Search found 108 matches

by NavyIC3
Thu Oct 10, 2019 9:54 am
Forum: Personal Consumer Issues
Topic: Cheap Cell Phone Plan
Replies: 30
Views: 2284

Cheap Cell Phone Plan

Need a cell phone for occasional use. Must be able to text. Any ideas?
by NavyIC3
Thu Sep 26, 2019 3:26 pm
Forum: Personal Consumer Issues
Topic: Quicken Subscription Renewal
Replies: 31
Views: 1972

Re: Quicken Subscription Renewal

I need to look up/experiment how to quote to better answer questions. Also, I renewed, not reviewed Quicken Premier 2019 :oops: To RickBoglehead: My installed version was definitely Premier. I found the original package (2-year membership to 2018 Quicken Premier), which was frequently updated via t...
by NavyIC3
Thu Sep 26, 2019 1:11 pm
Forum: Personal Consumer Issues
Topic: Quicken Subscription Renewal
Replies: 31
Views: 1972

Re: Quicken Subscription Renewal

I successfully reviewed Quicken 2019 Premier this AM. I changed to the subscription pattern (update from 2016) via an initial 2-year plan two years ago (Nov 02, 2017). Nags to extend for a year recently began when opening Quicken; I think for $79.99. I bought 2019 Premier via Amazon for $43.00 and ...
by NavyIC3
Tue Sep 24, 2019 12:18 pm
Forum: Personal Consumer Issues
Topic: Quicken Subscription Renewal
Replies: 31
Views: 1972

Re: Quicken Subscription Renewal

cccheel wrote:
Tue Sep 24, 2019 11:14 am
Buy a 1-year subscription on eBay and just apply the code. Voila. I paid $35 a few weeks ago.
Which code are you talking about? Is it the original activation key that came with my current subscription?
by NavyIC3
Tue Sep 24, 2019 8:33 am
Forum: Personal Consumer Issues
Topic: Quicken Subscription Renewal
Replies: 31
Views: 1972

Quicken Subscription Renewal

Quicken Premiere wants $79.99 for a one year renewal. I like Quicken and want to stay with it. Anyone get any better deals?
by NavyIC3
Mon Sep 23, 2019 6:06 pm
Forum: Personal Consumer Issues
Topic: Credit Card Points - Best options?
Replies: 29
Views: 2140

Re: Credit Card Points - Best options?

The cost of CSR is worth the travel insurance alone.
by NavyIC3
Sun Sep 08, 2019 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Equifax settlement: how to file claim?
Replies: 149
Views: 13403

Re: Equifax settlement: how to file claim?

I opted for the "$125", as I don't trust Equifax for anything (I can't even get into their website, and the fact that they have incorrect data on me - which I can't correct - means I always have trouble whenever someone tries to 'verify my identity' using data from Equifax. Grrr.) Today I got the "...
by NavyIC3
Tue Sep 03, 2019 9:37 am
Forum: Personal Consumer Issues
Topic: Rust on Top of Gas Water Heater
Replies: 5
Views: 477

Rust on Top of Gas Water Heater

Water heater is 11 years old. Works fine. I change the anode rod every three years. I have rust on top of the heater around the draft hood. Any ideas on why this is happening? I have never seen any water or leaks there.
by NavyIC3
Sat Aug 24, 2019 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: When to have an Umbrella insurance policy
Replies: 39
Views: 4313

Re: When to have an Umbrella insurance policy

An umbrella policy will protect your future earnings from being garnisheed. Without it, it's possible you would be paying off a law suit for the rest of your life.
by NavyIC3
Fri Aug 16, 2019 1:34 pm
Forum: Personal Consumer Issues
Topic: Luggage Tracker
Replies: 18
Views: 1152

Re: Luggage Tracker

Do you mean like a personal satellite tracker such as a Garmin InReach Mini? Or do you mean a luggage tag? Or do you mean a barcode that you can enter into a web site the same way mail is sort of tracked? If luggage is lost, I would want to be able to track it. Probably with a chip and GPS. Somethi...
by NavyIC3
Fri Aug 16, 2019 12:56 pm
Forum: Personal Consumer Issues
Topic: Luggage Tracker
Replies: 18
Views: 1152

Luggage Tracker

Anyone have any recommendations for luggage trackers. I need something to keep track of luggage on airlines.
by NavyIC3
Sat Aug 10, 2019 9:53 am
Forum: Personal Consumer Issues
Topic: Overflowing/leaking gutters
Replies: 18
Views: 1210

Re: Overflowing/leaking gutters

Had the same problem on my house with a multi-level roof. Had a gutter guy come in and increased the size of the drops and leaders. Haven't had an overflow in the six years since I had it done.
by NavyIC3
Sun Jul 21, 2019 5:31 pm
Forum: Personal Finance (Not Investing)
Topic: Marcus Bank 1% Bonus for New Funds up to $50k ($500 bonus)
Replies: 110
Views: 12889

Re: Marcus Bank 1% Bonus for New Funds up to $50k ($500 bonus)

CoastalWinds wrote:
Sun Jul 21, 2019 1:52 pm
NavyIC3 wrote:
Sat Jul 20, 2019 9:48 am
CSR said that I can open one joint account with me listed first and another joint account with my wife listed first. Both would be eligible for the bonus.
What is “CSR”?
Customer Service Representative
by NavyIC3
Sat Jul 20, 2019 9:48 am
Forum: Personal Finance (Not Investing)
Topic: Marcus Bank 1% Bonus for New Funds up to $50k ($500 bonus)
Replies: 110
Views: 12889

Re: Marcus Bank 1% Bonus for New Funds up to $50k ($500 bonus)

CSR said that I can open one joint account with me listed first and another joint account with my wife listed first. Both would be eligible for the bonus.
by NavyIC3
Wed Jul 17, 2019 7:06 am
Forum: Personal Consumer Issues
Topic: Ally Bank [customer service problems]
Replies: 20
Views: 2132

Re: Ally Bank [customer service problems]

Could not login with Chrome for a few days now. Was able to login with Edge.
by NavyIC3
Mon Jul 15, 2019 5:36 pm
Forum: Personal Finance (Not Investing)
Topic: Amended 1040X
Replies: 7
Views: 480

Re: Amended 1040X

That's a long time.
by NavyIC3
Mon Jul 15, 2019 6:43 am
Forum: Personal Finance (Not Investing)
Topic: Amended 1040X
Replies: 7
Views: 480

Amended 1040X

Had to amend my 2018 federal return because of a corrected 1099B giving me a foreign tax credit. IRS received original 1040X on March 14 but requested addition info. I sent in a copy of the corrected 1099B on May 21. Still have not heard from IRS or see an update on "Where's My Amended Return" websi...
by NavyIC3
Sun Jun 30, 2019 8:03 am
Forum: Personal Consumer Issues
Topic: Medical Evacuation Insurance
Replies: 14
Views: 1285

Medical Evacuation Insurance

Received an invite in the mail from Emergency Assistance Plus affiliated with American Airlines. $189/year for family. Provides Medical evacuation plus some other benefits. Good for domestic or international travel. Anyone have any experience with this company. I use my Chase Sapphire Reserve card t...
by NavyIC3
Thu Jun 13, 2019 8:58 am
Forum: Personal Finance (Not Investing)
Topic: UGMA Tax Efficiency
Replies: 9
Views: 959

UGMA Tax Efficiency

I have two year old with a UGTM account. It has $3000 invested in an S&P 500 fund with Fido. The plan is to add at least $1000/year to it. Would selling the fund and buying it right back to create a capital gain and establish a higher cost basis be the way to go? It is my understanding that there is...
by NavyIC3
Tue Jun 11, 2019 2:47 pm
Forum: Personal Consumer Issues
Topic: Hot Water Tank
Replies: 14
Views: 1593

Re: Hot Water Tank

I have a average brand tank but take out 5 gallons of water every six month from the drain valve. The tank is 30 years old. I think that is the key. Right after that I run the bathtub for a minute with no filter on the end of it. Also a good idea to test the Temperature/Pressure relief valve every ...
by NavyIC3
Fri Jun 07, 2019 7:51 am
Forum: Personal Finance (Not Investing)
Topic: how to deal with people who are not living boglehead way of life
Replies: 45
Views: 2981

Re: how to deal with people who are not living boglehead way of life

I am 36, single guy and consider myself boglehead but i live around people who never heard about boglehead way of life. My question is, what you can you do to help when a person/people close you (family member, friends) keep making financial mistake one after another. Examples, people around me don...
by NavyIC3
Thu Jun 06, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: Smoke Alarms - Individual Battery Operated vs. Hard-Wired Linked
Replies: 28
Views: 1303

Re: Smoke Alarms - Individual Battery Operated vs. Hard-Wired Linked

OP - If you upgrade, do so to current code requirements in your state/town. You mentioned only having 4 smoke alarms. In my town, current code requires smoke alarms inside each bedroom in addition to having 1 on each level. I opted to add additional smoke/co alarms near our furnace and in our garage...
by NavyIC3
Sat Jun 01, 2019 2:55 pm
Forum: Personal Consumer Issues
Topic: UPDATE to What to do with a 24" analog CRT TV?
Replies: 58
Views: 3573

Re: What to do with a 24" analog CRT TV?

livesoft wrote:
Fri May 31, 2019 5:47 pm
Put on curb with sign: Free!
Put it on the curb with a sign that says $5.00. This way someone will steal it.
by NavyIC3
Sat Jun 01, 2019 7:02 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Fidelity account download [not working]
Replies: 9
Views: 671

Quicken Fidelity Download

Anyone having problems updating Fidelity accounts in Quicken? Tried several times. I get an error message OL-295A.
by NavyIC3
Mon May 27, 2019 5:15 am
Forum: Personal Consumer Issues
Topic: All 10 Sprinkler zones won't turn on
Replies: 14
Views: 1477

Re: All 10 Sprinkler zones won't turn on

Do you have a rain sensor? If so, did it rain recently and if it did, that could be preventing the system from operating.
by NavyIC3
Sun May 26, 2019 11:28 am
Forum: Personal Consumer Issues
Topic: No more print Money magazine
Replies: 109
Views: 14880

Re: No more print Money magazine

What happens to existing subscriptions? Is the digital version going to be a magazine that can be downloaded as a pdf?
by NavyIC3
Mon Apr 15, 2019 7:32 am
Forum: Personal Consumer Issues
Topic: Newbie international traveler
Replies: 65
Views: 4287

Re: Newbie international traveler

I was wondering about this. We've already pre-booked our three hotel nights (the rest of the time we'll be staying with friends). If we overwithdraw, Is there any way I can deposit our unused swiss francs and / or euro? You can always exchange money at the airport on the way home. This is not the be...
by NavyIC3
Fri Mar 29, 2019 6:39 am
Forum: Personal Consumer Issues
Topic: Shut off water before a vacation
Replies: 78
Views: 6378

Re: Shut off water before a vacation

I go away for a month every year for the past 14 yrs, I always turn off the water at the meter. I also turn off the hot water heater, as a side note. I also turn off the gas water heater. If the water heater starts leaking and there is no water coming into it, what happens with the pilot light bein...
by NavyIC3
Thu Mar 14, 2019 12:50 pm
Forum: Personal Consumer Issues
Topic: What's Your Opinion on Nest Thermostats
Replies: 62
Views: 5492

What's Your Opinion on Nest Thermostats

I've heard varying opinions. Some people love them others not so much.
by NavyIC3
Wed Mar 13, 2019 12:02 pm
Forum: Personal Finance (Not Investing)
Topic: Incomplete Form 8606
Replies: 3
Views: 278

Re: Incomplete Form 8606

If you did a Roth conversion in Feb 2019, it would be reported on your 2019 tax return, not the return you just filed. Filed 8606 with Form 1040. Did a backdoor Roth conversion for 2018 in Feb. of 2019. Pro rata not involved. I only completed lines 1-3 of Form 8606. I did not complete Part 2 showin...
by NavyIC3
Wed Mar 13, 2019 8:22 am
Forum: Personal Finance (Not Investing)
Topic: Incomplete Form 8606
Replies: 3
Views: 278

Incomplete Form 8606

Filed 8606 with Form 1040. Did a backdoor Roth conversion for 2018 in Feb. of 2019. Pro rata not involved. I only completed lines 1-3 of Form 8606. I did not complete Part 2 showing taxable amount should be zero. How do I go about correcting this?
by NavyIC3
Tue Mar 12, 2019 10:50 am
Forum: Personal Consumer Issues
Topic: Vizio TV Remote Issue
Replies: 10
Views: 649

Vizio TV Remote Issue

Have 4 Vizio TV's (same models) all mounted on the same wall in a gym. Using Comcast remotes for each set. Problem is that the remotes affect more than set. If person A switches a channel set B channel is changed also. Is there any way to program the remotes so that they only affect one set? Or is t...
by NavyIC3
Sat Feb 16, 2019 9:56 am
Forum: Personal Consumer Issues
Topic: Renting a car for 30 days or more
Replies: 11
Views: 1139

Re: Renting a car for 30 days or more

CDW is often only given for 14 days or up to 31 days with certain credit cards. This could be a consideration.
by NavyIC3
Sat Feb 16, 2019 9:54 am
Forum: Personal Consumer Issues
Topic: Switching insurance, timing cancelation of old
Replies: 14
Views: 947

Re: Switching insurance, timing cancelation of old

Is it possible to receive the policy of the new insurance before it goes into effect so it can be compared to the existing policy? Just because the limits of coverage are the same doesn't necessarily mean the policies are the same.
by NavyIC3
Sat Feb 09, 2019 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Gift Form 709
Replies: 10
Views: 624

Re: Gift Form 709

Thanks David
by NavyIC3
Sat Feb 09, 2019 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Gift Form 709
Replies: 10
Views: 624

Gift Form 709

Wife and I gave daughter and her husband $200,000. to purchase a house. This would be $100,000 from each of us. We transferred the money from a joint account. We did not write out a check. I know that we can exclude $60,000 for gifts. I know that we each have to file a Form 709. My question: is ther...
by NavyIC3
Fri Feb 08, 2019 7:06 am
Forum: Personal Investments
Topic: Expensive mutual fund with large capital gains, what to do?
Replies: 15
Views: 871

Re: Expensive mutual fund with large capital gains, what to do?

NavyIC3 wrote:
Fri Feb 08, 2019 7:05 am
Capital gains distributions are taxed in the year received whether reinvested or taken in cash . If reinvested, they increase the cost basis of the fund thereby lowering the capital gain or increasing the capital loss from the sale of the fund.
by NavyIC3
Fri Feb 08, 2019 7:05 am
Forum: Personal Investments
Topic: Expensive mutual fund with large capital gains, what to do?
Replies: 15
Views: 871

Re: Expensive mutual fund with large capital gains, what to do?

Capital gains distributions are taxed in the year received weather reinvested or taken in cash . If reinvested, they increase the cost basis of the fund thereby lowering the capital gain or increasing the capital loss from the sale of the fund.
by NavyIC3
Sun Feb 03, 2019 9:21 am
Forum: Personal Consumer Issues
Topic: Standby Generator Battery
Replies: 9
Views: 736

Standby Generator Battery

Is it possible to jump a Generac standby generator battery with a portable car jump starter? Thinking of buying one to have in case of an emergency in the winter.
by NavyIC3
Wed Jan 23, 2019 11:15 am
Forum: Personal Consumer Issues
Topic: Dishwasher Supply Hose Replacement
Replies: 9
Views: 477

Re: Dishwasher Supply Hose Replacement

I already did the washing machine and ice maker. Lot easier than pulling out the dishwasher. My original dishwasher hose is metal braided.
by NavyIC3
Wed Jan 23, 2019 10:34 am
Forum: Personal Consumer Issues
Topic: Dishwasher Supply Hose Replacement
Replies: 9
Views: 477

Dishwasher Supply Hose Replacement

Has anyone replaced their dishwasher supply hose or discharge hose as a preventive maintenance item? My original hoses are 10 tears old. Water pressure is not very high about 55psi so I'm thinking maybe not necessary.
by NavyIC3
Sun Jan 20, 2019 7:53 am
Forum: Personal Finance (Not Investing)
Topic: Best Credit Card for International Travel
Replies: 51
Views: 3605

Re: Best Credit Card for International Travel

Go with the Chase Sapphire Reserve. No foreign transaction fees. 3x points earnings on dining and travel. Priority Pass (lounge access) membership included. Google it, tons of reviews online that better describe the benefits. I've had it since it came out 2.5 years ago and it contributes nicely to ...
by NavyIC3
Sat Jan 19, 2019 7:55 am
Forum: Personal Finance (Not Investing)
Topic: Best Credit Card for International Travel
Replies: 51
Views: 3605

Re: Best Credit Card for International Travel

Go with the Chase Sapphire Reserve. No foreign transaction fees. 3x points earnings on dining and travel. Priority Pass (lounge access) membership included. Google it, tons of reviews online that better describe the benefits. I've had it since it came out 2.5 years ago and it contributes nicely to ...
by NavyIC3
Wed Jan 16, 2019 3:30 pm
Forum: Personal Finance (Not Investing)
Topic: 100k funds from closed ally cd needs a home.
Replies: 13
Views: 1540

Re: 100k funds from closed ally cd needs a home.

Just received an email (1/16/2019) stating that my $1000 bonus will be deposited on or about Feb. 5 into the original account.
by NavyIC3
Mon Jan 14, 2019 11:16 am
Forum: Personal Consumer Issues
Topic: UPDATE-Best way to heat basement?
Replies: 20
Views: 2367

Re: Best way to heat basement?

bloom2708 wrote:
Mon Jan 14, 2019 10:23 am


1. Use the Ecobee to run the fan 50 minutes out of each hour. Keep air circulating.
I believe blowers use quite a bit of electricity. Somewhere in the 400 -500 watt amount. This is something that should be considered as far as cost.
by NavyIC3
Thu Jan 10, 2019 9:21 am
Forum: Personal Consumer Issues
Topic: Preventative home & auto checks
Replies: 30
Views: 2469

Re: Preventative home & auto checks

Check smoke detectors and CO detectors on a regular basis. Know how to mitigate an emergency situation. Shut off valves for water, gas, oil. Electrical service panel-breakers, fuses.
by NavyIC3
Mon Dec 31, 2018 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 398
Views: 62797

Re: Fidelity free Turbotax

veerain wrote:
Mon Dec 31, 2018 5:27 pm
Just noticed the "Get TurboTax® Online Premier free" Link. Its on the Summary Page, It worked as usual.
Did it just appear today or haven't you checked for it for a while?
by NavyIC3
Mon Dec 31, 2018 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 398
Views: 62797

Re: Fidelity free Turbotax

I am still waiting for the link. For last two years, I had the free Turbo Tax in my account. So far no sign of it. I guess I will wait another week. I do not do any trading and do have both personal and employee accounts at Fidelity. Is Fidelity still doing this in batches? Anybody else still waiti...
by NavyIC3
Mon Dec 24, 2018 8:35 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 398
Views: 62797

Re: Fidelity free Turbotax

Has anyone gotten the link within the last 2 or 3 days? I was told by CSR that I'm entitled to the free copy but still no link to it.
by NavyIC3
Wed Dec 19, 2018 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 398
Views: 62797

Re: Fidelity free Turbotax

I have received the free TT for the past few years as a PCG member. So far this year I only see the $20 discount. Does Fido release the free offers all at once or are they given out on different days?