Search found 8 matches

by e_swami
Sat Mar 31, 2018 5:21 pm
Forum: Investing - Help with Personal Investments
Topic: Quantum and Asset Allocation for 529 account
Replies: 3
Views: 367

Quantum and Asset Allocation for 529 account

Hello all I am thinking about my son's 529 account. He is 11 years old now. 1. How much money should one look to save. Theoretically, $300K should cover 4 years at even the most expensive college. Is that the max one would ever look to save or are there reasons to save more than this amount? I guess...
by e_swami
Sun Jan 28, 2018 11:07 pm
Forum: Investing - Theory, News & General
Topic: US vs International stocks
Replies: 1
Views: 529

US vs International stocks

I generally try to follow Merriman's style of allocating equal amounts across various equity segments (growth/value, large cap/small cap etc). At current valuations, does it makes sense to weight international stocks more heavily rather than weight all asset segments equally? Or is it part of the di...
by e_swami
Mon Jan 15, 2018 6:37 pm
Forum: Investing - Theory, News & General
Topic: International Small-cap Value Funds ??
Replies: 55
Views: 9605

Re: International Small-cap Value Funds ??

FNDC and the Powershares PDN (.50) are good options. Don't be unduly taken aback by them being "blend funds" as the RAFI methodology tends to grab a lot of deep value and cheap blend-growth. They're also the only good pair of solutions in taxable accounts. DLS is great in tax-deferred accounts but ...
by e_swami
Sun Jan 14, 2018 6:48 pm
Forum: Investing - Theory, News & General
Topic: International Small-cap Value Funds ??
Replies: 55
Views: 9605

Re: International Small-cap Value Funds ??

At this point, I only own VSS/VFSVX for international small cap. (It is our largest equity position.) None of the international small-cap value funds that I have access to are compelling yet. I have my eye on ISCF (iShares EDGE MSCI Multifactor International Small Cap ETF), but at the moment it onl...
by e_swami
Sun Jan 14, 2018 5:05 pm
Forum: Investing - Theory, News & General
Topic: International Small-cap Value Funds ??
Replies: 55
Views: 9605

Re: International Small-cap Value Funds ??

SCHC and FNDC are not very different from VFSVX. These are all intl small cap but not necessarily "value"

https://personal.vanguard.com/us/funds/ ... true#tab=2
by e_swami
Sun Jan 14, 2018 3:06 pm
Forum: Investing - Theory, News & General
Topic: International Small-cap Value Funds ??
Replies: 55
Views: 9605

International Small-cap Value Funds ??

I like Merriman's Ultimate-buy-and-hold approach. However, Vanguard does not seem to have any funds for the "International small cap value" asset class. Are there any alternatives that work, other than going to DFA?
by e_swami
Sun Jan 14, 2018 10:30 am
Forum: Investing - Theory, News & General
Topic: What should I own on the bond side ???
Replies: 11
Views: 2094

Re: What should I own on the bond side ???

Thanks everyone for the responses. I have been telling myself that I am perhaps too worried about loss of value vs higher interest income. This gives me more to act on that 1. What do people here think about international bonds? 2. Thoughts on using 529 for a part of my fixed income requirements ove...
by e_swami
Sat Jan 13, 2018 6:06 pm
Forum: Investing - Theory, News & General
Topic: What should I own on the bond side ???
Replies: 11
Views: 2094

What should I own on the bond side ???

I have a target 70/30 stock/bond mix (I am 43 years old). I have struggled with the fixed income side of my portfolio for the past couple of years under the idea that since interest rates are zero, bonds prices can ONLY decline. As a result my fixed income side has been limited to the following (per...