Search found 67 matches

by PackersFan12
Wed Dec 04, 2019 6:42 pm
Forum: Personal Investments
Topic: How do I get an ETF from ProShares into my IRA?
Replies: 5
Views: 216

How do I get an ETF from ProShares into my IRA?

I'm interested in getting SPXE (ProShare S&P 500 Ex-Energy ETF) into my IRA. I know we don't discuss politics on this board, but for my own reasons, I don't want to be invested in the energy sector going forward. I'm interested in getting this ETF, but I am not quite sure how I go about it. I've nev...
by PackersFan12
Fri Nov 29, 2019 9:52 am
Forum: Investing - Theory, News & General
Topic: Yes, another International vs Domestic Thread
Replies: 212
Views: 9137

Re: Yes, another International vs Domestic Thread

He’s not an academic, but JL Collins is also on the 100% US boat.
by PackersFan12
Mon Nov 11, 2019 2:14 pm
Forum: Personal Investments
Topic: Dad is looking to move money out of Fisher Investments...need advice
Replies: 16
Views: 3154

Re: Dad is looking to move money out of Fisher Investments...need advice

Thanks for the advice everyone. I'll be sharing this post with him, so thanks.
by PackersFan12
Sun Nov 10, 2019 9:46 pm
Forum: Personal Investments
Topic: Dad is looking to move money out of Fisher Investments...need advice
Replies: 16
Views: 3154

Re: Dad is looking to move money out of Fisher Investments...need advice

I agree with homestretch. Your parents have a lot of money relative to what is needed to cover their planned spending. That means they can allocate that money about any way they want to. Your three scenarios are so similar there is no real choice among them. The real question is how much tolerance ...
by PackersFan12
Sun Nov 10, 2019 3:44 pm
Forum: Personal Investments
Topic: Dad is looking to move money out of Fisher Investments...need advice
Replies: 16
Views: 3154

Dad is looking to move money out of Fisher Investments...need advice

My dad has a fair amount of his and my mom's retirement money at Fisher Investments. I recommended to him that he read "The Little Book of Common Sense Investing", and I think he's starting to catch on. He asked that I give him some proposed asset allocations in the event he decides to move some or ...
by PackersFan12
Fri Nov 01, 2019 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Why is money such a taboo topic?
Replies: 12
Views: 1185

Why is money such a taboo topic?

Seriously, why? Why are people so afraid and uncomfortable to talk about money?
by PackersFan12
Fri Oct 04, 2019 7:46 pm
Forum: Personal Investments
Topic: Sold stock and received check- not sure if I should cash it
Replies: 2
Views: 773

Sold stock and received check- not sure if I should cash it

When I was a kid, my dad bought stock for me, and the stock was held in a UTMA account with my dad being the custodian. Now that I'm a Boglehead, owning individual stock does not align with my investing philosophy, so I decided to sell the stock. I called the Shareowners Services phone number, and I...
by PackersFan12
Fri Aug 30, 2019 11:42 am
Forum: Investing - Theory, News & General
Topic: Is now still a good time to buy VTSAX?
Replies: 45
Views: 3795

Re: Is now still a good time to buy VTSAX?

Not to be a * but consider the following. You are arguably in the most developed, open, transparent economy in the world (contrast with Japan, India, China etc). We still are the world's reserve currency and despite our massive debt people still want to buy our debt securities. People will risk the...
by PackersFan12
Thu Aug 29, 2019 11:14 am
Forum: Investing - Theory, News & General
Topic: Is now still a good time to buy VTSAX?
Replies: 45
Views: 3795

Re: Is now still a good time to buy VTSAX?

02nz wrote:
Thu Aug 29, 2019 11:10 am
You’re saying you know you shouldn’t time the market but are asking whether you should do just that? :confused
I'm saying that it's easier said than done to ignore all of the noise.

As for market conditions, I'm talking about a decade plus bull market and a P/E ratio that is fairly high.
by PackersFan12
Thu Aug 29, 2019 10:05 am
Forum: Investing - Theory, News & General
Topic: Is now still a good time to buy VTSAX?
Replies: 45
Views: 3795

Is now still a good time to buy VTSAX?

Anyone continuing to buy VTSAX with these market conditions? I know I shouldn't market time, but it's hard to tune out the noise.
by PackersFan12
Fri Aug 02, 2019 6:19 pm
Forum: Personal Investments
Topic: Roth 457 to Roth IRA rollover questions
Replies: 2
Views: 188

Re: Roth 457 to Roth IRA rollover questions

will this create any taxes or penalties for me? If you roll it directly from the Roth 457 to the Roth IRA, no. I am assuming the Roth 457 is governmental. If not governmental you can't roll it over at all. will I be getting a 1099-R for this and have to report this on my tax return? You will be get...
by PackersFan12
Fri Aug 02, 2019 5:32 pm
Forum: Personal Investments
Topic: Roth 457 to Roth IRA rollover questions
Replies: 2
Views: 188

Roth 457 to Roth IRA rollover questions

Hello- I'm going to soon be leaving my current employer, and I have some money in my Roth 457 plan. All of the contributions in the plan were Roth contributions. Once I leave, I want to rollover the balance to my Roth IRA at Vanguard. My questions are: will this create any taxes or penalties for me?...
by PackersFan12
Mon Jul 29, 2019 6:53 pm
Forum: Investing - Theory, News & General
Topic: A low-cost 5 fund Boglehead portfolio
Replies: 110
Views: 16955

Re: A low-cost 5 fund Boglehead portfolio

Vineviz, can you construct something comparable using Vanguard mutual funds; not ETFs?
by PackersFan12
Sun Jul 28, 2019 7:22 pm
Forum: Investing - Theory, News & General
Topic: Why Mr. Bogle prefers U.S stocks
Replies: 241
Views: 19616

Re: Why Mr. Bogle prefers U.S stocks

I long carried 25% international. Now I'm down to probably sub 10%. At some point I'll move back up to a higher level, but it'll mostly be EMs....and only after I start seeing any sign that those markets are gaining momentum. Yes, this is some manner of market timing, shrug. I do think there is a g...
by PackersFan12
Sat Jul 27, 2019 4:11 pm
Forum: Personal Investments
Topic: Vanguard Info Tech VITAX
Replies: 10
Views: 786

Re: Vanguard Info Tech VITAX

I don't think you'll find many fans of VITAX on this forum as a main/core holding. I personally prefer to get tech equity exposure via VTSAX.

:sharebeer
by PackersFan12
Sun Jul 21, 2019 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: When family members fight over the check when out to eat
Replies: 103
Views: 8651

Re: When family members fight over the check when out to eat

I personally find it absurd that you didn’t offer to pay. This is your mother correct? I can’t ever imagine expecting or even allowing my parent to pay for dinner on their birthday. I would have said mom sit down. This is between sis, bil, and I. But again we would have worked it out beforehand. No...
by PackersFan12
Fri Jul 19, 2019 8:42 pm
Forum: Personal Investments
Topic: 21 Year Old with Roth Ira Looking for Investment Split Advice
Replies: 12
Views: 674

Re: 21 Year Old with Roth Ira Looking for Investment Split Advice

Choosing an allocation that you're comfortable with and you'll stick with in the rough times is the most important thing here.

Me personally, I like having Total US Stock as my main foundation, and then I tilt a bit towards Small Caps.

It's really up to you.
by PackersFan12
Wed Jul 10, 2019 8:51 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 2121
Views: 223054

S&P 500 hit 3,000 today

[Thread merged into here, see below (several pages after this one). --admin LadyGeek]

Thoughts? Reactions?
by PackersFan12
Sat Jul 06, 2019 7:41 pm
Forum: Investing - Theory, News & General
Topic: No More Posts Of Larry Swedroe Essays [by Random Walker]
Replies: 64
Views: 7325

Re: No More Posts Of Larry Swedroe Essays

Wow, so Bogleheads is in favor of censorship? Is this Russia circa 1917?
by PackersFan12
Sat Jun 29, 2019 9:27 pm
Forum: Investing - Theory, News & General
Topic: Is anyone else worried about tech becoming too big/overvalued?
Replies: 54
Views: 4897

Is anyone else worried about tech becoming too big/overvalued?

To be honest, I'm getting somewhat worried about the tech sector and current valuations for some of the larger tech companies. I was just looking at some of the PE ratios for Amazon, Google, and Microsoft, and it's a bit alarming to see how high they are and the market capitalization these companies...
by PackersFan12
Tue Jun 25, 2019 9:01 pm
Forum: Personal Investments
Topic: What Allocation of International for Portfolio
Replies: 9
Views: 1052

Re: What Allocation of International for Portfolio

Great, another international thread
by PackersFan12
Mon Jun 24, 2019 9:21 am
Forum: Investing - Theory, News & General
Topic: Vanguard Small Cap Growth Fund or Info Tech ETF?
Replies: 9
Views: 965

Re: Vanguard Small Cap Growth Fund or Info Tech ETF?

David Jay wrote:
Mon Jun 24, 2019 9:16 am
What specialized knowledge do you have about the InfoTech companies that comprise the fund that the market does not know and has not already priced into the value of these companies?
Snap.
by PackersFan12
Sun Jun 23, 2019 4:07 pm
Forum: Investing - Theory, News & General
Topic: RIP to value investing...
Replies: 44
Views: 6204

RIP to value investing...

https://www.cnbc.com/2019/06/21/is-valu ... ed-it.html

And yes, I realize that CNBC is just noise...
by PackersFan12
Tue Jun 18, 2019 11:23 am
Forum: Investing - Theory, News & General
Topic: Should I abandon the Total International Stock Index Fund for greener pastures?
Replies: 113
Views: 11859

Re: Should I abandon the Total International Stock Index Fund for greener pastures?

Is it possible to have too much diversification in a mutual fund? This is just an anecdotal observation, but it seems like the Total International Stock index never seems to fire on all cylinders because if one area of the index is doing well, there's another area of the index that does poorly, whic...
by PackersFan12
Sat Jun 08, 2019 9:16 am
Forum: Personal Investments
Topic: VTSAX or VTWAX over the next 35 years?
Replies: 173
Views: 22764

Re: VTSAX or VTWAX over the next 35 years?

Bump.

Instead of choosing between TVSAX or VTWAX, why not have both for the investor (like me) who wants international diversification, but may not be completely comfortable with a global market cap and wants to overweight US equities?
by PackersFan12
Sat Jun 01, 2019 10:21 pm
Forum: Investing - Theory, News & General
Topic: Your favorite international stock mutual fund
Replies: 16
Views: 1697

Your favorite international stock mutual fund

What is your favorite international stock mutual fund and why?
by PackersFan12
Thu May 23, 2019 1:25 pm
Forum: Investing - Theory, News & General
Topic: Why will US or global stocks continue to grow in the future and forever?
Replies: 20
Views: 1241

Re: Why will US or global stocks continue to grow in the future and forever?

What would it take for all the world's major stock indices like the S&P 500 and the FTSE 100 to be lower 50 years from now than they are today? Barring some kind of permanent economic collapse of the global economy, I think we can safely assume that global equity markets will be higher in 50 years ...
by PackersFan12
Sun May 19, 2019 11:30 pm
Forum: Personal Investments
Topic: VASIX or VWINX for emergency savings: crazy?
Replies: 26
Views: 2972

VASIX or VWINX for emergency savings: crazy?

I currently have my emergency savings in a money market account that's yielding virtually nothing. I'm thinking of moving it into either VASIX (Vanguard LifeStrategy Income Fund) or VWINX (Wellesley Income Fund).

Is this crazy?
by PackersFan12
Sat May 18, 2019 7:21 pm
Forum: Personal Investments
Topic: VTSAX or VTWAX over the next 35 years?
Replies: 173
Views: 22764

Re: VTSAX or VTWAX over the next 35 years?

oldzey wrote:
Sat May 18, 2019 5:28 pm
VTSAX plus coffee.

Image
Lol. Where can I find that mug?
by PackersFan12
Thu May 16, 2019 7:20 pm
Forum: Investing - Theory, News & General
Topic: Does stock allocation truly matter?
Replies: 61
Views: 5944

Does stock allocation truly matter?

This forum has had, and will continue to have a million discussions/arguments regarding stock allocation. We will debate whether one should have a 100% US stock allocation as Bogle advocated, or an allocation mirroring the world cap as Vanguard research suggests, or a compromise between the two of 2...
by PackersFan12
Fri Apr 26, 2019 9:13 am
Forum: Personal Investments
Topic: Dump international?
Replies: 228
Views: 17346

Re: Dump international?

Someone will have to give me a more compelling reason why one should avoid investing in companies including: Nestle SA Tencent Holdings Ltd. Royal Dutch Shell plc Alibaba Group Holding Ltd. Samsung Electronics Co. Ltd. Novartis AG Roche Holding AG Taiwan Semiconductor Manufacturing Co. Ltd. HSBC Ho...
by PackersFan12
Thu Apr 25, 2019 7:40 pm
Forum: Personal Investments
Topic: Dump international?
Replies: 228
Views: 17346

Re: Dump international?

For what it's worth, Dave Ramsey recommends a 25% allocation to international stocks :mrgreen:
by PackersFan12
Thu Apr 11, 2019 8:03 pm
Forum: Personal Investments
Topic: International under-performance
Replies: 204
Views: 15198

Re: International under-performance

I'm gonna have to agree with visualguy here. I immigrated to the US from the world's 2nd largest economy 10+ yrs ago. Sure. Why should we rely on silly things like financial and economic evidence when we can just use anecdotes and intuition instead? What do legions of PhD-trained economists know th...
by PackersFan12
Sat Apr 06, 2019 11:44 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Benefits Of International Diversification
Replies: 86
Views: 7401

Re: Larry Swedroe: Benefits Of International Diversification

Junk bonds have been an observably better investment than international equities since 1986 (when PV cuts off the analysis). https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&mode=2&startYear=1972&endYear=2019&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationA...
by PackersFan12
Mon Mar 18, 2019 6:55 pm
Forum: Investing - Theory, News & General
Topic: What is your U.S./ex-U.S. stock allocation?
Replies: 210
Views: 13013

Re: What is your U.S./ex-U.S. stock allocation?

100% US as of right now. I keep debating whether I want to add international or not.
by PackersFan12
Sat Feb 23, 2019 9:04 pm
Forum: Investing - Theory, News & General
Topic: "You're More Internationally Diversified Than You (Probably) Realize"
Replies: 139
Views: 10944

Re: "You're More Internationally Diversified Than You (Probably) Realize"

https://www.youtube.com/watch?v=P54trh0Rre8 I used to hold the Total International Stock Market index, though I grew tired of the lagging performance, so I got out of it. I'm 100% in US equities. I keep going back and forth as to whether I want to get back into international. If I do choose to get ...
by PackersFan12
Sat Feb 23, 2019 7:58 pm
Forum: Investing - Theory, News & General
Topic: "You're More Internationally Diversified Than You (Probably) Realize"
Replies: 139
Views: 10944

Re: "You're More Internationally Diversified Than You (Probably) Realize"

https://www.youtube.com/watch?v=P54trh0Rre8 I used to hold the Total International Stock Market index, though I grew tired of the lagging performance, so I got out of it. I'm 100% in US equities. I keep going back and forth as to whether I want to get back into international. If I do choose to get ...
by PackersFan12
Sat Feb 23, 2019 7:22 pm
Forum: Investing - Theory, News & General
Topic: "You're More Internationally Diversified Than You (Probably) Realize"
Replies: 139
Views: 10944

Re: "You're More Internationally Diversified Than You (Probably) Realize"

https://www.youtube.com/watch?v=P54trh0Rre8 I used to hold the Total International Stock Market index, though I grew tired of the lagging performance, so I got out of it. I'm 100% in US equities. I keep going back and forth as to whether I want to get back into international. If I do choose to get b...
by PackersFan12
Wed Feb 13, 2019 12:48 pm
Forum: Personal Investments
Topic: Why international?
Replies: 144
Views: 11533

Re: Why international?

Does anyone here actually feel bullish about international stocks in the coming decade? Or are you holding international stocks simply for diversification purposes?
by PackersFan12
Sun Feb 10, 2019 3:49 am
Forum: Personal Investments
Topic: Alternatives to Total International Stock Index Fund for international investing
Replies: 22
Views: 3402

Re: Alternatives to Total International Stock Index Fund for international investing

Bump...I was reviewing Vanguard's international funds today, and I stumbled upon the International Growth Fund. Does anyone use it, or have any opinions on it? I generally prefer index funds, though I am open to certain active managed funds.
by PackersFan12
Fri Jan 25, 2019 10:53 pm
Forum: Personal Investments
Topic: Alternatives to Total International Stock Index Fund for international investing
Replies: 22
Views: 3402

Alternatives to Total International Stock Index Fund for international investing

Hello all- my current allocation is 100% US stocks, but I'm thinking I should allocate a small bit to international stocks simply for diversification purposes and not putting all eggs in one basket. I'm wondering if there are any viable alternatives to the Total International Stock Index Fund for in...
by PackersFan12
Wed Jan 02, 2019 11:49 pm
Forum: Investing - Theory, News & General
Topic: Traditional 401K vs Roth 401k
Replies: 60
Views: 4195

Re: Traditional 401K vs Roth 401k

Why not use both?
by PackersFan12
Tue Jan 01, 2019 10:02 pm
Forum: Personal Investments
Topic: Not receiving dividends in Roth 457(b) plan
Replies: 4
Views: 360

Re: Not receiving dividends in Roth 457(b) plan

Thanks for clarifying! Cheers :sharebeer
by PackersFan12
Tue Jan 01, 2019 9:15 pm
Forum: Personal Investments
Topic: I'm ready to dump $5.5k to Roth IRA 2019. Should I buy total stock or target retirement?
Replies: 8
Views: 1496

Re: I'm ready to dump $5.5k to Roth IRA 2019. Should I buy total stock or target retirement?

I'm personally not a fan of target retirement funds, so I would go with TSM. I just put $300 in Vanguard's TSM index fund today in my Roth IRA :sharebeer
by PackersFan12
Tue Jan 01, 2019 9:11 pm
Forum: Personal Investments
Topic: Not receiving dividends in Roth 457(b) plan
Replies: 4
Views: 360

Not receiving dividends in Roth 457(b) plan

Hello all- I recently signed up for my employer's Roth 457(b) plan, and I noticed that I have not been receiving any dividends. The funds I am using in the plan are: Vanguard Institutional 500 Index Trust (50%) BlackRock Russell 2000 Index Coll T (50%) There are no ticker symbols for these funds. I ...