Search found 8 matches

by Pharm91
Tue Feb 06, 2018 5:07 pm
Forum: Investing - Theory, News & General
Topic: Huge afternoon stock drop on 2.5.2018 and stock raise on 2.6.2018 is caused by mutual fund holders
Replies: 46
Views: 7440

Re: Huge afternoon stock drop on 2.5.2018 and stock raise on 2.6.2018 is caused by indexers

He's not blaming mutual funds. He blaming people trying to time the market with mutual funds.. Every single person with an S&P 500 fund who sold on a bearish break on 50 or 100 day moving averages would have had an order executed at close on Monday. OP certainly makes this claim as it is certainty w...
by Pharm91
Fri Jan 19, 2018 7:43 am
Forum: Investing - Theory, News & General
Topic: Tax Law Sunset 2025 - Roth vs Traditional
Replies: 90
Views: 8864

Re: Tax Law Sunset 2025 - Roth vs Traditional

With a current income of roughly 140k/year I will be in the 24% tax bracket and putting away my money roth. I was putting my money away roth in the past as well. There are a couple of reasons for this. My longtime girlfriend and likely my wife someday makes 300k per year. Our tax bracket will certai...
by Pharm91
Fri Jan 12, 2018 10:41 pm
Forum: Investing - Help with Personal Investments
Topic: REIT or No REIT
Replies: 98
Views: 15779

Re: REIT or No REIT

What a coincidence it is near a 52 week low and most want to get rid of them. Here's a different opinion when they were booming: https://www.bogleheads.org/forum/viewtopic.php?t=52866 Stay the course, folks. If they were good back then they are still good now. I am rebalancing in since that's what ...
by Pharm91
Fri Jan 12, 2018 10:38 pm
Forum: Investing - Help with Personal Investments
Topic: REIT or No REIT
Replies: 98
Views: 15779

Re: REIT or No REIT

I'm helping my brother with his long term investing. He does not have access to a tax-advantaged account at the moment. Perhaps in 2-3 years but still uncertain. The allocation I would like for him is: 80% Stocks (US, Dev-Ex US, EM) 10% Reits (US, International) 10% US long term bonds The Question ...
by Pharm91
Fri Jan 12, 2018 10:30 pm
Forum: Investing - Theory, News & General
Topic: REITs under new tax law
Replies: 21
Views: 3986

Re: REITs under new tax law

Sorry to be dense but as I understand the thread, the new tax law does provide some (tangential) benefits to REITs because of the pass through changes But REITS have still taken a beating (that I can see !) Is that correct ? One of the problems with the REIT index is that I think shopping and mall ...
by Pharm91
Thu Jan 11, 2018 10:28 am
Forum: Personal Finance (Not Investing)
Topic: Is it time for me to "call in rich"?
Replies: 75
Views: 13426

Re: Is it time for me to "call in rich"?

What I can tell you is that health care without subsidies or employer aid will cost you a fortune at your age until you qualify for medicare. Those suggesting a 2% bond portfolio need to factor in inflationary risk. Other than that If you can keep busy I would say go for it. You've worked hard your ...
by Pharm91
Thu Jan 11, 2018 10:19 am
Forum: Investing - Help with Personal Investments
Topic: Buy bonds until market correction
Replies: 28
Views: 3093

Re: Buy bonds until market correction

+1. I've also had to throw all new investable funds at bonds as well. I don't necessarily "like" doing that based on all the discussion of falling bond prices, but I did the same a couple years back with international equities and was handsomely rewarded. Sames goes for REITs before that. Moral of ...
by Pharm91
Thu Jan 11, 2018 9:56 am
Forum: Investing - Theory, News & General
Topic: REITs under new tax law
Replies: 21
Views: 3986

Re: REITs under new tax law

The run on REITS seems to be a perfect storm at the moment. Investor optimism was not very high during this past year except for in data centers. You would have thought the rate hikes would be priced into the market prior to this recent decline. I can see us digging down to 25.50 on vgsix or even fu...