Search found 310 matches

by InvisibleAerobar
Tue May 14, 2019 2:12 pm
Forum: Personal Consumer Issues
Topic: Volvo S90 T5 Momentum - Thoughts and Suggestions???
Replies: 35
Views: 2520

Re: Volvo S90 T5 Momentum - Thoughts and Suggestions???

RE: Consumer Reports (subjective) "Reliability" Volvo S90 2016 owner: "Spotify took 30 seconds to load. I have had 2 software updates to fix it" Consumers Reports: "Totally unacceptable" :shock: Lexus RX 2015 owner: "My 80's Casio style clock is flawless" Consumers Reports: "Oh yeah, now we are tal...
by InvisibleAerobar
Thu May 09, 2019 11:07 am
Forum: Personal Consumer Issues
Topic: Good town to stop on I-81
Replies: 41
Views: 2956

Re: Good town to stop on I-81

We will be driving up I-81 North from Charlotte to Harrisburg and are looking for suggestions on a good place to spend Friday and Saturday of Memorial Day weekend. We'll have our dog and road bikes . Looking for a place that will be fairly quiet but with a nice downtown. Thanks. I used to live in N...
by InvisibleAerobar
Wed May 08, 2019 11:06 am
Forum: Personal Consumer Issues
Topic: How do YOU make coffee?
Replies: 201
Views: 8629

Re: How do YOU make coffee?

French press w/ pre-ground coffee. Considering grinding my own beans but not sure if it's worth the cost and if I'll notice the difference. Looking into the baratza encore, not interested in hand grinders right now. With a grinder, you'll at least retain freshness for longer periods of time. Oxidat...
by InvisibleAerobar
Tue Apr 30, 2019 7:40 pm
Forum: Personal Consumer Issues
Topic: Rational way to thinking about laptop replacement/repair
Replies: 16
Views: 1029

Re: Rational way to thinking about laptop replacement/repair

$149 + $49 = $198, doesn't look like a good deal for a 2-year protection of a $500 item. It assumes a 40% chance of total loss within the warranty period... Extended warranties/service contracts are seldom a good bet, but I think it's worked out so far for OP. What would be a reasonable rate? Is th...
by InvisibleAerobar
Tue Apr 30, 2019 6:23 pm
Forum: Personal Consumer Issues
Topic: Rational way to thinking about laptop replacement/repair
Replies: 16
Views: 1029

Re: Rational way to thinking about laptop replacement/repair

thanks to all who responded For option 1, are they giving you a new one with updated spec (today's standard) or are they giving you a new one but with the same spec as the old one. For the former, pay for the protection. For the latter, self-insure. completely new computer, with updated spec OP, Sta...
by InvisibleAerobar
Tue Apr 30, 2019 5:38 pm
Forum: Personal Consumer Issues
Topic: Rational way to thinking about laptop replacement/repair
Replies: 16
Views: 1029

Rational way to thinking about laptop replacement/repair

Due to clumsiness, I've had some bad experiences handling laptops, so when I buy more expensive ones (say above $500), I almost always spring for the 2-year drop and spill warranty. As it happens, I purchased a Dell laptop from the Microsoft Store in the summer of 2015. Laptop was $600; drop and spi...
by InvisibleAerobar
Tue Apr 30, 2019 11:35 am
Forum: Personal Finance (Not Investing)
Topic: Fed interviewing for a private sec job - value of FERS pension?
Replies: 37
Views: 2279

Re: Fed interviewing for a private sec job - value of FERS pension?

X528 - interesting way of thinking about it, but doesn't that assume I can't tap into any principle? I think living off the interest of a lump sump and a FERS annuity are a bit different - the lump sump becomes part of my estate but the FERS annuity gets put in the ground with me :) :D You could ap...
by InvisibleAerobar
Thu Apr 25, 2019 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: Taxes: marginal rate now vs effective rate in retirement
Replies: 198
Views: 9346

Re: Taxes: marginal rate now vs effective rate in retirement

The OP’s original question (unless I misread it) was not about incremental contributions above a base level (or those done in the past vs the future as you say). He was debating with his friend the tax consequences of making traditional 401k contributions vs. Roth 401K contributions in general. As ...
by InvisibleAerobar
Wed Apr 24, 2019 11:34 am
Forum: Personal Finance (Not Investing)
Topic: NYT Rent vs. Buy Calculator What Inputs Should I Assume?
Replies: 17
Views: 869

Re: NYT Rent vs. Buy Calculator What Inputs Should I Assume?

surfstar wrote:
Wed Apr 24, 2019 10:33 am
I think this pdf should be view-able

https://drive.google.com/open?id=1t0hpX ... 87I1OQxqmR
thanks for sharing!
by InvisibleAerobar
Tue Apr 23, 2019 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: NYT Rent vs. Buy Calculator What Inputs Should I Assume?
Replies: 17
Views: 869

Re: NYT Rent vs. Buy Calculator What Inputs Should I Assume?

I can come up with all sorts of wild scenarios, but given the 2019 market, is there a consensus on the forum as to what future assumptions one should put into the rent/buy calculators? And more importantly, does the NYT one include the 'opportunity cost' of the down payment & closing costs? Specifi...
by InvisibleAerobar
Mon Apr 22, 2019 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: Taxes: marginal rate now vs effective rate in retirement
Replies: 198
Views: 9346

Re: Taxes: marginal rate now vs effective rate in retirement

I was trying to explain to a friend why I contribute to a traditional 401k as opposed to a Roth 401k. He strongly disagrees with my logic and it has me questioning myself. I explained that every dollar I contribute to my traditional 401k now would have been taxed at my marginal rate of 22%. When I ...
by InvisibleAerobar
Mon Apr 22, 2019 9:47 am
Forum: Personal Consumer Issues
Topic: PODS or similar services for moving lots of boxes?
Replies: 12
Views: 1124

Re: PODS or similar services for moving lots of boxes?

so basically, I need to obtain permission from my apartment management agency first? and I probably can't just have it parked on the side of the street (my car goes either in the lot or on street) either, I'd presume
by InvisibleAerobar
Sun Apr 21, 2019 10:14 pm
Forum: Personal Consumer Issues
Topic: PODS or similar services for moving lots of boxes?
Replies: 12
Views: 1124

Re: PODS or similar services for moving lots of boxes?

A few questions (apologies if the answer is obvious):

-the moving labor, are they insured (as in, won't come and sue you if there's a workmen's comp issue)?

-do they supply moving materials such as furniture wraps and bubble wraps?

-I presume one has to live in a hotel while waiting for delivery?
by InvisibleAerobar
Sat Apr 20, 2019 2:38 pm
Forum: Personal Consumer Issues
Topic: USPS In transit Arriving Late
Replies: 37
Views: 2995

Re: USPS In transit Arriving Late

I purchased an item on eBay mailed by First Class Package that had a "Guaranteed Delivery" date of yesterday that has not arrived yet. According to the USPS tracking, it states "In Transit-Arriving Late" and the last scan was at a regional original facility in a major city about 50 miles from the s...
by InvisibleAerobar
Sat Apr 20, 2019 12:21 pm
Forum: Forum Issues and Administration
Topic: Errors with "first unread post" function?
Replies: 2
Views: 244

Re: Errors with "first unread post" function?

That's very good to know, thanks!

Never realized that big circular button to the left of thread title had any function.

Out of curiosity, when the "first unread post" function was created, did the mods intend to have it behave in a manner identical to that of the big circular button?
by InvisibleAerobar
Sat Apr 20, 2019 11:47 am
Forum: Forum Issues and Administration
Topic: Errors with "first unread post" function?
Replies: 2
Views: 244

Errors with "first unread post" function?

For some reason, when there are more than 1 page of posts (mine is set to 50 posts/page), the first unread post function always takes me to the last page, even though the first unread post may be located on a previous page. For some odd reason, lately, many of the first unread posts happened to be t...
by InvisibleAerobar
Thu Apr 18, 2019 11:17 am
Forum: Personal Consumer Issues
Topic: Priority Express 1-Day might in effect by a 2-Day service?
Replies: 10
Views: 595

Re: Priority Express 1-Day might in effect by a 2-Day service?

update: it actually did arrive on time, after all. I'm glad that it all worked out in the end, especially as the rental unit has attracted a lot of interest, and having the enclosed check delivered on time essentially allowed me to be first in line. Nonetheless, I'm a bit befuddled why USPS indicate...
by InvisibleAerobar
Thu Apr 18, 2019 10:14 am
Forum: Personal Finance (Not Investing)
Topic: Insurance Advice after bicycle accident
Replies: 48
Views: 2752

Re: Insurance Advice after bicycle accident

In the unlikely case you're not just being snarky.. The other cyclist made an illegal maneuver which started the chain reaction . He tried passing the car over double solid yellow lines. The car hit the other cyclist, then his brakes hard and did a small swerve, my wife hit the trunk of the car and...
by InvisibleAerobar
Wed Apr 17, 2019 10:07 pm
Forum: Personal Consumer Issues
Topic: Priority Express 1-Day might in effect by a 2-Day service?
Replies: 10
Views: 595

Re: Priority Express 1-Day might in effect by a 2-Day service?

USPS "overnight" service depends on the origin and destination zip codes. Some pairs are defined as two-day service even though you're charged the overnight price. FWIW -- out of maybe a dozen Express Mail envelopes I sent when my folks lived on a North Carolina barrier island, maybe three or four ...
by InvisibleAerobar
Wed Apr 17, 2019 8:37 pm
Forum: Personal Consumer Issues
Topic: Priority Express 1-Day might in effect by a 2-Day service?
Replies: 10
Views: 595

Priority Express 1-Day might in effect by a 2-Day service?

I needed to send in an application fee to an out-of-town rental management company that doesn't accept credit card or paypal (or any other electronic payment). In the past I relied on FedEx, but the rate was a bit steep (~$45), so I checked USPS. As it was cheaper by $15, I went with USPS (n.b., I b...
by InvisibleAerobar
Mon Apr 15, 2019 3:44 pm
Forum: Personal Consumer Issues
Topic: Is Brooks Brothers Shirts are in sale ?
Replies: 17
Views: 1671

Re: Is Brooks Brothers Shirts are in sale ?

How is Charles Tyrwhitt Shirts ? Compared to Brooks Brothers ? https://www.ctshirts.com I prefer CT to regular Brooks Brothers. The latter feels quite thin and offers fewer choices re: colors and patterns. Almost all CT shirts come in three fits, and each of those is available as double cuff or reg...
by InvisibleAerobar
Sun Apr 14, 2019 11:09 pm
Forum: Personal Consumer Issues
Topic: Where To Get New Bikes
Replies: 67
Views: 4595

Re: Where To Get New Bikes

Hello, Our kid has graduated of balance bike and is becoming more comfortable riding a bike. The weather is certainly more conducive for outside activity, and we are thinking of starting biking as a new family activity. DW and I are comfortable with riding bikes, although we are certainly not serio...
by InvisibleAerobar
Fri Apr 12, 2019 8:26 pm
Forum: Personal Finance (Not Investing)
Topic: NJ 403b Madness
Replies: 10
Views: 944

Re: NJ 403b Madness

The contribution is most definitely taxed. Only 401(k) contributions are exempt from NJ state taxes; otherwise all other form of contributions to employer-sponsored defined-contribution plans are taxed. I think what terran means is that you're not taxed on the contributions when withdrawing, so it'...
by InvisibleAerobar
Fri Apr 12, 2019 10:10 am
Forum: Personal Finance (Not Investing)
Topic: NJ 403b Madness
Replies: 10
Views: 944

Re: NJ 403b Madness

The contribution is most definitely taxed. Only 401(k) contributions are exempt from NJ state taxes; otherwise all other form of contributions to employer-sponsored defined-contribution plans are taxed. As for the double taxation, it’s probably just a fact of life. Fwiw, quite a few other states (e....
by InvisibleAerobar
Wed Apr 10, 2019 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: Rent vs buy calculator that accounts for 2019 tax changes?
Replies: 5
Views: 430

Re: Rent vs buy calculator that accounts for 2019 tax changes?

Setting your tax rate to zero in the NYT calculator is a decent first-order approximation in the meantime. bingo that's what I did, in order to take out effects attributed to mortgage interest and SALT deductions on a decision I need to make, ($300k to buy vs renting), whether I could have both app...
by InvisibleAerobar
Wed Apr 10, 2019 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Should you use a real estate agent when buying a house? What are your experiences?
Replies: 72
Views: 3842

Re: Should you use a real estate agent when buying a house? What are your experiences?

I purchased a house in March 2018, did my search in Jan 2018, in an area I was already familiar with (we had lived there for a year previously). I used an agent I had used before, I knew he was good. Of the 13 houses I saw, only 7 were on the MLS, six were off market or pre-market. I bought one of ...
by InvisibleAerobar
Tue Apr 09, 2019 3:01 pm
Forum: Personal Consumer Issues
Topic: Trader Joe's Fans - good value?
Replies: 138
Views: 18336

Re: Trader Joe's Fans - good value?

Their branded beers are awful. As are aldi's. Awful. IMO, the Trader Joe's Vintage Ale and Providential Belgian Golden Ale, both brewed by Unibroue, are not awful and are in fact very good and exceptional values at $5.99 per 750ml. And the Vintage Ale at 9% ABV ages very well. To each their own, I ...
by InvisibleAerobar
Sun Apr 07, 2019 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Sanity check: Buying new house -- 400k with 155k income?
Replies: 46
Views: 5091

Re: Sanity check: Buying new house -- 400k with 155k income?

If you want the house you should buy the house. You don’t need a websites permission. The financials work. Sell your old house first. exactly this A ratio of 3:1 would be deemed reasonable by most people who are financially prudent, and that's all there is to it. Some would argue that anything more...
by InvisibleAerobar
Fri Apr 05, 2019 3:02 pm
Forum: Personal Consumer Issues
Topic: trade in or sell 2007 Toyota Camry?
Replies: 15
Views: 1107

Re: trade in or sell 2007 Toyota Camry?

Since your original post made no mention to any of the following, the timing belt, serpentine belt, and water pump (and I think a few other items) will need to be replaced soon. It'll probably cost ~$2,500 (if note more). They are usually replaced after 90k miles (a number I find to be low), and the...
by InvisibleAerobar
Thu Apr 04, 2019 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: Considerations for Rent v Buying for 4-year stay
Replies: 16
Views: 1326

Re: Considerations for Rent v Buying for 4-year stay

The financial trade-offs for rent vs buy may be determined quite accurately by the NY Times rent vs by calculator: https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html . Not sure why we don't pin the link somewhere since these questions come up all the time. I used that calculat...
by InvisibleAerobar
Thu Apr 04, 2019 5:53 pm
Forum: Personal Consumer Issues
Topic: Clipless pedals for a hybrid bike
Replies: 48
Views: 2283

Re: Clipless pedals for a hybrid bike

I ride a lot and this is my advice: -- definitely use the same type pedal on both; you don't want to get confused when you're tired -- for me, the SPD pedal type that they call "mountain" works better, because there's generally a cleat on both sides of the pedal, you don't need to flip it to find i...
by InvisibleAerobar
Thu Apr 04, 2019 6:54 am
Forum: Personal Finance (Not Investing)
Topic: Considerations for Rent v Buying for 4-year stay
Replies: 16
Views: 1326

Re: Considerations for Rent v Buying for 4-year stay

thanks for everyone's response! I think that pretty much settles it :) in an ideal situation, I think we'd prefer to rent from private party, as that would allow us not to worry about leases and such after the initial move-in There's places where you could find a comparable house that would be more ...
by InvisibleAerobar
Wed Apr 03, 2019 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: Considerations for Rent v Buying for 4-year stay
Replies: 16
Views: 1326

Considerations for Rent v Buying for 4-year stay

I'm pretty sure that renting would be better, but just want to double check As mentioned in another thread, my partner and I will be moving to another state (Madison, WI), so she can start a 4-year professional degree. While the rent of a comparable place would be cheaper than our current arrangemen...
by InvisibleAerobar
Tue Apr 02, 2019 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: Sanity check: Buying new house -- 400k with 155k income?
Replies: 46
Views: 5091

Re: Sanity check: Buying new house -- 400k with 155k income?

So...I ended up trying to get a new house built. The base price was $376k but we got to $440k REALLY FAST. And that was without a finished basement and an expanded kitchen. I couldn't stomach paying almost half a million dollars for a home. We tried to chop off the optional things as much as possib...
by InvisibleAerobar
Sun Mar 31, 2019 5:51 pm
Forum: Personal Consumer Issues
Topic: Men's no iron dress shirt recommendations
Replies: 88
Views: 8742

Re: Men's no iron dress shirt recommendations

I appreciate reading all these suggestions as I am the "ironer" in the house and would love to box up the iron. The material in no-iron shirts seems to be getting thinner and thinner -- the last few no-iron shirts I bought for my husband (JC Penney) were about as thick as a kleenex. Are any of the ...
by InvisibleAerobar
Sun Mar 31, 2019 2:44 pm
Forum: Personal Consumer Issues
Topic: Men's no iron dress shirt recommendations
Replies: 88
Views: 8742

Re: Men's no iron dress shirt recommendations

I would be cautious, the extra slim is really fitted. But they seem to get more snug over time. I'm 5'9" 155 and similar measurements and my extra slim fit shirts are getting to be too restrictive after 4-5 years of wear. I guess we are of different build then. I'm a cyclist and all quads (ok, and ...
by InvisibleAerobar
Sun Mar 31, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: Men's no iron dress shirt recommendations
Replies: 88
Views: 8742

Re: Men's no iron dress shirt recommendations

Just got a "3 for $99" on Charles Tyrwhitt. Really thinking of springing for 3 as I need some white shirts. Still good quality? At 5'9" and 180 lbs, with 42" chest and 33" waist, I'm thinking slim fit would be fine? Extra Slim? Either slim or extra slim. Extra slim is still a bit baggy on me (5'8, ...
by InvisibleAerobar
Sat Mar 30, 2019 12:54 pm
Forum: Personal Finance (Not Investing)
Topic: Relocating - Raleigh / Durham
Replies: 21
Views: 1777

Re: Relocating - Raleigh / Durham

My wife and I are planning to relocate in another 3-4 years. However, we would like to begin visiting potential areas. For instance, we are considering a few cities in the SE US including the Raleigh Durham area. Unfortunately, we don't know anyone in the area and I'm not sure that working with a r...
by InvisibleAerobar
Thu Mar 28, 2019 9:05 pm
Forum: Personal Consumer Issues
Topic: Best place to buy Microsoft Office 2019....
Replies: 85
Views: 6288

Re: Best place to buy Microsoft Office 2019....

Look into the Microsoft Home Use Program. If your employer participates, then you can get Office 2019 for $15. I’m upset because it was $12 for Office 2016. I know for a fact that many federal government agencies participate in this program. Note: this is NOT a scam. It’s offered as an employment b...
by InvisibleAerobar
Wed Mar 27, 2019 11:53 am
Forum: Personal Consumer Issues
Topic: Are independent garages cheaper than dealer?
Replies: 58
Views: 4222

Re: Are independent garages cheaper than dealer?

I've been surprised but my local mechanics and dealership are usually pretty close in price for maintenance. I was surprised as well. My old Camry (since sold) needed new timing belt, serpentine belt, and water pump as part of 100k maintenance. To my surprise, the independent garage that operated a...
by InvisibleAerobar
Fri Mar 22, 2019 3:32 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1745
Views: 272291

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

If I want to deposit ~$50k into a mix of money market and long term brokered CD, which brokerage would give me the best transfer bonus? For instance, Vanguard MM yields ~2.5%, but there's no transfer bonus. On the other hand, places like Merrill may give $200, but they don't seems to have even broke...
by InvisibleAerobar
Thu Mar 21, 2019 12:17 pm
Forum: Personal Consumer Issues
Topic: Your favorite slow cooker cooking book?
Replies: 6
Views: 754

Re: Your favorite slow cooker cooking book?

someone else here, can't remember the exact poster, suggested Slow Cooker: The Best Cookbook Ever with More Than 400 Easy-to-Make Recipes https://www.amazon.com/Slow-Cooker-Cookbook-Easy-Make/dp/0811866572/ref=sr_1_3?crid=2ECAREAV64EVF&keywords=slow+cooker+best+cookbook+ever&qid=1553188425&s=gateway...
by InvisibleAerobar
Tue Mar 19, 2019 11:03 pm
Forum: Personal Finance (Not Investing)
Topic: Patent an idea and find investors.
Replies: 31
Views: 1802

Re: Patent an idea and find investors.

Patent prosecution is quite expensive and for an individual that can be a very costly upfront investment . If you have plans to form a startup company (based on your idea which you plan to patent), many local law firms will do the work pro bono with payment written in once you raise certain amount ...
by InvisibleAerobar
Mon Mar 18, 2019 5:50 pm
Forum: Personal Consumer Issues
Topic: Slow cooker vs Instant pot........
Replies: 62
Views: 4136

Re: Slow cooker vs Instant pot........

the pressuring up process may take quite a while. As I usually cook 8 lbs of food (or more), it would take a good 30-35 minutes. I will say though, that it's faster than my slow cooker. Even with the pressuring up and pressuring down, all the cooking is done in 75 minutes. On my slow cooker, it may ...
by InvisibleAerobar
Mon Mar 18, 2019 2:47 pm
Forum: Personal Consumer Issues
Topic: Calling Volvo and Audi owners! Reliabilty questions
Replies: 61
Views: 3762

Re: Calling Volvo and Audi owners! Reliabilty questions

The V50 might not have been a looker, but it sure is a lot more practical than the V60 I've heard that about the V50, but I like its styling. Also, what don't you like about the V60? I'm thinking of replacing this with a V60 when the time comes, but I'd have to think more about it. Don't want a tur...
by InvisibleAerobar
Mon Mar 18, 2019 2:22 pm
Forum: Personal Consumer Issues
Topic: Calling Volvo and Audi owners! Reliabilty questions
Replies: 61
Views: 3762

Re: Calling Volvo and Audi owners! Reliabilty questions

My 2007 V50, purchased 5 years ago with 65k miles has had $4,200 in maintenance/repairs in that time, and now has 118k miles. None of that has been unreasonable, in my opinion; mostly wear items and oil changes. In that cost is every oil change and windshield wiper, but much of it was DIY. Tires br...
by InvisibleAerobar
Sun Mar 17, 2019 11:16 am
Forum: Personal Consumer Issues
Topic: Calling Volvo and Audi owners! Reliabilty questions
Replies: 61
Views: 3762

Re: Calling Volvo and Audi owners! Reliabilty questions

I don’t have numbers for you, but having owned 2 Volvos and 1 Audi: Volvos are/were reliable and Audi was a nightmare. Even under warranty. YMMV. which Volvos were these (manufacturer year and model)? The pre-Ford Volvos had reputations of being quite reliable. The Ford-ownership era wasn't as nice...
by InvisibleAerobar
Sat Mar 16, 2019 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: Should I just buy the townhouse I'm currently renting
Replies: 33
Views: 2894

Re: Should I just buy the townhouse I'm currently renting

We decided to rent another place down the street. One question: We are on a month to month lease (no contract since the initial term ended) and the owner wants to list the house in April, but also wants us to pay rent thru May 31st. We are potentially looking to move into our new place on April 1st...
by InvisibleAerobar
Fri Mar 15, 2019 4:30 pm
Forum: Personal Consumer Issues
Topic: 2 days in New York City
Replies: 54
Views: 3259

Re: 2 days in New York City

I bought tickets, but haven't yet seen Network with Bryan Cranston. I've heard it's good and am looking forward to it, though tickets may be hard to come by. Not sure if it's your thing, but I also really enjoy the Metropolitan Museum of Art, the Met Opera, the NY Philharmonic, the Met Cloisters , ...
by InvisibleAerobar
Wed Mar 13, 2019 5:51 pm
Forum: Personal Consumer Issues
Topic: Espresso Maker 2019
Replies: 106
Views: 6494

Re: Espresso Maker 2019

I get the point, the problem is that if you want *espresso* you need, like, an espresso machine. And I speak partly from experience. When I first started thinking I wanted to be able to make espresso at home, I tinkered with the moka pot, and I think I had a cheap semi-automatic espresso maker of s...