Search found 103 matches

by Zoey
Sun Aug 02, 2020 9:15 am
Forum: Personal Investments
Topic: QCD from non spousal IRA
Replies: 15
Views: 623

Re: QCD from non spousal IRA

Thanks to all who helped me understand this!! :D
by Zoey
Sat Aug 01, 2020 5:30 pm
Forum: Personal Investments
Topic: QCD from non spousal IRA
Replies: 15
Views: 623

Re: QCD from non spousal IRA

If you wanted to make QCDs of 20K, you would want to do that before you took 20K of your RMD
But wouldn't that 20k BE part of the RMD? So my thinking is wrong? I thought if I took 20k as a QCD then I would only have to take 5k more to hit the RMD and would only pay taxes on that 5k.
by Zoey
Sat Aug 01, 2020 4:56 pm
Forum: Personal Investments
Topic: QCD from non spousal IRA
Replies: 15
Views: 623

Re: QCD from non spousal IRA

Ok, just so I am clear...If RMD is 25k I can take that 25k as a QCD and no taxes. If RMD is 25k and I want a QCD of 20k I would then pay taxes on 5k. Good? This year is different because there are no RMD requirements. I can take up to 100k..good? Do you send these checks regular USPS or should I sen...
by Zoey
Sat Aug 01, 2020 3:53 pm
Forum: Personal Investments
Topic: QCD from non spousal IRA
Replies: 15
Views: 623

Re: QCD from non spousal IRA

123, I need more info. I thought we could take 100,000 per year for a QCD. So is that only for regular ira's and not what we have? We can only take up to what the required RMD is?
by Zoey
Sat Aug 01, 2020 3:32 pm
Forum: Personal Investments
Topic: QCD from non spousal IRA
Replies: 15
Views: 623

QCD from non spousal IRA

My husband has an inherited non spousal ira that he has been taken RMD’s from. He was never permitted to do QCD because it was non spousal. He is now 70 1/2, can he do a QCD now? I find a lot of info on an inherited ira but not specifically a non spousal.
by Zoey
Thu May 14, 2020 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Deducting Medicare insurance premiums
Replies: 25
Views: 1576

Re: Deducting Medicare insurance premiums

Thanks Ace. I read it as one question.
by Zoey
Thu May 14, 2020 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: Deducting Medicare insurance premiums
Replies: 25
Views: 1576

Re: Deducting Medicare insurance premiums

Chip, thanks for checking to make sure that I got everything. Medicare premiums are all that I can deduct. I guess in a way that's a good thing! Many thanks! Chip, another question please! The Turbo Tax software asks this question: Were you eligible for Medicare or a health care plan for which your ...
by Zoey
Wed May 13, 2020 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: Deducting Medicare insurance premiums
Replies: 25
Views: 1576

Re: Deducting Medicare insurance premiums

Thanks to all who helped me! I filled out the medical info on the Federal and the medical worksheet did appear in the state forms. Unfortunately the Medicare premiums did not exceed 7.5% of my Federal AGI, but most importantly...I understand and appreciate all who helped!!
by Zoey
Tue May 12, 2020 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: Deducting Medicare insurance premiums
Replies: 25
Views: 1576

Re: Deducting Medicare insurance premiums

Ace, I see what you are saying about the Ohio worksheet and to finish answering all the questions just not line 4. I will go back and look again for the Ohio Medical worksheet for 2019 but it did not come up or could I find it in the forms on my software. I even searched it by name and it didn't app...
by Zoey
Tue May 12, 2020 7:32 am
Forum: Personal Finance (Not Investing)
Topic: Deducting Medicare insurance premiums
Replies: 25
Views: 1576

Re: Deducting Medicare insurance premiums

In 2017 I went through the process to see if I could itemize on Federal using Turbo Tax. During that process I did include my Medicare premiums. I couldn't itemize so took standard deduction and completed the process. When doing the 2017 state tax it picked up the premiums from the Federal and inclu...
by Zoey
Mon May 11, 2020 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Deducting Medicare insurance premiums
Replies: 25
Views: 1576

Re: Deducting Medicare insurance premiums

Ace1

Per the link I posted in my original post, it says on line 4:

health insurance premiums paid during any portion of the year in which you were eligible for Medicare .

So if I don't itemize on Federal, I can fill this out?
by Zoey
Mon May 11, 2020 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Deducting Medicare insurance premiums
Replies: 25
Views: 1576

Re: Deducting Medicare insurance premiums

Yes, but I believe it is only to the extent total expenses (Medicare premiums plus unreimbursed expenses) exceed 7.5% of AGI. KenKat, this is where it gets confusing. That is only if you itemize on Federal. I don't itemize but think I can still claim the total Medicare premiums on my Ohio State.
by Zoey
Mon May 11, 2020 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Deducting Medicare insurance premiums
Replies: 25
Views: 1576

Re: Deducting Medicare insurance premiums

So to be clear...I can deduct Plan B & D premiums which would be on line 4 since I did have Medicare for the full year.

Anyone else from Ohio?
by Zoey
Mon May 11, 2020 7:27 am
Forum: Personal Finance (Not Investing)
Topic: Deducting Medicare insurance premiums
Replies: 25
Views: 1576

Deducting Medicare insurance premiums

I know that Medicare Insurance premiums are not deductible on Federal Income tax unless you itemize. I understand that and don't itemize. Can they still be deductible on my Ohio state income tax? https://www.tax.ohio.gov/portals/0/forms/ohio_individual/individual/2018/Unreimbursed_Health_Care_Expens...
by Zoey
Sun Mar 29, 2020 6:47 am
Forum: Personal Consumer Issues
Topic: Chewy pet food delivery
Replies: 26
Views: 2231

Re: Chewy pet food delivery

Info_Hound, Can you go to the auto ship of the food you want and click on "ship now"? Wondering if that will get the food out of the "stuck" position. You may get a double shipment but in these times that will be ok. When you do get the food then go back to auto ship and click &q...
by Zoey
Wed Mar 04, 2020 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: The SECURE Act and QCDs
Replies: 26
Views: 1481

Re: The SECURE Act and QCDs

David Jay..thanks! Just so I understand..hubby turned 70 in October of 2019. So he can do a QCD AFTER April of this year with no taxes.
by Zoey
Wed Mar 04, 2020 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: The SECURE Act and QCDs
Replies: 26
Views: 1481

Re: The SECURE Act and QCDs

My husband who turns 701/2 this year has a non spousal inherited IRA (he has been taking RMD’s) and a TIRA. Can he take QCD’s from either of them this year without tax consequences?
by Zoey
Tue Aug 20, 2019 2:34 pm
Forum: Personal Investments
Topic: Understanding capital gains tax
Replies: 17
Views: 1946

Re: Understanding capital gains tax

Growth seeker, Vanguard uses average cost on mutual funds and FIFO on stocks. You can choose if you want to do average cost or specific ID. I choose average cost because as you see I am having enough problems!! I understand your chart and I am shocked at the amount of tax. I read about people sellin...
by Zoey
Tue Aug 20, 2019 1:10 pm
Forum: Personal Investments
Topic: Understanding capital gains tax
Replies: 17
Views: 1946

Re: Understanding capital gains tax

:oops:
by Zoey
Tue Aug 20, 2019 12:22 pm
Forum: Personal Investments
Topic: Understanding capital gains tax
Replies: 17
Views: 1946

Re: Understanding capital gains tax

Ok, I have covered shares and non covered shares. The non covered only have long term capital gains. The covered shares have short term and long term capital gains. So I assume that I want to sell the non covered. Will I be given that choice? Is my thinking right? Cost basis non covered is 31.82 200...
by Zoey
Mon Aug 19, 2019 10:46 am
Forum: Personal Investments
Topic: Understanding capital gains tax
Replies: 17
Views: 1946

Re: Understanding capital gains tax

OK......Thanks!! You guys can stop. LOL! Waaaaay more complicated than I thought. My brain will never process all this. I appreciate all the effort!
by Zoey
Mon Aug 19, 2019 10:08 am
Forum: Personal Investments
Topic: Understanding capital gains tax
Replies: 17
Views: 1946

Understanding capital gains tax

Please help me understand how much long term capital gains tax I would be paying if I sold 200,00.00 in my Vanguard Total Stock Market. According to what I find online I am in the 15% tax bracket for capital gains. So, is it as simple as paying 15% of 200.000.00? This is my first time having to sell...
by Zoey
Wed Aug 07, 2019 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One credit card statement late
Replies: 15
Views: 1622

Re: Capital One credit card statement late

Yes, they are changing due dates. Do a search in your email trash bin and you might find the notice.
by Zoey
Sat Jun 16, 2018 6:18 pm
Forum: Personal Consumer Issues
Topic: New refrigerator issues
Replies: 18
Views: 6991

Re: New refrigerator issues

Check to see if it is level. Made a huge difference in how long ours ran.
by Zoey
Mon Oct 09, 2017 7:03 pm
Forum: Personal Investments
Topic: Selling gold jewelry
Replies: 19
Views: 2968

Re: Selling gold jewelry

Midwest Refineries requires sending drivers license and date of birth. Why would they need this and should it be a concern?
by Zoey
Mon Mar 27, 2017 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Charitable items
Replies: 13
Views: 1286

Re: Charitable items

Livesoft, Link to where it talks about percentages. More if you do a Google search. https://www.aol.com/article/2010/03/12/5-tax-moves-that-may-trigger-an-audit/19388883/ Rupert, I am using TT Deluxe. Under charitable deductions it only gave me these choices: ITEMS...clothes, furniture,cars etc. MON...
by Zoey
Mon Mar 27, 2017 3:41 pm
Forum: Personal Finance (Not Investing)
Topic: Charitable items
Replies: 13
Views: 1286

Re: Charitable items

Thanks everyone! I see line 17 on schedule A is the place to list these things. Turbo Tax doesn't word that option the way the schedule A form does. This "may" be the first time in years that we can itemize deductions with charitable deductions being almost the entire reason for doing so. ...
by Zoey
Mon Mar 27, 2017 12:56 pm
Forum: Personal Finance (Not Investing)
Topic: Charitable items
Replies: 13
Views: 1286

Charitable items

I send food and supplies via Amazon and Chewy to several cat rescues. I know the cash I donate is deductible if I itemize deductions but are the supplies and food deductible? I don't see anywhere on Turbo Tax to claim these items so I am guessing they are not. Anyone know for sure? Thanks!
by Zoey
Fri Dec 02, 2016 7:57 am
Forum: Personal Consumer Issues
Topic: Gift To Self
Replies: 70
Views: 11112

Re: Gift To Self

Littlebird wrote:
A 10 year old big tomcat from Petsmart shelter program. A real gentleman.
Thank you!!!!!!
by Zoey
Sun Nov 06, 2016 8:21 pm
Forum: Personal Consumer Issues
Topic: Grave marker for pet dog
Replies: 10
Views: 2173

Re: Grave marker for pet dog

I am so sorry for your loss. I know how hard this is. I have used this seller on Etsy and am very happy with the markers. You can even email her and she will do something custom.

https://www.etsy.com/shop/blessingandli ... eader-name
by Zoey
Wed Mar 09, 2016 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: Simplified Method Worksheet question
Replies: 1
Views: 322

Simplified Method Worksheet question

I have to use the Simplified Method Worksheet in figuring our taxes. My husband and I both receive monthly checks from this pension annuity. Do I use Table One or Table Two in figuring out how much is not taxable? Age (or Combined Ages) at Annuity Starting Date TABLE ONE If you are the retiree, use ...
by Zoey
Wed Aug 20, 2014 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: Cobra or HealthCare.gov?
Replies: 4
Views: 939

Re: Cobra or HealthCare.gov?

Thank you flyingbison for your reply and thanks toto238 for taking the time to break it all down for me. I needed someone to run this all by to make sure that I wasn't forgetting anything. I just don't like that I can't pick my doctor if it should come to that but the lifetime cap trumps that. Thank...
by Zoey
Wed Aug 20, 2014 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Cobra or HealthCare.gov?
Replies: 4
Views: 939

Cobra or HealthCare.gov?

DH retired 5 years ago at 60 with 30 years of service. At that time his union offered medical insurance very similar to what we had while he was working. It was called an early retirement benefit insurance. We can see any doctor anytime,anywhere. DH is going on Medicare and I am being offered Cobra ...
by Zoey
Wed Nov 07, 2012 4:52 pm
Forum: Forum Issues and Administration
Topic: [merged donation threads] Dear Bogleheads - time to pony up
Replies: 277
Views: 22888

Re: Mel's $1000 Challenge - Double Your Donation

Can't say no to this offer. I will be sending another 50.00 via paypal. Thanks, Mel!
by Zoey
Thu Sep 22, 2011 7:34 am
Forum: Personal Consumer Issues
Topic: Favorite song line?
Replies: 153
Views: 14054

Freedom is just another word for nothing else to lose.

Sung by Janis Joplin
by Zoey
Thu May 12, 2011 9:57 am
Forum: Personal Consumer Issues
Topic: Cats
Replies: 23
Views: 3846

Another health issue is diabetes. All of these can be treated if caught early.

I tried to edit my above post to include this but it wouldn't go through. Didn't want to hit submit too many times again!! :-)
by Zoey
Thu May 12, 2011 9:44 am
Forum: Personal Consumer Issues
Topic: Cats
Replies: 23
Views: 3846

Here is another very good site http://www.catinfo.org/ She talks about UTI's, litter box issues, pet food(all about the crappy food the pet food mfg's make) and the importance of water in a cat's diet. It is an excellent read! If your cat is still having litter box issues even after the round of ant...
by Zoey
Thu May 12, 2011 7:51 am
Forum: Personal Consumer Issues
Topic: Cats
Replies: 23
Views: 3846

Well I guess I really wanted to get my point across!! LOL How can I delete those extra posts? Sorry!! I promise to only hit submit once this time.
by Zoey
Thu May 12, 2011 6:56 am
Forum: Personal Consumer Issues
Topic: Cats
Replies: 23
Views: 3846

cats

Have you had your cat checked out by a veterinarian? A clean bill of health would be the first place I would start. Sometimes cats will get UTI'S and this will cause them to go outside the litter box. Any changes in the house...visitors,construction workers,kids,new furniture, noise from outside? Di...
by Zoey
Thu May 12, 2011 6:55 am
Forum: Personal Consumer Issues
Topic: Cats
Replies: 23
Views: 3846

Have you had your cat checked out by a veterinarian? A clean bill of health would be the first place I would start. Sometimes cats will get UTI'S and this will cause them to go outside the litter box. Any changes in the house...visitors,construction workers,kids,new furniture, noise from outside? Di...
by Zoey
Thu May 12, 2011 6:55 am
Forum: Personal Consumer Issues
Topic: Cats
Replies: 23
Views: 3846

Have you had your cat checked out by a veterinarian? A clean bill of health would be the first place I would start. Sometimes cats will get UTI'S and this will cause them to go outside the litter box. Any changes in the house...visitors,construction workers,kids,new furniture, noise from outside? Di...
by Zoey
Thu May 12, 2011 6:54 am
Forum: Personal Consumer Issues
Topic: Cats
Replies: 23
Views: 3846

Have you had your cat checked out by a veterinarian? A clean bill of health would be the first place I would start. Sometimes cats will get UTI'S and this will cause them to go outside the litter box. Any changes in the house...visitors,construction workers,kids,new furniture, noise from outside? Di...
by Zoey
Wed Mar 09, 2011 11:02 am
Forum: Personal Consumer Issues
Topic: Bye Bye Microsoft- Hello Mac!
Replies: 193
Views: 26456

Grok, are you getting used to the 13 inch screen or do you wish that you had splurged and got the 15 inch just for the bigger screen?

Those with the 15 inch screen, did you get the anti glare(matte) screen?

Thanks, I am really considering joining the mac camp. Zoey
by Zoey
Fri Jan 14, 2011 4:45 pm
Forum: Personal Consumer Issues
Topic: Fence to keep a cat in?
Replies: 17
Views: 2050

Check this out. http://www.catfence.com/

I think that it looks very promising and has good reviews. This attaches to the top of a regular fence that hopefully you already have installed. Also, make sure there are no escape holes along the bottom of the fence.
by Zoey
Tue Aug 17, 2010 5:59 am
Forum: Personal Consumer Issues
Topic: Procedure for buying vacant land
Replies: 14
Views: 2174

Thanks guys! All this information is invaluable and I appreciate the help!
by Zoey
Mon Aug 16, 2010 3:56 pm
Forum: Personal Consumer Issues
Topic: Procedure for buying vacant land
Replies: 14
Views: 2174

One more question. Do I have to use a RE Attorney or can my general practice attorney be able to handle this?
by Zoey
Mon Aug 16, 2010 3:51 pm
Forum: Personal Consumer Issues
Topic: Procedure for buying vacant land
Replies: 14
Views: 2174

Thanks Ken, I appreciate the hand holding on this!!!! You explained it very well and now I know what to expect. You are right on the nerve wracking part. I want to make sure that I get this right.

Thanks again, Zoey
by Zoey
Mon Aug 16, 2010 1:43 pm
Forum: Personal Consumer Issues
Topic: Procedure for buying vacant land
Replies: 14
Views: 2174

Thanks everyone for the replies. Lots to figure out! Ken, whose responsibility is it to have the land surveyed and to get/pay the RE attorney? Out situation is very similar to yours. This property runs vertical to ours and goes behind our house, neighbors house,deseased neighbor's house and the very...
by Zoey
Mon Aug 16, 2010 11:56 am
Forum: Personal Consumer Issues
Topic: Procedure for buying vacant land
Replies: 14
Views: 2174

Hoping someone could give me some quick tips. Thanks, Zoey
by Zoey
Fri Aug 13, 2010 3:20 pm
Forum: Personal Consumer Issues
Topic: Procedure for buying vacant land
Replies: 14
Views: 2174

Procedure for buying vacant land

I have an opportunity to buy 2 small vacant lots (less than a quarter acre each) behind my house. These are being sold by the son of our neighbor lady who recently passed away. These lots are separate from her house lot and the sons name has been on all lots for the last 13 years. What is the proced...