquatch
Fri Dec 14, 2018 11:06 pm
Forum: Investing - Help with Personal Investments
Topic: Retiring next year, would appreciate some advice
Replies: 30
Views: 2973

Re: Retiring next year, would appreciate some advice

Consider selling your Megacorp stock. Talk with a CPA before you do this. You may want to discuss if NUA (Net Unrealized Appreciation) rules might be a viable solution. https://www.kitces.com/blog/net-unrealized-appreciation-irs-rules-nua-from-401k-and-esop-plans/ https://www.bogleheads.org/forum/vi...
by Sasquatch
Mon Dec 10, 2018 6:07 pm
Forum: Personal Consumer Issues
Topic: safest downhill ski helmet
Replies: 31
Views: 1182

Re: safest downhill ski helmet

White Coat Investor wrote:
Mon Dec 10, 2018 5:24 pm
I hear it more often with avalanche beacons and now airbags too. Nevertheless, I still haul all three up the mountain
Heli? Cat? Skinning/touring?
by Sasquatch
Mon Dec 10, 2018 2:41 pm
Forum: Personal Consumer Issues
Topic: portable jump starters
Replies: 58
Views: 4159

Re: portable jump starters

I was skeptical about portable jump starters and got a rather large battery jump starter from costco (it was about the size of regular car battery, even slightly bigger). It worked fine few times but then once failed to start the car even though it was full charged. Then I recalled about a portable...
by Sasquatch
Mon Dec 10, 2018 2:03 pm
Forum: Personal Consumer Issues
Topic: safest downhill ski helmet
Replies: 31
Views: 1182

Re: safest downhill ski helmet

I would say that you probably need a helmet most on a Blue run where you let your guard down and there are lots of other snow riders. Some riding/skiing too fast and above their abilities can take you out when you least expect it. Yes, always wear a helmet. My point is nothing replaces good judgeme...
by Sasquatch
Mon Dec 10, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: safest downhill ski helmet
Replies: 31
Views: 1182

Re: safest downhill ski helmet

I will say I skied the first 35 years 50-70 days a year on snow with nothing more than a plain old wool winter hat. Double blacks, trees the works. I’m still alive with no brain damage lol. Assessing risk, knowing your “true” ability and skiing terrain accordingly is your best bet. No helmet can sav...
by Sasquatch
Mon Dec 10, 2018 11:31 am
Forum: Personal Consumer Issues
Topic: safest downhill ski helmet
Replies: 31
Views: 1182

Re: safest downhill ski helmet

Another vote for Giro. Here’s the one I have

https://www.giro.com/us_en/snow/mens/sn ... union.html
by Sasquatch
Fri Nov 30, 2018 11:02 pm
Forum: Personal Consumer Issues
Topic: Auto battery charger recommendation?
Replies: 8
Views: 980

Re: Auto battery charger recommendation?

I use Batteryminder to keep my RV batteries topped off in storage. The battery’s work great when I put them back into service every spring. Accept a charge well and last a long time when dry camping. http://www.batteryminders.com/ I use this one but it is not certified for AGM https://www.amazon.com...
by Sasquatch
Thu Nov 29, 2018 11:39 pm
Forum: Personal Consumer Issues
Topic: Winter boot recommendation
Replies: 34
Views: 3326

Re: Winter boot recommendation

Ive had my Sorel Caribous for years but I usually go to my Wolverene 8" tall all leather work boot vibram sole/ gore tex liner / 200 gram thinsulate. With a pair of midweight merino wool socks I am good down to about 20 degrees. Heavy slush, water, snow, no problem.
by Sasquatch
Wed Nov 28, 2018 7:30 pm
Forum: Personal Consumer Issues
Topic: Calling all 50-60 year old homeowners with kids/families
Replies: 36
Views: 4209

Re: Calling all 50-60 year old homeowners with kids/families

Early 50s here.We downsized into a 1979 basic ranch when our kids were out on there own. The whole house was still vintage 79 as most fixtures were original. We stayed in the house as is for 7 years to make sure we liked the area, neighbors, etc and found we loved the setup. We gutted the home with ...
by Sasquatch
Tue Nov 27, 2018 3:04 pm
Forum: Personal Consumer Issues
Topic: Car advice - new attending - what to buy?
Replies: 37
Views: 3788

Re: Car advice - new attending - what to buy?

The best all wheel drive vehicle on the planet will not stop any better than any other car. That’s why I run studless snow tires. Heck, in the winter I spend more time trying to avoid the knuckle head that is using poor judgement in a ill equipped vehicle. To address the “I don’t have time issue”. I...
by Sasquatch
Mon Nov 26, 2018 9:56 pm
Forum: Personal Consumer Issues
Topic: Car advice - new attending - what to buy?
Replies: 37
Views: 3788

Re: Car advice - new attending - what to buy?

We really like our Subaru Outback. In hindsight I would have gone with the larger 3.6 engine and eyesight equipped. We are in a mountain region. Our local ski hill got 600+ inches of snow two years ago during “snowzilla” I feel very safe driving up there. Studless snow tires along with good judgemen...
by Sasquatch
Thu Nov 22, 2018 2:47 pm
Forum: Personal Consumer Issues
Topic: Budget Laptops
Replies: 17
Views: 2007

Re: Budget Laptops

Amongst several family members we have had issues with HP laptop and desktops. Lenovo has been much better in our experience. I have a friend in tech that says ASUS also makes a very good machine.
by Sasquatch
Thu Nov 08, 2018 4:09 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 43
Views: 5377

Re: 2019 Subaru Outback 2.5 vs 3.6

It’s a shame they discontinued the 2.5 XT turbocharged engine in the Forester. 224hp. Great mileage if you stay off the turbo but the power is there when you need it. I’m not sure if it was ever offered in a Outback though.
by Sasquatch
Wed Oct 31, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 43
Views: 5377

Re: 2019 Subaru Outback 2.5 vs 3.6

2014 Outback 2.5i here. We are in the Mountains. Snowy mountain passes, ski hills, etc. I would definitely go 3.6. I would happily pay the extra fuel cost. Best snow car by far I have ever owned. Way better than our pickup in 4wd. That being said there are literally hundreds of Subaru’s in our town ...
by Sasquatch
Tue Oct 09, 2018 9:59 am
Forum: Personal Consumer Issues
Topic: Best headphones under 500 bucks
Replies: 79
Views: 6748

Re: Best headphones under 500 bucks

I like my grado SR60s. Great bang for the buck. Many different price points to choose from in their line up.
by Sasquatch
Mon Oct 01, 2018 12:20 am
Forum: Personal Consumer Issues
Topic: How to tell contractor you don't plan to pay him. [Roofing]
Replies: 65
Views: 6234

Re: How to tell contractor you don't plan to pay him.

After you have collected all your information to make a strong case.......... couldn’t you post a claim against their bond? If they are licensed you could file a complaint. File a complaint with the builders association / contractors board. Hopefully the two of you can sit down and come to an agreem...
by Sasquatch
Fri Sep 28, 2018 5:13 pm
Forum: Personal Consumer Issues
Topic: Old Costco American Express 2-Year Warranty Extension
Replies: 18
Views: 3290

Re: Old Costco American Express 2-Year Warranty Extension

After being on the phone with Costco, AmEx, and Citi (who knows why??) all day, I was informed this afternoon for the first time that the 2 year manufacturers warranty we were told came with the TV, is in fact only one year and we are SOL. When I asked Costco why everyone from their salesman up unt...
by Sasquatch
Thu Sep 27, 2018 6:27 pm
Forum: Investing - Help with Personal Investments
Topic: Payoff rental house mortgage?
Replies: 10
Views: 1067

Re: Payoff rental house mortgage?

Might want to look at your tax return from last year and see what number you carried to your 1040 from schedule E. You only pay taxes on proceeds after certain expenses, depreciation, interest paid on loan, repairs, maint, prop mgmt. just to name a few (last years sched E would give you somewhat of ...
by Sasquatch
Mon Sep 24, 2018 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Fed up with health insurance situation
Replies: 117
Views: 7644

Re: Fed up with health insurance situation

Just my opinion, but the issue/cause is not, primarily at least, "Health Insurance" - but, rather, the large (and growing) costs/expenditures on health and medical care. There are: - Over utilization of services - Over pricing of services - Large bureaucracy at providers - Large and growing increas...
by Sasquatch
Mon Sep 24, 2018 2:51 pm
Forum: Personal Consumer Issues
Topic: Does health insurance cover hearing aids
Replies: 21
Views: 1548

Re: Does health insurance cover hearing aids

I have Aetna from Megacorp. They paid $1750 toward my aids. I needed a special hearing aid that Costco did not carry so I went to a small private shop.
by Sasquatch
Sun Sep 23, 2018 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: Should I try to sell Rental prop or Refi to generate cash?
Replies: 9
Views: 1039

Re: Should I try to sell Rental prop or Refi to generate cash?

Have you considered offering the property to the tenant? Perhaps with some sort of seller-finance incentive. I would rather have the cash and just move on. In review of the tenant application I dont think they make enough to have a $2300 house pmt even if I do kick back $20k to help with 5% down. I...
by Sasquatch
Sun Sep 23, 2018 3:36 pm
Forum: Personal Consumer Issues
Topic: Slip on loafer shoes for working guy?
Replies: 8
Views: 1353

Re: Slip on loafer shoes for working guy?

These aren't cheap https://www.zappos.com/p/merrell-jungle-moc-taupe-suede/product/7460781/color/691 OP could consider these https://www.amazon.com/Georgia-Boot-Romeo-Loafer-Medium/dp/B071GPGPDF/ref=sr_1_16?ie=UTF8&qid=1537735942&sr=8-16&keywords=georgia%2Bboot%2Bromeo&th=1&psc=1 Sturdy shoe, steel...
by Sasquatch
Sun Sep 23, 2018 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Should I try to sell Rental prop or Refi to generate cash?
Replies: 9
Views: 1039

Re: Should I try to sell Rental prop or Refi to generate cash?

Thank you for the reply. I agree selling is the right decision. I have been watching the local market and things are softening slightly. I don't know if that is due to heading into winter here=snow or a overall economic shift. Exact same floor plan is for sale one street over for $380k. My lot is tw...
by Sasquatch
Sun Sep 23, 2018 2:29 pm
Forum: Investing - Help with Personal Investments
Topic: What investment company does your employer use?
Replies: 21
Views: 1454

Re: What investment company does your employer use?

T Rowe price through Megacorp. Fortunately its has some nice Vanguard offerings with .04 ER for TBM to .09 ER for 500 index.
by Sasquatch
Sun Sep 23, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Slip on loafer shoes for working guy?
Replies: 8
Views: 1353

Re: Slip on loafer shoes for working guy?

How about something like this? Waterproof membrane. Put some nikwax or snoseal on the uppers to help fend off stains https://www.cabelas.com/product/CABELAS-MN-SERIES-ROMEO/1841619.uts?slotId=0 For changing oil and repair on the cars I bought a set of used coveralls from the local commercial laundry...
by Sasquatch
Sat Sep 22, 2018 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: Should I try to sell Rental prop or Refi to generate cash?
Replies: 9
Views: 1039

Should I try to sell Rental prop or Refi to generate cash?

UPDATE TO POST 9/22/18 9:15 PST I feel like we need more info, what's your household income from employment, No longer employed, 72t / Roth ladder starting this December value of all assets: Net Worth $3.1M ($2.25M 401k, $500k primary res, $380k rental, personal property $90k, total debt $148k, rent...