Search found 8 matches

by DecumulatorDoc
Wed Aug 08, 2018 8:40 am
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6905

Re: "Dollar Tree Store" favorites

One of my favorites is the portable charcoal grill for $1. Great for camping or tailgating. Buy the lasagna pans (2 in a pack), top off with cooling rack which fits perfectly (2 in a pack), add charcoal and you're ready to go. Even get grill marks on your steaks, burgers, or dogs. Best part is when ...
by DecumulatorDoc
Tue Jun 26, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3410
Views: 1015741

Re: What Book Are You Currently Reading? Part VI

The Fund, by Wes DeMott. Not widely known, but skilled writer. Excellent read.
https://sites.google.com/site/wesdemott/
by DecumulatorDoc
Tue Jun 26, 2018 12:40 pm
Forum: Investing - Help with Personal Investments
Topic: How much of your taxable holdings is unrealized capital gains?
Replies: 58
Views: 5487

Re: How much of your taxable holdings is unrealized capital gains?

I'm 63, retired, with 53% in LTCG in taxable. $20k in carry forward losses. Each year I juggle calculations for Roth Conversions up to my chosen tax bracket cap versus taking LT Gains at 0%. Until I turn 70, the Roth conversions seem to be my best strategy. When I turn 70, hopefully my reduced RMDs ...
by DecumulatorDoc
Mon Jun 11, 2018 11:55 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security distribution strategy
Replies: 9
Views: 1148

Re: Social Security distribution strategy

Hypothetical: If I started receiving monthly SS checks at age 66 but decide in a year that I want to go back to work, is it possible to place a hold on the SS money and still receive the 8% increase for the subsequent years that i'm not receiving the money? Thanks in advance. Be careful not to go a...
by DecumulatorDoc
Tue May 22, 2018 11:34 am
Forum: Investing - Theory, News & General
Topic: Blackrock lowered fees for ESG index ETFs
Replies: 3
Views: 503

Re: Blackrock lowered fees for ESG index ETFs

Now if we can just get them to drop the ER on our beloved iShares S&P Small-Cap 600 Value ETF (IJS) from its "lofty" 0.25%.
by DecumulatorDoc
Mon Mar 12, 2018 12:11 am
Forum: Personal Consumer Issues
Topic: What is your favorite reasonably priced bourbon?
Replies: 148
Views: 14190

Re: What is your favorite reasonably priced bourbon?

ny_knicks wrote: ↑
Sun Mar 11, 2018 10:30 pm
Woodford
Bulleit
Makers Mark

in that order...

oh and Pappy Van Winkle
Pappy....reasonably priced? Love to be able to find it at any price. :moneybag
With my boglehead mentality, I'm drinking Evan Williams at less than $20 for 1.75L. Everything else is a splurge on special occasions. :beer
by DecumulatorDoc
Tue Jan 30, 2018 8:11 am
Forum: Investing - Help with Personal Investments
Topic: Does anyone not rebalance?
Replies: 66
Views: 5887

Re: Does anyone not rebalance?

I stopped rebalancing after reading that annual rebalancing didn't move returns. It's also a way of capturing the momentum factor imo. Rebalancing is for risk control not for increasing returns? Does the academic literatures support this? It certainly makes sense that if you reduce risk then you re...
by DecumulatorDoc
Sun Jan 28, 2018 8:20 am
Forum: Investing - Help with Personal Investments
Topic: Does anyone not rebalance?
Replies: 66
Views: 5887

Re: Does anyone not rebalance?

I am about 5-10% above my original stock allocation. But I am having a real hard time selling equities to buy into bonds which have such low expected returns. I have years to invest/accumulate, relatively stable career, and high risk tolerance. I also figure that eventually my portfolio will rebala...