Search found 70 matches

by You Know What I Mean
Thu May 14, 2020 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 Savings Promo
Replies: 96
Views: 10970

Re: Capital One 360 Savings Promo

I hope the bonus works as advertised. Before opening the account, I was concerned about getting $50K transferred within the 10-day period. I called CO early morning on 5/5. After some discussion, the best option seemed to be physically mailing them a check to the specified address: Capital One 360, ...
by You Know What I Mean
Sat Feb 29, 2020 8:09 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5433
Views: 1349464

Re: What Movie Have You Recently Watched?

Capsu78 wrote:
Sat Feb 29, 2020 6:00 pm
The Last Thing He Wanted New on Netflix. Ben Afflak and Anne Hathaway. Wanted to like it, but ultimately disappointed.
We watched about 15 minutes of it and did't continue. Surprisingly failed to hold our interest, not even with Anne Hathaway.
by You Know What I Mean
Tue Feb 18, 2020 8:50 pm
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City (OKC) Bogleheads Local Chapter

Hello all! We are moving to OKC for a new job. I will be a physician at OU. Are there any good resources on finding rental homes? We want one we can stay in for 1-2 years. We've heard great things about the edmond area and have narrowed our search to that area. Thanks in advance, Vivek Hello, and w...
by You Know What I Mean
Mon Feb 17, 2020 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Had a baby and received generous check from her great grandparents. Now what?
Replies: 157
Views: 11593

Re: Had a baby and received generous check from her great grandparents. Now what?

TallBoy29er wrote:
Mon Feb 17, 2020 7:57 pm
I'd seriously consider having a second kid sooner rather than later.
I think this is a great answer to the "Now What?" question. :happy
by You Know What I Mean
Mon Feb 17, 2020 7:39 pm
Forum: Personal Finance (Not Investing)
Topic: do you check your taxes when using tax software?
Replies: 54
Views: 3611

Re: do you check your taxes when using tax software?

I verify everything has been entered correctly. Then I verify the TT number against the number I've already calculated in Excel. If they're within a couple dollars of each other I attribute it to rounding differences and submit my taxes. If they're different, then I have to discover which one is wr...
by You Know What I Mean
Mon Feb 10, 2020 8:33 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27375

Re: What is the best concert you ever witnessed?

I’ve never paid for a concert performance. But some of the free acts (yes free) I’ve seen were: 1985 – Blood Sweat & Tears, The Association 1987 – Ray Charles, The Spinners 1988 – The Mamas and the Papas, The Marvelettes 1989 – Johnny Rivers 1990 – Three Dog Night, The Temptations. Peter Noone (Her...
by You Know What I Mean
Sat Feb 08, 2020 6:39 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27375

Re: What is the best concert you ever witnessed?

I’ve never paid for a concert performance. But some of the free acts (yes free) I’ve seen were: 1985 – Blood Sweat & Tears, The Association 1987 – Ray Charles, The Spinners 1988 – The Mamas and the Papas, The Marvelettes 1989 – Johnny Rivers 1990 – Three Dog Night, The Temptations. Peter Noone (Her...
by You Know What I Mean
Sat Feb 08, 2020 6:33 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27375

Re: What is the best concert you ever witnessed?

Grateful Dead, 9/26/81, Buffalo War Memorial Auditorium (The old "Aud"). One of hundreds, but that was special. As an aside, the Rolling Stones were playing the next day at Rich Stadium just outside of Buffalo. Every rest stop on the New York State Thruway was an insane, drug-crazed party. Looking ...
by You Know What I Mean
Tue Feb 04, 2020 9:15 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5433
Views: 1349464

Re: What Movie Have You Recently Watched?

1917 This film was not the stereotypical war movie with epic battlefield footage but more like a Dantesque journey through hell in which two British soldiers had to navigate a suicidal deathscape to deliver a message to a battalion about to walk into a trap. Grim, reflective, and sobering but a pro...
by You Know What I Mean
Sun Jan 26, 2020 10:20 am
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City (OKC) Bogleheads Local Chapter

Hi Petulant, That was a super meeting yesterday -- my wife and I both really enjoyed it! Regarding inherited HSA's, coincidentally I came across this info in TurboTax today which confirms your summary: "How does this affect my taxes? "Basically HSAs inherited from a spouse become your own HSA and th...
by You Know What I Mean
Mon Jan 13, 2020 8:10 pm
Forum: Personal Finance (Not Investing)
Topic: I Bought Myself Quicken - Now What?
Replies: 40
Views: 3511

Re: I Bought Myself Quicken - Now What?

I think Quicken is probably weakest for me at least in tracking investments beyond a transaction level. It will tell you current balances but for asset allocation and long-term retirement planning, it’s just input to spreadsheets or the Morningstar Portfolio Tracker for me. Have you looked at the i...
by You Know What I Mean
Mon Dec 30, 2019 9:11 am
Forum: Personal Finance (Not Investing)
Topic: Changes to 401(k) and IRAs, SECURE Act - It's signed
Replies: 292
Views: 23302

Re: Changes to 401(k) and IRAs, SECURE Act - It's signed

Not really sure about the following RMD example: TSP participant passes in 2020, but because the TSP is a govt plan, the new 10 year rule provisions do not apply until 2022 for deaths after 12/31/2021. Therefore, the non spouse beneficiary is entitled to a full LE stretch. This is true for all govt...
by You Know What I Mean
Sun Dec 29, 2019 11:19 am
Forum: Personal Finance (Not Investing)
Topic: Changes to 401(k) and IRAs, SECURE Act - It's signed
Replies: 292
Views: 23302

Re: Changes to 401(k) and IRAs, SECURE Act - It's signed

Not really sure about the following RMD example: TSP participant passes in 2020, but because the TSP is a govt plan, the new 10 year rule provisions do not apply until 2022 for deaths after 12/31/2021. Therefore, the non spouse beneficiary is entitled to a full LE stretch. This is true for all govt...
by You Know What I Mean
Sat Dec 28, 2019 6:29 pm
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City (OKC) Bogleheads Local Chapter

Thanks! 'll be there. Great topics. I've been discussing the SECURE act with friends and family already. And my New Year's resolution should be to do nothing (stop tinkering).
by You Know What I Mean
Wed Nov 13, 2019 9:04 pm
Forum: Personal Finance (Not Investing)
Topic: How to Calculate Qualified Expense (for 529 Plan) for College Student Living at Home
Replies: 20
Views: 1842

Re: How to Calculate Qualified Expense (for 529 Plan) for College Student Living at Home

Just for grins, I pulled out a College Board document for a local university for Fall 2009 from my tax files. The room-and-board costs were: Living on Campus: $5,942 Living at Home: $2,880 Commuting, Not Living at Home: $6,888 Somehow, I don't think $2,880 is an excessive amount, especially for coll...
by You Know What I Mean
Tue Nov 12, 2019 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: How to Calculate Qualified Expense (for 529 Plan) for College Student Living at Home
Replies: 20
Views: 1842

Re: How to Calculate Qualified Expense (for 529 Plan) for College Student Living at Home

This university has on its website detailed information on its COA. It includes not only on and off-campus estimates, but also an estimate for students living at home. These estimates include tuition, Housing and Meals, and books and supplies. There is a separate section in each estimate for non-co...
by You Know What I Mean
Tue Nov 05, 2019 8:49 pm
Forum: Personal Investments
Topic: Holding bonds vs 100% equities
Replies: 367
Views: 25015

Re: Holding bonds vs 100% equities

Why 100% equities makes sense for the first say 20 years (age 23-43, for example).... is that the contribution and savings rates dwarf the impact of any AA. The last two decades have been historically poor for equity investors, and good for bonds.... but a 100% equity investor that was able to save...
by You Know What I Mean
Tue Nov 05, 2019 8:33 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1907
Views: 207274

Re: [What TV Show Have You Recently Watched?]

Just watched the very first Perry Mason. 1957. The show was very good. It's not your typical crime show from that period, for example no fistfights, etc. (at least in this episode). Perry gets the job done through clever manipulation of the bad guys and the police who try to implicate his (innocent...
by You Know What I Mean
Tue Oct 29, 2019 8:09 pm
Forum: Investing - Theory, News & General
Topic: Christine Benz article on door to door financial people
Replies: 59
Views: 7027

Re: Christine Benz article on door to door financial people

On the second note, I have to take a bit of exception. I went door-to-door with Edward Jones for several years and no, I wasn't preying on the old or unsophisticated. I have several very large accounts that resulted directly from my door knocking. I and probably every other financial advisor out th...
by You Know What I Mean
Fri Oct 18, 2019 7:29 pm
Forum: Personal Finance (Not Investing)
Topic: Should I take the job in OKC or Orlando?
Replies: 98
Views: 5961

Re: Should I take the job in OKC or Orlando?

I am from Oklahoma City. Some things you should know about us: 1) The weather is changeable. A bloody sun blazing through mountainous thunderheads, strange stillness when no birds sing, an odd light over everything like a disco ball spinning - two hours later, the sweetest breeze you ever felt on y...
by You Know What I Mean
Fri Oct 04, 2019 5:56 pm
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City (OKC) Bogleheads Local Chapter

Sounds good, Petulant. And congrats on the marriage!
by You Know What I Mean
Sun Sep 22, 2019 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: Quiz: How Well Do You Know Social Security
Replies: 37
Views: 3688

Re: Quiz: How Well Do You Know Social Security

9 for 9. But I'm a good guesser.
by You Know What I Mean
Sat Aug 17, 2019 8:32 am
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City (OKC) Bogleheads Local Chapter

Hi, All. Sorry, I won't make it today. Not feeling well. See you next month.
by You Know What I Mean
Tue Aug 13, 2019 8:34 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security -- Take it at 62, 67 or 70
Replies: 332
Views: 31315

Re: Social Security -- Take it at 62, 67 or 70

Here's how I handle anwering the longevity question: First, do you have a specific reason to believe you won't "beat" the break even average? Like, all four grandparents died young*, or other close relatives did so, or your own health is compromised for various reasons, or you've been on the beer-a...
by You Know What I Mean
Sun Aug 11, 2019 8:41 pm
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City (OKC) Bogleheads Local Chapter

Great! Looking forward to it.
by You Know What I Mean
Mon Jul 29, 2019 8:46 am
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City (OKC) Bogleheads Local Chapter

Hello, petulant. So sorry to hear about your loss. I hope you and the rest of the family are doing okay. We did have an excellent meeting, with six people total (four first-timers). We spent most of the time introducing ourselves and talking a little about our work backgrounds and investing experien...
by You Know What I Mean
Tue Jul 23, 2019 8:42 am
Forum: Personal Finance (Not Investing)
Topic: Calculating HSA Contribution Limit
Replies: 2
Views: 282

Calculating HSA Contribution Limit

I am helping someone who may soon be able to contribute to a Health Savings Account, effective with a high-deductible insurance policy starting September 1st. If anyone has experience with calculating the maximum allowable contribution, please confirm or correct my figures. Background: She is 64 yo....
by You Know What I Mean
Sun Jun 16, 2019 7:51 pm
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City (OKC) Bogleheads Local Chapter

Thanks, petulant. Great discussion yesterday!
by You Know What I Mean
Sun Jun 09, 2019 10:48 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1907
Views: 207274

Re: [What TV Show Have You Recently Watched?]

Started Catch 22 on Hulu. Read the book back in the 70's so I remember it as anti war/ absurdity and chaotic. Had to overcome a bit of distaste for George Clooney, I must say this series really is well written, produced, directed and acted. The portrayal of Italians during that time I think is very...
by You Know What I Mean
Mon Jun 03, 2019 12:18 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1907
Views: 207274

Re: [What TV Show Have You Recently Watched?]

Started Catch 22 on Hulu. Read the book back in the 70's so I remember it as anti war/ absurdity and chaotic. Had to overcome a bit of distaste for George Clooney, I must say this series really is well written, produced, directed and acted. The portrayal of Italians during that time I think is very...
by You Know What I Mean
Sun Jun 02, 2019 11:52 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1907
Views: 207274

Re: [What TV Show Have You Recently Watched?]

Bosch , Season 1, on Amazon Prime. I haven't read the books, as I'm mostly into sci-fi. My first impression - Bosch is a modern-day incarnation of Joe Friday. The short back-and-forth "just the facts" dialog is eerily similar to the Dragnet TV series I watched when I was kid - I watched every episo...
by You Know What I Mean
Sun Jun 02, 2019 11:33 pm
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City (OKC) Bogleheads Local Chapter

Great! Please count me in. Thanks!
by You Know What I Mean
Sun May 19, 2019 7:29 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5433
Views: 1349464

Re: What Movie Have You Recently Watched?

Just saw Peter Rabbit (2018) on Netflix streaming. It's a mix of animation and live action. Very well done. Seamlessly integrated. Visually, it is evocative of Beatrix Potter's well-known illustrations while looking quite realistic and not cartoonish, assuming you can see bunnies wearing little coa...
by You Know What I Mean
Sun May 12, 2019 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: Can you guys find anything that beats sofi money checking account?
Replies: 22
Views: 3374

Re: Can you guys find anything that beats sofi money checking account?

If you are willing to consider a rewards-checking account, Consumers Credit Union of Illinois has one that pays 3.09% (on balances up to $10,000) if you do the minimum in monthly debit-card transactions (and deposits), 4.09% if you also do $500 in credit-card charges, and 5.09% if you do $1,000 per ...
by You Know What I Mean
Sun May 05, 2019 9:56 am
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City (OKC) Bogleheads Local Chapter

June 22 would be another N/A for me. One suggestion would be to also Doodle several possible meeting dates/general times, presumably during weekends. Sorry to hear that. Since we are just getting going, perhaps we should consider another meeting sooner. I had been thinking monthly. Just a suggestio...
by You Know What I Mean
Sun May 05, 2019 7:35 am
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City (OKC) Bogleheads Local Chapter

Thanks, Petulant! Great meeting yesterday. Nice location, very pleasant. I really enjoyed the discussion, such a pleasure! And, though I don't usually hang out in coffee shops, I did enjoy a decaf latte with whipped cream and a splash of caramel from a very nice barista -- sweet. I'm looking forward...
by You Know What I Mean
Thu Apr 25, 2019 10:17 am
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Oklahoma City Bogleheads Local Chapter Established

Please count us (wife and me) in! Looking forward to meeting you OKC folks! Can I assume we will be eating a meal, either a late lunch or early dinner? Thanks!
by You Know What I Mean
Mon Apr 15, 2019 8:21 pm
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Potential Oklahoma City Chapter

I am in northwest OKC, but have no problem driving to anywhere in the metro. Saturday late afternoon or early evening is usually good (If spouses are invited!).
by You Know What I Mean
Sat Apr 06, 2019 6:15 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Benefits Of International Diversification
Replies: 86
Views: 7698

Re: Larry Swedroe: Benefits Of International Diversification

[/quote] Although it isn't a MEASURE of diversification, one measure that can illustrate the benefit of diversification is sustainable withdrawal rate (SWR). I know people have strong feelings about this but, despite whatever limitations it has as an actual method of managing retirement income, SWR ...
by You Know What I Mean
Wed Mar 27, 2019 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Occupation on tax return
Replies: 25
Views: 3379

Re: Occupation on tax return

A fellow military officer told me the decision was a toss-up between "migrant worker" and "hired killer."
by You Know What I Mean
Tue Mar 19, 2019 7:15 pm
Forum: Investing - Theory, News & General
Topic: Are I Bonds like cash or bonds?
Replies: 16
Views: 1413

Re: Are I Bonds like cash or bonds?

If your planning calls for a certain percentage (or dollar amount) in cash and a certain percentage of bonds, do you consider I Bonds cash or bonds? Some folks use it as their EF so that sounds like cash. For the planning purpose you stated, I would consider them as cash. That's what I do. Here's w...
by You Know What I Mean
Tue Mar 19, 2019 6:30 pm
Forum: US Chapters
Topic: Oklahoma City (OKC) Bogleheads Local Chapter
Replies: 65
Views: 9481

Re: Potential Oklahoma City Chapter

Yes, I am interested!
by You Know What I Mean
Thu Mar 07, 2019 11:01 am
Forum: Personal Investments
Topic: Asset Allocation - Cash Position
Replies: 18
Views: 2241

Re: Asset Allocation - Cash Position

We have a small six figure cash balance and don't count it as part of asset allocation. That's based on the money being set aside for several specific purposes: 30k for 529 contributions to be made within 3 years, 12k for home maintenance (mostly a new roof within five years), 40k for an emergency ...
by You Know What I Mean
Fri Feb 15, 2019 8:23 pm
Forum: Personal Finance (Not Investing)
Topic: [2018 tax return - How does it compare to previous years?]
Replies: 441
Views: 36615

Re: [2018 tax return - How does it compare to previous years?]

Extremely pleased with the results, which were as expected based on estimated reductions. Even though 2018 Total Income was $4,456 higher than 2017, the total tax bill was $2,187 lower. Effective 2018 tax rate was 7.93%, which was 2.57% lower than the 10.50% in 2017. Married Filing Jointly, standard...
by You Know What I Mean
Mon Feb 11, 2019 8:56 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1907
Views: 207274

Re: [What TV Show Have You Recently Watched?]

Re-watched Season 3 of "Bosch" on Amazon Prime, followed by Season 4. Outstanding. Regardless of the plots, politics, and corruption, the series perfectly captures the personality of the title character, Detective Harry Bosch, from the novels by Michael Connelly.
by You Know What I Mean
Sun Feb 10, 2019 6:17 pm
Forum: Personal Consumer Issues
Topic: Passport Photos ?
Replies: 85
Views: 4599

Re: Passport Photos ?

Your local post office may or may not be a good option. A few years ago I tried to get mine at the PO. There was only one person there who was authorized to take the photos, and she also had to work the counter for stamps, certified mail, etc. That might sound reasonable, but customers at the counte...
by You Know What I Mean
Mon Jan 28, 2019 8:23 pm
Forum: Personal Consumer Issues
Topic: Hawaii vacation, any recommendations?
Replies: 39
Views: 4335

Re: Hawaii vacation, any recommendations?

My favorite beaches for snorkeling on Oahu were Hanauma Bay and Three Tables Beach (on the north shore, just north of Waimea Bay before you get to Sharks Cove, Pupukea, Banzai Pipeline, Sunset Beach). Three Tables is a small beach with a fairly steep grade.
by You Know What I Mean
Wed Jan 23, 2019 10:08 pm
Forum: Personal Consumer Issues
Topic: [Peter Jackson’s “They shall not grow old” - streaming on HBO]
Replies: 94
Views: 13446

Re: [Peter Jackson’s “They shall not grow old” - now showing Jan 21]

Both the feature and the trailer were great. The film's content, colorization and voicing really made the WW1 soldiers come alive. However, I , too, did not notice any 3D effect with the glasses.
by You Know What I Mean
Mon Dec 24, 2018 8:55 pm
Forum: US Chapters
Topic: My Christmas Present To You
Replies: 108
Views: 13065

Re: My Christmas Present To You

Taylor, thank you for your service... in WW2, in every job you've ever held, and to the Bogleheads community. Reading your story about Christmas Eve 1944 reminds me that my Dad spent that period in a German POW camp. It reminds me to be grateful to you and other members of The Greatest Generation wh...