Search found 7802 matches
- Sat Mar 16, 2024 11:03 pm
- Forum: Personal Investments
- Topic: Does PNC Bank have a good reputation for financial advisors?
- Replies: 10
- Views: 1614
Re: Does PNC Bank have a good reputation for financial advisors?
Answer to question posed - no.
- Sat Mar 16, 2024 5:00 pm
- Forum: Personal Consumer Issues
- Topic: Furniture prices... is this normal?
- Replies: 60
- Views: 9474
Re: Furniture prices... is this normal?
Before reading this thread, I never heard of LoveSac...
- Sat Mar 16, 2024 4:48 pm
- Forum: Personal Consumer Issues
- Topic: Mobile finance apps - do you use them?
- Replies: 52
- Views: 3988
Re: Mobile finance apps - do you use them?
I believe that a locked phone, with apps that require a fingerprint or password, is plenty secure. The advantage of having apps in addition to doing tranasis getting immediate alerts of activity.
In general, this forum skews older and more cautious / wary of technology than the general public.
In general, this forum skews older and more cautious / wary of technology than the general public.
- Sat Mar 16, 2024 4:44 pm
- Forum: Personal Finance (Not Investing)
- Topic: Good Estate/Trust/Will Tool?
- Replies: 6
- Views: 535
Re: Good Estate/Trust/Will Tool?
Many libraries carry WillMaker, but book only. Software gets one registration.
- Fri Mar 15, 2024 10:44 pm
- Forum: Personal Consumer Issues
- Topic: Utilities cost?
- Replies: 57
- Views: 4084
Re: Utilities cost?
What's actionable?
- Thu Mar 14, 2024 5:02 pm
- Forum: Personal Finance (Not Investing)
- Topic: How Much Cash Do You Keep In Your Home?
- Replies: 207
- Views: 14917
Re: How Much Cash Do You Keep In Your Home?
Most people who keep a stack of cash likely lived through the Depression. To me, keeping thousands in cash is nuts. My in-laws did, the minute they went into Assisted Living, that went into a money market, and my FIL's cash on hand was eliminated, since they had no place to spend it.
Between us we have less than $100. On a big trip we add maybe $40.
Between us we have less than $100. On a big trip we add maybe $40.
- Thu Mar 14, 2024 4:55 pm
- Forum: Personal Finance (Not Investing)
- Topic: Open Social Security - 1st Year Benefits
- Replies: 12
- Views: 1256
Re: Open Social Security - 1st Year Benefits
Dottie57 wrote: ↑Thu Mar 14, 2024 4:51 pmSorry my birthday is mid MARCH, Corrected it in my post.RickBoglehead wrote: ↑Thu Mar 14, 2024 4:43 pmDottie57 wrote: ↑Thu Mar 14, 2024 4:27 pmDoesn’t the benefit start themonth AFTER your birthday?Silk McCue wrote: ↑Thu Mar 14, 2024 4:22 pm The benefit for each month is paid out the following month. It’s just the way it’s implemented. You will receive x months worth of benefit but the December benefit will be received in January.
Cheers
If my birthday is in middle of May, the benefit starts in April and I get my first payment in May. Am I correct?
No.
If your birthday is mid-May, benefits start in May. May benefits are paid in June.
So benefits start in March, paid in April. You get 9 payments first year.
- Thu Mar 14, 2024 4:53 pm
- Forum: Personal Investments
- Topic: Check my work: Taking over management of my parent's portfolio
- Replies: 23
- Views: 3161
Re: Check my work: Taking over management of my parent's portfolio
Now is the time to do the POA paperwork, and file it, when they are lucid.
Are you setup with Agent Authorization at Vanguard? If not, they will shut you down when they figure out that you are accessing from a different location than your parents.
Think about having statements showing their Petworth, in their living situation if care givers have access to their room.
Are you setup with Agent Authorization at Vanguard? If not, they will shut you down when they figure out that you are accessing from a different location than your parents.
Think about having statements showing their Petworth, in their living situation if care givers have access to their room.
- Thu Mar 14, 2024 4:48 pm
- Forum: Personal Consumer Issues
- Topic: Quaker Oats Recall Coupons Pretty much Useless
- Replies: 9
- Views: 1032
Re: Quaker Oats Recall Coupons Pretty much Useless
Costco simply refunded our money.
- Thu Mar 14, 2024 4:43 pm
- Forum: Personal Finance (Not Investing)
- Topic: Open Social Security - 1st Year Benefits
- Replies: 12
- Views: 1256
Re: Open Social Security - 1st Year Benefits
Dottie57 wrote: ↑Thu Mar 14, 2024 4:27 pmDoesn’t the benefit start themonth AFTER your birthday?Silk McCue wrote: ↑Thu Mar 14, 2024 4:22 pm The benefit for each month is paid out the following month. It’s just the way it’s implemented. You will receive x months worth of benefit but the December benefit will be received in January.
Cheers
If my birthday is in middle of May, the benefit starts in April and I get my first payment in May. Am I correct?
No.
If your birthday is mid-May, benefits start in May. May benefits are paid in June.
- Wed Mar 13, 2024 11:14 pm
- Forum: Personal Finance (Not Investing)
- Topic: College degree worthwhile for marketing?
- Replies: 112
- Views: 7119
Re: College degree worthwhile for marketing?
Finish degree.
Sales is not Marketing.
Real Estate is a mistake.
Sales is not Marketing.
Real Estate is a mistake.
- Tue Mar 12, 2024 11:09 pm
- Forum: Personal Finance (Not Investing)
- Topic: Schedule D -- Turbotax Premier
- Replies: 21
- Views: 1705
Re: Schedule D -- Turbotax Premier
It is called screwing the consumer.familythriftmd wrote: ↑Tue Mar 12, 2024 9:14 pm
Also, why would the Deluxe version for online do less than with desktop Deluxe?
- Mon Mar 11, 2024 1:04 am
- Forum: Personal Finance (Not Investing)
- Topic: Feeling stuck with the mortgage
- Replies: 30
- Views: 2541
Re: Feeling stuck with the mortgage
I would hope your parents say "no thank you" to your desire to move in.
- Sun Mar 10, 2024 12:18 pm
- Forum: Personal Investments
- Topic: Sharing why we went with Vanguard PAS
- Replies: 69
- Views: 6696
Re: Sharing why we went with Vanguard PAS
Vanguard has been pushing international funds for years. The return has consistently been awful as compared to US funds. I went a bit into intentional years ago after listening to a Vanguard advisor, but over time have shifted almost all international investments back to US.
Vanguard wanted to liquidate non-recomended holdings, like my long-term investments in Primecap. Thanks, but no.
10 year, 13.05%
10 year, Total Stock Market, 11.97%
Vanguard wanted to liquidate non-recomended holdings, like my long-term investments in Primecap. Thanks, but no.
10 year, 13.05%
10 year, Total Stock Market, 11.97%
- Sun Mar 10, 2024 11:37 am
- Forum: Personal Finance (Not Investing)
- Topic: Discrepancy with employer withholding and federal tax I owe
- Replies: 16
- Views: 1022
Re: Discrepancy with employer withholding and federal tax I owe
As noted, bonuses are taxed at flat rate. It's up to you to withhold the proper amount, or pay estimated tax in addition, during the year. I suggest that you consult with your tax professional to ensure that you withhold properly in 2024.
The good news is that a massive increase in a year usually means you won't have any penalties, but you still need to adjust for 2024.
The good news is that a massive increase in a year usually means you won't have any penalties, but you still need to adjust for 2024.
- Mon Feb 26, 2024 10:00 pm
- Forum: Personal Finance (Not Investing)
- Topic: When did your Net Worth surpass your lifetime earnings?
- Replies: 93
- Views: 11642
Re: When did your Net Worth surpass your lifetime earnings?
Have no idea what lifetime earnings are.
- Mon Feb 26, 2024 9:57 pm
- Forum: Personal Finance (Not Investing)
- Topic: Tech forward bank recommendations: instant transfers and decent bill pay
- Replies: 38
- Views: 2704
Re: Tech forward bank recommendations: instant transfers and decent bill pay
Places that won’t take credit cards do ACH pulls.
- Mon Feb 26, 2024 7:05 pm
- Forum: Investing - Theory, News & General
- Topic: Dot.Com Era/AI Era?
- Replies: 302
- Views: 27426
Re: Dot.Com Era/AI Era?
RetiredAL wrote: ↑Mon Feb 26, 2024 7:00 pm In the dot-com boom years, many companies had not yet made a profit, yet had a sky-high valuations. Others had no product yet had big valuations due to the hype. Today AI seems to mostly centered around chip manufacturers who are making a profit. Are their valuations hyper-inflated balloons? Time will tell.
Me? I plan on remaining a steady-Eddie. In 2000, I was a fence straddler. One side did OK, the other got the ankle chewed on.
Nearly all dot com companies were losing a fortune. They did not have "profit" in their vocabulary. Investors, including myself, were stupid. I could have retired earlier. My ankle, and my leg, got eaten.
- Mon Feb 26, 2024 7:03 pm
- Forum: Investing - Theory, News & General
- Topic: Dot.Com Era/AI Era?
- Replies: 302
- Views: 27426
Re: Dot.Com Era/AI Era?
Wow. Just wow.
I saw I, Robot. VIKI is dead meat.
I saw I, Robot. VIKI is dead meat.
- Mon Feb 26, 2024 7:01 pm
- Forum: Personal Investments
- Topic: Questions about Whole Life
- Replies: 128
- Views: 9631
Re: Questions about Whole Life
My wife's parents bought her a policy as a child. It was "self-funding" when we got married decades ago. I cashed the puppy in within weeks of getting married, and told the representative that was our local contact we were all set and have a nice day.
- Wed Feb 21, 2024 7:31 pm
- Forum: Personal Finance (Not Investing)
- Topic: Realtor handling both sides
- Replies: 28
- Views: 2539
Re: Realtor handling both sides
Exactly.CaptainT wrote: ↑Wed Feb 21, 2024 6:57 pm The realtor has only 1 persons best interest and that is their own. The interest of either buyer or seller doesn't matter all they want is for the deal to go thru as quickly as possible at the highest commission possible.
Now if have 2 realtors buyer and seller realtor still mainly care about commission but also understand that they get paid because of you not the other party so they will look out for you and your side more
Seller wants $1 million. Realtor gets say 3%, $30,000.
Buyer wants to pay less. Realtor pushes Seller to accept $950,000.
Seller gets $50,000 less. Realtor gets $1,500 less. They want the sale to close.
- Wed Feb 21, 2024 3:48 pm
- Forum: Personal Finance (Not Investing)
- Topic: Realtor handling both sides
- Replies: 28
- Views: 2539
- Mon Feb 19, 2024 10:50 pm
- Forum: Personal Consumer Issues
- Topic: Snowblowers - Electric Start Option
- Replies: 16
- Views: 1207
Re: Snowblowers - Electric Start Option
Ditto. Since 1996...
- Sun Feb 18, 2024 4:08 pm
- Forum: Personal Consumer Issues
- Topic: Medicare benefits … help
- Replies: 10
- Views: 1122
Re: Medicare benefits … help
Why would your son be financially responsible for someone else's debt? She goes broke, hospital bills her, she goes on Medicaid...
I guess more important for your son is why he's asking the question now, versus before disaster hits his MIL.
I guess more important for your son is why he's asking the question now, versus before disaster hits his MIL.
- Sun Feb 18, 2024 7:13 am
- Forum: Personal Finance (Not Investing)
- Topic: Safest way to pay bills electronically
- Replies: 72
- Views: 6099
Re: Safest way to pay bills electronically
Likely zero correlation here.Berean wrote: ↑Sun Feb 18, 2024 7:03 am A lot of you recommend paying regular bills electronically by credit card. That would require me to put my credit-card info out there on the Internet to about ten other companies. That scares me. In the past year, I have had three bogus charges on my credit card, each of which resulted in inconvenience because the company issued me a new card. Somebody please hold my hand, stroke my brow, and tell me "It's gonna be okay."
- Sun Feb 18, 2024 7:12 am
- Forum: Personal Finance (Not Investing)
- Topic: Safest way to pay bills electronically
- Replies: 72
- Views: 6099
Re: Safest way to pay bills electronically
This ^^.Doctor Rhythm wrote: ↑Mon Feb 12, 2024 10:50 pm I use credit card when allowed. Otherwise, I have the payee pull from my checking account via autopay.
For me, the difference in safety between autopay with a pull and manual bill pay (push) isn’t great enough to be worth the extra effort. However, either is preferred to writing a check.
I write less than 5 checks a year, and those are almost all mailed by the bank for free.
Credit card, then payee pull. I cannot name a single instance of the pull not happening or being incorrect.
- Tue Feb 13, 2024 5:22 pm
- Forum: Investing - Theory, News & General
- Topic: Low-cost provider that's not Vanguard?
- Replies: 47
- Views: 3921
Re: Low-cost provider that's not Vanguard?
Trade for a different model?tomcam wrote: ↑Tue Feb 13, 2024 5:17 pm The wife wants to disperse our fund investments so that if Vanguard suddenly vanishes from the face of the earth, we'll have the rest of our funds in another low-cost provider. I assumed Morningstar but it seems they are related somehow. I just can't figure out how.
Any suggestions or clarification?
- Tue Feb 13, 2024 11:44 am
- Forum: Personal Finance (Not Investing)
- Topic: Anticipating a lay off
- Replies: 25
- Views: 3749
Re: Anticipating a lay off
File for unemployment IMMEDIATELY upon being laid off.
- Tue Feb 13, 2024 11:41 am
- Forum: Personal Consumer Issues
- Topic: Hybrid Car - Cost Savings?
- Replies: 68
- Views: 6938
Re: Hybrid Car - Cost Savings?
As others have stated, battery replacements in hybrids, PHEVs, and EVs aren't a thing. Yes, it's a thing. My first car, a 2001 Toyota Prius (gen 1) had a battery replacement at 8 years, 3 months and 94,000 miles - just past the 8 years/100,000 miles warranty. The car could not be driven without the hybrid battery - it had to be towed. The dealer cost to replace it was about $3500. We pled with Toyota to cover it, since it was so close to the end of the warranty, and they agreed to cover half the cost. We kept the car for 2 more years - and replaced it with a 2011 Prius. More recently, our 2017 Chevrolet Bolt had a battery replacement in January of 2020 due to the recall. The original battery had also suffered from dramatically reduced capa...
- Sun Feb 11, 2024 7:22 am
- Forum: Investing - Theory, News & General
- Topic: [Highest return investment for play money?]
- Replies: 20
- Views: 1277
Re: Non-bogle type question
You don't have $1m to invest, you $1m to gamble. Highest return means highest risk. That's gambling.
- Sun Feb 11, 2024 7:03 am
- Forum: Personal Consumer Issues
- Topic: Hybrid Car - Cost Savings?
- Replies: 68
- Views: 6938
Re: Hybrid Car - Cost Savings?
As others have stated, battery replacements in hybrids, PHEVs, and EVs aren't a thing. I suspect if the actual % was calculated, it would be less than engine replacements in gas vehicles.
Ask any car shop, how many batteries have you replaced, outside of warranty? They'll scratch their heads.
This is one of those fables that is spread by entities focused on continuing gas car sales.
Ask any car shop, how many batteries have you replaced, outside of warranty? They'll scratch their heads.
This is one of those fables that is spread by entities focused on continuing gas car sales.
- Sun Feb 11, 2024 7:00 am
- Forum: Personal Finance (Not Investing)
- Topic: Powers of Attorney
- Replies: 26
- Views: 1386
Re: Powers of Attorney
If you execute a POA, you should then immediately get it on file with every institution it could be used at. You will then discover who wants their own form.
- Sun Feb 11, 2024 6:57 am
- Forum: Personal Finance (Not Investing)
- Topic: Does this build credit for kids, add as user on credit card
- Replies: 14
- Views: 1344
Re: Does this build credit for kids, add as user on credit card
A 20 something should stand on their own. We added our kids when they were in college, to one card, and gave them strict rules. After they got a job and were earning money and got their own cards, we then removed them.
Adding a young child, like a 10 year old, is simply silly IMO.
Adding a young child, like a 10 year old, is simply silly IMO.
- Thu Feb 08, 2024 11:07 am
- Forum: Personal Finance (Not Investing)
- Topic: Tax Questions Following Parent Death
- Replies: 14
- Views: 1667
Re: Tax Questions Following Parent Death
For real estate, we looked at the values in Zillow and Realtor.com, Realtor.com has 3 different valuations - Collateral Analytics, CoreLogic, and Quantarium.
That's 4 values right there. See how they line up. If they're all close, take the average of all of them. If that doesn't work, then get an appraisal done.
In our case, we were inheriting the property. Using the above method, and then selling the property, it wasn't hard to show zero gain in the short period we owned it, but your case is different, because she's not selling yet.
That's 4 values right there. See how they line up. If they're all close, take the average of all of them. If that doesn't work, then get an appraisal done.
In our case, we were inheriting the property. Using the above method, and then selling the property, it wasn't hard to show zero gain in the short period we owned it, but your case is different, because she's not selling yet.
- Thu Feb 08, 2024 11:00 am
- Forum: US Chapters
- Topic: Are any BH's not wealthy?
- Replies: 165
- Views: 25663
Re: Are any BH's not wealthy?
Keep in mind that this is a forum. Not every post represents true fact.
- Thu Feb 08, 2024 10:46 am
- Forum: Personal Finance (Not Investing)
- Topic: Any tips as I enter agreement with senior facility for mom's care?
- Replies: 21
- Views: 2391
Re: Any tips as I enter agreement with senior facility for mom's care?
Good prior post.
Independent is not the same as Assisted. Some have a transition, some are only independent.
The independent can't require any medical services. Ours had 3rd party providers that you could hire for various things, rehab that they let us their room, etc.
When we wanted to add medicine dosing, that was a fee dependent on the number of times a day. Shower once a week was a fee. Toileting was a fee.
Our contract required a 60 day termination notice, unless the tenant passed away. When they moved to Assisted Living elsewhere, we had to eat 60 days of rent.
Make sure that your PARENT is the person the lease is for, not you.
Independent is not the same as Assisted. Some have a transition, some are only independent.
The independent can't require any medical services. Ours had 3rd party providers that you could hire for various things, rehab that they let us their room, etc.
When we wanted to add medicine dosing, that was a fee dependent on the number of times a day. Shower once a week was a fee. Toileting was a fee.
Our contract required a 60 day termination notice, unless the tenant passed away. When they moved to Assisted Living elsewhere, we had to eat 60 days of rent.
Make sure that your PARENT is the person the lease is for, not you.
- Thu Feb 08, 2024 10:37 am
- Forum: Investing - Theory, News & General
- Topic: Vanguard Cash Plus Account
- Replies: 458
- Views: 61918
Re: Vanguard Cash Plus Account
Because his audience is the mostly "I can't control my spending" crowd.Visitor76 wrote: ↑Thu Feb 08, 2024 10:32 am Well if you listen to Dave Ramsey he preaches using debit cards over credit cards for every day transactions. But I seriously doubt Dave with his net worth uses debit cards. Debit cards, for anything other than ATM withdrawals, are a disaster waiting to happen. All you need is for a bad actor to gain your PIN and they have access to you account.
I'm not a fan of check writing as anyone can white wash a check and start adding zeros.
- Mon Feb 05, 2024 1:37 pm
- Forum: Personal Finance (Not Investing)
- Topic: approaching owner of de-listed property: am I overthinking?
- Replies: 4
- Views: 685
Re: approaching owner of de-listed property: am I overthinking?
You won't save anything. The contract that the listing agent signed with the seller has a clause that says basically "if some guy looks at the property when it's listed, and then it's not listed, and he tries to buy it up to 6 months after, you still pay me". EVERY CONTRACT has this.
- Mon Feb 05, 2024 1:32 pm
- Forum: Personal Finance (Not Investing)
- Topic: Regular Debit Card Usage Instead Of Credit Card Due To Mortgage Interest Concerns
- Replies: 17
- Views: 1233
Re: Regular Debit Card Usage Instead Of Credit Card Due To Mortgage Interest Concerns
Never have had a debit card. When banks converted ATM cards to Debit cards, I either requested an ATM card, or had all the features turned off except ATM.
I've never seen anyone list ONE SINGLE ADVANTAGE of a debit card, over a credit card, except for obtaining cash. No upside, only downside.
I've never seen anyone list ONE SINGLE ADVANTAGE of a debit card, over a credit card, except for obtaining cash. No upside, only downside.
- Sun Feb 04, 2024 7:33 am
- Forum: Personal Consumer Issues
- Topic: Best towns with great schools, weather, outdoor activities
- Replies: 74
- Views: 6937
Re: Best towns with great schools, weather, outdoor activities
I suggest you utilize sites that rate cities based on factors that you can then evaluate and determine if those factors are important to you. Getting the opinions of a few dozen people, most of whom have no basis for comparison (i.e. XXX is great, when they've never lived in YYY or ZZZ), isn't as useful IMO. There are many, many sites devoted to evaluation. Which top ones would you recommend? I did a search before starting the thread but one site didn't narrow by all the criteria I'm looking for, another site recommended a lot of places in the Northeast and Midwest and another one wanted to me to create an account- which I didn't want to do. I don't have ones I recommend. When we were considering relocating for retirement, I pulled up the ...
- Sat Feb 03, 2024 7:50 am
- Forum: Personal Consumer Issues
- Topic: Best towns with great schools, weather, outdoor activities
- Replies: 74
- Views: 6937
Re: Best towns with great schools, weather, outdoor activities
I suggest you utilize sites that rate cities based on factors that you can then evaluate and determine if those factors are important to you. Getting the opinions of a few dozen people, most of whom have no basis for comparison (i.e. XXX is great, when they've never lived in YYY or ZZZ), isn't as useful IMO. There are many, many sites devoted to evaluation. Which top ones would you recommend? I did a search before starting the thread but one site didn't narrow by all the criteria I'm looking for, another site recommended a lot of places in the Northeast and Midwest and another one wanted to me to create an account- which I didn't want to do. I don't have ones I recommend. When we were considering relocating for retirement, I pulled up the ...
- Thu Feb 01, 2024 9:20 am
- Forum: Investing - Theory, News & General
- Topic: Echoes of Dot Com Bubble?
- Replies: 230
- Views: 23997
Re: Echoes of Dot Com Bubble?
"I heard" or "I think" or "I feel" has as much credibility as, well, nothing. Social media is going to be the downfall of society.
- Thu Feb 01, 2024 9:19 am
- Forum: Personal Consumer Issues
- Topic: Best towns with great schools, weather, outdoor activities
- Replies: 74
- Views: 6937
Re: Best towns with great schools, weather, outdoor activities
I suggest you utilize sites that rate cities based on factors that you can then evaluate and determine if those factors are important to you. Getting the opinions of a few dozen people, most of whom have no basis for comparison (i.e. XXX is great, when they've never lived in YYY or ZZZ), isn't as useful IMO.
There are many, many sites devoted to evaluation.
There are many, many sites devoted to evaluation.
- Thu Feb 01, 2024 9:17 am
- Forum: Personal Finance (Not Investing)
- Topic: Social Security Max Amounts For Married Couple
- Replies: 16
- Views: 2645
Re: Social Security Max Amounts For Married Couple
First time post, and I'm new to all this. My wife and I are debating on when we should retire, and I need to clarify a Social Security benefit question. I am 62 and she is 60. Looking at our Social Security statements, if each of us waits until age 70, I will receive a monthly benefit of $4476 and she will receive $4277 monthly for a total of monthly total of $8753 if we file separately. Is there a cap on married couple benefits or would we receive the full $8753? I'm not finding a definitive answer on the SS website, just references to spousal benefits which are less. The only reference I have found is on AARP, which states we receive the full $8753 benefit filing separately. Thanks in advance for your replies. There is no such thing as &...
- Thu Feb 01, 2024 8:14 am
- Forum: Personal Consumer Issues
- Topic: Grass seed methods, timing, etc.
- Replies: 35
- Views: 2700
- Mon Jan 29, 2024 12:17 pm
- Forum: Personal Consumer Issues
- Topic: Dishwasher - repair or buy new?
- Replies: 60
- Views: 5515
Re: Dishwasher - repair or buy new?
IMO, skipping a repair without determining what the repair is, is foolish. It could be a tiny leak needing a new clamp, or new hose. We have such a throwaway society. I would agree, but not everyone is a DIY'er. I think the issue is, paying someone to tell you what's wrong is unfortunately not free. I would probably pull the dishwasher out and see what's going on. Very well could be a $10 hose, but most people I know don't feel comfortable with that work of pulling a dishwasher out. Dishwashers in my experience are the appliance that seem to have the shortest life anyway, maybe I have just had bad luck. If you got 12 years and it's a relatively inexpensive dishwasher like Whirlpool, I wouldn't even bother to pay someone to troubleshoot it....
- Mon Jan 29, 2024 12:16 pm
- Forum: Personal Finance (Not Investing)
- Topic: Tax software that imports Fidelity 1099s
- Replies: 18
- Views: 1397
Re: Tax software that imports Fidelity 1099s
I think you're missing something. Putting data into programs like TurboTax doesn't require importing, all importing does is save a tiny bit of time. TurboTax shows you the form, and you copy the data exactly into the boxes. I don't import, never have, and been using TT for decades. agree; we have 2 brokerage statements, a MF statement with 8 funds, one 1099-R, one W2 and two 1099-Int. I can generally input our return in 30-45 minutes if not interrupted. The first time will take longer but the shells stay in the software when one year gets imported into the next. Thanks - this is pretty close to my scenario. Are you folks using the installed software of the web portal? Prior, I was using the installed software, to keep as much control over ...
- Mon Jan 29, 2024 11:48 am
- Forum: Personal Finance (Not Investing)
- Topic: Tax software that imports Fidelity 1099s
- Replies: 18
- Views: 1397
Re: Tax software that imports Fidelity 1099s
I think you're missing something. Putting data into programs like TurboTax doesn't require importing, all importing does is save a tiny bit of time. TurboTax shows you the form, and you copy the data exactly into the boxes.
I don't import, never have, and been using TT for decades.
I don't import, never have, and been using TT for decades.
- Mon Jan 29, 2024 10:58 am
- Forum: Personal Finance (Not Investing)
- Topic: Best way to purchase home for child with cash?
- Replies: 17
- Views: 1916
Re: Best way to purchase home for child with cash?
Im revisiting this thread since as I've had some time to rethink this. I'm concerned because my son plans on marrying someone who he hasn't known for long. As much as I'd like to "gift" him a home it may bother me if he lost it in a divorce. What are the pros/cons of "renting" it to him instead? I had the idea of letting him live there for essentially nothing if he paid taxes/insurance/upkeep and any "rent"/cash I received I would give back to him to fund his Roth ira. What happened to "I don't think I want anything to do with it"? If it's going to bother you what he does with the home after you gift it to him, then I'd submit you shouldn't be gifting a home to him. If he pays you rent, and you give ...
- Mon Jan 29, 2024 10:28 am
- Forum: Personal Consumer Issues
- Topic: Thinking of moving to Denver
- Replies: 59
- Views: 6675
Re: Thinking of moving to Denver
I live about 50 miles north of Denver. You can look up the official air quality numbers for Denver. I know along the Front Range, there are common issues: ozone, dust, and smoke from wild fires. Ozone is related to elevation and human factors. There really is ozone. It is semi-arid here. That causes a brown haze to appear. It is real. Wild fires in the Summer and early Fall can be horrible. I have lived in Colorado for 24 years. During that time accept for one of those years, I would say there has only been a few weeks where we wouldn't go outside. I think it was 2020 that was really bad for a month or two. We had the two largest fires in state history at the same time just west of us. It was really bad. If you like the area and do not hav...