Search found 88 matches

by Quercus Palustris
Sun Nov 17, 2019 9:27 pm
Forum: Personal Consumer Issues
Topic: Good DNS to use?
Replies: 15
Views: 1373

Re: Good DNS to use?

I like and use Quad9: https://www.quad9.net/ 9.9.9.9 149.112.112.112 Free and sponsored by a few industry companies (IBM, packet clearinghouse). It blocks known threat domain names so I guess if some thing on my network gets compromised, maybe it won't be able to phone home to its control servers (I...
by Quercus Palustris
Fri Nov 15, 2019 12:44 am
Forum: Personal Consumer Issues
Topic: Is LastPass still top in security, any reason to switch?
Replies: 44
Views: 4432

Re: Is LastPass still top in security, any reason to switch?

What exactly does open source mean? I'll admit I honestly don't know. Can't some expert Russian hackers look at the code and insert malicious code and hide it? It means anyone can see or use the source code. There's still an "official" or mainline version of the application which is distributed by ...
by Quercus Palustris
Wed Nov 13, 2019 4:03 pm
Forum: Personal Consumer Issues
Topic: Water hammer
Replies: 27
Views: 2117

Re: Water hammer

Our last house had a new (2015-ish) Whirlpool washer that would cause water hammer. Couldn't turn down whole house pressure w/out having problems on second floor (or rather, making DW unhappy about the shower). The washer had a very fast solenoid that would slam the valve shut. Washing machine would...
by Quercus Palustris
Wed Nov 13, 2019 1:20 pm
Forum: Personal Consumer Issues
Topic: Carbon Monoxide Alarms
Replies: 16
Views: 1226

Re: Carbon Monoxide Alarms

I believe CO detectors should also not be too close to fuel burning appliances either (stove, furnace, boiler) to avoid nuisance alerts when things first fire up maybe?

Confusingly, Kidde says minimum distance is "5-15ft" away. Why wouldn't they pick one number?? :confused
by Quercus Palustris
Wed Nov 13, 2019 12:43 pm
Forum: Personal Consumer Issues
Topic: Is LastPass still top in security, any reason to switch?
Replies: 44
Views: 4432

Re: Is LastPass still top in security, any reason to switch?

Curious why KeePass has fallen out of favor; I believe I heard about it from recommendations here. I use KeePass on my Linux desktop and KeePass2Android on my phone, syncing the password database via Dropbox. I like it very much but setup was a bit convoluted (mainly to do w/ Dropbox API keys). DW ...
by Quercus Palustris
Wed Nov 13, 2019 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: First Republic Bank doesn’t have physical coins
Replies: 76
Views: 4919

Re: First Republic Bank doesn’t have physical coins

I agree, wholeheartedly. Non-intuitive acronyms are ubiquitous on this site's postings. :annoyed OTOH there's a certain lingua franca of commonly used internet acronyms and terms, which is always evolving. And it'd vary by the site you're on as well (so are bogleheads newbies expected to know what ...
by Quercus Palustris
Tue Oct 29, 2019 10:57 pm
Forum: Personal Consumer Issues
Topic: Furnace air filters
Replies: 37
Views: 2909

Re: Furnace air filters

If the pressure drop is lower for a thicker filter of the same MERV value (eg., a 1" vs 4" filter) - is it mainly a matter of enlarging the box / door on the duct that holds the filter? Seems that might be a good upgrade for an older house (more dust, less airtight) in a high pollen area. Or is it n...
by Quercus Palustris
Mon Oct 28, 2019 9:12 am
Forum: Personal Consumer Issues
Topic: Furnace air filters
Replies: 37
Views: 2909

Re: Furnace air filters

I like FilterBuy , sold on Amazon. Lots of sizes, MERV values, made in USA. Well built. That said, our 3yr old Trane XV at the last house was very unhappy with MERV 11, soon after having them on, the thermal safety would go off and shut down the blower (took me a while to figure out, at first though...
by Quercus Palustris
Mon Oct 28, 2019 9:00 am
Forum: Investing - Theory, News & General
Topic: Inside Fisher Investments
Replies: 123
Views: 11689

Re: Inside Fisher Investments

From a BH standpoint, aren't all these advisor firms essentially fungible? Pay high fees, AUM for the privilege of trailing an index? If "Chuck", Abby Johnson, or some other such spoke up and revealed themselves to be an unrepentant sack of feces, I'd happily pay a bp or two to move my funds to VG, ...
by Quercus Palustris
Sat Oct 26, 2019 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Discounts for 2019 version
Replies: 27
Views: 1918

Re: TaxAct Discounts for 2019 version

Monster99 wrote:
Sat Oct 26, 2019 9:13 pm
I picked up H&R Block Deluxe for 19 bucks last year around Black Friday. Usually someone will post here when the price is down below 20 dollars....
Do any of the online file providers (H&R, TaxAct) ever go on sale or just their desktop software? I don't have windows so I have to file online.
by Quercus Palustris
Fri Oct 25, 2019 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Discounts for 2019 version
Replies: 27
Views: 1918

Re: TaxAct Discounts for 2019 version

I switched from TaxAct to FreeTaxUSA (deluxe) last year, sort of a bad idea for one specific form: FreeTaxUSA claims to support Form 8888, turns out that's only true if you do direct deposit. You can't fill out the 8888 online if you're getting part of your return as Series I savings bonds. I was pr...
by Quercus Palustris
Fri Oct 25, 2019 9:27 am
Forum: Personal Consumer Issues
Topic: Is Google Drive enough for me?
Replies: 64
Views: 3773

Re: Is Google Drive enough for me?

OTOH, paper's all well and good until the Mongols burn your library down.

Always keep backups - and in different locations (physical or virtual). And if a GRB fries all the data centers on earth, presumably there will be larger problems than "what happened to my photos of gran" :(
by Quercus Palustris
Fri Oct 25, 2019 9:13 am
Forum: Investing - Theory, News & General
Topic: Ex DFA CIO launches competitor which will also have ETFs
Replies: 157
Views: 16625

Re: Ex DFA CIO launches competitor which will also have ETFs

caklim00 wrote:
Fri Oct 25, 2019 9:01 am
Volume on AVUV was over 500K and AVDV over 400K yesterday. I hope this is indicative of how these funds are going to trade.
Did something happen? I was looking at AVUV last week and volume was well below 100K a day...
by Quercus Palustris
Fri Oct 25, 2019 8:35 am
Forum: Personal Consumer Issues
Topic: Is Google Drive enough for me?
Replies: 64
Views: 3773

Re: Is Google Drive enough for me?

They why delete it in the first place? Isn't the G drive for backing up your computer drive? If you delete the file on the computer because you don't want it anymore, why would you want it on the G drive? Answer literally quoted in your first reply, and all your replies after (emphasis mine): Howev...
by Quercus Palustris
Thu Oct 24, 2019 2:59 pm
Forum: Investing - Theory, News & General
Topic: Inside Fisher Investments
Replies: 123
Views: 11689

Re: Inside Fisher Investments

Well, I found it interesting because I really didn't know what went on inside Fisher. It was kind of a black hole. I mean there has been reams of articles and forum posts written about Edwards Jones. It looks like Fisher is just an upscale version of Edward Jones. There is certainly a Glengarry Gle...
by Quercus Palustris
Thu Oct 24, 2019 12:11 pm
Forum: Personal Consumer Issues
Topic: Is Google Drive enough for me?
Replies: 64
Views: 3773

Re: Is Google Drive enough for me?

Note that pre-office 2013 (and for all xls, not xlsx files), the encryption used by Office password protection is feeble. Office 2016 using the new file formats (docx, xlsx) are better though still somewhat vulnerable to brute force attacks (they repeatedly SHA hash passwords instead of using a real...
by Quercus Palustris
Fri Oct 18, 2019 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Deed fraud (on your home)- anyone have insight?
Replies: 51
Views: 4179

Re: Deed fraud (on your home)- anyone have insight?

This recently happened in DC! The perps targeted properties they thought were abandoned, but that makes little difference (other than maybe time to discover the fraud) in how it works. Apparently some poor elderly folks are now stuck dealing w/ the bureaucracy to try to re-title their homes. There's...
by Quercus Palustris
Wed Oct 16, 2019 8:25 pm
Forum: Personal Consumer Issues
Topic: Nissan Sentra Car Maintenance
Replies: 8
Views: 505

Re: Nissan Sentra Car Maintenance

5k miles / 6 months on synthetic is nonsense, but unfortunately maintaining the warranty requires it.

When my Altima is out, I'm going to 10k / 1yr. You can go much longer if you do oil analysis (read about people running up to 15k miles in a Sonata and an F150 with test results still good).
by Quercus Palustris
Mon Oct 14, 2019 7:57 pm
Forum: Investing - Theory, News & General
Topic: How often do you look at your IRA or 401K Balances
Replies: 71
Views: 5757

Re: How often do you look at your IRA or 401K Balances

I know that feel - when I first read Investor's Manifesto and discovered this site. Now I only check quarterly, in order to update a NW spreadsheet and see if I hit a rebalance band (never happened, contributions > market swings, sigh). I do log in to one account 2x a month to buy an ETF because Sch...
by Quercus Palustris
Fri Oct 11, 2019 12:04 am
Forum: Personal Consumer Issues
Topic: Best No Annual Fee Visa Credit Card with Cash Back
Replies: 56
Views: 4942

Re: Best No Annual Fee Visa Credit Card with Cash Back

If you're into credit unions: State Dept FCU (anyone can join) Cash Back+ Visa PenFed (requirements to join, need free checking w/ $500 balance) Power Cash Rewards Both get 2% on purchases, no annual fee, no foreign transaction fee, Visa Signature benefits (extended warranty, rental collision damage...
by Quercus Palustris
Thu Oct 10, 2019 11:47 pm
Forum: Personal Consumer Issues
Topic: $575 to replace rear brake pads and rotors on a 2017 Subaru Forester?
Replies: 64
Views: 4504

Re: $575 to replace rear brake pads and rotors on a 2017 Subaru Forester?

Seems a little high, but there's always a parts markup (which is fair, shop has to get parts ASAP while I can order online and wait). Last month we had rear rotors and pads replaced on DW's 2013 Impreza. Good quality (Centric) rear rotors & pads kit was $100 shipped from RockAuto. Shop charged one h...
by Quercus Palustris
Thu Oct 10, 2019 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Advantages of Vanguard over M1 Finance? + Buffett question
Replies: 25
Views: 1781

Re: Advantages of Vanguard over M1 Finance? + Buffett question

I've used M1 in the past, but the two things I've found Vanguard (or Fidelity, etc) do that M1 can't: - Free Backdoor Roth IRA ($25/conversion at M1) - Sell individual share lots in Taxable for TLH (M1 tries to sell in a manner that minimizes taxes but it's less clear) - accept direct deposit (I thi...
by Quercus Palustris
Wed Oct 09, 2019 4:50 pm
Forum: Personal Consumer Issues
Topic: Password Protection
Replies: 86
Views: 9766

Re: Password Protection

With KeePass it shouldn't matter if Dropbox is insecure (or your account gets breached). Assuming you password protected your keys DB, it's encrypted (AES or ChaCha20) so it should be useless for anyone who obtains the files. KP version 2 does a better job with the crypto so if you're using a key DB...
by Quercus Palustris
Tue Oct 08, 2019 8:42 am
Forum: Personal Consumer Issues
Topic: Router for Small Apartment
Replies: 18
Views: 1351

Re: Router for Small Apartment

+1 for ditching a possibly dying router for a Google wifi. I actually have a refurb Onhub, but if I was buying today I'd get the little puck (wait to see if it's on sale for cyber Monday?). If you move somewhere larger you can do mesh, it does 2.4/5 GHz on a single SSID, using phone app to configure...
by Quercus Palustris
Thu Oct 03, 2019 6:29 pm
Forum: Personal Investments
Topic: SPDR fund switch
Replies: 3
Views: 315

Re: SPDR fund switch

SLYV (S&P small cap value) is still a good deal wherever you hold it, so I'm keeping that one at TDA. Will probably ditch some Schwab funds held at Schwab on Monday when they go commission free though. I do get it though, holding (and paying attention to the ratios of) SPDW/SPEM was pretty annoying ...
by Quercus Palustris
Thu Oct 03, 2019 12:44 pm
Forum: Personal Consumer Issues
Topic: Eight year old Infiniti: What is necessary and priorty maintenance
Replies: 11
Views: 1051

Re: Eight year old Infiniti: What is necessary and priorty maintenance

Jharkin is on the money. If you're out of warranty period, there's no need to replace things based on time if they only wear down through use . Rubber/EPDM parts (belts, hoses, boots, tires esp. if you park outside) have a lifetime even if the car is lightly used. Maybe check the door / trunk seals ...
by Quercus Palustris
Thu Oct 03, 2019 11:10 am
Forum: Investing - Theory, News & General
Topic: If you use Vanguard (Brokerage), why do you stay?
Replies: 58
Views: 6716

Re: If you use Vanguard (Brokerage), why do you stay?

I like VG's ownership structure but I realize that's highly theoretical in terms of benefits. Fido and Schwab (and somewhat TDA) have sites that are light years better than VG. Just try the fund screeners for MFs or ETFs; Schwab and Fidelity are fantastic, intuitive, and helpful. Calling VG's screen...
by Quercus Palustris
Thu Oct 03, 2019 10:54 am
Forum: Investing - Theory, News & General
Topic: What do you think about $0 commission free trade
Replies: 30
Views: 2239

Re: What do you think about $0 commission free trade

What do you mean by cash drag? like you would have to wait longer to build up cash to purchase a higher share price? Basically - for example, I have an HSA I can no longer contribute to. If I'm buying ETFs, if one share is $150, I might have $140 lying around waiting for $10 in dividends to buy ano...
by Quercus Palustris
Wed Oct 02, 2019 8:31 pm
Forum: Investing - Theory, News & General
Topic: TD Ameritrade Introduces $0 Commissions for Online Stock, ETF and Option Trades
Replies: 49
Views: 5439

Re: TD Ameritrade Introduces $0 Commissions for Online Stock, ETF and Option Trades

Great news! I don't mind holding SPDR ETFs in my Lively HSA at TDA, but it's nice to have choice if I need to hold something else ever. Out of curiosity, how do these moves to $0 commissions affect the companies that had commission free deals with the brokerages (like State Street at TDA, iShares at...
by Quercus Palustris
Sat Sep 28, 2019 7:30 pm
Forum: Personal Finance (Not Investing)
Topic: New Credit Card Search - 2 Front Runners?
Replies: 46
Views: 4780

Re: New Credit Card Search - 2 Front Runners?

Other no-fee 2% cards are State Dept FCU (anyone can join) or PenFed (requires free checking account w/ them, $500 min balance, some requirements to join). They are both Visa Signature and come w/ the various features like warranty extension, CDW for rental car, and no foreign transaction fee. The F...
by Quercus Palustris
Sat Sep 21, 2019 5:43 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Total World Stock ETF (VT) gets some competition
Replies: 10
Views: 2476

Re: Vanguard Total World Stock ETF (VT) gets some competition

Excellent news, thanks for the alert. I like the convenience of single global funds for my tax-deferred accounts.

Off no real consideration, but I always liked how the SPDR tickers all sort of make sense for the given fund (VG and Fido seem like they name their funds with an ouija board). :happy
by Quercus Palustris
Mon Aug 26, 2019 5:33 pm
Forum: Investing - Theory, News & General
Topic: Is the US / Ex-US global cap still around 50/50?
Replies: 5
Views: 678

Re: Is the US / Ex-US global cap still around 50/50?

I usually just look at VT on vanguards website and check the country weights. It is on a slight lag, but usually close enough. As of 7/31/2019 - US 55.7% https://investor.vanguard.com/etf/profile/portfolio/vt I do the same with iShares' ACWI, which tracks the MSCI index of the same name: https://ww...
by Quercus Palustris
Wed Aug 14, 2019 11:58 am
Forum: Personal Finance (Not Investing)
Topic: Rent vs. Buy - Running the numbers, what am I missing?
Replies: 55
Views: 4236

Re: Rent vs. Buy - Running the numbers, what am I missing?

While Klang tends to be grim in his posts, I think he's very correct to not let "future appreciation" factor into your decision. I suspect there's some survivor (?) bias on Bogleheads in that folks who bought smart/lucky are happy to post how they benefitted from their home's value appreciating, but...
by Quercus Palustris
Wed Aug 14, 2019 11:13 am
Forum: Personal Investments
Topic: Tell me about TD Ameritrade
Replies: 21
Views: 1776

Re: Tell me about TD Ameritrade

I use TDA through my Lively HSA, and access to the SPDR ETFs is great for a 3-4 fund portfolio (SPAB, SPTM, SPDW, SPEM). Of course that doesn't much help if you need or want mutual funds! Fortunately, they have a pretty good fund screener (have the VG engineers never used TDA, Fido or Schwab's??). Y...
by Quercus Palustris
Mon Jul 22, 2019 8:03 am
Forum: Personal Consumer Issues
Topic: Whole Bean Coffee: Worth the effort?
Replies: 90
Views: 5701

Re: Whole Bean Coffee: Worth the effort?

You could find a friend with a grinder, borrow it, and find out if you prefer the taste. Go this route if you can, or grind enough for a few pots and decide if you like the taste (assuming a Costco sized bag of beans is a bit much to grind in one sitting on a home grinder). Coffee used to just be t...
by Quercus Palustris
Thu Jul 11, 2019 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: KaiZen Life Policy
Replies: 30
Views: 6516

Re: KaiZen Life Policy

Is this thread a honey pot for undercover insurance sales reps from the aforementioned company? Are they paid to Google their name and post in years-dormant threads mentioning them?

(and/or: is all the above one of these "side gigs" people post about?) :twisted:
by Quercus Palustris
Tue Jul 09, 2019 3:23 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Expands Their Index Fund Lineup
Replies: 70
Views: 10116

Re: Fidelity Expands Their Index Fund Lineup

I take it that you are going to have access to BrokerageLink? We have Fidelity, and we do not have access to BrokerageLink. We have some decent fund choices, but there are gaps. And we do not have access to BrokerageLink. Yeah, the language we have seen so far confirms BrokerageLink (guessing they ...
by Quercus Palustris
Tue Jul 09, 2019 2:56 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Expands Their Index Fund Lineup
Replies: 70
Views: 10116

Re: Fidelity Expands Their Index Fund Lineup

This is great news - my company 401k is moving to Fidelity later this year, and I much prefer automated investments than having to log in and buy ETFs after each pay day. And if I don't care for Russell 2000 Value, I suppose once a quarter I can sell it down and buy IJS or something else.
by Quercus Palustris
Tue Jul 09, 2019 9:55 am
Forum: Personal Consumer Issues
Topic: What backup service to use?
Replies: 94
Views: 11819

Re: What backup service to use?

My concerns about rsync to a cloud are the same as any other protocol transfer. You haven't mentioned anything about encryption, so how are you dealing with data privacy? Have you looked at tarsnap (https://www.tarsnap.com/)? It seems like a good solution for Linux use (rsync to save deltas / reduc...
by Quercus Palustris
Mon Jul 01, 2019 9:35 pm
Forum: Personal Finance (Not Investing)
Topic: Do you share your net worth with family members?
Replies: 252
Views: 22556

Re: Do you share your net worth with family members?

Just for a change of pace from the hidden wealth parents - my last year in high school, I peeked in my parent's checkbook ledger. I had more cash from working all summer at $6.50/hr (no expenses!) than they had in savings. Of course I suppose they had home equity, car, IRAs, but looking back we were...
by Quercus Palustris
Wed Jun 26, 2019 10:54 pm
Forum: Investing - Theory, News & General
Topic: How discount brokerages make money
Replies: 18
Views: 2492

Re: How discount brokerages make money

You have just "highly" motivated me to clean up the loose ends in my brokerage accounts. :oops: I definitely don't want to pay for "goodies" for the brokerages. Thanks for posting your example. :happy j My 401k has a Schwab brokerage window which I use. Their auto invest feature runs on the 5th and...
by Quercus Palustris
Sat Jun 22, 2019 1:59 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 17856

Re: what was your worst major purchase? mine is a 2019 mazda3

That was a rebadged Toyota Corolla produced in Fremont, CA. You could generally get the vehicle at a 10-15% discount by purchasing it at a Chevrolet dealership. Good deal. Yup, NUMMI - I think that's now the Tesla plant! I had one of the last "Chevrolet" Prizms made (2002), great car. IIRC the only...
by Quercus Palustris
Thu Jun 20, 2019 7:02 pm
Forum: Personal Investments
Topic: Anyone using M1 financial?
Replies: 9
Views: 1092

Re: Anyone using M1 financial?

I noticed there's some Closed End Funds too - was looking for state-specific Muni Bond funds, but those seem to be sparse in the ETF world. Didn't end up buying any in the end.
by Quercus Palustris
Wed Jun 19, 2019 4:39 pm
Forum: Personal Investments
Topic: 1-fund, 2-fund or 3-fund portfolio?
Replies: 22
Views: 3221

Re: 1-fund, 2-fund or 3-fund portfolio?

3 fund may have some advantages if you also have 401k or equivalent you are still contributing to - maybe there is a great bond fund there, but expensive international. With a 3 fund Roth @ Vanguard you could adjust your holdings to put more in the lowest expense funds across multiple accounts.
by Quercus Palustris
Tue Jun 18, 2019 12:10 am
Forum: Personal Investments
Topic: What percentage of total portfolio in REIT's do you have? Why? . . Why not?
Replies: 229
Views: 17357

Re: What percentage of total portfolio in REIT's do you have? Why?

Maybe a poor analogy (as many are :)), but it strikes me that one could make a similar sounding argument about mom-and-pop chains being underweight in TSM and advocating a microcap tilt on that basis. I think Rick Ferri kind of does say that, from the Core-4 Total Economy portfolio page : Small pri...
by Quercus Palustris
Mon Jun 17, 2019 9:14 pm
Forum: Investing - Theory, News & General
Topic: Pointless to own Emerging Markets fund if already own International?
Replies: 9
Views: 974

Re: Pointless to own Emerging Markets fund if already own International?

Further muddying the water, different index creators treat different countries as "emerging" based on their own criteria. - MSCI indices (IDEV & IEMG from iShares) treats South Korea as emerging - S&P indices (SPDW & SPEM from State Street) treat South Korea as developed - FTSE indices (VTMGX & VEMA...
by Quercus Palustris
Mon Jun 17, 2019 4:51 pm
Forum: Personal Investments
Topic: For those of you who have a factor diversified portfolio, what is yours?
Replies: 55
Views: 4433

Re: For those of you who have a factor diversified portfolio, what is yours?

For my 16% small cap value (in an 80/20 portfolio), I use mostly S&P 600 Value (SLYV) which is pretty popular here for SCV, and a bit of SMLF (iShares Small Multifactor US) where I get it commission free. It tilts heavily to small, modestly to value, and a bit to quality and momentum. It's a bet cos...
by Quercus Palustris
Mon Jun 17, 2019 12:32 pm
Forum: Personal Investments
Topic: What percentage of total portfolio in REIT's do you have? Why? . . Why not?
Replies: 229
Views: 17357

Re: What percentage of total portfolio in REIT's do you have? Why?

8% of an 80/20 portfolio in REITs, via Schwab REIT Index (SCHH). I use Rick Ferri's Core-4 Total Economy portfolio, which uses the above mentioned tilt to bring REITs to 13% of equities. 23 years away from earliest possible retirement (barring great or terrible luck) so I figure I can ride out any v...
by Quercus Palustris
Thu Jun 06, 2019 11:41 pm
Forum: Personal Finance (Not Investing)
Topic: Failed land investments and what to do with it?
Replies: 139
Views: 9999

Re: Failed land investments and what to do with it?

Here's a story about cheap land in the Klamath County tablelands in southern Oregon. And what these kinds of remote developments can turn into: https://magazine.atavist.com/outlaw-country-klamath-county-oregon-guns-murder Wow, what a read! I was born in Klamath Falls (the "big city") and have alway...
by Quercus Palustris
Tue May 21, 2019 10:19 pm
Forum: Personal Consumer Issues
Topic: Recently promoted - how to match image with title?
Replies: 54
Views: 5304

Re: Recently promoted - how to match image with title?

Can you point to these studies that show "impossible and conflicting standards at work on how to dress"? I'm a data guy, so I'd love to see them. I'm not sure how much peer reviewed academic data there is on this if that's your standard for proving OP should feel the way she feels. Maybe you can co...