Search found 124 matches
- Fri Jul 12, 2019 8:51 pm
- Forum: Personal Finance (Not Investing)
- Topic: Do foreign nationals need to file US income taxes?
- Replies: 10
- Views: 1180
Re: Do foreign nationals need to file US income taxes?
If they don't earn any income in US, why declare ?
- Tue Jun 11, 2019 11:15 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to preserve $10M+ in wealth owned by unsophisticated people?
- Replies: 82
- Views: 17417
Re: How to preserve $10M+ in wealth owned by unsophisticated people?
If you want ultra safe you can buy US Treasury bills - that mature in one month, you can set up
a recurring purchase - it is paying 2% something at Treasury Direct. US Treasury just send the interest income to your bank account
or you can buy those Fidelity government bond fund - also paying around 2%
or you can always buy Treasury TIPS, also another very safe investment
all the safe investments are paying 1.5% to 2%
a recurring purchase - it is paying 2% something at Treasury Direct. US Treasury just send the interest income to your bank account
or you can buy those Fidelity government bond fund - also paying around 2%
or you can always buy Treasury TIPS, also another very safe investment
all the safe investments are paying 1.5% to 2%
- Wed May 08, 2019 1:01 am
- Forum: Personal Consumer Issues
- Topic: Shingrix [Vaccine availability]
- Replies: 153
- Views: 17641
Re: Shingrix [Vaccine availability]
Get Shingrix price and coupons at - https://www.goodrx.com/shingrix
it's a $10 off of $161, better than none
it's a $10 off of $161, better than none
- Sun May 05, 2019 12:38 am
- Forum: Personal Investments
- Topic: 401k advice
- Replies: 8
- Views: 1293
Re: 401k advice
wow, 0.11% expense fees for a total stock index? that's highway robbery
even Fidelity 500 index (FXAIX) fee is going for 0.01%
even Fidelity 500 index (FXAIX) fee is going for 0.01%
- Thu May 02, 2019 4:39 am
- Forum: Personal Consumer Issues
- Topic: House A/C: repair refrigerant leak vs replace
- Replies: 13
- Views: 1314
Re: House A/C: repair refrigerant leak vs replace
I wouldn't repair, just buy those portable AC that you can move room to room.
I install 2 air ducts, one for in-air and one for out hot air (some wall cutting required)
the nice thing is that you don't need a gigantic AC to cool the whole house down
just the room you're in.
I install 2 air ducts, one for in-air and one for out hot air (some wall cutting required)
the nice thing is that you don't need a gigantic AC to cool the whole house down
just the room you're in.
- Thu May 02, 2019 4:11 am
- Forum: Investing - Theory, News & General
- Topic: "Vanguard Patented a Way to Avoid Taxes on Mutual Funds"
- Replies: 140
- Views: 13948
Re: Bloomberg--Vanguard Patented a Way to Avoid Taxes on Mutual Funds
If the mutual funds doesn't sell, it doesn't have to pay income tax - just like you and me
so they can only buy individual stock, not trade options or buy LP?
so they can only buy individual stock, not trade options or buy LP?
- Tue Apr 30, 2019 5:32 am
- Forum: Personal Investments
- Topic: Intel sell or hold NOW sold.
- Replies: 71
- Views: 7370
Re: Intel sell or hold
I say keep the 30,000+ intel stock, the quarterly dividend is enough for you not to work. At 30c that's 9K+ per quarter, or $3K per month.
Not sure about your expense, but $3K cash is more than I make after tax
Not sure about your expense, but $3K cash is more than I make after tax
- Mon Apr 29, 2019 6:12 pm
- Forum: Personal Consumer Issues
- Topic: Open Office and stock quote
- Replies: 2
- Views: 988
Re: Open Office and stock quote
Is there a link to download Googlesheet for plug into Open Office, or are you force to use Google Sheet / calc ?
I need to use Open Office, not some canned service
I need to use Open Office, not some canned service
- Mon Apr 29, 2019 5:55 pm
- Forum: Personal Investments
- Topic: Sitting on $1.5m cash - need help
- Replies: 53
- Views: 16065
Re: Sitting on $1.5m cash - need help
I'm surprise that no one mention Spyder dividend (SPYD) and Vanguard Dividend growth, Vanguard international dividend high yield (VIGI) for dividend income. From that $1.5M if you buy those dividend ETF, and use the dividend income, you don't actually need income from a job.
- Mon Apr 29, 2019 1:53 pm
- Forum: Personal Consumer Issues
- Topic: Open Office and stock quote
- Replies: 2
- Views: 988
Open Office and stock quote
A while back, someone wrote GetQuote extension for Open Office calc,
I now need that function, but a search on google reveal GetQuote somehow no longer support
for Open Office Calc
So any suggestion ?
thanks
I now need that function, but a search on google reveal GetQuote somehow no longer support
for Open Office Calc
So any suggestion ?
thanks
- Wed May 23, 2018 3:07 pm
- Forum: Personal Finance (Not Investing)
- Topic: Buying I bonds - what is the purpose of Registration on TD website
- Replies: 24
- Views: 3718
Re: Buying I bonds - what is the purpose of Registration on TD website
I bought them with spouse as co-owner. I had no trouble cashing in a trial amount after one year, even after adding a different bank for convenience of spouse. Have heard it is a bit of a hassle to have heirs cash them in. It is nice to buy them with less than 30 years until retirement so they could be cashed in and pay federal tax when income is usually lower. Some parents qualify to use for their child's college tax-free, depending on income. In some emergencies, your income would be lower anyway, such as if you lost your job. The nice thing about I-bonds, and when you retire and have no other income, is that the interest that the I-bonds earn is tax free, up to 30K per year tax free. So I highly recommend you buy a ladder of I-bonds
- Sat May 19, 2018 9:31 pm
- Forum: Personal Finance (Not Investing)
- Topic: Why do so many people quote "You will likely be in a lower tax bracket in retirement"
- Replies: 756
- Views: 75811
Re: Why do so many people quote "You will likely be in a lower tax bracket in retirement"
There is no warranty of 7% real return, some year your 401K will return -20% like 2008-2009 - some year your 401K becomes 201Krandomguy wrote: ↑Fri May 18, 2018 11:59 pm
106k/year annual contribution (53k for you and wife), 7% real returns and you are looking at 21 million after 40 years. Seems pretty doable:) Or if you invest with Dave Ramsey and get 10% real you are looking at 47 million. Definitely should have done the ROTH. And we haven't even talked about your defined benefit plans yet for another 4.5 million or so, 403, and who knows what else:)
- Fri May 04, 2018 12:45 am
- Forum: Personal Investments
- Topic: Where to invest about 200K
- Replies: 9
- Views: 1714
Re: Where to invest about 200K
You could always buy SPY, QQQ, or DIA with that $200K
- Fri May 04, 2018 12:43 am
- Forum: Personal Investments
- Topic: Too much cash - what to do?
- Replies: 16
- Views: 3621
Re: Too much cash - what to do?
If you are buying TIPS now, and probably has TD account, you could
set your account to buy I-bonds for x amount every month. Build a ladder of I-bonds,
it's tax deferred instead of putting in bank that pay ...a paltry of 0.05% or some non-sense
interest rate
set your account to buy I-bonds for x amount every month. Build a ladder of I-bonds,
it's tax deferred instead of putting in bank that pay ...a paltry of 0.05% or some non-sense
interest rate
- Wed May 02, 2018 10:00 pm
- Forum: Personal Consumer Issues
- Topic: Help me choose a second computer monitor
- Replies: 18
- Views: 2374
Re: Help me choose a second computer monitor
I have this 60" 4K TV that I use as my computer monitor
- Wed May 02, 2018 9:59 pm
- Forum: Investing - Theory, News & General
- Topic: I-bond fixed rate = 0.3%
- Replies: 62
- Views: 12067
Re: I-bond fixed rate = 0.3%
I have both I-bonds and EE-bonds, after 10 years, the I-bonds value seems to go up a lot faster than EE. Why people still buy EE ?jeffyscott wrote: ↑Wed May 02, 2018 5:03 pmBut pretty much only if held 20 years and not too much longer than that, since they double in 20 years but earn 0.1% otherwise. So they would earn 0.1% per year for 19 years, 11 months, then go up by about 96% in value in one month, before going back to earning 0.1% per year.Mel Lindauer wrote: ↑Wed May 02, 2018 3:32 pm And don't forget about EE Bonds. They can come in handy for building a retirement annuity.
Here's a Forbes column I did on that topic some time ago.
https://www.forbes.com/sites/theboglehe ... eb6cb97ba3
- Wed May 02, 2018 9:52 pm
- Forum: Investing - Theory, News & General
- Topic: I-bond fixed rate = 0.3%
- Replies: 62
- Views: 12067
Re: I-bond fixed rate = 0.3%
With the stock market (DOW, SP500), even bonds mutual funds keeps going down- I-bond looks really good !!!
- Thu Apr 26, 2018 8:50 pm
- Forum: Personal Investments
- Topic: Investing for a 17 y.o.
- Replies: 18
- Views: 2192
Re: Investing for a 17 y.o.
Put your son $8K in I-bonds. When he is ready, he can take the money out and use it to pay for college tax free.
I-bonds is currently paying 2.58%, tax deferred
and nothing beat I-bonds (CD, saving ...even stock index funds) at the moment.
I-bonds is currently paying 2.58%, tax deferred
and nothing beat I-bonds (CD, saving ...even stock index funds) at the moment.
- Thu Apr 26, 2018 8:47 pm
- Forum: Personal Consumer Issues
- Topic: DIY Desktop PC
- Replies: 43
- Views: 3815
Re: DIY Desktop PC
All current motherboard use SATA drives, sorry but you can't even find IDE drive at the local computer store
maybe at the junk store. but if you want obsolete (pre 2010), visit your local junk store and buy refurbish PC
with IDE drive. 1TB Sata is going for $30-$35 nowadays, so don't be cheap.
- Thu Apr 26, 2018 8:44 pm
- Forum: Personal Consumer Issues
- Topic: DIY Desktop PC
- Replies: 43
- Views: 3815
- Thu Apr 26, 2018 8:42 pm
- Forum: Personal Consumer Issues
- Topic: DIY Desktop PC
- Replies: 43
- Views: 3815
Re: DIY Desktop PC
This is quite true - don't be cheap on power supply. Get at least 1000W to 2000W power supply
if you plan to use I7 and a couple video cards. Add up the wattage at max load and x2. That is what
a power supply you need to buy. Read review on Amazon, some import power supply are junk
- Thu Apr 26, 2018 8:37 pm
- Forum: Personal Consumer Issues
- Topic: Is my computer obsolete?
- Replies: 60
- Views: 7699
Re: Is my computer obsolete?
Your PC is totally obsolete, walk/run to the nearest computer store or Costco and get yourself a whopping i7 with 64G of ram
and 10TB of HD. 4K 26" monitor, and a decent video card.
please buy a couple, so my Intel stock can go up.
Thanks
and 10TB of HD. 4K 26" monitor, and a decent video card.
please buy a couple, so my Intel stock can go up.
Thanks
- Tue Apr 24, 2018 2:57 am
- Forum: Personal Consumer Issues
- Topic: How do you stop junk mail?
- Replies: 38
- Views: 4578
Re: How do you stop junk mail?
The easiest to stop getting junk mail - open the envelope, and if it has one of those self stamp envelope just shove as much junk mails
into that return/self stamp envelope and mail it back !!!
- Tue Apr 24, 2018 1:27 am
- Forum: Personal Finance (Not Investing)
- Topic: Cashing out of the Bay Area
- Replies: 84
- Views: 16223
Re: Cashing out of the Bay Area
Any other Bay Area homeowners thinking about cashing out? It feels to me like we may be near the peak of the current real estate cycle. Moving to a cheaper state and buying a house for cash has always been a major component of my retirement plan. I have been targeting 2020 or 2021 for that milestone, in order to finish vesting a nice chunk of RSU shares, but housing has appreciated much more rapidly than I expected. I have crunched some approximate numbers and think I can afford to pull the trigger this year. I may even come out ahead if I sell now versus waiting a few years, if a housing downturn is on the horizon. Does anyone care to offer their prognostication? Realtor recommendations would also be highly appreciated, if that's appropri...
- Tue Apr 24, 2018 1:23 am
- Forum: Investing - Theory, News & General
- Topic: Is it time to dump high yield savings for prime money market?
- Replies: 141
- Views: 35845
Re: Is it time to dump high yield savings for prime money market?
I'm not sure about that - a lot of folks forget to cash their bonds when it mature in 30 years or they misplace their paper bonds.
The Treasury never sent a notice that say "Your bond is mature, please cash them"
- Tue Apr 24, 2018 1:18 am
- Forum: Investing - Theory, News & General
- Topic: Is it time to dump high yield savings for prime money market?
- Replies: 141
- Views: 35845
Re: Is it time to dump high yield savings for prime money market?
True, if you have a lot of money, you can buy TIPS or US Treasury bonds - they still pay more than bank CDpascalwager wrote: ↑Sun Apr 22, 2018 11:20 pmI-bond purchases are limited to $10k per year. Also, not liquid first year. Penalty to redeem for first five years. Appears that the Treasury is phasing them out, too.
- Tue Apr 24, 2018 1:14 am
- Forum: Personal Finance (Not Investing)
- Topic: How old are you and how much do you save for retirement a year
- Replies: 244
- Views: 42988
Re: How old are you and how much do you save for retirement a year
wow, if you can only put in $18K a year in 401K, how do you get it up to $300K ?
- Mon Apr 23, 2018 9:46 pm
- Forum: Personal Finance (Not Investing)
- Topic: Building a New Home (Talk me out of it!)
- Replies: 61
- Views: 7225
Re: Building a New Home (Talk me out of it!)
Why buy a new home - use the money and invest in some dividend paying ETF/mutual fund/stocks.
use the dividend and take your wife on trips, lots of trips.
So if you take your wife on trips, and not staying home - why buy a new house ?
use the dividend and take your wife on trips, lots of trips.
So if you take your wife on trips, and not staying home - why buy a new house ?
- Mon Apr 23, 2018 9:42 pm
- Forum: Personal Investments
- Topic: Buy iBonds now or wait for May1?
- Replies: 6
- Views: 989
Re: Buy iBonds now or wait for May1?
I would do 60% before May, and 40% after May/November.
You're not loosing anything - it's nickle and dimes (lots of nickles and dimes)
You're not loosing anything - it's nickle and dimes (lots of nickles and dimes)
- Sun Apr 22, 2018 8:03 pm
- Forum: Personal Investments
- Topic: Dividend fund in taxable account during retirement, yea or nay?
- Replies: 33
- Views: 5266
Re: Dividend fund in taxable account during retirement, yea or nay?
Is it possible to just get the dividend yield instead of selling share during retirement?
if the dividend yield 4% - why sell share ?
if the dividend yield 4% - why sell share ?
- Sun Apr 22, 2018 7:59 pm
- Forum: Investing - Theory, News & General
- Topic: Is it time to dump high yield savings for prime money market?
- Replies: 141
- Views: 35845
Re: Is it time to dump high yield savings for prime money market?
When I compare high yield saving account - max you can get is 1.8% - taxable
Look at I-bonds, paying currently at 2.48%, tax deferred until you sell - no state/local tax.
so why putting in a bank ?
Look at I-bonds, paying currently at 2.48%, tax deferred until you sell - no state/local tax.
so why putting in a bank ?
- Sun Apr 22, 2018 7:51 pm
- Forum: Personal Investments
- Topic: Another emergency fund allocation thread
- Replies: 17
- Views: 2062
Re: Another emergency fund allocation thread
I buy I-bond for emergency fund. Build an I-bond ladder since 2000.
No tax to pay until sell, can't beat the interest rate - better than any CD bank account
No tax to pay until sell, can't beat the interest rate - better than any CD bank account
- Sun Apr 22, 2018 7:48 pm
- Forum: Personal Investments
- Topic: I am 62 year old with no bonds now. Need advice please.
- Replies: 13
- Views: 3004
Re: I am 62 year old with no bonds now. Need advice please.
Why not just buy those Vanguard target fund - let say you are going to do cash out in five years, buy Vanguard target fund 2020 or 2025. They have right amount of bond, stock and decrease stock and increase bond each year.
- Thu Apr 19, 2018 8:00 pm
- Forum: Personal Finance (Not Investing)
- Topic: What is best strategy for taking RMD from VG IRA
- Replies: 26
- Views: 5919
Re: What is best strategy for taking RMD from VG IRA
You should look at your bond funds and just move/consolidate to Vanguard Target Retirement income trust
- Thu Apr 19, 2018 7:05 pm
- Forum: Personal Investments
- Topic: Finally Getting out of Annuities
- Replies: 5
- Views: 1119
Re: Finally Getting out of Annuities
I've successfully converted both of my parents (age 55) to passive investing and they are buying index funds in Roth IRA's I've set up for them recently. In 2008 they were swindled into getting out of the market completely and buying fixed index annuities housed in traditional IRA's. Long story short they've not only missed one of the greatest bull runs in history, but have each contributed 11k (5k initially and $50/month over 10 years) yet the value of each annuity today is only 13k. I know... Now that they are out of the surrender fee period we're considering rolling over each of their 13k IRA's into their Vanguard Roth IRAs and cash-flowing whatever income tax is due. Reason being is they're not longer contributing and they're tax brack...
- Wed Apr 18, 2018 8:29 pm
- Forum: Personal Consumer Issues
- Topic: PC laptops
- Replies: 94
- Views: 10561
Re: PC laptops
if all you use the laptop is to browse the internet/email - instead of buying a laptop, get a quad-core android tablet with wifi and/or cell phone
and those 64G sim flash. Lots of free games and apps to keep you entertain for years
and those 64G sim flash. Lots of free games and apps to keep you entertain for years
- Tue Apr 17, 2018 8:49 pm
- Forum: Personal Finance (Not Investing)
- Topic: 2.5% Withdrawal for 50 Years With 50/50 Portfolio?
- Replies: 121
- Views: 17197
Re: 2.5% Withdrawal for 50 Years With 50/50 Portfolio?
If you invest in VIG - or one of those Vanguard target retirement income trust, you can make 2.5% to 5% easily per year.TonyDAntonio wrote: ↑Tue Apr 17, 2018 11:19 am
Thanks to this site I now worry that I don't have enough for retirement with 2 million plus and no debt including a paid off house in the SF Bay area. Thank you bogleheads.
- Tue Apr 17, 2018 8:44 pm
- Forum: Investing - Theory, News & General
- Topic: Cash instead of bonds?
- Replies: 59
- Views: 15511
Re: Cash instead of bonds?
Why not just buy a 2 years Treasury, or a 5 years TIPS?
staying in cash, and have inflation eating at your money is just bad.
staying in cash, and have inflation eating at your money is just bad.
- Tue Apr 17, 2018 8:40 pm
- Forum: Personal Investments
- Topic: Please help me with arguments for/against actively managed...
- Replies: 34
- Views: 3571
Re: Please help me with arguments for/against actively managed...
simple - expense.
Take a look at some index SP500 funds, then look at the managed fund like Contra, etc -
do a chart comparison (over lay the two, etc) - they both look a like. Why would you want to pay $$$ vs 0.$ per year?
Take a look at some index SP500 funds, then look at the managed fund like Contra, etc -
do a chart comparison (over lay the two, etc) - they both look a like. Why would you want to pay $$$ vs 0.$ per year?
- Tue Apr 17, 2018 8:37 pm
- Forum: Personal Finance (Not Investing)
- Topic: Retire early. Do you think it is possible?
- Replies: 33
- Views: 4917
Re: Retire early. Do you think it is possible?
it is possible, just make sure you have stocks/mutual funds that pay monthly or quarterly dividends.basspond wrote: ↑Tue Apr 17, 2018 8:30 pm It will be hard to live on $2k a month with almost 1/2 in property tax. Utilities, maintenance, insurance, auto expenses, food, entertainment, medical/dental, kids activities, vacation will eat into the remaining $1,100 very quickly.
It’s doable if your current portfolio doubles and you can save the least of 30% or $40k yearly.
- Tue Apr 17, 2018 5:13 pm
- Forum: Personal Investments
- Topic: Too Many Options: IRA, i401k, 403b, 457b. What to do?
- Replies: 8
- Views: 1257
Re: Too Many Options: IRA, i401k, 403b, 457b. What to do?
Max out your pre-tax retirement account, that will cut your tax bracket.
Any other money left over from paying the bills - buy I-bonds
Any other money left over from paying the bills - buy I-bonds
- Tue Apr 17, 2018 5:00 pm
- Forum: Personal Investments
- Topic: Help with my mom's investments, please.
- Replies: 47
- Views: 6612
Re: Help with my mom's investments, please.
If I were you - I would look into Vanguard target income trust fund, or Vanguard Dividend Appreciation VIG, or simply buy I-bonds.
Dividends are tax free if you have 0 income - but since you have annuities and social security, I-bonds (tax deferred, compound interest, no fee) is probably the best. Last few months, it is too volatile for index like SP500, NASDAQ-100.
Plus the advantage of I-bonds - your mom could have you or other sibling as co-owner - no need for death tax and the bond keeps growing for 30 years.
Dividends are tax free if you have 0 income - but since you have annuities and social security, I-bonds (tax deferred, compound interest, no fee) is probably the best. Last few months, it is too volatile for index like SP500, NASDAQ-100.
Plus the advantage of I-bonds - your mom could have you or other sibling as co-owner - no need for death tax and the bond keeps growing for 30 years.
- Sun Apr 15, 2018 3:57 pm
- Forum: Personal Investments
- Topic: How can I Invest 4 million dollars to earn 120k (inflation adjusted) a year for life?
- Replies: 93
- Views: 26992
Re: How can I Invest 4 million dollars to earn 120k (inflation adjusted) a year for life?
You could buy a Vanguard Target Retirement Income Trust Plus - there are several different one
that pay anywhere from 2% to 6%, instead of buying a life insurance/annuities
that pay anywhere from 2% to 6%, instead of buying a life insurance/annuities
- Fri Apr 13, 2018 9:51 pm
- Forum: Personal Investments
- Topic: Which fidelity funds?
- Replies: 29
- Views: 5481
Re: Which fidelity funds?
I would look at the expense per fidelity funds - Some funds has low maintenance fee - most index fund should be under 0.10%
- Fri Apr 13, 2018 5:22 pm
- Forum: Personal Finance (Not Investing)
- Topic: Help me decide what to do with my 30 year old NML whole life policies
- Replies: 22
- Views: 2730
Re: Help me decide what to do with my 30 year old NML whole life policies
for tax efficient, can you borrow against your life insurance policies instead of withdraw?
- Fri Apr 13, 2018 4:08 pm
- Forum: Personal Investments
- Topic: Grandparents requested our help to manage $300K
- Replies: 29
- Views: 4404
Re: Grandparents requested our help to manage $300K
since your grandparents are retire, they should just invest in some target income fund
Vanguard and Fidelity has those - the target income fund yield is around 5%, so they should buy that
and get a yearly 5% dividend or $15K a year.
A note - Vanguard Target Retirement Income Trust Plus seems like it is a private corporate 401K (in my corp 401k plan)
the consumer grade only return 2% or so
Vanguard and Fidelity has those - the target income fund yield is around 5%, so they should buy that
and get a yearly 5% dividend or $15K a year.
A note - Vanguard Target Retirement Income Trust Plus seems like it is a private corporate 401K (in my corp 401k plan)
the consumer grade only return 2% or so
- Fri Apr 13, 2018 4:25 am
- Forum: Personal Finance (Not Investing)
- Topic: Buy I-Bonds before May 1 or After?
- Replies: 16
- Views: 2561
Re: Buy I-Bonds before May 1 or After?
Buy it now and lock in the 2.48%, why wait until May and get the measly 2.2% ?
- Thu Apr 12, 2018 5:23 am
- Forum: Investing - Theory, News & General
- Topic: I bonds rates and returns
- Replies: 7
- Views: 1886
Re: I bonds rates and returns
I-bond is best keep for more than a year to see the benefits
- Wed Apr 11, 2018 6:00 pm
- Forum: Personal Finance (Not Investing)
- Topic: High-yield Savings
- Replies: 31
- Views: 5512
Re: High-yield Savings
the best saving account still fall short of I-bonds at US Treasury direct. I-bonds is paying 2.48% state tax free federal tax deferred until sell Correct if wrong, from my reading I-bonds won't let you redeem for a year from purchase? And then the federal tax deferral is an all or nothing proposition, ie you can't just defer tax on a portion of your bonds and redeem/pay tax on another portion? They look attractive, but I balked at a few of the conditions. You are right about the one year wait period and there is a small interest penalty up to five years, if I remember correctly. I am not sure about the all or nothing. It might be that on a given purchase that is true, but don't know how that works for a holding of multiple purchases over t...
- Wed Apr 11, 2018 5:52 pm
- Forum: Personal Investments
- Topic: Alternatives to muni bonds? (and portfolio update)
- Replies: 13
- Views: 3071
Re: Alternatives to muni bonds? (and portfolio update)
You could buy that Vanguard Target Retirement Income Trust .