Search found 19 matches

by RDHUSA
Tue Jul 14, 2020 5:59 pm
Forum: Personal Consumer Issues
Topic: Invisalign / Adult Orthodontia Costs
Replies: 18
Views: 1470

Re: Invisalign / Adult Orthodontia Costs

I'm in my mid-50's and in my 14th week of using Invisalign, under the care of an orthodontist. New trays are used each week so I have a set of 19 trays currently. At the end of the week I throw the old trays out and put in the next set of trays. I see the orthodontist about every six weeks for a sho...
by RDHUSA
Sat May 23, 2020 11:00 pm
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 86
Views: 6596

Re: Ford F150 Engine long term reliability - V8 versus Turbo V6?

The only reason I might one day sell it is to trade up to a heavy duty F150 to tow a 5th wheel. I'm guessing you meant F250 or 350, not 150. Yes, I already have the F150, it's and F150 FX4. It tows great for our travel trailer, but the suspension system isn't really built for the weight of a fifth ...
by RDHUSA
Sat May 23, 2020 10:55 pm
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 86
Views: 6596

Re: Ford F150 Engine long term reliability - V8 versus Turbo V6?

The only reason I might one day sell it is to trade up to a heavy duty F150 to tow a 5th wheel. I'm guessing you meant F250 or 350, not 150. Yes, I already have the F150, it's and F150 FX4. It tows great for our travel trailer, but the suspension system isn't really built for the weight of a fifth ...
by RDHUSA
Wed May 20, 2020 7:22 pm
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 86
Views: 6596

Re: Ford F150 Engine long term reliability - V8 versus Turbo V6?

I own a 2013 3.5L Ecoboost, bought new in 2013. I use it to pull an 7,500 lb travel trailer and have over 20K miles of towing on it. I've towed all across the country, to include extensively every year through the Rocky Mountains. It is an awesome tow vehicle within its weight class/tow class. Usual...
by RDHUSA
Sat Apr 04, 2020 9:32 pm
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 258
Views: 22473

Re: What are you doing for haircuts due to coronavirus shutdown?

DW has cut my hair for the past 28 years. She was a certified cosmetologist when we met, worked as barber in a military barber shop for a short couple months after we were married and then I became her sole customer. Worked out well for me, got a dynamite Army haircut every two weeks for decades and...
by RDHUSA
Sat Apr 04, 2020 9:06 pm
Forum: Personal Consumer Issues
Topic: Anyone used ultrasound whistle to mitigate dog barking?
Replies: 34
Views: 3034

Re: Anyone used ultrasound whistle to mitigate dog barking?

Get a Barking Bird House. Looks like a bird feeder. Hang it in your yard facing your neighbor's dog. Emits a sound dogs hate when they bark. Pet safe. We have one and it works great. The website shows it only has three stars but we found it effective. If you just google barking bird house you will f...
by RDHUSA
Fri Oct 25, 2019 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Who does your tax returns?
Replies: 103
Views: 6266

Re: Who does your tax returns?

Have always done my own. First with a stubby pencil, then with TurboTax, switched to TaxAct a few years back because it was much cheaper, but the price of TaxAct has escalated and last year I switched to H&R Block. All of them worked, but I think TurboTax was probably the easiest to use and unde...
by RDHUSA
Fri Oct 11, 2019 5:56 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1498
Views: 176278

Re: What frugal thing did you do today?

Post by 6miths » Fri Oct 11, 2019 3:15 pm Well our wall oven died a couple weeks ago and I had to decide whether to repair or replace. 12 years old. Turns out wall ovens are a way to separate well off (or dumb) people from their money. Why should something that has significantly less components and...
by RDHUSA
Fri Oct 11, 2019 11:06 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1498
Views: 176278

Re: What frugal thing did you do today?

I winterized my RV with 2 jugs of RV anti-freeze for less than $5. The local RV dealer charges $140 for the service.
by RDHUSA
Thu Oct 03, 2019 8:55 pm
Forum: Personal Consumer Issues
Topic: Camper Trailers
Replies: 17
Views: 2666

Re: Camper Trailers

We have a 32 ft Jayco Whitehawk (about 8,000 lbs gross vehicle weight rating (GVWR)) that we pull with a Ford F150 1/2 ton, 3.5L V6 Ecoboost engine. We bought new 3 years ago, towed it about 20K miles so far, and we've towed all through the Colorado Rockies, Texas, Florida, Alabama, Wisconsin, Minne...
by RDHUSA
Sat Dec 29, 2018 11:13 pm
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 411
Views: 62268

Re: That Extravagant Thing You Do

deleted
by RDHUSA
Thu Dec 27, 2018 9:33 pm
Forum: Personal Consumer Issues
Topic: Superautomatic espresso machines
Replies: 37
Views: 3593

Re: Superautomatic espresso machines

We purchased a Nespresso Creatista for Christmas and have made about 2 dozen cups of flat white, espresso, machiato, and latte's so far. We love it, my wife is in heaven. It is very easy to use and clean and has a built in milk frother. Highly recommend it. However, we're fairly simple people and ea...
by RDHUSA
Sun May 20, 2018 3:12 pm
Forum: Personal Investments
Topic: Irrevocable Trust question
Replies: 2
Views: 830

Re: Irrevocable Trust question

I've been a successor trustee for several years. I can think of few situations where you would want the Trust to pay the taxes, it's almost always better to pass the income to the beneficiaries where the income will be taxed at their individual income tax rates. If the Trust pays the taxes, any inco...
by RDHUSA
Mon May 07, 2018 6:19 pm
Forum: Personal Consumer Issues
Topic: When to buy new underwear?
Replies: 86
Views: 8256

Re: When to buy new underwear?

If they start to sag off the hips or dangly bits start to fall through the holes then it's time to replace :)
by RDHUSA
Mon May 07, 2018 10:19 am
Forum: Personal Investments
Topic: How do you know when you have "won the game"?
Replies: 142
Views: 20117

Re: How do you know when you have "won the game"?

I retired at age 48 and on June first we'll be entering our 6th year of FIRE together (DW was a SAHM for my entire career; she proclaimed herself retired on the same day that I retired!). I decided I won the game when I defined what was enough for me and for when I also realized that I had the finan...
by RDHUSA
Thu May 03, 2018 3:08 pm
Forum: Personal Investments
Topic: Invest lumpsum, "cost averaging" or "wait for the crash"
Replies: 56
Views: 5116

Re: Invest lumpsum, "cost averaging" or "wait for the crash"

I have a buddy who got out of the market when it crossed 11,000 because he "knew it was too high." He is still waiting for the crash he "knows is coming" to get back in. :oops:
by RDHUSA
Sun Mar 25, 2018 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Estates of People Leaving POD Accounts and Trusts
Replies: 12
Views: 1821

Re: Estates of People Leaving POD Accounts and Trusts

I am the successor trustee of an irrevocable living trust as both primary trustees are deceased. I first consulted legal advice when I began my duties and one thing that was pressed upon me by my lawyer was that I needed to pay off the debts of the primary trustees before I distributed funds to bene...
by RDHUSA
Mon Jan 22, 2018 11:18 pm
Forum: Personal Finance (Not Investing)
Topic: What unexpected emergencies require sizeable emergency cash funds available immediately in a checking account?
Replies: 95
Views: 10190

Re: What unexpected emergencies require sizeable emergency cash funds available immediately in a checking account?

I was retiring from the military and had left my active duty assignment and was at home on terminal leave. I still had two months left, while I was on terminal leave, where I would receive my last two months of active duty pay. My official retirement was at the end of those two months of leave, and ...