Search found 11 matches

by Setafix
Tue Nov 13, 2018 10:42 am
Forum: Investing - Theory, News & General
Topic: Vanguard investor class shares on their way out?
Replies: 88
Views: 8636

Re: Vanguard investor class shares on their way out?

I'm not sure why anyone with less than $10K would use investor class shares instead of the equivalent but cheaper ETF in the first place. To avoid the annoyance of ETFs, while building balance to reach the Admiral level? This. And the extra cost of investor shares is de minimus (and you could lose ...
by Setafix
Tue May 29, 2018 9:40 pm
Forum: Personal Investments
Topic: Supplementing a Target Date fund?
Replies: 20
Views: 2198

Re: Supplementing a Target Date fund?

OP I am about the same age as you. I have the same fund as you in my Roth IRA and a similar one in my 401k as well. I chose to set it and forget it... life is short plus I got family and friends to go be with. :sharebeer :sharebeer
by Setafix
Tue May 08, 2018 3:59 pm
Forum: Investing - Theory, News & General
Topic: Happy 89th birthday to [Jack] Bogle
Replies: 44
Views: 3214

Re: Happy 89th birthday to Bogle

Happy birthday Mr. Bogle! I wish you and your family many more joyful years.
by Setafix
Tue Apr 24, 2018 7:47 pm
Forum: Personal Consumer Issues
Topic: Difference in Difficulty Driving Moving Trucks By Size
Replies: 18
Views: 2001

Re: Difference in Difficulty Driving Moving Trucks By Size

Most of the advice from fellow BH are good. You are going to be making wider turns. You are going to start slower and stop longer. Adjust your mirror so that you can see your rear on both mirrors. Watch out for low hanging branches or garage hanger. Also when you are parked watch out for your tail s...
by Setafix
Wed Apr 18, 2018 11:05 pm
Forum: Personal Investments
Topic: For those of you with pensions...
Replies: 26
Views: 5892

Re: For those of you with pensions...

My pension is through a multiemployer pension plan. Company contributes x hours a year at x amount per hour. Its about 20% percent of gross income. I also max out my 401k half to Pretax and half to roth. I also max out 2x roth IRAs. Though its highly probable that the fund will be there. Still nothi...
by Setafix
Wed Apr 18, 2018 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: How old are you and how much do you save for retirement a year
Replies: 244
Views: 33646

Re: How old are you and how much do you save for retirement a year

Me 34 wife is 22
My 401k 18k
Wife 401k 0
My roth is 3500
Wife roth is 2000
We are going to start maxing both 401k and roths from this point.
Cash about 6 months of monthly expenses.
by Setafix
Sat Apr 14, 2018 12:01 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 444
Views: 55003

Re: Name something you had to have and now you regret purchasing it?

Before I knew anything about investing. I bought an index Universa Life insurance policy when I was single few years ago. I had it for a year. My brother still has his. :oops:
by Setafix
Thu Apr 12, 2018 10:31 am
Forum: Investing - Theory, News & General
Topic: Is there a such thing as a blue collar Boglehead?
Replies: 251
Views: 38973

Re: Is there a such thing as a blue collar Boglehead?

I would be classified as blue collar but technically brown collar :wink:
by Setafix
Tue Apr 10, 2018 1:49 pm
Forum: Investing - Theory, News & General
Topic: Will VTWSX expense ratio go down in the future
Replies: 12
Views: 2176

Re: Will VTWSX expense ratio go down in the future

Thanks for the response everyone.
by Setafix
Mon Apr 09, 2018 10:39 pm
Forum: Investing - Theory, News & General
Topic: Will VTWSX expense ratio go down in the future
Replies: 12
Views: 2176

Will VTWSX expense ratio go down in the future

At the moment I am just curious if in the future the cost of fund will go down to say what you pay for VTSAX + VTIAX?
by Setafix
Sat Apr 07, 2018 12:49 am
Forum: Investing - Theory, News & General
Topic: Is there a such thing as a blue collar Boglehead?
Replies: 251
Views: 38973

Re: Is there a such thing as a blue collar Boglehead?

I am package car driver for UPS and Im a boglehead. Married and in my mid 30s. Been at UPS since I was in my teens. My pay and benifits are good. But I didnt start saving until I was 30. But because of the community on here I have learned the saving and investing philosophy. We live below our means....