Search found 333 matches
- Sat Mar 16, 2024 10:51 am
- Forum: Personal Finance (Not Investing)
- Topic: Dollar Cost Averaging
- Replies: 18
- Views: 1635
Dollar Cost Averaging
Other than 401s, etc., do you do it when making a purchase? I read a few articles over the years that it doesn't out-perform an immediate purchase. If there is a fund or stock that I like, I just lump sum it.
- Wed Mar 13, 2024 3:22 pm
- Forum: Personal Consumer Issues
- Topic: Tour Company - Vietnam
- Replies: 11
- Views: 1481
Re: Tour Company - Vietnam
We did Viet Nam and Cambodia on a combination land/river cruise with Uniworld. They put us up in nice hotels (Sofitel, Hyatt). Small size boat includes tours. It was a 14 day tour.
- Wed Mar 13, 2024 3:14 pm
- Forum: Personal Consumer Issues
- Topic: Ooma Phone Service
- Replies: 40
- Views: 3570
Re: Ooma Phone Service
Does Ooma work with a TP Link Mesh system? How does it hook up?
- Tue Mar 12, 2024 3:07 pm
- Forum: Personal Consumer Issues
- Topic: Ooma Phone Service
- Replies: 40
- Views: 3570
Re: Ooma Phone Service
Do you still have service if you port your existing number to Ooma? What happens in the interim?
- Tue Mar 12, 2024 8:37 am
- Forum: Personal Consumer Issues
- Topic: Umbrella Policy & IRA
- Replies: 9
- Views: 1185
Re: Umbrella Policy & IRA
Thanks
- Mon Mar 11, 2024 5:41 am
- Forum: Personal Consumer Issues
- Topic: Ooma Phone Service
- Replies: 40
- Views: 3570
Ooma Phone Service
Anyone have any experience with it?
- Sun Mar 10, 2024 9:57 am
- Forum: Personal Consumer Issues
- Topic: Umbrella Policy & IRA
- Replies: 9
- Views: 1185
Re: Umbrella Policy & IRA
No drivers under 25. No boats, watercraft, pools or anything other than a house with one car and two drivers both in their 70's. Drive about 5000 miles/year.realclemsongrad wrote: ↑Sun Mar 10, 2024 9:52 am For sure the net worth you are trying to protect is important. But the only way is to gauge the risk. How many drivers do you have esp under 25 etc. In my case I spoke to our attorney and the risk with under 25 driver is always high. So as soon as he got a job we promptly moved him off the insurance and retitled the car in his name. So my point is umbrella is not the only answer and it greatly depends on the risk you are trying to mitigate.
Best regards
- Sun Mar 10, 2024 9:20 am
- Forum: Personal Consumer Issues
- Topic: Umbrella Policy & IRA
- Replies: 9
- Views: 1185
Umbrella Policy & IRA
Net worth is about 6.9M.
Taxable account is 4.3M
IRA (Roth & Trad) is 2.2M
Variable Ann. is 360K.
I am thinking of a 3M umbrella policy since IRAs are protected in the state of CT.
Any opinions on getting a 3M umbrella.
Taxable account is 4.3M
IRA (Roth & Trad) is 2.2M
Variable Ann. is 360K.
I am thinking of a 3M umbrella policy since IRAs are protected in the state of CT.
Any opinions on getting a 3M umbrella.
- Fri Mar 01, 2024 8:29 am
- Forum: Personal Finance (Not Investing)
- Topic: Medicare Claim Denials
- Replies: 17
- Views: 1897
Re: Medicare Claim Denials
Anyone ever have Medicare A/B deny a claim for ANYTHING? Yes as my lab tests are normally no cost but they denied the a1c test because it hadn't been established as medically necessary so I will try to appeal and for sure make the doctor provide verification. My doctor has also had an A1C test done on me & I've had to pay for it. A1C is used to test for diabetes & Medicare won't pay for it unless you have been diagnosed with diabetes. Do you want diabetes diagnosed as a current condition on your medical records, for it to be paid for? You don't have to be diagnosed with diabetes for Medicare to cover A1C test. From Medicare Handbook Diabetes screenings Medicare covers up to 2 blood glucose (blood sugar) laboratory test screenings (...
- Thu Feb 29, 2024 2:39 pm
- Forum: Personal Consumer Issues
- Topic: Neighbor Got Burglarized, How To Prevent
- Replies: 74
- Views: 8524
Re: Neighbor Got Burglarized, How To Prevent
The bar or dowel in the track only prevents the sliding part of the door to be secure.The stationary panel of the door must be protected also. This panel can be pried open with a small tool. Check out Google to find brackets that are used to secure the stationary panel.
- Thu Feb 29, 2024 6:50 am
- Forum: Personal Consumer Issues
- Topic: What are you listening to now
- Replies: 5832
- Views: 590928
Re: What are you listening to now
Ten Years After
Cricklewood Green
Cricklewood Green
- Wed Feb 28, 2024 7:22 am
- Forum: Personal Finance (Not Investing)
- Topic: Fidelity as a one stop shop
- Replies: 6053
- Views: 1037150
Re: Fidelity one-stop - backup option for writing checks
[Thread merged into here --admin LadyGeek] I consolidated everything with Fidelity, which has been mostly great. However there are occasional situations where a check is needed - for example I just had a frustrating experience trying to pay for a car electronically (the "car warehouse" Plaid integration did not support Fidelity). I do not really want to wait a week for Fidelity to mail me a check. Nor do I want to wait 5 days for a wire transfer to "go through" with the vendor. Does anyone keep a backup account for writing checks? Any recommendations for a bank whose website/app does not suck? Are there any services where I could somehow wire money and pay a fee to get a check the same day on the rare occasions I need i...
- Mon Feb 19, 2024 11:41 am
- Forum: Personal Finance (Not Investing)
- Topic: New York State tax issue, 2024 Turbo Tax
- Replies: 12
- Views: 917
Re: New York State tax issue, 2024 Turbo Tax
Treasuries are taxable on the federal level but tax free on the state level.50ismygoal wrote: ↑Mon Feb 19, 2024 10:59 am The security in question was short term treasuries, VGSH. The total tax amount is probably $700 or so.
- Sun Feb 18, 2024 10:40 am
- Forum: Personal Consumer Issues
- Topic: Dubai Airport Luggage Storage
- Replies: 1
- Views: 256
Dubai Airport Luggage Storage
We are on a cruise that will end in Dubai. We have an entire day in the city. We would like to drop off or store our luggage at the airport while we take a tour of the city. Anyone have any experience with this?
- Sat Feb 17, 2024 1:37 pm
- Forum: Personal Consumer Issues
- Topic: Dubai Airport Hotel
- Replies: 5
- Views: 875
Dubai Airport Hotel
I have a flight from Dubai to JFK that leaves Dubai at 1:15am. I have an entire day in Dubai and I would like to get a short stay hotel for the day. Anyone have experience with this?
- Fri Feb 16, 2024 8:22 am
- Forum: Personal Consumer Issues
- Topic: Motorized blind/shade recommendation needed
- Replies: 20
- Views: 1536
Re: Motorized blind/shade recommendation needed
I have motorized shades from Budget Blinds. The battery pack is remote from the the shades and is accessible with a step ladder. It is a wired battery pack but the wires are not noticeable. I only need the shades during the summer. The eight 1.5v batteries last two seasons.EagertoLearnMore wrote: ↑Fri Feb 16, 2024 7:34 am Budget Blinds did a good job installing motorized blinds at a previous house. They worked well, but the problem arises when the batteries need to be replaced. The reason for motorized blinds usually is location problems and access. When the batteries need to be changed, that's the problem. If you are prepared to be able to access the top of the valance for battery swaps, then motorized blinds are fine.
- Mon Feb 12, 2024 8:41 am
- Forum: Investing - Theory, News & General
- Topic: Taxation of Treasury bills, notes and bonds
- Replies: 1078
- Views: 157180
Accrued Market Discount
[Thread merged into here --admin LadyGeek]
This from Fido 1099-B. I am using TT Download. I believe this entry requires an adjustment. Can anyone help out with how to fill in the form?
1a UNITED STATES TREAS SER BF-2023 0.12500%, 91282CCU3
Action Redemption
Quantity 200,000.
1b Date Acquired 09/07/22
1c Date Sold or Disposed 08/31/23
1d Proceeds 200,000.
1e Cost or Other Basis (b) 193,514.
1f Accrued Market Discount 6,486.
1g Wash Sale Loss Disallowed
Gain/Loss (-) 6,486.
4 Federal Income Tax Withheld
14 State
16 State Tax Withheld
This from Fido 1099-B. I am using TT Download. I believe this entry requires an adjustment. Can anyone help out with how to fill in the form?
1a UNITED STATES TREAS SER BF-2023 0.12500%, 91282CCU3
Action Redemption
Quantity 200,000.
1b Date Acquired 09/07/22
1c Date Sold or Disposed 08/31/23
1d Proceeds 200,000.
1e Cost or Other Basis (b) 193,514.
1f Accrued Market Discount 6,486.
1g Wash Sale Loss Disallowed
Gain/Loss (-) 6,486.
4 Federal Income Tax Withheld
14 State
16 State Tax Withheld
- Mon Feb 05, 2024 10:58 am
- Forum: Personal Consumer Issues
- Topic: Hotel recommendation at Siem Reap, Cambodia
- Replies: 15
- Views: 923
Re: Hotel recommendation at Siem Reap, Cambodia
Sofitel Angkor Phokeethra.
- Wed Dec 13, 2023 8:40 am
- Forum: Personal Consumer Issues
- Topic: Email Address
- Replies: 12
- Views: 1162
Email Address
I currently have Xfinity (Comcast) as my internet and email provider. My address is XXXXX@comcast.net. If I switch internet providers would I be able to keep my Comcast email address ?
- Tue Dec 12, 2023 11:18 am
- Forum: Personal Consumer Issues
- Topic: Durable Spray Bottle For Clorox Solution
- Replies: 19
- Views: 1746
Re: Durable Spray Bottle For Clorox Solution
I re-use an original Clorox spray bottle that I bought at the supermarket.
- Mon Dec 11, 2023 10:36 am
- Forum: Personal Finance (Not Investing)
- Topic: Fidelity free Turbotax 2023
- Replies: 435
- Views: 156970
Re: Fidelity free Turbotax 2023
Just downloaded TT for TY 2023. $5.00 plus tax. Go to Fido site and search for TT.
- Fri Dec 08, 2023 8:36 am
- Forum: Personal Finance (Not Investing)
- Topic: Fidelity free Turbotax 2023
- Replies: 435
- Views: 156970
Re: Fidelity free Turbotax 2023
Last year I was required to pay sales tax on the free Turbotax.
- Sun Nov 12, 2023 1:10 pm
- Forum: Personal Consumer Issues
- Topic: Smoke Detectors
- Replies: 56
- Views: 6341
Re: Smoke Detectors
[/quote]
One of my "God questions" someday will be, "Why do smoke alarm batteries always beep in the middle of the night?"
[/quote]
It is not uncommon for an insect or spider to get into the detector and cause it to alarm.
Chirping at night usually happens when the battery is on the cusp of dying. The temp in the house drops at night and because of the cooler temp the battery will hold less of a charge causing the detector to do what it is designed to do, which is to alert that the battery needs to be replaced. It's good to replace the batteries on a regular schedule instead of waiting for the chirping.
One of my "God questions" someday will be, "Why do smoke alarm batteries always beep in the middle of the night?"
[/quote]
It is not uncommon for an insect or spider to get into the detector and cause it to alarm.
Chirping at night usually happens when the battery is on the cusp of dying. The temp in the house drops at night and because of the cooler temp the battery will hold less of a charge causing the detector to do what it is designed to do, which is to alert that the battery needs to be replaced. It's good to replace the batteries on a regular schedule instead of waiting for the chirping.
- Wed Nov 08, 2023 5:47 pm
- Forum: Personal Finance (Not Investing)
- Topic: Depreciation Recapture
- Replies: 33
- Views: 2322
Re: Depreciation Recapture
Your adjusted basis is based on the tax basis which is lowered by the amount of depreciation allowed. This becomes your adjusted cost basis and your recapture will be based on this amount.
- Tue Nov 07, 2023 10:51 am
- Forum: Personal Consumer Issues
- Topic: Tankless - low hot water flow
- Replies: 32
- Views: 3593
Re: Tankless - low hot water flow
Has the system ever been decalcified?
- Sun Nov 05, 2023 5:37 am
- Forum: Forum Issues and Administration
- Topic: Boglehead Keeps Logging Out
- Replies: 81
- Views: 16046
Re: Boglehead Keeps Logging Out
I'm on a PC. Windows 11.
- Sat Nov 04, 2023 3:27 pm
- Forum: Forum Issues and Administration
- Topic: Boglehead Keeps Logging Out
- Replies: 81
- Views: 16046
Boglehead Keeps Logging Out
About a week ago, I noticed that I have to log in to Bogelhead almost every time I visit the site. I have "Remember Me" checked.
Any ideas why this is happening?
Any ideas why this is happening?
- Tue Oct 24, 2023 3:07 pm
- Forum: Personal Consumer Issues
- Topic: Thunderbird saying "no new email"
- Replies: 56
- Views: 5251
Re: Thunderbird saying "no new email"
Re: new version of Thunderbird, I can't sort Trash by date.
- Sun Oct 08, 2023 9:35 am
- Forum: Personal Finance (Not Investing)
- Topic: Quicken 2019 and forward
- Replies: 1062
- Views: 115443
Re: Quicken 2019 and forward
New problem I'm having. In Online Center: shows downloaded deposit into Fido, however when I click on compare doesn't show up and cant remove it from downloaded transactions. I manually entered it but it still appears. Seems like every few days there is another issue with Quicken.
- Sat Sep 30, 2023 5:55 am
- Forum: Personal Finance (Not Investing)
- Topic: Quicken 2019 and forward
- Replies: 1062
- Views: 115443
Re: Quicken 2019 and forward
After I download transactions I get a notice from Quicken to "enter a valid date" Anyone else getting this? If so how do I correct? I click OK and everything is good.
- Tue Sep 19, 2023 6:05 am
- Forum: Personal Consumer Issues
- Topic: Attic Insulation ? Is the cost worth it?
- Replies: 30
- Views: 3713
Re: Attic Insulation ? Is the cost worth it?
Diminishing returns on the insulation. The more insulation you add, the less savings per inch of insulation. That has to be factored in to the amount of savings vs the cost.
- Sun Sep 17, 2023 4:49 pm
- Forum: Personal Consumer Issues
- Topic: Your experience selling a car to a dealer / CarMax / Carvana
- Replies: 50
- Views: 7340
Re: Your experience selling a car to a dealer / CarMax / Carvana
Has anyone sold a car coming off a Toyota lease?
- Sun Sep 17, 2023 11:57 am
- Forum: Personal Finance (Not Investing)
- Topic: question about individual stocks versus mutual funds
- Replies: 17
- Views: 1456
Re: question about individual stocks versus mutual funds
If in a taxable account, they would be subject to a stepped up basis which will save taxes.
- Tue Sep 12, 2023 5:30 am
- Forum: Personal Consumer Issues
- Topic: Strange slide whistle / groan noise from HVAC
- Replies: 3
- Views: 481
Re: Strange slide whistle / groan noise from HVAC
Could it be the TXV?
- Mon Sep 11, 2023 7:49 am
- Forum: Personal Investments
- Topic: Running out of tax-advantaged space -- reduce REIT allocation? Or put REIT in taxable?
- Replies: 22
- Views: 2155
Re: Running out of tax-advantaged space -- reduce REIT allocation? Or put REIT in taxable?
Am I correct in saying that REIT dividends are not qualified dividends therefore taxed as ordinary income?
- Tue Sep 05, 2023 12:21 pm
- Forum: Personal Consumer Issues
- Topic: 10YR smoke detectors in seasonal/unheated home(?)
- Replies: 14
- Views: 1334
Re: 10YR smoke detectors in seasonal/unheated home(?)
They can be monitored by a central station that would notify the fire department.
- Tue Sep 05, 2023 9:18 am
- Forum: Personal Finance (Not Investing)
- Topic: Teacher retire/rehire and health insurance question
- Replies: 5
- Views: 768
Re: Teacher retire/rehire and health insurance question
You can only deduct the amount that exceeds 7.5% of AGI threshold for medical expenses.BarbBrooklyn wrote: ↑Tue Sep 05, 2023 6:57 am One can deduct health insurance premiums IF you itemize AND if you pay them with post-tax funds
I hope others have more complete answers.
- Sun Aug 13, 2023 11:13 am
- Forum: Personal Finance (Not Investing)
- Topic: Quicken - Checkbook
- Replies: 22
- Views: 1353
Re: Quicken - Checkbook
I wish Fido would have a checkbook app on their site.
- Sun Aug 13, 2023 10:24 am
- Forum: Investing - Theory, News & General
- Topic: Agency Bond Calls
- Replies: 6
- Views: 528
Re: Agency Bond Calls
Cusip 3130AWSE1
- Sun Aug 13, 2023 10:11 am
- Forum: Investing - Theory, News & General
- Topic: Agency Bond Calls
- Replies: 6
- Views: 528
Re: Agency Bond Calls
No Yield to Worst on Fido site. This is the bond I'm looking at.
FEDERAL HOME LOAN BANKS BOND
5.50000% 08/14/2025
- Sun Aug 13, 2023 8:11 am
- Forum: Investing - Theory, News & General
- Topic: Agency Bond Calls
- Replies: 6
- Views: 528
Agency Bond Calls
How much would interest have to drop for a 2 year agency bond to be called? If a new issue is 5.50%, what would be the call rate?
- Sat Aug 12, 2023 8:16 am
- Forum: Personal Consumer Issues
- Topic: NJM Insurance
- Replies: 6
- Views: 1242
NJM Insurance
Thinking of switching my homeowners, auto and umbrella from AARP Hartford to NJM. Survey of Consumer Reports subscribers gave them an excellent rating, second only to USAA. Anyone have any experience with NJM?
- Sat Aug 12, 2023 8:11 am
- Forum: Personal Consumer Issues
- Topic: Need to lubricate Moen faucet every 3 months!
- Replies: 27
- Views: 5330
Re: Need to lubricate Moen faucet every 3 months!
Replace the cartridge.
- Mon Aug 07, 2023 12:17 pm
- Forum: Personal Consumer Issues
- Topic: Fire Blanket
- Replies: 13
- Views: 2344
- Mon Aug 07, 2023 8:43 am
- Forum: Personal Finance (Not Investing)
- Topic: Quicken 2019 and forward
- Replies: 1062
- Views: 115443
Re: Quicken 2019 and forward
How do I overwrite it with an image of my choice or change the path?LadyGeek wrote: ↑Mon Aug 07, 2023 8:20 amHere's how to fix it:michaeljc70 wrote: ↑Mon Aug 07, 2023 7:25 am I recently got a Fidelity account and added it to Quicken and now I see a Fidelity advertisement (basically) every time I start Quicken.LadyGeek wrote: ↑Fri Jul 21, 2023 11:48 am The latest Quicken update has again overwritten my splash screen image (what you see when Quicken first starts). Like last time, it's a promotion for Fidelity. It's yet another way to insert ads.
In C:\ProgramData\Quicken\Config\QUICKEN.INI, look for the line which starts with "Splash=".
Overwrite that file with the image of your choice. Or, change the path to something else.Code: Select all
Splash=C:\ProgramData\Quicken\07776\SPLASH.BMP
Thanks
- Thu Jun 29, 2023 8:13 am
- Forum: Personal Consumer Issues
- Topic: Is uninsured motor vehicle insurance a good idea?
- Replies: 58
- Views: 5645
Re: Is uninsured motor vehicle insurance a good idea?
Also covers you if you are a pedestrian and hit by an UI motorist.
- Fri Jun 09, 2023 1:31 pm
- Forum: Personal Consumer Issues
- Topic: [Solved] Propane Gas Tank in the Garage - Is It Safe??
- Replies: 14
- Views: 3539
Re: Propane Gas Tank in the Garage - Is It Safe??
LP Gas is heavier than air. Therefore it puddles low-lying areas even outdoors. Keep it out of your garage and out of the sun. The heat from the sun can increase the pressure in the tank and cause the relief valve to vent the excess pressure.
- Tue May 16, 2023 1:40 pm
- Forum: Personal Consumer Issues
- Topic: Chrome Auto Scroll
- Replies: 5
- Views: 415
Re: Chrome Auto Scroll
This happens on quite a few sites and it happens often.
- Tue May 16, 2023 1:03 pm
- Forum: Personal Consumer Issues
- Topic: Chrome Auto Scroll
- Replies: 5
- Views: 415
Chrome Auto Scroll
Anyone know an easy way to stop Chrome from automatically scrolling to the bottom when opening a page. Using Windows 11.
- Sat May 13, 2023 12:01 pm
- Forum: Personal Consumer Issues
- Topic: Clicking noise from the ceiling - similar to turning on a old radio
- Replies: 15
- Views: 1684
Re: Clicking noise from the ceiling - similar to turning on a old radio
Does it happen when it's windy? If so, it could be the damper on the bathroom vents opening and closing causing the noise. This happens because the wind creates a pressure differential.