Search found 241 matches

by FlyAF
Wed Jan 16, 2019 4:58 pm
Forum: Personal Consumer Issues
Topic: Netflix Recommendations
Replies: 21
Views: 1492

Re: Netflix Recommendations

Wild Wild Country
Murder Mountain
by FlyAF
Wed Jan 16, 2019 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford a 50k car? If so, whats the best way to do it?
Replies: 48
Views: 2007

Re: Can I afford a 50k car? If so, whats the best way to do it?

You're going to keep a 50k classic car outside? It will most likely end up stolen (ok for you, insurance will cover) or worse yet, just deteriorate in the weather and be worth half in a couple of years. This is coming from someone who owns a classic valued significantly more than 50k. No garage = no...
by FlyAF
Tue Jan 15, 2019 4:25 pm
Forum: Personal Consumer Issues
Topic: Recommend men's undershirts
Replies: 49
Views: 3498

Re: Recommend men's undershirts

Thanks to this thread I ordered a RibbedTee to try out (I'd never heard of them). Retro Fit, Deep-V is my new jam. Much better than far more expensive shirts I've tried (Tommy John). Under Armour's have fit me the best, but these just dethroned them. I'll be purging and ordering more.
by FlyAF
Mon Jan 14, 2019 12:38 pm
Forum: Personal Consumer Issues
Topic: HomeServe home warranty?
Replies: 6
Views: 624

Re: HomeServe home warranty?

Useless
by FlyAF
Fri Jan 11, 2019 5:02 pm
Forum: Personal Consumer Issues
Topic: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?
Replies: 82
Views: 5485

Re: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?

You have 2 million dollars, buy your wife a minivan. Unless of course you just like making her suffer?
by FlyAF
Thu Jan 10, 2019 3:59 pm
Forum: Personal Consumer Issues
Topic: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?
Replies: 82
Views: 5485

Re: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?

I can't imagine 3 kids in the back of a Prius would be very much fun for the kids, but more importantly I'd imagine the fighting from being packed in like that would make for a miserable ride for the parents too. My parents had a full size van and I only had 1 sibling lol.
by FlyAF
Thu Jan 10, 2019 2:47 pm
Forum: Personal Consumer Issues
Topic: 5 days. What to do in Las Vegas and Grand Canyon
Replies: 48
Views: 2586

Re: 5 days. What to do in Las Vegas and Grand Canyon

I make many trips to Vegas every year as I'm a pretty big gambler. If I sprinkle in enough nice meals and shows, my wife likes it too. We can get pretty rambunctious and like that nobody will bat an eye. I will never understand why anyone would want to take their kids there though. It is quite liter...
by FlyAF
Tue Jan 08, 2019 4:04 pm
Forum: Personal Consumer Issues
Topic: Need hotel near LAX
Replies: 15
Views: 1386

Re: Need hotel near LAX

Red Lion - so so. Stayed there twice. Security iffy. Will not stay there again. Airport Marriott - very good but a bit pricy, and worth every penny in my opinion, very good security. Has a good restaurant; good place to decompress and not worry about going out for food. Have stayed there several ti...
by FlyAF
Tue Jan 08, 2019 11:18 am
Forum: Personal Consumer Issues
Topic: Balsam Hill - Defective Christmas Tree
Replies: 66
Views: 2756

Re: Balsam Hill - Defective Christmas Tree

It seems completely reasonable to blame BH for your problems with FedEx (even though they too did nothing wrong and delivered according to the terms of their BOL). :confused I know you say that you saw nothing on the website about the freight, but a quick search of their site reveals that is not tr...
by FlyAF
Tue Jan 08, 2019 11:00 am
Forum: Personal Consumer Issues
Topic: Balsam Hill - Defective Christmas Tree
Replies: 66
Views: 2756

Re: Balsam Hill - Defective Christmas Tree

It seems completely reasonable to blame BH for your problems with FedEx (even though they too did nothing wrong and delivered according to the terms of their BOL). :confused I know you say that you saw nothing on the website about the freight, but a quick search of their site reveals that is not tru...
by FlyAF
Mon Jan 07, 2019 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: Joint Ownership of home with second wife
Replies: 201
Views: 14775

Re: Joint Ownership of home with second wife

Just as an update to this for those following, since last posting the partner moved out to an apartment last month, suspended/terminated couples counseling, stopped wearing the engagement ring, and is leaving me hanging as to if she can keep the relationship going with marriage off the table (for n...
by FlyAF
Fri Jan 04, 2019 10:27 am
Forum: Personal Finance (Not Investing)
Topic: Wife spends too much money on housewares / decorating stuff.
Replies: 39
Views: 1541

Re: Wife spends too much money on housewares / decorating stuff.

lostdog wrote:
Fri Jan 04, 2019 10:23 am
It's all psychological at this point and outside of the bounds of this forum.
Agreed. Filling an emotional void. Only way to fix would be through counseling.
by FlyAF
Fri Jan 04, 2019 10:13 am
Forum: Personal Consumer Issues
Topic: Shoes to wear with jeans to the office?
Replies: 87
Views: 5596

Re: Shoes to wear with jeans to the office?

Not to de-rail, but out of curiosity, how many of you hating on jeans in the office are still wearing pleated slacks?
by FlyAF
Thu Jan 03, 2019 3:57 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9227

Re: Which Compact SUV Should I Buy?

25k + 10k trade in doesn't exactly buy a very cool car IMO. Not 3+ times better. I'd just keep driving my SUV for a couple more years and see what comes up. The thrill of a new car goes away pretty quickly if it's not truly something special.
by FlyAF
Thu Jan 03, 2019 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10804

Re: Recent Engineering College Graduate can’t get job interviews, needs advice

My company, let's call it Mega-Aero, would not look at his resume, it would unfortunately be scrapped before a human laid eyes on it. Your idea to focus on smaller companies is a good one. Many will hire applicants like your son who can't get anywhere with the big games in town. The pay will be low,...
by FlyAF
Thu Jan 03, 2019 9:48 am
Forum: Personal Consumer Issues
Topic: What is the truth - paper towels vs. electric hand dryer?
Replies: 38
Views: 2280

Re: What is the truth - paper towels vs. electric hand dryer?

My observation, over the decades, is that a significant percentage of men do not wash their hands (at all) when using the restroom. Interestingly, my observations at various workplaces is that upper management men are among the chief "offenders". I've noticed that too, I wonder if it is an ego thin...
by FlyAF
Wed Jan 02, 2019 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: How long before real estate becomes stale? (Advice)
Replies: 14
Views: 1755

Re: How long before real estate becomes stale? (Advice)

Seems to me that the market has spoken to you in the form of two similar offers. That appears to be what your apartment is actually worth, and not what you "think" / "hope" it is worth. As mentioned, it's a terrible time to list a place.
by FlyAF
Fri Dec 28, 2018 4:27 pm
Forum: Personal Consumer Issues
Topic: Why do people buy- performance cars?
Replies: 67
Views: 2362

Re: Why do people buy- performance cars?

Acura TLX is not a performance car.
by FlyAF
Fri Dec 28, 2018 3:55 pm
Forum: Personal Consumer Issues
Topic: not funding kid's tuition
Replies: 102
Views: 3332

Re: not funding kid's tuition

My wife and I will have our first of 3 kids in college in the next 8years. Our HHI is about 200K living in SoCal. We currently have ZERO saved for college tuition. We also both feel we have no obligation to help pay for our kids tuition. Neither of our parents helped with our tuition and I think it...
by FlyAF
Fri Dec 28, 2018 3:29 pm
Forum: Personal Consumer Issues
Topic: not funding kid's tuition
Replies: 102
Views: 3332

Re: not funding kid's tuition

I don't have kids, but my parents had no means to help me out with college and they made that perfectly known. The much bigger issue is that they simply told me that they couldn't afford it and that was that. They never motivated me to attend college, never had me take the SAT, never had me apply to...
by FlyAF
Wed Dec 26, 2018 10:30 am
Forum: Personal Consumer Issues
Topic: Nice jeans for work with lowest average cost of ownership
Replies: 107
Views: 7289

Re: Nice jeans for work with lowest average cost of ownership

Lowest cost of ownership for jeans? really?
by FlyAF
Tue Dec 18, 2018 12:09 pm
Forum: Personal Consumer Issues
Topic: Kid schooling - not learning much academically. Looking for suggestions.
Replies: 117
Views: 5879

Re: Kid schooling - not learning much academically. Looking for suggestions.

Is there much academia happening in kindergarten? I mostly just remember trying not to be the kid who pee'd himself at nap time.
by FlyAF
Tue Dec 18, 2018 9:38 am
Forum: Personal Finance (Not Investing)
Topic: Physician Loan and Buy vs Rent (already searched forums)
Replies: 33
Views: 1950

Re: Physician Loan and Buy vs Rent (already searched forums)

OP appears to have a net worth of $0. 160k in debt and 160k in savings, at 35 years old. People really feel he should be buying a 750k+ house?
by FlyAF
Fri Dec 14, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?
Replies: 80
Views: 5400

Re: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?

People still use toilet paper? My keister deserves so much better.
by FlyAF
Thu Dec 13, 2018 8:22 am
Forum: Personal Consumer Issues
Topic: Lyft driver got into an accident, but denies it
Replies: 71
Views: 5741

Re: Lyft driver got into an accident, but denies it

What exactly is the end game here? I don't understand the outrage. Why do you care about this accident at all? It sounds like you're looking for a reason to hire an ambulance chasing attorney to sue Lyft over this minor "pain." I really don't get it. I mean, you broke some ribs on your vacation and ...
by FlyAF
Wed Dec 12, 2018 10:33 am
Forum: Personal Consumer Issues
Topic: Lyft driver got into an accident, but denies it
Replies: 71
Views: 5741

Re: Lyft driver got into an accident, but denies it

Insisting the police show up for a fender-bender? Around here the conversation might be something like: Caller: What do you mean you won't send an officer for this? I insist that you do! Dispatcher: That's nice. Have a good day. Don't forget to mention your outrage when you insist. Ditto your point...
by FlyAF
Tue Dec 11, 2018 2:55 pm
Forum: Personal Consumer Issues
Topic: Noise coming through apartment vent duct
Replies: 18
Views: 1909

Re: Noise coming through apartment vent duct

This seems like an impossibility, it's just not how things are built. At least not in the developed world.
by FlyAF
Wed Dec 05, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: Southern California Vacation Questions
Replies: 39
Views: 2095

Re: Southern California Vacation Questions

You need a car in LA, hence all the traffic. I'd personally spend as much time in SD versus LA as possible, but that doesn't really help your daughter much. As someone who at one point attended UCLA from out of state, have you priced out of state tuition? I wasn't even paying for it and it made my h...
by FlyAF
Mon Dec 03, 2018 3:09 pm
Forum: Personal Consumer Issues
Topic: Garage door openers - please compare Chamberlain B970, B980, B1381?
Replies: 24
Views: 2076

Re: Garage door openers - please compare Chamberlain B970, B980, B1381?

Another recommendation that you take this opportunity to convert to a jack shaft opener. LiftMaster 8500 is the most common.
by FlyAF
Fri Nov 30, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: Negotiating price on cosmetic surgery
Replies: 24
Views: 2381

Re: Negotiating price on cosmetic surgery

I have had cosmetic surgery twice - back in 2002 and again last year and and both times I had to pay in advance with a cashier's check. I never thought of even trying to negotiate. I think top plastic surgeons require cash - they do not take credit cards or bill insurance. However, the 2nd time I h...
by FlyAF
Fri Nov 30, 2018 11:11 am
Forum: Personal Finance (Not Investing)
Topic: Is Wells Fargo doing a bait and switch with mortgage rate?
Replies: 24
Views: 2235

Re: Is Wells Fargo doing a bait and switch with mortgage rate?

Had a mortgage sold to WF about 10 years ago. I had such a bad experience with them that when we sold the house we swore we would never willingly do business with them again. I have a new construction loan that is likely to be sold off soon and I actually added a stipulation in the contract that my ...
by FlyAF
Thu Nov 29, 2018 4:30 pm
Forum: Personal Finance (Not Investing)
Topic: Advice On Job Offer
Replies: 12
Views: 1276

Re: Advice On Job Offer

Make the move. FW is not THAT much more expensive to live and it has infinitely more professional and social opportunities.
by FlyAF
Wed Nov 28, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: Why you might want to reconsider buying a vehicle with direct fuel injection
Replies: 48
Views: 4277

Re: Why you might want to reconsider buying a vehicle with direct fuel injection

smitcat wrote:
Wed Nov 28, 2018 5:15 pm
Plenty of engines with direct injection that show no issues over many years of production.
Yep.
by FlyAF
Wed Nov 28, 2018 3:45 pm
Forum: Personal Finance (Not Investing)
Topic: Restaurant Budget
Replies: 113
Views: 6745

Re: Restaurant Budget

Like others have said, it's all relative. Wife and I easily spend more than that eating out each month, but we also bring home several times what you do, are older, and have been saving/investing heavily for a couple of decades. We enjoy nice restaurants and don't bat an eye at the expense. We can a...
by FlyAF
Wed Nov 28, 2018 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Employeer taking vacation days on public holidays - is this legal or normal?
Replies: 99
Views: 7535

Re: Employeer taking vacation days on public holidays - is this legal or normal?

15 years of service and 3 week off a year? I'd have been gone a long LONG time ago. My current boss doesn't love me taking vacations around paid holidays either, but realizes that he'd rather deal with that than lose me. We go from 2 weeks off to 3 weeks off after 3 years of service. I would never p...
by FlyAF
Mon Nov 19, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 4992

Re: When is Too Long to Return a Hair Dryer to Costco?

It must be a nice neighborhood if you neighbor spent $100 on a hair dryer. I didn't even know that was possible. Dyson makes a $399.00 hair dryer. Ask me how I know? i actually saw that on qvc last week when i was flipping channels. it was $499 regular price and they had it as a "special value" for...
by FlyAF
Mon Nov 19, 2018 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Millennial behind - but still have time to [catch up]
Replies: 20
Views: 2245

Re: Millennial behind - but still have time to ketchup

I read another article this morning - they all tend to say the same thing 'when comparing millennial ~25-35 to the baby boomers, they are doing much worse (income, assets) after adjusting for inflation. The articles point to a number of reasons the author things this is the case (great recession, c...
by FlyAF
Mon Nov 19, 2018 11:51 am
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 4992

Re: When is Too Long to Return a Hair Dryer to Costco?

whodidntante wrote:
Sun Nov 18, 2018 2:27 pm
It must be a nice neighborhood if you neighbor spent $100 on a hair dryer. I didn't even know that was possible.
Dyson makes a $399.00 hair dryer. Ask me how I know?
by FlyAF
Fri Nov 16, 2018 9:15 am
Forum: Personal Consumer Issues
Topic: Home sale etiquette: wall repair
Replies: 53
Views: 3680

Re: Home sale etiquette: wall repair

I'm pretty surprised by the responses here. I've always patched and painted over all of the holes I made in the walls in the 4 homes that I've sold. It's sort of odd IMO that people suggest the buyer is aware of all the holes. I'd assume they were all hidden by whatever was hanging on the wall. A sm...
by FlyAF
Thu Nov 15, 2018 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: How Long / Hard To Become a Millionaire on Under $100k Income
Replies: 133
Views: 12493

Re: How Long / Hard To Become a Millionaire on Under $100k Income

It's possible if you're young enough, save aggressively enough, and invest aggressively enough. If you can save $20,000 per year (inflation adjusted) and invest it aggressively enough to get a 4% real return, you'll have $1,976,531 (inflation adjusted) in forty years. Even at 3%, you'll have $1,553...
by FlyAF
Thu Nov 15, 2018 4:52 pm
Forum: Personal Consumer Issues
Topic: Dealing with Jeep for warranty claims. Updates with new problem
Replies: 24
Views: 2274

Re: Dealing with Jeep for warranty claims. Any tips?

So you took it to the dealer and didn't bother to tell them about the issue, but expected them to just pick up on it? Doesn't seem like the best plan. My tip seems like an obvious one to me, but I'd suggest taking it to the dealer and making them aware of the problem before the warranty runs out? :...
by FlyAF
Thu Nov 15, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: What convenience fees does your city charge for credit card use?
Replies: 40
Views: 1969

Re: What convenience fees does your city charge for credit card use?

My city water utility charges $2.00 per transaction. I pay by check now that they've implemented it. :annoyed $2 per credit card transaction regardless of the amount due? Yes, no matter what my water bill is, if I want to use a cc/debit card to pay my monthly bill online, they charge 2 bucks. I can...
by FlyAF
Thu Nov 15, 2018 4:41 pm
Forum: Personal Consumer Issues
Topic: What convenience fees does your city charge for credit card use?
Replies: 40
Views: 1969

Re: What convenience fees does your city charge for credit card use?

My city water utility charges $2.00 per transaction. I pay by check now that they've implemented it. :annoyed
by FlyAF
Thu Nov 15, 2018 4:37 pm
Forum: Personal Consumer Issues
Topic: Dealing with Jeep for warranty claims. Updates with new problem
Replies: 24
Views: 2274

Re: Dealing with Jeep for warranty claims. Any tips?

So you took it to the dealer and didn't bother to tell them about the issue, but expected them to just pick up on it? Doesn't seem like the best plan. My tip seems like an obvious one to me, but I'd suggest taking it to the dealer and making them aware of the problem before the warranty runs out? :s...
by FlyAF
Wed Nov 14, 2018 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: Home addition vs. Buying New
Replies: 43
Views: 2839

Re: Home addition vs. Buying New

It appears that you have a NW of about 600k in your mid 30's with 2 kids and you want to spend over half of that upgrading your house? I personally think both options are crazy and I'm far from a frugal lifelong boglehead. You make a great living. I'd make do for a few years and seriously sock money...
by FlyAF
Wed Nov 14, 2018 8:51 am
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Vs. 2019 Rav 4
Replies: 21
Views: 2372

Re: 2019 Subaru Forester Vs. 2019 Rav 4

Why would you willing get rid of a car w/ only 80k miles on it that you admit has given you no problems? Timing belt/chain is a regular maintenance item. Schedule it to be performed and keep 30 grand in your pocket. Unless you just have to have the latest cookie cutter SUV?
by FlyAF
Tue Nov 06, 2018 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Seeking lot loan to build house
Replies: 19
Views: 1372

Re: Seeking lot loan to build house

I can't possibly think of a worse plan at your income and asset level. You could end up homeless with an unfinished house. I've lived in a lower (but still high) COL part of CA on your salary and there was no way I would've bought a house as expensive as you currently own, much less think about a cu...
by FlyAF
Mon Nov 05, 2018 4:41 pm
Forum: Personal Finance (Not Investing)
Topic: Are we in trouble?
Replies: 122
Views: 18246

Re: Are we in trouble?

our house payment in texas will be 7k including property tax. Our house payment in chicago was 4K including tax. We have a 3K bump. Our pay checks have gone up by 2K since we moved to a no tax state. that is the reason why we picked the new house even if it a little outside our comfort zone. Just b...
by FlyAF
Fri Nov 02, 2018 9:32 pm
Forum: Personal Consumer Issues
Topic: PSA: Don't buy a big house
Replies: 248
Views: 26092

Re: PSA: Don't buy a big house

Now we are empty nesters and looking in the Southlake area of DFW. Would love to downsize, but no one builds small houses in TX in this area. (...) But to get the nice areas we would use, you have to have a media room, game room and 3 extra bedrooms. Barf. Also keep in mind when you tell everyone t...
by FlyAF
Thu Nov 01, 2018 9:43 am
Forum: Personal Finance (Not Investing)
Topic: How would you proceed?--car accident
Replies: 22
Views: 1829

Re: How would you proceed?--car accident

I can already tell you how this is going to end, had a similar thing happen. His insurance will claim no fault and since there is so little damage, your insurance won't try and fight it and will cut you a check for the damage minus your deductible. $1,000 in damage - $500 deductible = $500 check for...