Search found 324 matches

by Freefun
Sat Sep 22, 2018 7:05 am
Forum: Personal Consumer Issues
Topic: What to wear for job interview - skip the tie?
Replies: 69
Views: 7747

Re: What to wear for job interview - skip the tie?

Wear the tie
After you get the job you can wear a swimsuit if you can get away with it
Best of luck !!!
by Freefun
Fri Sep 21, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: Apple watch Series 3
Replies: 2
Views: 214

Re: Apple watch Series 3

I like mine. I bought it because I like going sometimes without my phone and my watch has cell service. Heart rate monitoring is nice but I usually use a chest strap. For me the top conveniences are adding notes and reminders using Siri with the watch. Also using maps while driving or walking is ver...
by Freefun
Fri Sep 21, 2018 12:12 pm
Forum: Personal Consumer Issues
Topic: Recommend a To-do app please.
Replies: 26
Views: 1597

Re: Recommend a To-do app please.

My fav is todoist. I also use workflowy and Trello but for different things and they don't do all you asked in your post (but each have unique strenghs) Can you please elaborate more on how you use Trello differently than Todoist? I thought folks preferred one or the other. Trello for the Kanban st...
by Freefun
Fri Sep 21, 2018 5:48 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2793
Views: 558574

Re: What's Your Credit Card Rewards Strategy?

Can someone explain what you mean by "primary" coverage for the auto rentals? The benefits for both CSP and CSR say they are "primary" but the details say that any expenses reimbursed by your personal insurance aren't covered. Does this mean they collect against my personal insurance first, or is t...
by Freefun
Fri Sep 21, 2018 5:31 am
Forum: Personal Consumer Issues
Topic: Recommend a To-do app please.
Replies: 26
Views: 1597

Re: Recommend a To-do app please.

My fav is todoist.
I also use workflowy and Trello but for different things and they don't do all you asked in your post (but each have unique strenghs)
by Freefun
Thu Sep 20, 2018 1:40 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 25
Views: 1419

Re: YouTube Home workout vidoes

Here’s the type of home based stuff I’d do:

https://youtu.be/JWy2-Dz7vJo
by Freefun
Thu Sep 20, 2018 12:53 pm
Forum: Personal Consumer Issues
Topic: Don't trust Tripadvisor reviews
Replies: 55
Views: 4925

Re: Don't trust Tripadvisor reviews

Agree with others in that I always look for reviews from multiple sources.
by Freefun
Thu Sep 20, 2018 12:36 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 25
Views: 1419

Re: Home workouts

Burpees

Edited - also check YouTube. There’s a million workouts - of course some better than others - but it’s a good way to see stuff you might enjoy actually doing.
by Freefun
Thu Sep 20, 2018 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Physical Banking - Any benefits anymore?
Replies: 90
Views: 4474

Re: Physical Banking - Any benefits anymore?

I like my chase branch. I have a safety deposit box and a checking and debit card -just a few thousand on deposit. They always help me with anything like medallion certificates at no charge. It’s nice to be able to drop in.
by Freefun
Thu Sep 20, 2018 8:53 am
Forum: Personal Consumer Issues
Topic: Did you really have something to retire to?
Replies: 110
Views: 8290

Re: Did you really have something to retire to?

I haven't retired because I haven't found something I want to do that I have to retire in order to do and I still enjoy both of my jobs. But I've watched enough people retire poorly that I think it's a good idea to have something to retire too, and the earlier you retire the more important it is. I...
by Freefun
Wed Sep 19, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 205
Views: 13226

Re: What is your single most expensive mistake?

Thought I was a genius in the dot com bubble.

In my 20s I shopped at Barneys NY and got a Lexus. Ended up impressing the wrong people.

Sold apple early.
by Freefun
Wed Sep 19, 2018 12:09 pm
Forum: Personal Consumer Issues
Topic: Long term stays/vacations
Replies: 11
Views: 1459

Re: Long term stays/vacations

We've both been fully retired since March 2017, and I suspect we've been away from home about a third of the time. It would have been more except we have 2 dogs that stay home with a live-in sitter when we travel. Trips vary from a 4 day weekend to a couple of 3 week stays. We discovered a web site...
by Freefun
Wed Sep 19, 2018 6:53 am
Forum: Personal Consumer Issues
Topic: Long term stays/vacations
Replies: 11
Views: 1459

Re: Long term stays/vacations

Haven’t done long term vacations but I will as I will retire soon. I have lived on 4 continents much of my career so being abroad won't be new to me. A,friend showed me some places she found around Lake Como on Airbnb. Prices were fantastic $50-$100 night which of course can vary depending on what y...
by Freefun
Wed Sep 19, 2018 6:29 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Advisor suggesting 7 Bond funds for my 40%
Replies: 44
Views: 5119

Re: Vanguard Advisor suggesting 7 Bond funds for my 40%

Wow. I became a BH mostly for the simplicity of the three fund portfolio. So that’s what I am implementing. Suggestions such as what is seen here maybe more optimum or may not, but it’s too complicated for me to look after long-term.
by Freefun
Wed Sep 19, 2018 5:00 am
Forum: Investing - Theory, News & General
Topic: Robert Shiller interview: "Market could get a lot higher"
Replies: 28
Views: 4370

Re: Robert Shiller interview: "Market could get a lot higher"

I might start paying more attention to all these pundits if they reveal where theyre allocating their money to. I’m not saying I would copy their strategy but at least I would take them more seriously.
by Freefun
Tue Sep 18, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: WSJ print edition renwal time - any discounts?
Replies: 59
Views: 3578

Re: WSJ print edition renwal time - any discounts?

If anyone is interested in digital i get 2 years for $89 on eBay.
by Freefun
Tue Sep 18, 2018 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Business card impact on credit score (sole proprietor)
Replies: 5
Views: 581

Re: Business card impact on credit score (sole proprietor)

Thinking about applying for a business card for my rental unit. I'd apply for it as a sole proprietor with my SS#. How will this impact my credit score? I assume the company will use my current credit score to determine my eligibility for the business card, yes? Any reason not to do this? Thanks! P...
by Freefun
Tue Sep 18, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Dental work and hypertension issue
Replies: 40
Views: 2972

Re: Dental work and hypertension issue

Nowizard wrote:
Tue Sep 18, 2018 3:18 pm
If they expect 120/80 in the clinic, they will have either an empty clinic or young people in great shape.

Tim
+1

I was thinking that the average age of their patients must be 11 !
by Freefun
Tue Sep 18, 2018 11:39 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 273
Views: 25561

Re: U.S. stocks continue to soar!

gd wrote:
Tue Sep 18, 2018 7:13 am
Freefun wrote:
Wed Sep 12, 2018 10:51 am
This time it's different lol!

https://www.cnbc.com/2018/09/12/heres-h ... ecade.html
That article was an unusually good presentation of vacuity.
If CNBC says the market will deliver 9% returns every year then it's time to go all in lol !
by Freefun
Mon Sep 17, 2018 6:01 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2793
Views: 558574

Re: What's Your Credit Card Rewards Strategy?

I am thinking of canceling my Chase Sapphire Preferred (CSP) card, because I have two other cards that perform CSP's functions: - Chase Ink Preferred has 3x on travel expenses - Chase Ink Cash has 2x on restaurants Chase Ink Preferred allows me to: - book on the Chase portal at 1.25 redemption rate...
by Freefun
Sat Sep 15, 2018 2:10 pm
Forum: Personal Consumer Issues
Topic: How to start a website?
Replies: 12
Views: 1226

Re: How to start a website?

I have an idea for a website, the goal is for it to be a 'side hustle' or hobby: - Will display existing content from the web - Will allow feedback from people But how to start it? - I assume the first step is to register the domain. What's a good place to register? Cost? - How to make sure the sit...
by Freefun
Sat Sep 15, 2018 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: The Boglehead is anti-entrepreneur?
Replies: 62
Views: 3875

Re: The Boglehead is anti-entrepreneur?

Just because you're a BH in investing doesn't mean you're anti-entrepreneur or risk averse.
I like the BH philosophy investment because of its simplicity and its proven to work.
by Freefun
Sat Sep 15, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: Should I sell my MacBook pro?
Replies: 18
Views: 1545

Re: Should I sell my MacBook pro?

I have an iMac at work an iMac at home, and an iPad pro. I rarely use my MBP, basically on once or twice a year work trips and when I am sick on the couch. iPad pro seems to be handling most stuff. If you were me, would you sell it? I would sell it given stated infrequent use. Invest the proceeds.
by Freefun
Sat Sep 15, 2018 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: Then and Now - Lucky Me, Lucky You?
Replies: 10
Views: 880

Re: Then and Now - Lucky Me, Lucky You?

Then: A college education was affordable, and you could graduate debt-free. Now: A college education is now unaffordable for many people, and student loans are the second largest category of household debt. Then: Good paying manufacturing jobs were plentiful and you had the opportunity to move up t...
by Freefun
Sat Sep 15, 2018 9:19 am
Forum: Personal Consumer Issues
Topic: Portable Music
Replies: 12
Views: 793

Re: Portable Music

Amazon has some. I haven't used them..

https://smile.amazon.com/Bluetooth-KLAN ... mp3+player
by Freefun
Fri Sep 14, 2018 12:45 pm
Forum: Personal Consumer Issues
Topic: FaceID w driving? ... upgrading from 5S
Replies: 18
Views: 817

Re: FaceID w driving? ... upgrading from 5S

I might use my Apple Watch to respond to messages since it prepares canned responses e.g. Can't talk now..
by Freefun
Wed Sep 12, 2018 10:21 am
Forum: Personal Consumer Issues
Topic: Do you use social media to enhance your travel experience?
Replies: 66
Views: 2804

Re: Do you use social media to enhance your travel experience?

Similar age.
Love travel and cherish the experience.

I may try to share experiences more widely when I'm retired - more to keep my mind active and less about $.
by Freefun
Wed Sep 12, 2018 7:38 am
Forum: Investing - Theory, News & General
Topic: Money Market Redemption Gate
Replies: 18
Views: 1076

Re: Money Market Redemption Gate

Ok so it sounds like I need to move all my VMMXX (prime MM) to VUSXX (treasury MM). Correct? Thanks ! Federal interest is not taxable by states so that's an added benefit of treasury MMF if you pay state income taxes. If I didn't have immediate plans for the cash I'd use an FDIC/NCUA insured CD for...
by Freefun
Wed Sep 12, 2018 6:59 am
Forum: Investing - Theory, News & General
Topic: Money Market Redemption Gate
Replies: 18
Views: 1076

Re: Money Market Redemption Gate

Ok so it sounds like I need to move all my VMMXX (prime MM) to VUSXX (treasury MM). Correct?
Thanks !
by Freefun
Wed Sep 12, 2018 6:06 am
Forum: Investing - Theory, News & General
Topic: Money Market Redemption Gate
Replies: 18
Views: 1076

Re: Money Market Redemption Gate

Ok. So if the odds are 1 in 26,314 I'm not sure I should be doing anything. I've stashed a few years living expenses in VG MM. I don't plan on having much income (will retire) hence the need to use MM funds to live on. Should I put some cash elsewhere, and if so any suggestions? I have accounts at C...
by Freefun
Wed Sep 12, 2018 5:16 am
Forum: Investing - Theory, News & General
Topic: Money Market Redemption Gate
Replies: 18
Views: 1076

Re: Money Market Redemption Gate

I didn't know MM NAV can move. So my VMMXX can have a price other than $1 ??
by Freefun
Mon Sep 10, 2018 3:46 pm
Forum: Investing - Theory, News & General
Topic: Medallion Signature guarantee?
Replies: 28
Views: 2278

Re: Medallion Signature guarantee?

My local chase bank did one for me at no charge.
by Freefun
Mon Sep 10, 2018 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle Options/Suggestions.
Replies: 95
Views: 8879

Re: Side Hustle Options/Suggestions.

I find Chris' podcast informative for side hustle ideas. My motivation is to be busy in retirement and keep the brain moving.

https://sidehustleschool.com/podcasts/
by Freefun
Mon Sep 10, 2018 1:14 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime - Value?
Replies: 71
Views: 5377

Re: Amazon Prime - Value?

I seem to get everything in 2 days.
by Freefun
Sun Sep 09, 2018 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else playing catch-up in their 40's?
Replies: 68
Views: 7121

Re: Anyone else playing catch-up in their 40's?

Overspent until 30-something. While I saved >50% in later years I wished I saved earlier to benefit from compounding. Better late than never.
by Freefun
Sun Sep 09, 2018 1:40 pm
Forum: Personal Consumer Issues
Topic: Can Sneakers go with Business Casual?
Replies: 172
Views: 8000

Re: Can Sneakers go with Business Casual?

I've worn these Reeboks

https://www.amazon.com/Reebok-Mens-Cush ... .0+walking

I've gotten a few comments but I don't care. $25 and I'm comfortable in them after long work outs.
by Freefun
Sun Sep 09, 2018 8:08 am
Forum: Personal Consumer Issues
Topic: Cell phone tip: block callers
Replies: 50
Views: 6779

Re: Cell phone tip: block callers

I will try the DND / known contact list tip. My spam calls / texts are getting excessive. I'm about to be sued by the IRS unless I call someone back immediately. They say they're the only folks that can keep me out of jail. I also have been compromised by malware on my windows computer. I did talk t...
by Freefun
Sun Sep 09, 2018 7:42 am
Forum: Personal Consumer Issues
Topic: time for new pair of glasses
Replies: 36
Views: 2492

Re: time for new pair of glasses

I've recently switched to using Costco for my eyeglasses. Prior to that I was going to Pearle. Wow what a price difference. So after reading these posts, does anyone think I can save more by using online services (Zenni etc) rather than costco? I have progressives. I also get single vision glasses e...
by Freefun
Thu Sep 06, 2018 5:11 pm
Forum: Personal Consumer Issues
Topic: Gentlemen: underwear shopping question
Replies: 35
Views: 3929

Re: Gentlemen: underwear shopping question

The Ex Officio give n go is my favorite travel underwear of choice. I wear the regular boxers, but I assume their briefs are also very nice. They're made well, but a common complaint is that after many wears the waistband gives out, rendering the underwear useless. This happened to my first pair, b...
by Freefun
Wed Aug 29, 2018 4:36 pm
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 155
Views: 9669

Re: How do you save money on groceries?

+1 for Costco
by Freefun
Tue Aug 28, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: Unique Phone Apps that you find yourself using most often?
Replies: 46
Views: 6621

Re: Unique Phone Apps that you find yourself using most often?

For those that like to go hiking or mountain climbing: Gaia gps: great trail app. I've used all the popular ones and find this the most reliable. No cell service needed. .. Peakfinder: one of the most ingenious apps I've seen. You point this to any mountains and it tells you the name of them. If you...
by Freefun
Mon Aug 27, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: Your Best Mood Boosting Books (not self-help)
Replies: 29
Views: 2343

Re: Your Best Mood Boosting Books (not self-help)

How to get filthy rich in rising Asia.

It’s a funny book and quick read!
by Freefun
Sat Aug 25, 2018 12:38 pm
Forum: Personal Consumer Issues
Topic: Sheraton Kauai timeshare
Replies: 35
Views: 3825

Re: Sheraton Kauai timeshare

Been at many of these- I lost count likely- 10 or more. I was offered the Hawaii one but didn't respond in time- now they're waiting for approval to get me the offer again. Signed up for Cabos but didn't pick a date yet. $199 for 4 days? Sure. Obviously everyone values their time differently. For th...
by Freefun
Thu Aug 23, 2018 3:28 pm
Forum: Personal Consumer Issues
Topic: relationship issues - advise needed
Replies: 51
Views: 4113

Re: relationship issues - advise needed

oh no, i already called EAP and they set me up with a independent counselor - they said it is confidential by law unless they sense i may harm myself or others...oh well...EAP says, i have 5 free sessions Don't call EAP (employee assistance)! The last thing you want to do is get your employer mixed...
by Freefun
Thu Aug 23, 2018 11:49 am
Forum: Local Chapters and Bogleheads Community
Topic: Houston Chapter
Replies: 85
Views: 16637

Re: Houston Chapter

drjames wrote:
Wed Aug 22, 2018 4:20 pm
New here. I live in Cypress. Any meetings in NW Houston?
There’s at least 2 groups. If you’re north there’s a woodlands one.

viewtopic.php?t=246214
by Freefun
Thu Aug 23, 2018 11:44 am
Forum: Forum Issues and Administration
Topic: Rating system for posts/posters ?
Replies: 60
Views: 2553

Re: Rating system for posts/posters ?

This is probably the best forum I’ve seen. I came here for financial advice and ended up learning so much other stuff.

If there were ratings I might have not read stuff I definitively benefited from.

Love this the way it is and happy to read from anyone whether I agree or not.