Search found 197 matches

by car733
Fri Oct 01, 2021 2:38 pm
Forum: Personal Finance (Not Investing)
Topic: Two rollovers? 401k to trad ira to 401k profit sharing
Replies: 10
Views: 848

Re: Two rollovers? 401k to trad ira to 401k profit sharing

HomeStretch wrote: Fri Oct 01, 2021 2:21 pm in your online Fidelity account you see your Solo 401k account listed in the left side bar with Fidelity’s default account name “profit sharing KEOGH your account #”?
This.
HomeStretch wrote: Fri Oct 01, 2021 2:21 pm A Fidelity rep explained to me that it was just a catch-all account name for the various Fidelity small business retirement plans.
Same experience here.
by car733
Fri Oct 01, 2021 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: Two rollovers? 401k to trad ira to 401k profit sharing
Replies: 10
Views: 848

Re: Two rollovers? 401k to trad ira to 401k profit sharing

beyou wrote: Fri Oct 01, 2021 11:55 am But why KEOGH ? There are other alternatives. Not saying KEOGH is wrong, but not sure why it's better than the other alternatives either.
Sound like Fidelity suggested KEOGH but did you consider the alternatives in the article I linked above ?
The KEOGH is just a self-employed 401k. (https://www.fidelity.com/retirement-ira ... k/overview). I asked why the KEOGH name to fidelity and they said it's just a legacy thing, it's just a 401k.

I went with the self-employed 401k instead of SEP because I want to contribute as an employEE and as an employER.
(I might be COMPLETELY wrong in my assessment. It's my first time starting a company and setting up a 401k plan)
by car733
Fri Oct 01, 2021 10:34 am
Forum: Personal Finance (Not Investing)
Topic: Two rollovers? 401k to trad ira to 401k profit sharing
Replies: 10
Views: 848

Re: Two rollovers? 401k to trad ira to 401k profit sharing

HomeStretch wrote: Fri Oct 01, 2021 6:49 am Start now and you should have plenty of time to successfully complete the two-step rollover process and have a 12/31 IRA balance of $0 that does not impact a 2021 backdoor Roth. How long it will take to complete the process depends on whether your old 401k plan effects the rollover by check or electronically,

Years ago I had to do a similar two-step process when I rolled over my Vanguard IRA (not a 401k) to my (new) Fidelity Solo 401k (aka KEOGH). No issues. Fidelity is a very good Solo 401k provider.
Perfect.
Thanks for your answer, I will start the process right now.
by car733
Fri Oct 01, 2021 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Two rollovers? 401k to trad ira to 401k profit sharing
Replies: 10
Views: 848

Re: Two rollovers? 401k to trad ira to 401k profit sharing

beyou wrote: Fri Oct 01, 2021 6:21 am Why not leave your old 401k in the two IRAs ?
In the long run most people end up consolidating from employer plans to personal IRA, why go back to another (self) employer plan and eventually back later ?
afaik you need to have 0 balance on your trad ira to do backdoor roth ira.
by car733
Thu Sep 30, 2021 9:24 am
Forum: Personal Finance (Not Investing)
Topic: Two rollovers? 401k to trad ira to 401k profit sharing
Replies: 10
Views: 848

Re: Two rollovers? 401k to trad ira to 401k profit sharing

niagara_guy wrote: Wed Sep 29, 2021 3:30 pm 5 years ago I had contributed before tax and after tax dollars to my 401k, when I left I rolled the before tax dollars (and the after tax earnings) to a t-ira and the after tax contributions to a Roth. I believe I had to do both at the same time.

I can't comment on step 3.
Step 3 is my biggest fear.
I have read about the once-per-year rule but I think it only applies to IRA.
by car733
Wed Sep 29, 2021 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Two rollovers? 401k to trad ira to 401k profit sharing
Replies: 10
Views: 848

Two rollovers? 401k to trad ira to 401k profit sharing

Hello This year I started my self-employed journey. Very excited :mrgreen: I worked for an employer with a nice 401k which allowed pre-tax and post-tax contributions. I started my own firm and with it, I opened a self-employed 401k which fidelity calls profit-sharing KEOGH. I called fidelity and said to please roll over pre-tax prev-employer 401k contributions to the profit sharing and the post-tax to my roth ira. After a few days, they called me back saying that it was not possible and I had to: 1) Rollover pre-tax to trad ira 2) Rollover post-tax to roth ira 3) Rollover from trad-ira to the profit-sharing Step 3 would need a letter of intent from the plan administrator (me). Is it ok to do this? My biggest concern is losing the possibilit...
by car733
Fri May 28, 2021 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Retirement account recommendation for an s-corp
Replies: 6
Views: 705

Re: Retirement account recommendation for an s-corp

Thanks for all the replies.

I ended up going with ADP with a quarterly payroll.
I am starting to set up fidelity as 401k, solo401k, and Mysolo401k felt too time-consuming at the moment. I Will revisit after I feel more comfortable with self-employment.

Thanks again!
by car733
Wed Apr 21, 2021 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement account recommendation for an s-corp
Replies: 6
Views: 705

Re: Retirement account recommendation for an s-corp

beets wrote: Wed Apr 21, 2021 12:14 pm A Solo 401k is probably the best. I've used mysolo401k, which works for me, but note that they are not a plan administrator (you are.) You can use a company like Employee Fiduciary, which is more expensive, but deals with compliance for you.

Make sure whatever plan you choose allows a Mega Backdoor Roth, since you'll be able to contribute up to $58k per year into a mix of pretax or Roth accounts (or all $58k into a Roth if you want.)

You can search solo 401k on this site for a lot of discussions about it.
Thanks for your reply.
Do you know if adp allows to hook whatever retirement plan or you need to go with their recommendation?
by car733
Wed Apr 21, 2021 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement account recommendation for an s-corp
Replies: 6
Views: 705

Retirement account recommendation for an s-corp

Hi!

I have recently quit my full-time job and started an LLC. It's an s-corp.
At my previous work, I was doing backdoor Roth-IRA with Fidelity, and I have my 401k with them using Brokerage Link.

I recently contacted ADP to set up payroll and they said that retirement goes through American Century. After some searching in the forum, it sounds like American Century is expensive.

I believe I am going to do quarterly payrolls for me and I need to decide what to do with the retirement plan. I would like to contribute as much as possible and I am open to options.

Anyone is in a similar position and can recommend what to do?
by car733
Fri Jun 19, 2020 5:08 pm
Forum: Personal Investments
Topic: Is GLD worth it?
Replies: 14
Views: 2949

Re: Is GLD worth it?

whodidntante wrote: Sun Jun 14, 2020 11:07 pm
The reasons to use gold futures are favorable taxation compared to physical gold and cheap leverage so you don't have to tie up so much capital to get your exposure. Whether those things are an advantage is up to you to decide, but it's worth considering gold futures I think.
Perfect. thanks.
by car733
Sun Jun 14, 2020 9:36 pm
Forum: Personal Investments
Topic: Is GLD worth it?
Replies: 14
Views: 2949

Re: Is GLD worth it?

whodidntante wrote: Sat Mar 21, 2020 10:46 pm You might be better off holding gold futures instead.
Do you actually do this?
Which one are you buying? /GC?
by car733
Thu Apr 23, 2020 7:47 am
Forum: Personal Finance (Not Investing)
Topic: Question About Chase $1000 Bonus
Replies: 11
Views: 1397

Re: Question About Chase $1000 Bonus

Can't you call them and ask?
by car733
Sun Mar 22, 2020 9:54 am
Forum: Investing - Theory, News & General
Topic: Gold is taking a monster hit
Replies: 64
Views: 6243

Re: Gold is taking a monster hit

I am buying some gold (IAU).
I see stagflation as a possibility this year.
by car733
Sat Mar 21, 2020 6:29 pm
Forum: Investing - Theory, News & General
Topic: Tax expert Jeff Levine, CPA/PFS, CFP, is my next “Bogleheads on Investing" guest
Replies: 12
Views: 1032

Re: Tax expert Jeff Levine, CPA/PFS, CFP, is my next “Bogleheads on Investing" guest

Question:

I recently read The Triumph of Injustice and the authors mention the economic substance doctrine.

From Wikipedia:
Economic substance is a doctrine in the tax law of the United States under which a transaction must have both a substantial purpose aside from reduction of tax liability and an economic effect aside from the tax effect in order to be considered valid.
How is it ok for us to do TLH if this doctrine exists?

Thanks!
by car733
Tue Jan 07, 2020 1:15 pm
Forum: Non-US Investing
Topic: Creating a Bogleheads portfolio using CEDEARs in Argentina
Replies: 7
Views: 1367

Re: Creating a Bogleheads portfolio using CEDEARs in Argentina

TedSwippet wrote: Tue Jan 07, 2020 11:09 am Is there any reason why an investor in Argentina cannot use a broker with access to European exchanges to invest through the non-US domiciled equivalents to the ETFs used by US investors?
The reason we are looking at CEDEARs is because of taxes.

As far as we understand, there is a change to the "bienes personales" taxes (A possible translation is a wealth tax. Tax applied to your assets).
If you have assets outside of the country, the tax is 2.5% annually. If you have assets inside the country, it's progressive and if you have less than 42k USD you don't pay it.
by car733
Tue Jan 07, 2020 9:39 am
Forum: Non-US Investing
Topic: Creating a Bogleheads portfolio using CEDEARs in Argentina
Replies: 7
Views: 1367

Creating a Bogleheads portfolio using CEDEARs in Argentina

Hello, I am trying to help a friend from Argentina setting up a bogleheads portfolio using CEDEARs. CEDEAR are basically ADRs, US stocks accessible through the local broker market.

Here's a complete list of the available CEDEARs:
https://www.invertironline.com/mercado/ ... es/cedears

As you can see the amount of US stocks represented is limited and some of them do not have any trading volume at all (search by Monto operado).
There are no S&P 500, VTI, or BND.

I was thinking of picking one stock from each sector trying to reduce the number of stocks to hold.

Any recommendation?
by car733
Thu Aug 01, 2019 2:23 pm
Forum: US Chapters
Topic: Chicagoland Master Thread
Replies: 47
Views: 19960

Re: Chicagoland Master Thread

Potential wrote: Thu Aug 01, 2019 2:09 pm Any plans to meet soon?
Last time we were only two :(
Happy to meet if we gather a group!
by car733
Sat Apr 13, 2019 9:20 am
Forum: Personal Investments
Topic: 529 plan for a year?
Replies: 1
Views: 306

529 plan for a year?

Hello

I am analyzing the possibility of doing a part-time MBA next year and I am trying to figure out the best way to pay for it.

Last month, I started saving for it in a taxable account using vanguard's federal money market fund.
I started reading about 529 plans and I am trying to figure out if it makes sense to use a 529 plan for a year.

The idea is to open a 529 in Brightstar (I live in IL) and move all the money saved in VMFXX to the 529.

What do you think?
by car733
Thu Apr 04, 2019 1:47 pm
Forum: US Chapters
Topic: Chicagoland Master Thread
Replies: 47
Views: 19960

Re: Chicagoland Master Thread

car733 wrote: Tue Mar 26, 2019 1:02 pm Hello, Chicagoans!

Some of us are meeting on April 4th, at 6:00 pm in the Food Court of the Ogilvie Train Station/Citigroup Building - 500 West Madison Street, Chicago. We meet in the NE corner, just outside the Panda Express.

See you there!
This is happening today!
by car733
Tue Mar 26, 2019 1:02 pm
Forum: US Chapters
Topic: Chicagoland Master Thread
Replies: 47
Views: 19960

Re: Chicagoland Master Thread

Hello, Chicagoans!

Some of us are meeting on April 4th, at 6:00 pm in the Food Court of the Ogilvie Train Station/Citigroup Building - 500 West Madison Street, Chicago. We meet in the NE corner, just outside the Panda Express.

See you there!
by car733
Fri Feb 15, 2019 10:59 am
Forum: US Chapters
Topic: Chicagoland Master Thread
Replies: 47
Views: 19960

Re: Chicagoland Master Thread

I am out of town the first week of March. Happy to meet on March, Thursday 14th.
by car733
Mon Jan 28, 2019 8:22 pm
Forum: US Chapters
Topic: Chicagoland Master Thread
Replies: 47
Views: 19960

Re: Chicagoland Master Thread

Happy new year, Chicago!

Some of us are meeting on February 7th, at 6:00 pm in the Food Court of the Ogilvie Train Station/Citigroup Building - 500 West Madison Street, Chicago. We meet in the NE corner, just outside the Panda Express.

See you there!
by car733
Sun Jan 20, 2019 9:26 pm
Forum: Investing - Theory, News & General
Topic: Bogle "5% Gold"
Replies: 248
Views: 39299

Re: Bogle "5% Gold"

Index Fan wrote: Sun Jan 20, 2019 11:34 am There have been plenty of currency crises worldwide where gold and silver were treated as currency. Argentina in the early 2000s is one example.
Source? I was living there and gold and silver were not treated as a currency.
by car733
Sun Jan 20, 2019 9:37 am
Forum: Personal Finance (Not Investing)
Topic: Yet another Solo 401k vs SEP question
Replies: 22
Views: 1772

Re: Yet another Solo 401k vs SEP question

Spirit Rider wrote: Sat Jan 19, 2019 9:51 pm ...
That makes a lot of sense.
I will find out on Tuesday if my 401k allows IRA rollovers and make up a plan for EOY.

Thanks a lot for the help provided!
by car733
Sat Jan 19, 2019 7:47 pm
Forum: Personal Finance (Not Investing)
Topic: Yet another Solo 401k vs SEP question
Replies: 22
Views: 1772

Re: Yet another Solo 401k vs SEP question

Spirit Rider wrote: Sat Jan 19, 2019 7:31 pm Employee fter-tax contributions to a self-employed one-participant 401k are limited to net self-employment earnings - employee elective contributions - (employer contributions * 2).
Where does this formula come from?
A 5305-SEP IRA as offered by ETrade, Fidelity, TD Ameritrade and Vanguard can not co-exist with a one-participant 401k. A prototype SEP IRA as offered by Schwab can coexist.
Wow. Thanks.
by car733
Sat Jan 19, 2019 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: Yet another Solo 401k vs SEP question
Replies: 22
Views: 1772

Re: Yet another Solo 401k vs SEP question

It took me a while to understand that to do Roth contributions in a solo 401k you can't use the common solo-401k from Fidelity. :oops: If you are maxing your employee elective contributions at your primary w-2 employment, you can not make designated Roth employee elective contributions to your one-participant 401k. Employer contributions must always be pre-tax, so a Fidelity SE401k or Schwab I401k that do not offer designated Roth accounts are at no disadvantage. I am very sorry, I confused roth with after-tax. Based on the links shared by Duckie, in your list of options, we can add one more which is: - Open prototype plan sponsored by Ascensus - Do 20% employER contributions - The rest as after-tax - Roll after-tax to roth ira wdyt? Also,...
by car733
Sat Jan 19, 2019 12:27 pm
Forum: Investing - Theory, News & General
Topic: Why I left Wealthfront
Replies: 72
Views: 30972

Re: Why I left Wealthfront

drk wrote: Sat Jan 19, 2019 11:43 am Yup, there was a recent SEC enforcement action against Wealthfront because, even if you gave them access to your other accounts in order to avoid wash sales, they never bothered to program their software to pay attention.
It's not that easy. Even if WF wanted to, there is no API from Vaguard to get your trades information.
by car733
Sat Jan 19, 2019 12:19 pm
Forum: Investing - Theory, News & General
Topic: Bogle "5% Gold"
Replies: 248
Views: 39299

Re: Bogle "5% Gold"

grayfox wrote: Sat Jan 19, 2019 9:23 am Now I don't know what actually caused prices in Argentina to go up so fast. But it would have helped Porteños to have U.S. Dollars, Euros, Swiss Franks and/or Gold.
As a porteño, I can add that most of us save in USD. The process is simple, you get your paycheck, you separate some money for bills and the rest to USD. When you have enough, you buy a property. 2018 inflation was about 37%.

I have seen a default and it's not fun. I wonder what would happen if the US defaults. :confused
by car733
Sat Jan 19, 2019 10:48 am
Forum: Personal Finance (Not Investing)
Topic: Yet another Solo 401k vs SEP question
Replies: 22
Views: 1772

Re: Yet another Solo 401k vs SEP question

Thanks for your answers.

It took me a while to understand that to do Roth contributions in a solo 401k you can't use the common solo-401k from Fidelity. :oops:
https://thefinancebuff.com/executing-me ... -401k.html mentions a plan by Ascensus. Is it as easy to open the account with them to do roth contributions? I am researching that atm. Is there another company which offers a service like that?

Homework for next week:
- Finding out if I can roll over SEP ira to my W2 401k.
by car733
Fri Jan 18, 2019 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: Yet another Solo 401k vs SEP question
Replies: 22
Views: 1772

Re: Yet another Solo 401k vs SEP question

First of all, thanks a lot for taking your time to answer my questions
Duckie wrote: Fri Jan 18, 2019 7:14 pm If you plan to convert the SEP IRA assets each year (if it's allowed) it'll cost you in taxes but as long as the SEP IRA is empty ($0 value) as of 12/31 each year it won't trigger the pro-rata rule.
What do you mean by "if it's allowed"?
by car733
Fri Jan 18, 2019 6:37 pm
Forum: Personal Finance (Not Investing)
Topic: Yet another Solo 401k vs SEP question
Replies: 22
Views: 1772

Yet another Solo 401k vs SEP question

Hello Bogleheads I recently started a side job and I am trying to understand which retirement account I should use. I have a full-time job and all my retirement accounts are with Fidelity. I am: - Maxing 401k pre-tax - Doing 10% 401k after-tax (which I then roll over to my roth ira account. I am doing this every 4-5 months) - Maxing Traditional IRA every year and rolling over to my roth ira I estimate the side job will make 20-25k through 2019. I was planning to open a SEP-IRA, deposit, and roll over to Roth until I read this thread: https://www.bogleheads.org/forum/viewtopic.php?f=2&t=269654. Someone mentioned the pro-rata rule and the possibility of opening a solo 401k. Any thought of what should I do? If I understand correctly, there...
by car733
Wed Jan 16, 2019 7:56 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 82117

Re: John Bogle, who founded Vanguard and revolutionized retirement savings, dies at 89

David Jay wrote: Wed Jan 16, 2019 4:23 pm He could’a been a billionaire. Instead he made hundreds of thousands of us investors millionaires.
This.

RIP.
by car733
Mon Jan 14, 2019 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: SEP IRA vs Solo 401k - What am I not getting?
Replies: 28
Views: 2532

Re: SEP IRA vs Solo 401k - What am I not getting?

Spirit Rider wrote: Mon Jan 14, 2019 1:34 pm In such a circumstance nothing prevents you from making the same exact contribution to a one-participant 401k.
Isn't the limit across 401k accounts?
Spirit Rider wrote: Mon Jan 14, 2019 1:34 pm The SEP IRA interferes with a Backdoor Roth
I didn't know that. Can you point me to more information?
by car733
Mon Jan 14, 2019 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: SEP IRA vs Solo 401k - What am I not getting?
Replies: 28
Views: 2532

Re: SEP IRA vs Solo 401k - What am I not getting?

Another reason to use SEP instead of Solo 401k is:
You have a full-time job and you already max out your 401k. You can use SEP for your side job.
by car733
Wed Jan 09, 2019 10:40 am
Forum: Investing - Theory, News & General
Topic: Reasons to own Vanguard ETFs over Admiral shares?
Replies: 94
Views: 11960

Re: Reasons to own Vanguard ETFs over Admiral shares?

DaftInvestor wrote: Wed Jan 09, 2019 10:35 am You can TLH from VTSAX to VFIAX easily (and free of charge inside a Vanguard Fund or Brokerage account).
Sure, if your TLH strategy is only using Vanguard MFs, then MF is superior to ETF since you can do fractions.
If you want to use other funds, ETF is easier.
by car733
Wed Jan 09, 2019 10:23 am
Forum: Investing - Theory, News & General
Topic: Reasons to own Vanguard ETFs over Admiral shares?
Replies: 94
Views: 11960

Re: Reasons to own Vanguard ETFs over Admiral shares?

shawn_lad wrote: Mon Jan 07, 2019 2:26 pm Could you folks elaborate on how owning MF (over ETF) limits tax loss harvesting?
Compare doing a TLH transaction of VTSAX to SCHB and VTI to SCHB.
In my experience, with ETF you can do it immediately, with MF you need to wait.

You can argue that you can hold cash to do that type of transactions, but I would prefer not to.
by car733
Mon Jan 07, 2019 1:15 pm
Forum: Investing - Theory, News & General
Topic: Reasons to own Vanguard ETFs over Admiral shares?
Replies: 94
Views: 11960

Re: Reasons to own Vanguard ETFs over Admiral shares?

robertmcd wrote: Mon Jan 07, 2019 11:33 am Easier tax loss harvesting from ETF to ETF

VTI-ITOT-SPTM-SCHB

VXUS-IXUS
This. I would add SCHF to VXUS-IXUS tax loss harvesting group.
by car733
Thu Jan 03, 2019 3:28 pm
Forum: Personal Investments
Topic: 2019 Lump Sum IRA Contribution
Replies: 28
Views: 2675

Re: 2019 Lump Sum IRA Contribution

David Jay wrote: Thu Jan 03, 2019 2:05 pm Contributing to an IRA is not the same thing as purchasing funds. You can contribute the entire $6000 today (it would go into your settlement fund) and then DCA into stock funds, etc. as you please.

Two separate moves.
If you do DCA into a Traditional IRA, is there a difference between doing a single backdoor roth IRA conversion or once per DCA deposit?
by car733
Thu Jan 03, 2019 3:23 pm
Forum: Investing - Theory, News & General
Topic: Stocks and bonds BOTH down in 2018
Replies: 16
Views: 1416

Re: Stocks and bonds BOTH down in 2018

my only green investment in 2018 was cash in a savings account :oops:
by car733
Thu Jan 03, 2019 3:19 pm
Forum: Investing - Theory, News & General
Topic: Will you contribute the max to your IRA and then invest it all in equities for the first market day of the new year?
Replies: 160
Views: 12747

Re: Should I fully fund IRA each January?

Why change? If your lump summing in the past was part of your plan, why not just stick to it? Unless, of course, you've decided that DCA suits you better from an emotional perspective and are committed to doing that going forward. That's perfectly reasonable. Just make sure you aren't switching plans because of some sense that things are bound to drop in the short term, as that rings of market timing. If you get burned, you might find yourself switching back next year, forever choosing the strategy that was best the prior year. I'd suggest sticking to whatever plan makes the most sense to you as a general matter, ignoring your feelings about the current state of the market. I lost out from lump-summing last year (I made 80% of my annual in...
by car733
Wed Jan 02, 2019 1:29 pm
Forum: Investing - Theory, News & General
Topic: Any reason for optimism?
Replies: 81
Views: 4323

Re: Any reason for optimism?

Danman wrote: Wed Jan 02, 2019 8:00 am Some economic indicators are good - low unemployment, participation rate is high, wages are steadily increasing and inflation seems to be under control.
I am a bit worried that those indicators are always good before there is a crash.
When the economy starts to recuperate, the unemployment is usually high.
by car733
Wed Jan 02, 2019 1:23 pm
Forum: Investing - Theory, News & General
Topic: Will you contribute the max to your IRA and then invest it all in equities for the first market day of the new year?
Replies: 160
Views: 12747

Re: Should I fully fund IRA each January?

I have always lump summed but this year I am going to try to dollar cost average.
by car733
Wed Nov 14, 2018 3:59 pm
Forum: Investing - Theory, News & General
Topic: Are you all staying the course?
Replies: 114
Views: 10828

Re: Are you all staying the course?

Staying the course but tax loss harvesting.
Tempted to increase my international %.
by car733
Thu Nov 08, 2018 10:28 am
Forum: Investing - Theory, News & General
Topic: November "Bogleheads On Investing" podcast with guest Jonathan Clements
Replies: 22
Views: 4789

Re: November "Bogleheads On Investing" podcast with guest Jonathan Clements

Did J. Clements recommended 50% of international allocation? Did I get that right?
by car733
Thu Nov 08, 2018 10:13 am
Forum: Personal Consumer Issues
Topic: Argentina Trip Over Winter Break
Replies: 20
Views: 2376

Re: Argentina Trip Over Winter Break

TigerNest wrote: Mon Nov 05, 2018 7:33 am Iguazu Falls is one of the most beautiful places I have ever been. Truly a memorable trip.
And it's a fast weekend getaway from Buenos Aires.

- Friday evening: Fly to Iguazu
- Saturday: All day on the Argentinean side
- Sunday: Morning on the Brazilian side and fly back in the afternoon
by car733
Sat Nov 03, 2018 9:12 am
Forum: Personal Consumer Issues
Topic: Would you allow your car stereo to run USB debug mode on your android phone?
Replies: 9
Views: 3820

Re: Would you allow your car stereo to run USB debug mode on your android phone?

USB debug mode gives shell access.
I wonder why the car stereo wants that? Copying files to play music?
by car733
Thu Nov 01, 2018 1:53 pm
Forum: Investing - Theory, News & General
Topic: When do YOU pull the trigger for TLH? [Tax Loss Harvesting]
Replies: 53
Views: 5266

Re: When do YOU pull the trigger for TLH?

eye.surgeon wrote: Wed Oct 31, 2018 10:05 pm How much is 10 minutes of your time worth? I've TLH'ed $300. Why not. I've worked a lot harder for 10 minutes for a lot less.
+1.