Search found 14 matches

by PlateVoltage
Fri Aug 23, 2019 3:31 pm
Forum: Personal Consumer Issues
Topic: Pet Insurance?
Replies: 26
Views: 1499

Re: Pet Insurance?

I have little faith in these "insurance companies" actually following through anyway but that is just my view. FWIW, we used Trupanion for several years and never had any problems. One dog with a severe health condition racked up ~25k in vet bills, and Trupanion paid with out any push back. We'd su...
by PlateVoltage
Fri Feb 15, 2019 10:32 pm
Forum: Investing - Theory, News & General
Topic: [Deleted] [Re: (NEW) WisdomTree 90/60 U.S. Balanced Fund]
Replies: 652
Views: 64368

Re: (NEW) WisdomTree 90/60 U.S. Balanced Fund

klaus14 wrote:
Fri Feb 15, 2019 10:00 pm
Isn't the math sp500*90% + GOVT*60% - Expense ratio?
No, you have to account for the cost of leverage.
by PlateVoltage
Wed Feb 13, 2019 11:18 pm
Forum: Investing - Theory, News & General
Topic: [Deleted] [Re: (NEW) WisdomTree 90/60 U.S. Balanced Fund]
Replies: 652
Views: 64368

Re: (NEW) WisdomTree 90/60 U.S. Balanced Fund

Honestly, doesn't seem to be performing as one would expect. What were you expecting? https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=1985&firstMonth=1&endYear=2019&lastMonth=12&calendarAligned=true&endDate=02%2F13%2F2019&initialAmount=10000&annualOperation=0&annua...
by PlateVoltage
Tue Feb 12, 2019 7:34 am
Forum: Investing - Theory, News & General
Topic: Simulating Returns of Leveraged ETFs
Replies: 277
Views: 27796

Re: Simulating Returns of Leveraged ETFs

EfficientInvestor wrote:
Mon Feb 11, 2019 4:57 pm
I don't think futures would work as well for this strategy. Since the futures contracts track the index price and aren't based on the total return price, you miss out on the dividends.
The expected dividends are subtracted from the cost of carry.
by PlateVoltage
Thu Jan 24, 2019 12:25 pm
Forum: Investing - Theory, News & General
Topic: Why I left Wealthfront
Replies: 72
Views: 23989

Re: Why I left Wealthfront

So, the question that comes up is this, what can a robo advisor do for you that a Target Date Retirement Fund or a Target Risk fund cannot? About the only thing I can think of is tax loss harvesting. Wealthfront follows different strategies for tax-advantaged and taxable. In theory, target date and...
by PlateVoltage
Thu Jan 17, 2019 12:34 pm
Forum: Investing - Theory, News & General
Topic: Google Sheets S&P 500 Index Price
Replies: 8
Views: 2696

Re: Google Sheets S&P 500 Index Price

I use SPX -- just checked and it's working fine.
by PlateVoltage
Wed Dec 26, 2018 10:56 pm
Forum: Investing - Theory, News & General
Topic: Bill Sharpe's preferred portfolio
Replies: 213
Views: 42803

Re: Bill Sharpe's preferred portfolio

Any idea why your bond numbers differ from Vanguard Total World Bond ETF (BNDW)? They put international at 52.8%.

https://investor.vanguard.com/etf/profi ... folio/bndw
by PlateVoltage
Sat Dec 08, 2018 9:43 am
Forum: Investing - Theory, News & General
Topic: [Deleted] [Re: (NEW) WisdomTree 90/60 U.S. Balanced Fund]
Replies: 652
Views: 64368

Re: (NEW) WisdomTree 90/60 U.S. Balanced Fund

columbia wrote:
Fri Dec 07, 2018 7:31 pm
Dropped 3.94% today (vs. 2.29% for TSM).

That’s the kind of thing its owners are expecting?
No, I was expecting it to lose about 0.63%.

https://finance.yahoo.com/quote/NTSX/
by PlateVoltage
Tue Aug 28, 2018 2:21 pm
Forum: Investing - Theory, News & General
Topic: VMVFX & low volatility performance
Replies: 18
Views: 3357

Re: VMVFX & low volatility performance

This is a good resource to explore the low vol issue: https://www.amazon.com/Finding-Alpha-Search-Return-Break/dp/0470445904/ref=sr_1_2?ie=UTF8&qid=1535300456&sr=8-2&keywords=finding+alpha Cheers :greedy The author makes this book freely available on his website: http://falkenblog.blogspot.com/2016...
by PlateVoltage
Wed Jun 13, 2018 8:33 am
Forum: Personal Investments
Topic: Please advise re:Guggenheim intermediate bond fund class p SIUPX
Replies: 17
Views: 857

Re: Please advise re:Guggenheim intermediate bond fund class p SIUPX

FSITX - Fidelity® U.S. Bond Index Fund - Premium Class
by PlateVoltage
Thu May 24, 2018 6:59 pm
Forum: Investing - Theory, News & General
Topic: Theory: Total World Index a Sure Fire Win [VT/VTWSX]
Replies: 155
Views: 19368

Re: Theory: Total World Index a Sure Fire Win [VT/VTWSX]

Curious, how did you calculate that US investors average about 2:1? I'm using year-end numbers for 2017. US market cap was $27.4 trillion: http://www.crsp.com/fact-sheet-archive Foreign investors owned $8 trillion of that: http://ticdata.treasury.gov/Publish/slt2d.txt So that means US investors own...
by PlateVoltage
Wed May 23, 2018 6:18 pm
Forum: Investing - Theory, News & General
Topic: Theory: Total World Index a Sure Fire Win [VT/VTWSX]
Replies: 155
Views: 19368

Re: Theory: Total World Index a Sure Fire Win [VT/VTWSX]

There isn't a single efficient frontier for the entire world. Investors seek to optimize real, after-tax returns in their home currency. Since each country has its own inflation rate, its own tax laws, and its own currency, each country also has its own efficient frontier. Perhaps instead of adoptin...
by PlateVoltage
Tue Apr 24, 2018 7:25 am
Forum: Investing - Theory, News & General
Topic: Asset allocation - can it be indexed?
Replies: 9
Views: 1206

Re: Asset allocation - can it be indexed?

Alpha3 wrote:
Tue Apr 24, 2018 4:15 am
The queries I did on Google didn't take me anywhere, so I don't think this is practiced. I couldn't even find any back testing on what such an approach could work.
Search for Global Market Portfolio on Google.