Search found 11 matches

by orhkaf
Thu Apr 11, 2019 11:39 pm
Forum: Personal Investments
Topic: Savings by 30?
Replies: 45
Views: 5959

Re: Savings by 30?

Age 28. No debt(paid off huge student loan recently). Net worth around 300K.
by orhkaf
Sat Feb 02, 2019 9:54 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you keep in checking?
Replies: 135
Views: 10760

Re: How much do you keep in checking?

I keep 40k in cash (2-3years of expenses) at all times at the local bank.

Helps me not worry when the market is doing poorly.
by orhkaf
Sat Jan 05, 2019 11:01 am
Forum: Personal Finance (Not Investing)
Topic: Taking a pay cut now for potential of higher pay later
Replies: 19
Views: 1570

Re: Taking a pay cut now for potential of higher pay later

Hi guys! My friend (27 y/o male) is at a cross roads right now and wanted me to ask this question for him. He currently makes about $180K-$200K (hourly position) a year at a medium-high stress job, working days, nights, and weekends. It involves a lot of standing and can be taxing on his body. This...
by orhkaf
Sat Jan 05, 2019 12:35 am
Forum: Personal Finance (Not Investing)
Topic: Taking a pay cut now for potential of higher pay later
Replies: 19
Views: 1570

Taking a pay cut now for potential of higher pay later

Hi guys! My friend (27 y/o male) is at a cross roads right now and wanted me to ask this question for him. He currently makes about $180K-$200K (hourly position) a year at a medium-high stress job, working days, nights, and weekends. It involves a lot of standing and can be taxing on his body. This ...
by orhkaf
Wed Nov 28, 2018 1:59 am
Forum: Personal Finance (Not Investing)
Topic: How did YOU choose your career?
Replies: 149
Views: 9480

Re: How did YOU choose your career?

I ask myself this question everyday at work :,(
by orhkaf
Thu Aug 16, 2018 11:08 pm
Forum: Personal Finance (Not Investing)
Topic: Savings rate per month???
Replies: 68
Views: 6324

Re: Savings rate per month???

Just finished paying off my student loan and moved back in with my parents.

Saving around ~65% of gross pay (including 401K match).
by orhkaf
Sat Jul 28, 2018 12:32 pm
Forum: Personal Consumer Issues
Topic: Cash for drugs less than Medicare - how to know
Replies: 12
Views: 1115

Re: Cash for drugs less than Medicare - how to know

I recommend downloading the GoodRx app (typically has the better prices compared to the other discount programs). This will allow you to easily see how much a drug costs out of pocket. All you need is the drug name, strength, and quantity. From there you can make a decision whether you want the phar...
by orhkaf
Tue Feb 20, 2018 2:57 pm
Forum: Personal Investments
Topic: What funds would you pick for 401k?
Replies: 8
Views: 838

Re: What funds would you pick for 401k?

Thank you. I have revised my original post.
by orhkaf
Tue Feb 20, 2018 2:37 pm
Forum: Personal Investments
Topic: What funds would you pick for 401k?
Replies: 8
Views: 838

What funds would you pick for 401k?

Hi All! I've been contributing my employer match to my 401k, however, I'm not sure what the best funds are (if any at all). Based on this I did not want to contribute more than the 5% match. I need some help to determine if I should continue to just do the 5% match (and look elsewhere to invest), or...
by orhkaf
Tue Feb 13, 2018 12:53 am
Forum: Personal Investments
Topic: I'm Lost Please Help Me :(
Replies: 20
Views: 2794

I'm Lost Please Help Me :(

Hello Everyone! I've been an active lurker of the forum for several months, but finally built the courage to make an account to ask for help. I'm a single 27 y/o living in CA and needed help on investing in my future. Some info about me: 1. ~300K / year income 2. 130K savings in cash 3. 140K student...