Search found 175 matches

by InvisibleAerobar
Sun Oct 14, 2018 6:55 pm
Forum: Personal Consumer Issues
Topic: Recommendation for an ergonomic chair (staples)
Replies: 17
Views: 845

Re: Recommendation for an ergonomic chair (staples)

I got an open box Aeron from MadisonSeating and had to return the first one as one of the adjustment levers did't work but they took the return and gave me a different one and I've been really pleased. After going thru 4 chairs in 5 years, I've been happy with the Aeron. PS - I have no disc cushion...
by InvisibleAerobar
Sun Oct 14, 2018 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: Trying to get a Federal Job
Replies: 22
Views: 2918

Re: Trying to get a Federal Job

Yes, less of your annuity will be taxable when you have to contribute more. But you are stuck with 4.8% regardless, so comparisons to options that aren’t available aren’t really relevant. I agree - I've just seen a lot of comments say it's not worth going into federal employment anymore specificall...
by InvisibleAerobar
Sun Oct 14, 2018 8:26 am
Forum: Personal Consumer Issues
Topic: NordVPN Gmail
Replies: 2
Views: 288

Re: NordVPN Gmail

working fine for me as well (gmail on chrome, with NordVPN extension running)
by InvisibleAerobar
Sat Oct 13, 2018 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Weigh in on our Marital Argument =)-- HCOL edition
Replies: 70
Views: 5348

Re: Weigh in on our Marital Argument =)-- HCOL edition

He takes public transport to work. I drive (because I drive further out to the suburbs), so we have 1 garaged parking space and 1 car. this part stood out. To which suburb would you commute? How much longer would your commute be? as for the 7am-8pm commuting schedule, unfortunately that's just "par...
by InvisibleAerobar
Sat Oct 13, 2018 11:12 am
Forum: Personal Consumer Issues
Topic: Recommendation for an ergonomic chair (staples)
Replies: 17
Views: 845

Re: Recommendation for an ergonomic chair (staples)

I'm also thinking of getting a fancy chair, as I have minor back issues. Came across this website, selling "open-box" Herman Miller Aeron chairs. Should I be wary of anything? https://www.madisonseating.com/aeron-chair-by-herman-miller-basic-lead.html?gclid=EAIaIQobChMIuurUi-eD3gIVxmSGCh1pVQcSEAQYAi...
by InvisibleAerobar
Sat Oct 13, 2018 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Kaiser or CareFirst
Replies: 39
Views: 1949

Re: Kaiser or CareFirst

I really liked CareFirst. Other than the fact that there's a deductible to hit (minimal), their rates are reasonable, and their annual cap is quite low (~$2k/person last time I checked). Most in the District and surrounding areas accept it as well. That said, I really wanted to join Kaiser, but thei...
by InvisibleAerobar
Thu Oct 11, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3111

Re: Budget Coffee

I tend to like light roasts and spend ~$16 / lb whole beans but got some New England Coffee the other day at about $6 / lb and didn't think it was all that bad. I'll probably stick with the local higher end stuff but am curious to try more of the cheap stuff. What do you all like for coffee say und...
by InvisibleAerobar
Sun Sep 30, 2018 12:06 pm
Forum: Personal Consumer Issues
Topic: What should you do if you have to use Facebook?
Replies: 22
Views: 2484

Re: What should you do if you have to use Facebook?

I just relocated to a new area and would like to participate in common-interest groups (cycling). Too bad a lot of them post events on facebook, and facebook lodges a few cookies any time i'd visit. Really annoying. I'm thinking of using private mode only.
by InvisibleAerobar
Fri Sep 28, 2018 1:25 pm
Forum: Personal Consumer Issues
Topic: Unexpected calls from my cell phone
Replies: 18
Views: 1413

Re: Unexpected calls from my cell phone

It has gotten so bad that I have blocked all non-contact calls from my area code and exchange - i.e. block all calls from 513-123... I missed one legit call because of this but added them as a contact which corrected it. I pretty much don’t answer any calls that make it through the call screening a...
by InvisibleAerobar
Fri Sep 28, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: What flax seed do you buy (that is cadmium free)
Replies: 10
Views: 1010

Re: What flax seed do you buy (that is cadmium free)

thanks to all who chimed in. especially good to be reminded that I should put the bag in the fridge after opening, since i figured that whole seeds won't oxidize as easily. I've read that flax grown in northern Canada contains less cadmium than flax grown in southern Canada and the northern United S...
by InvisibleAerobar
Fri Sep 28, 2018 10:16 am
Forum: Personal Consumer Issues
Topic: Unexpected calls from my cell phone
Replies: 18
Views: 1413

Re: Unexpected calls from my cell phone

Wondering if anyone has had something similar happen . . . Recently, I received a call on my cell phone from an unrecognized number in my general area. I typically don't answer numbers I don't recognize, but for some reason, this one I answered. The caller indicated he was trying to identify my num...
by InvisibleAerobar
Tue Sep 25, 2018 8:56 am
Forum: Personal Consumer Issues
Topic: What flax seed do you buy (that is cadmium free)
Replies: 10
Views: 1010

What flax seed do you buy (that is cadmium free)

Used to be such an easy question to answer. However, while checking out an item today, I was notified that flax could absorb quite a bit of cadmium from the soil. Which leads me to ask, what flax seeds are cadmium free? A retailer from Saskatchewan claims its flax seeds to be cadmium free, but could...
by InvisibleAerobar
Fri Sep 21, 2018 7:44 pm
Forum: Personal Consumer Issues
Topic: True cost of a [dental] implant
Replies: 71
Views: 11267

Re: True cost of a [dental] implant

Reviving an old thread here. My SO received an estimate for 3 implants today for $21,000. This is in the Seattle area with one of the best dental insurances. I find it unbelievable. Could it be just a COL issue? no; it's an issue of materials + dentist's fee + dentist's profit. Is the $21k before o...
by InvisibleAerobar
Thu Sep 20, 2018 1:01 pm
Forum: Personal Consumer Issues
Topic: BlackFriday Shopping - what do you usually buy? (other than Christmas gifts)
Replies: 36
Views: 2555

Re: BlackFriday Shopping - what do you usually buy? (other than Christmas gifts)

I was preparing a list of items to purchase for this blackfriday and wanted to see what others are planning to. What do you usually find cheaper and buy during this time? I heard people plan buying things that they need for the next whole year. Here is my list so far - - QLED/OLED TV - MacBook lapt...
by InvisibleAerobar
Mon Sep 17, 2018 5:07 pm
Forum: Personal Consumer Issues
Topic: Sling TV experiences
Replies: 38
Views: 4122

Re: Sling TV experiences

does anyone know if Sling's DVR allows one to fast forward/skip ads?

also, is this available for NBC/NBCSN, Foxsports, and TNT? I ask b/c there are times i'd like to watch a soccer match a few hours (or days) after the match
by InvisibleAerobar
Sun Sep 16, 2018 3:59 pm
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 304
Views: 52931

Re: That Extravagant Thing You Do

I own a bicycle that doubles the value of my car when it's on the rack. and how much does the value of your car increase when you affix the rack to your car ;) Mountain bike worth more than car. i guess that makes at least three of us? My reaction is mostly :sharebeer, though part of me is either o...
by InvisibleAerobar
Fri Sep 14, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: Benefits/longevity of more expensive ($300+) mens dress shoes?
Replies: 75
Views: 8493

Re: Benefits/longevity of more expensive ($300+) mens dress shoes?

Yall actually use shoe trees huh? Also, I'm curious what colors shoe people rotate between. $250 + shoes 2 Black 1 Brown of course. shoe trees soak up moisture and my maintenance supply probably cost another $100 (conditioners, lotions, actual shoe shine, horsehair brushes, etc). basically $30 for ...
by InvisibleAerobar
Thu Sep 13, 2018 7:18 pm
Forum: Personal Consumer Issues
Topic: Benefits/longevity of more expensive ($300+) mens dress shoes?
Replies: 75
Views: 8493

Re: Benefits/longevity of more expensive ($300+) mens dress shoes?

Allen Edmonds are good quality, but the they have the typical clunky american design. You've got to go British when buying dress shoes... Church Loakes Grenson Cheaney Barker And yes, in general, you get what you pay for. Obviously on a site like this you'll find people trying to convince you that ...
by InvisibleAerobar
Tue Sep 11, 2018 5:34 pm
Forum: Personal Consumer Issues
Topic: Bike computer or Apple Watch?
Replies: 49
Views: 3445

Re: Bike computer or Apple Watch?

While I agree with Elysium, the fact the OP uses several bikes makes watts metering less practical than cadence. At least with the technology that I am aware of. There are power meters that can be changed quickly between bikes. Pedal based mentioned above is one of them. DCRainmaker (dcrainmaker.co...
by InvisibleAerobar
Tue Sep 11, 2018 10:28 am
Forum: Personal Consumer Issues
Topic: Bike computer or Apple Watch?
Replies: 49
Views: 3445

Re: Bike computer or Apple Watch?

While I agree with Elysium, the fact the OP uses several bikes makes watts metering less practical than cadence. At least with the technology that I am aware of. There are power meters that can be changed quickly between bikes. Pedal based mentioned above is one of them. DCRainmaker (dcrainmaker.co...
by InvisibleAerobar
Sat Sep 08, 2018 11:05 am
Forum: Personal Consumer Issues
Topic: How to "waste" money on groceries?
Replies: 109
Views: 9657

Re: How to "waste" money on groceries?

I thought the main thing with corn-finished cows is that their stomachs have issues dealing with the corn and make them prone to ulcers and/or infections, thus the widespread use of antibiotics (the crowded conditions lead to antibiotics usage as well). The antibiotics also helps the cows to pack on...
by InvisibleAerobar
Wed Sep 05, 2018 10:49 pm
Forum: Personal Consumer Issues
Topic: How to "waste" money on groceries?
Replies: 109
Views: 9657

Re: How to "waste" money on groceries?

I think I am pretty frugal with grocery shopping. There are a few things I can think of though: - I've found a big difference though between cheap parmesan cheeses and parmigiano reggiano , particularly the longer aged ones. I could sit there and eat a whole pound of the good stuff on its own. -I d...
by InvisibleAerobar
Wed Sep 05, 2018 10:43 pm
Forum: Personal Consumer Issues
Topic: New Bike Suggestion
Replies: 40
Views: 2990

Re: New Bike Suggestion

I would say that if you really want to get serious about putting in the miles on the road then you need a proper road bike, with the drop bar handles and thinner tires, and not the hybrid with straight bars and thicker tires. Contrary to conventional logic, sitting up straight causes more strain on...
by InvisibleAerobar
Wed Sep 05, 2018 1:01 pm
Forum: Personal Consumer Issues
Topic: How to "waste" money on groceries?
Replies: 109
Views: 9657

Re: How to "waste" money on groceries?

I think I am pretty frugal with grocery shopping. There are a few things I can think of though: - I've found a big difference though between cheap parmesan cheeses and parmigiano reggiano , particularly the longer aged ones. I could sit there and eat a whole pound of the good stuff on its own. -I d...
by InvisibleAerobar
Tue Sep 04, 2018 11:09 pm
Forum: Personal Consumer Issues
Topic: How to "waste" money on groceries?
Replies: 109
Views: 9657

Re: How to "waste" money on groceries?

Seafood for sure. Around here good fish goes for $15-25 a pound. I'm guilty of buying salad kits because I hate cleaning lettuce/greens. I also like olive bars and fancy cheese . some cheeses cost more per pound than does dry aged steak; eye-watering stuff. same for cured meat unfortunately, i like...
by InvisibleAerobar
Tue Sep 04, 2018 11:38 am
Forum: Personal Consumer Issues
Topic: Bird song apps
Replies: 2
Views: 285

Re: Bird song apps

Hello Friends, I'm guessing that some of you may be birders; I'm looking for an app for my Apple 8 that identifies bird songs. I'm thinking that I could hold the phone toward the tree in which the bird is singing and get an ID!!! Any thoughts? Thanks Bob only caution here is that the microphone mig...
by InvisibleAerobar
Sat Sep 01, 2018 8:02 pm
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 155
Views: 9937

Re: How do you save money on groceries?

I don't actually think your grocery expenses are all that bad! We are a family of three (plus one cat) and we spend around between 700-750. This does include all of our household items too (paper products, laundry and bath, pet, etc.). I think it's high. I'd prefer to spend around $600. I know what...
by InvisibleAerobar
Sat Sep 01, 2018 7:48 pm
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 155
Views: 9937

Re: How do you save money on groceries?

Let the sale flyers drive your menu vs. letting your menu drive your shopping list.[/u][/i][/b] this may work for the choice of items such as fruit, cereal, and yogurt, that is to say, things that can be eaten without much preparation, but it's kinda moot for dishes one has to prepare. At least for...
by InvisibleAerobar
Thu Aug 30, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 155
Views: 9937

Re: How do you save money on groceries?

Are you positive Wegmans is more expensive for then Giant? I live near both, and Wegmans is far cheaper for what I buy. Examples: that's the thing, i rarely find the more "mass market" supermarkets to be cheaper, especially when it comes to fruits and vegetables. Giant may occasionally have asparag...
by InvisibleAerobar
Wed Aug 29, 2018 7:48 pm
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 155
Views: 9937

Re: How do you save money on groceries?

Feel free to search my prior posts, I have talked about it many many many times. Bottom-line, food is fuel to me (and only slightly less so for my wife, and kids don't know any different); we eat the same things over and over and over again, and I know exactly how/where to get them cheapest. Almost...
by InvisibleAerobar
Wed Aug 29, 2018 6:53 pm
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 155
Views: 9937

Re: How do you save money on groceries?

2. Move away from meat, fish, eggs, dairy - on balance you will save money and improve health . Like clockwork. For all we know, OP may be vegan; they don't say. Without going through your regular grocery list, it is really difficult to make any really relevant recommendations. General rules: have ...
by InvisibleAerobar
Tue Aug 28, 2018 9:18 pm
Forum: Personal Consumer Issues
Topic: Sell highly-technical books or hold onto (somewhat unreal) fantasy that I'll read them
Replies: 16
Views: 1051

Re: Sell highly-technical books or hold onto (somewhat unreal) fantasy that I'll read them

thanks to everyone who chimed in. i think i'll sell these three books, as they are all current editions. If you want to sell them, you should sell them. Even if it is the 'wrong' decision and you later want to read the books, it will be easy to find used copies floating around. Especially if these b...
by InvisibleAerobar
Mon Aug 27, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: Sell highly-technical books or hold onto (somewhat unreal) fantasy that I'll read them
Replies: 16
Views: 1051

Sell highly-technical books or hold onto (somewhat unreal) fantasy that I'll read them

There are many books that i've started but did not finish. However, three in particular stand out, as they are books dealing with a topic that I most likely will not need to deal with again in my life. Once upon a time, while attending grad school, I bought these three books, b/c I thought they'd be...
by InvisibleAerobar
Mon Aug 27, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 837
Views: 155377

Re: Boglehead Beer

anything made by Duvel-Moortgat, including beers by Duvel, la Chouffe, and Ommegang Ommegang is excellent in its own rights, and I like Rare Vos (amber ale), Gnommegang (10% abv golden ale, collaboration of la Chouffe and Ommegang), Hennepin (saison ale), Abbey ale (Belgian dubbel), Adoration (10% s...
by InvisibleAerobar
Mon Aug 27, 2018 10:01 am
Forum: Investing - Help with Personal Investments
Topic: TSP G fund as only bond fund
Replies: 74
Views: 8519

Re: TSP G fund as only bond fund

Just wanted to bump this post and am curious to see if any of those who had posted on this previously have differing opinions on utilizing the G Fund as their sole bond fund given the rising interest rate environment we look to be in for the near term. The G Fund is unique in that you get the retur...
by InvisibleAerobar
Sat Aug 25, 2018 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Young Pharmacist With No Clue What To Do
Replies: 32
Views: 3160

Re: Young Pharmacist With No Clue What To Do

From my full time job, I make roughly $116 K gross. My part time job will bring in 10-11 K gross. From a tax bracket perspective are their any considerations? Careful here. You are right in the middle of the phase out income level for a Roth IRA. For 2018 phaseout starts at $120K and you become com...
by InvisibleAerobar
Sat Aug 25, 2018 9:33 am
Forum: Personal Finance (Not Investing)
Topic: Young Pharmacist With No Clue What To Do
Replies: 32
Views: 3160

Re: Young Pharmacist With No Clue What To Do

As I'm moving to PA and have a similar salary, I know the ball-park monthly numbers off of the top my head, and it's slightly less than ~6k/month, after 18.5k contribution to my 401(k)-equivalent account. Assuming one contribute 3k to 401(k) and have a medical spending of ~5k/yr, your monthly take ...
by InvisibleAerobar
Fri Aug 24, 2018 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: How do you keep your math skills sharp?
Replies: 40
Views: 2474

Re: How do you keep your math skills sharp?

I wanted to update this thread on the results of my efforts I have been trying to re-learn the mathematics of my engineering years and in fact grow beyond them. It's been a challenging, but highly rewarding journey. Learning math now is completely different from learning math in undergraduate. I ha...
by InvisibleAerobar
Fri Aug 24, 2018 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: Young Pharmacist With No Clue What To Do
Replies: 32
Views: 3160

Re: Young Pharmacist With No Clue What To Do

No worries I get asked that a lot :) Within 3-4 months of graduation about 95% of my graduating class (2015) found full time work or post graduate training. I live in metro Philadelphia and now competition is much tougher. It eases once you get out of the big city metro areas. gotcha; thanks for ta...
by InvisibleAerobar
Fri Aug 24, 2018 10:47 am
Forum: Personal Finance (Not Investing)
Topic: Young Pharmacist With No Clue What To Do
Replies: 32
Views: 3160

Re: Young Pharmacist With No Clue What To Do

I'm a 27 year old pharmacist and need some direction about managing money. I just completed my first year of work at my full yearly salary (I did two years of postgraduate training @ a stipend). I've been trying to get my financial house in order and educating myself by reading this blog and other ...
by InvisibleAerobar
Fri Aug 24, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: Good Non-Boring Boglehead Cars Under $30k
Replies: 215
Views: 12420

Re: Good Non-Boring Boglehead Cars Under $30k

thanks for that explanation

def not suggesting a camry

hell, a lot of 3-series CPOs are listed at less than $30k; those are a lot more "fun"
by InvisibleAerobar
Thu Aug 23, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: Good Non-Boring Boglehead Cars Under $30k
Replies: 215
Views: 12420

Re: Good Non-Boring Boglehead Cars Under $30k

5) How do you define fun driving dynamics? Handling, power, other? Handling, steering, size feel (don't want a car that feels heavy/big) mostly. Power not critical just don't want it to be slow. As long as it is ~7.5s 0-60 or faster it's fine. I'm curious how often it matters to have a 0-60 that's ...
by InvisibleAerobar
Wed Aug 22, 2018 10:06 pm
Forum: Personal Consumer Issues
Topic: I own 1,387 items!
Replies: 128
Views: 10509

Re: I own 1,387 items!

This is also how I think about it now. All of our stuff gets weighed when we move, and we have to be under certain limits. We had about 3,000 pounds early in our marriage, and now we're pushing 10,000 pounds (about 250 boxes and wrapped-up pieces) with two kids. Even though we've always been well u...
by InvisibleAerobar
Tue Aug 21, 2018 6:24 pm
Forum: Personal Consumer Issues
Topic: Good Non-Boring Boglehead Cars Under $30k
Replies: 215
Views: 12420

Re: Good Non-Boring Boglehead Cars Under $30k

Criteria: - Street price under $30k - Reliable - Fun driving dynamics (please no Corolla/Prius-type recommendations) - Support for Android Auto/Apple Carplay (either available now, or coming soon) - Can be new or used, but nothing over 3 years old What do you recommend? CPO Volvo V60 AWD. Fits my d...
by InvisibleAerobar
Tue Aug 21, 2018 4:25 pm
Forum: Personal Consumer Issues
Topic: Good Non-Boring Boglehead Cars Under $30k
Replies: 215
Views: 12420

Re: Good Non-Boring Boglehead Cars Under $30k

Criteria: - Street price under $30k - Reliable - Fun driving dynamics (please no Corolla/Prius-type recommendations) - Support for Android Auto/Apple Carplay (either available now, or coming soon) - Can be new or used, but nothing over 3 years old What do you recommend? CPO Volvo V60 AWD. Fits my d...
by InvisibleAerobar
Mon Aug 20, 2018 10:07 am
Forum: Personal Consumer Issues
Topic: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)
Replies: 48
Views: 5518

Re: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)

Fiction: Siddhartha - Hermen Hesse Pickwick papers Sherlock Holmes I am a big Dicken's fan. I think Nicholas Nickleby is my favorite Another fan of Dickens here. Hoping that this isn't too political or polemical, but I find the message to resonate, as there are a lot of economic similarities betwee...
by InvisibleAerobar
Sun Aug 19, 2018 11:33 am
Forum: Investing - Help with Personal Investments
Topic: Short term pain, long term gain?
Replies: 8
Views: 640

Re: Short term pain, long term gain?

I have been offered a GS position in the DC area (GS 11-8) and will be relocating with my family. I used to live in that area making 130k so this will be a massive pay cut (appx. 40k). I am currently contracting in the Tampa area making 95k so this will still be a paycut even without factoring in t...
by InvisibleAerobar
Sun Aug 19, 2018 10:00 am
Forum: Investing - Help with Personal Investments
Topic: Short term pain, long term gain?
Replies: 8
Views: 640

Re: Short term pain, long term gain?

I have been offered a GS position in the DC area (GS 11-8) and will be relocating with my family. I used to live in that area making 130k so this will be a massive pay cut (appx. 40k). I am currently contracting in the Tampa area making 95k so this will still be a paycut even without factoring in t...
by InvisibleAerobar
Sat Aug 18, 2018 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Your major and investing/finance?
Replies: 99
Views: 5121

Re: Your major and investing/finance?

Chemistry But it has an effect of zilch on my view of personal finance. It's a royal shame that they don't make personal finance a course you must pass before graduating (similar to how some universities require one to be able to swim 50 meters before graduating). "Saw the light" by accident: have b...
by InvisibleAerobar
Sat Aug 18, 2018 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: physics/math major looking for programmer/analyst job?
Replies: 89
Views: 5720

Re: physics/math major looking for programmer/analyst job?

Thanks for the replies! - he’d love to get an ms but doesn’t have a $ to his name - he doesn’t want to become a math teacher - he’s interested in data science, has a good background for it but has not fared well in interviews for those positions. - good idea on the signal processing, etc roles Best...