Search found 18 matches

by Sola Scriptura
Sat Nov 09, 2019 6:18 pm
Forum: Personal Investments
Topic: Spend It All vs. Leave $$ for the Kids
Replies: 192
Views: 15341

Re: Spend It All vs. Leave $$ for the Kids

I can understand making careful specifications for what you leave your children as heirs through detailed estate planning--dependent upon their level of need, demonstrated responsibility, work ethic, healthy lifestyle, etc.--but with that said: Attempting to spend every dime you have before death, l...
by Sola Scriptura
Sat Aug 10, 2019 9:08 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 307752

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

So in following the discussion over the course of so many pages (and not to derail the thread from its current focus on critiques and HEDGEFUNDIE's coming revision), is the consensus that replicating the strategy in a taxable account so that tax drag is reduced and one avoids unwieldy amounts at qua...
by Sola Scriptura
Wed Jul 10, 2019 10:55 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 307752

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I may have lost it at some point in the thread, and I tried searching in the thread to find it, but came up short: Was there ever data presented that clearly detailed the differences in return, whether "negligible" or "significant," between monthly/quarterly/annually rebalancing of HEDGEFUNDIE's ori...
by Sola Scriptura
Fri Apr 12, 2019 12:58 pm
Forum: Investing - Theory, News & General
Topic: 2019 BOGLEHEADS CONFERENCE REGISTRATION IS CLOSED. WAIT LIST IS AVAILABLE.
Replies: 117
Views: 25539

Re: 2019 BOGLEHEADS CONFERENCE REGISTRATION IS OPEN ANNOUNCEMENT

I would like to be placed on the waiting list, please. I was out of town on a business trip yesterday, and was unable to be on the forum, so regrettably, I missed the announcement. EDIT (4/22/19): My friend will be unable to attend with me, so please amend my waiting list slot to 1 person. Thank you.
by Sola Scriptura
Thu Feb 21, 2019 12:14 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 307752

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

"It works until it doesn't." Or it proves anything goes up or down at the same time on any given day. Correlations over the long term is what matters for the long term investor. Unless one is a day trader why does anyone care? I am pretty sure every person who is on board with trying this is in it ...
by Sola Scriptura
Sat Feb 16, 2019 12:46 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 307752

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I'm saying it's easy to just say "Oh, it's play money" right now. If it grows quite large, and you just let it ride, there WILL be some anxiety for most people (maybe not you, Mr. Cool as Cucumbers) :) People anchor. If you have $600,000 in normal accounts, and your $10k play bet grows to $400,000,...
by Sola Scriptura
Fri Feb 15, 2019 5:45 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 307752

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I do agree with another poster above and mentioned it in one of the first posts on this thread the biggest risk is still the fund closing. There is a risk in EVERY aspect of investing outside of typical boglehead investing so one just has to accept or reject this idea based on that risk. Have to di...
by Sola Scriptura
Sun Feb 10, 2019 5:36 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 307752

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Instead of posting pictures some more, let me just tell you what my data set says about rebalancing. Again CAUTION! 40/60 3X Initial bal:$10k 1950-2018 Final Balance CAGR Stdev Best Year Worst Year Max. Drawdown Sharpe Sortino US Mkt Correlation No rebalancing: $123,159,666 14.86% 36.19% 124.87% -6...
by Sola Scriptura
Thu Feb 07, 2019 11:32 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 307752

Re: HEDGEFUNDIE's excellent adventure [3x leveraged ETF strategy]

HEDGEFUNDIE, What I still don't understand, given your data and given everything that's been said, is that if this strategy is only 15% of your total portfolio, how do you not already have enough downside protection built in, thus enabling you to go 100% UPRO regardless of the potential for a 95% d...
by Sola Scriptura
Thu Feb 07, 2019 10:03 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 307752

Re: HEDGEFUNDIE's excellent adventure [3x leveraged ETF strategy]

HEDGEFUNDIE, What I still don't understand, given your data and given everything that's been said, is that if this strategy is only 15% of your total portfolio, how do you not already have enough downside protection built in, thus enabling you to go 100% UPRO regardless of the potential for a 95% dr...
by Sola Scriptura
Wed Jan 16, 2019 1:02 pm
Forum: Investing - Theory, News & General
Topic: "College Endowments Badly Trail The Market"
Replies: 29
Views: 3549

Re: "College Endowments Badly Trail The Market"

Going through the paper, I was looking for the exact percentage of endowments that underperformed the benchmarks by any percentage, but did not find that calculation. Did I miss it? In other words, something like: "X% of the 28,696 endowments studied underperformed a 60-40 combination of the equity ...
by Sola Scriptura
Fri Oct 05, 2018 11:16 am
Forum: Investing - Theory, News & General
Topic: 2018 Bogleheads Conference Notes
Replies: 36
Views: 6216

Re: 2018 Bogleheads Conference Notes

HueyLD wrote:
Fri Oct 05, 2018 11:13 am
Yes. See this one from 2017 reunion. https://vimeo.com/channels/bogleheads/244487159
Excellent! Thank you! Looking forward to watching the 2018 keynote!
by Sola Scriptura
Fri Oct 05, 2018 11:05 am
Forum: Investing - Theory, News & General
Topic: 2018 Bogleheads Conference Notes
Replies: 36
Views: 6216

Re: 2018 Bogleheads Conference Notes

Are Mr. Bogle's deliveries of his presentations at the annual conference ever recorded?
by Sola Scriptura
Fri May 25, 2018 7:45 pm
Forum: Personal Investments
Topic: Help with Investing Trust Assets for My Children
Replies: 3
Views: 761

Re: Help with Investing Trust Assets for My Children

It's not just investing you're in charge of. As trustee, you're also responsible for filing annual 1041 tax returns for the three trusts. If you want to accumulate investment earnings inside the trusts, you need to be aware that trust tax brackets are highly compressed compared to individual tax br...
by Sola Scriptura
Fri May 25, 2018 10:49 am
Forum: Personal Investments
Topic: Help with Investing Trust Assets for My Children
Replies: 3
Views: 761

Help with Investing Trust Assets for My Children

I have three children, [ages removed]. My grandmother recently set up a trust for each child to, in her words, "provide each with funds to assist with the purchase of their first home." Each child's college education is already covered by my grandmother via 529s. My grandmother has made me the trust...
by Sola Scriptura
Wed Mar 21, 2018 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Do you have an umbrella policy?
Replies: 295
Views: 39986

Re: Do you have an umbrella policy?

For those of you who stated you carry $5M policies, do you mean $5M per occurrence or $5M aggregate?
by Sola Scriptura
Tue Feb 13, 2018 10:12 pm
Forum: Personal Investments
Topic: Help Choosing Bond Fund for 403(b)
Replies: 2
Views: 331

Re: Help Choosing Bond Fund for 403(b)

Guidestone Medium-Duration Bond would be the closest one to total bond market. Beside the options you mentioned, there is also the possibility of IBonds to hold bond investments. Thanks for the response. I suspected that it would probably be the medium-term fund. I hadn't considered an annual $1000...
by Sola Scriptura
Tue Feb 13, 2018 5:35 pm
Forum: Personal Investments
Topic: Help Choosing Bond Fund for 403(b)
Replies: 2
Views: 331

Help Choosing Bond Fund for 403(b)

Hello, everyone. I'm new to the board and have a specific question related to choosing a bond fund for my 403(b): Currently, given my AA (80/20) and the total amount I have invested across my portfolio, I need all of my tax-advantaged accounts to hold 100% bonds: my Roth IRA, my wife's spousal Roth ...