Search found 32 matches

by The Outsider
Mon Nov 18, 2019 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: At What Point Did You Realize You Made It?
Replies: 46
Views: 6516

Re: At What Point Did You Realize You Made It?

Hello Bogleheads Community, I am 33 years old with roughly $320,000 invested net worth, which does NOT include money put aside and designated for a car purchase in the next few years and a 20% house downpayment (sales price known/closing in 2020). I am currently a governmental employee and paying i...
by The Outsider
Tue Oct 08, 2019 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Finance or Accounting Degree?
Replies: 81
Views: 5728

Re: Finance or Accounting Degree?

Although to throw an alternative, the way the world is changing I’d highly recommend some type of MIS minor or focus. If he could interpret code and understand relational databases he will excel at a larger company. I'd state this even more strongly: comprehending relational databases and being abl...
by The Outsider
Thu Jun 06, 2019 12:09 pm
Forum: Investing - Theory, News & General
Topic: Thank you, Taylor Larimore!
Replies: 49
Views: 6524

Re: Thank you, Taylor Larimore!

RESPECT and Thank You Mr Larimore
by The Outsider
Tue Apr 09, 2019 11:04 am
Forum: Personal Investments
Topic: Am I retirement ready?
Replies: 63
Views: 8122

Re: Am I retirement ready?

Spindrift wrote:
Tue Apr 09, 2019 7:15 am
well I finally pulled the plug. Last day set for mid May. One More Week syndrome was a bitch but I finally overcame. I'm very excited and a bit nervous. Here we go...
Congrats, & good luck! Well earned :sharebeer
by The Outsider
Thu Mar 28, 2019 2:46 pm
Forum: Personal Investments
Topic: My Life in Retirement - Thank You !!
Replies: 30
Views: 4388

Re: My Life in Retirement - Thank You !!

Congrats

Hard work, and good judgment. Enjoy, you earned it

Respect
by The Outsider
Thu Mar 28, 2019 12:48 pm
Forum: Personal Consumer Issues
Topic: Tattoos and Bogleheads
Replies: 180
Views: 9960

Re: Tattoos and Bogleheads

No tattoos, just scars
by The Outsider
Thu Mar 28, 2019 10:34 am
Forum: Personal Investments
Topic: Ready to FIRE (But Vultures Be Circling)
Replies: 80
Views: 11206

Re: Ready to FIRE (But Vultures Be Circling)

Not sure what kind of MM fund you are considering. It is VMMXX or a MF investing in treasuries? Honestly, I would just put all (save for a few hundred grand) of the temporary cash in a mix of short-term treasuries (4 week, 8 week, 13 week and/or 26 weeks). I would not go out beyond 26 weeks (at lea...
by The Outsider
Fri Mar 01, 2019 2:03 pm
Forum: Personal Consumer Issues
Topic: Leaders you look up to?
Replies: 3
Views: 476

Re: Leaders you look up to?

1. My Father - Who taught me courage, hardwork, sacrifice, integrity, personal and financial responsibility through his actions. 2. Jocko Willink - http://jockopodcast.com/about/ JOCKO WILLINK is a decorated retired Navy SEAL officer, author of the book Extreme Ownership: How U.S. Navy SEALs Lead an...
by The Outsider
Thu Feb 28, 2019 12:26 pm
Forum: Investing - Theory, News & General
Topic: Naval on getting rich.
Replies: 79
Views: 10306

Re: Naval on getting rich.

Naval is too smart for most mortals. I suspect he is a genius which you will see evidence of if you have the time to listen to the links below. He could never work at a job and save money, he would be fired in a few days. However, he does have some good insights. At first, I violently disagreed wit...
by The Outsider
Sat Feb 09, 2019 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: Buying house with son [and his girlfriend]
Replies: 169
Views: 10487

Re: Buying house with son [and his girlfriend]

What would you do if the girlfriend sold her 1/4 ownership to an old boyfriend or her mother? That's what tenants in common means. What would happen if there are grandkids and S & GF split or grandkids and S & W divorce? Would grandkids get evicted? Son definitely could. What happens when wife rema...
by The Outsider
Sat Jan 12, 2019 9:35 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe’s Your Complete Guide To A Successful And Secure Retirement Coming Soon
Replies: 29
Views: 5164

Re: Larry Swedroe’s Your Complete Guide To A Successful And Secure Retirement Coming Soon

https://www.amazon.com/Complete-Guide-Successful-Secure-Retirement/dp/0857197320/ref=sr_1_4?ie=UTF8&qid=1539819173&sr=8-4&keywords=swedroe&dpID=51PnbIajNaL&preST=_SY291_BO1,204,203,200_QL40_&dpSrc=srch Larry’s next book, Your Complete Guide To A Successful And Secure Retirement will be coming out i...
by The Outsider
Fri Jan 11, 2019 11:11 am
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 14270

Re: Recommendations for a 9mm handgun

hdas wrote:
Wed Jan 09, 2019 1:27 pm
Albeit most of the posts are just signaling. :greedy
Deliberately ironic? 8-)
by The Outsider
Sun Dec 23, 2018 10:17 am
Forum: US Chapters
Topic: My Christmas Present To You
Replies: 108
Views: 12711

Re: My Christmas Present To You

RESPECT.

Thank You.

Merry Christmas
by The Outsider
Wed Dec 19, 2018 12:34 pm
Forum: Investing - Theory, News & General
Topic: Learning about options, derivaties, etc. for the layperson?
Replies: 5
Views: 464

Re: Learning about options, derivaties, etc. for the layperson?

https://www.amazon.com/gp/product/01330 ... 0DER&psc=1

Full disclosure: its on my reading list, but haven't started yet. It came highly recommended from someone in the business.
by The Outsider
Wed Nov 28, 2018 7:30 pm
Forum: Personal Consumer Issues
Topic: Katmai Advice
Replies: 13
Views: 1600

Re: Katmai Advice

We're also in the process of visiting the National Parks and went to Katmai this summer. Our attitude was to not economize for some of the less accessible (several of the parks in Alaska) parks. Our thinking was that if we are going to go to all of the trouble to see our national parks, we want to ...
by The Outsider
Mon Oct 01, 2018 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Preparing a Net Worth Statement
Replies: 15
Views: 2006

Re: Preparing a Net Worth Statement

I keep home at cost, investment accounts @FMV. I ignore anticipated tax on unrealized gains and deferred income because I don't know what tax rate I'll be assessed at withdrawal.

KISS works for me. YMMV
by The Outsider
Sun Sep 09, 2018 7:07 pm
Forum: Personal Consumer Issues
Topic: Best Intro Geology Textbooks
Replies: 17
Views: 1287

Re: Best Intro Geology Textbooks

... A textbook like source sometimes used in academic classes is Geology of National Parks by Ann Harris. Although this is lengthy and rather dry and technical. I am interested in this topic and just found out that the Geology of National Parks by Ann Harris is in my local library. So you might wan...
by The Outsider
Mon Aug 20, 2018 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: Your major and investing/finance?
Replies: 99
Views: 5478

Re: Your major and investing/finance?

Acctg undergrad, MBA.
by The Outsider
Sat Aug 18, 2018 10:39 am
Forum: Investing - Theory, News & General
Topic: For those of you in the Accumulation Phase - How often do you check?
Replies: 81
Views: 10253

Re: For those of you in the Accumulation Phase - How often do you check?

I look up balances manually and update spreadsheet Qrtly. The spreadsheet is on a different laptop with no internet access for privacy, security, and paranoia :happy
by The Outsider
Fri Aug 03, 2018 11:52 am
Forum: Personal Finance (Not Investing)
Topic: DW job in dangerous area
Replies: 90
Views: 7786

Re: DW job in dangerous area

Whats the worst that can happen? Are you both willing to pay that price? If yes then take the job. If not decline. That's a silly argument. The worst that can happen, anywhere, doing nearly anything, is death. Should I never drive a car, or swim in a pool, or turn on a stove, or even walk down the ...
by The Outsider
Wed Aug 01, 2018 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: DW job in dangerous area
Replies: 90
Views: 7786

Re: DW job in dangerous area

Whats the worst that can happen? Are you both willing to pay that price? If yes then take the job. If not decline.
by The Outsider
Thu Jul 26, 2018 10:13 am
Forum: Personal Consumer Issues
Topic: How to make opened bottles of wine last longer
Replies: 38
Views: 3359

Re: How to make opened bottles of wine last longer

How long will a typical opened bottle of wine stay "fresh"? What can you do to extend it? Store it in the fridge? Are all of the vacuum stoppers pretty much the same? This is an option, but one I have no experience with other than its used at wine bars I've been too. I regularly keep re-corked bott...
by The Outsider
Tue Jul 17, 2018 10:47 am
Forum: Personal Finance (Not Investing)
Topic: Big 4 Who Jumped to Industry - Compensation
Replies: 35
Views: 9341

Re: Big 4 Who Jumped to Industry - Compensation

So my advice would be to focus more on the opportunity and not necessarily the immediate pay increase. Stay long enough that when you leave and launch into a company it is at an appropriately high level. Go to a place where you think there is real opportunity for growth. Good luck! what he said - f...
by The Outsider
Fri Jul 13, 2018 2:34 pm
Forum: Personal Investments
Topic: When can I retire? Where to go from here?
Replies: 19
Views: 4120

Re: When can I retire? Where to go from here?

Hi Bogleheads, I wanted to check in for a financial checkup as my wife and I have just completed major career transitions. This post is not a “humble brag”, I am truly looking for advice and or reassurance that I am doing the right thing. I have always handled the financials by myself and that can ...
by The Outsider
Tue Jul 03, 2018 10:37 am
Forum: Personal Consumer Issues
Topic: Any Boglehead powerlifters?
Replies: 115
Views: 9439

Re: Any Boglehead powerlifters?

Turbo29 wrote:
Mon Jul 02, 2018 4:46 pm
62yo, 5'10", 194lb. Only do free weights, no machines.

Bench press 200x1
Standing press 135x1
Squat 315x1
Deadlift 385x1

Long arms help my deadlift and hurt my presses.
Respect!
by The Outsider
Thu May 10, 2018 10:42 am
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 121
Views: 13885

Re: Bucket List Adventures/Activities

Interesting to see what people have on their list. For me? I don't really have a bucket list. And I thought I was the only one not into bucket lists. +1. I'd be interested to know people's bucket list failures - they've left it too late. Not admitting 100% failure yet but its not looking good. Didn...
by The Outsider
Mon Apr 30, 2018 3:28 pm
Forum: Personal Consumer Issues
Topic: Northern Hiking/Walking Vacation
Replies: 19
Views: 1886

Re: Northern Hiking/Walking Vacation

Yosemite

Mt Rainier
by The Outsider
Thu Mar 29, 2018 12:03 pm
Forum: Personal Finance (Not Investing)
Topic: How Do You Value Your Home for Net Worth Purposes?
Replies: 150
Views: 12988

Re: How Do You Value Your Home for Net Worth Purposes?

I wouldn't count on Zillow or Redfin estimates as they are wildly inaccurate in my case. I've lived in my home for close to 30 years and have aggressively challenged my property tax assessments for 20 of those years. Thus, the Zillow estimates for my home are laughably low, about half it's actual m...
by The Outsider
Thu Mar 29, 2018 7:12 am
Forum: Personal Finance (Not Investing)
Topic: How Do You Value Your Home for Net Worth Purposes?
Replies: 150
Views: 12988

Re: How Do You Value Your Home for Net Worth Purposes?

I don’t think of my house as part of my net worth. I suppose if all my other assets were to go to zero, I would reconsider that thinking - like if I had to survive on a reverse mortgage. If I did include it in my net worth, I would value it the same way I value my stock and bond portfolio. Take tod...
by The Outsider
Wed Mar 28, 2018 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: How Do You Value Your Home for Net Worth Purposes?
Replies: 150
Views: 12988

Re: How Do You Value Your Home for Net Worth Purposes?

You have to begin by asking why you want to know your net worth and what you will use the number for. I've never been able to figure out any actual use for it other than to make me feel good and/or have an answer if someone asks me my net worth. Which I don't think has ever happened, in fact... I a...
by The Outsider
Sun Mar 25, 2018 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Anxious about age, career, and housing costs
Replies: 60
Views: 6373

Re: Anxious about age, career, and housing costs

Are you meeting your other savings and financial goals? If so, I wouldn't get hung up on a house. Houses can be terrible investments -- even when the value goes up (usually slowly over time), there are so many short term costs -- are you ready for the furnace to blow out? the roof to leak? for an i...