Search found 3462 matches

by ObliviousInvestor
Fri Jan 18, 2019 9:06 am
Forum: Investing - Help with Personal Investments
Topic: Retire in 2 years. Advice for plan for withdrawals, Roth conversions & SS
Replies: 37
Views: 2906

Re: Retire in 2 years. Advice for plan for withdrawals, Roth conversions & SS

Let me walk you through the logic behind the opensocialsecurity recommendation: 1. When a person files for SS benefits is loosely financially “fair”: filing early gets one more, smaller payments, filing late gets one fewer, bigger payments. For an individual, it doesn’t make a huge difference unles...
by ObliviousInvestor
Thu Jan 17, 2019 6:46 am
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 847
Views: 43421

Re: John Bogle has died at age 89

Perhaps somebody already posted this in the first several hundred posts, but just in case:

Some of you may enjoy looking through photos from past Bogleheads events. There are tons of photos of Jack -- including photos with many of you.
https://www.bogleheads.org/wiki/Boglehe ... onferences
by ObliviousInvestor
Wed Jan 16, 2019 5:25 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 847
Views: 43421

Re: John Bogle is dead at 89

What a sad, sad day.

Rest in peace, Mr Bogle.
by ObliviousInvestor
Tue Jan 15, 2019 9:15 pm
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 290
Views: 27350

Re: SS/Open SS calc question

1) Since neither of us has worked more than 27/25 years respectively, if we assume stopping work in 2020, is the info inaccurate because it does not take into account all the $0 income years to meet the 35 year total? The calculator takes your PIA as an input, so it is incumbent upon the user to pr...
by ObliviousInvestor
Tue Jan 15, 2019 9:44 am
Forum: Investing - Theory, News & General
Topic: Book on withdrawal strategies / retirement income?
Replies: 19
Views: 1851

Re: Book on withdrawal strategies / retirement income?

I thought Pfau's book was excellent. You may also find this study (summary version below) to be of interest. http://longevity.stanford.edu/wp-content/uploads/2017/11/Optimizing-Retirement-Income-Solutions-November-2017-SCL-Version.pdf http://longevity.stanford.edu/wp-content/uploads/2017/12/How-to-p...
by ObliviousInvestor
Mon Jan 14, 2019 4:14 pm
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 290
Views: 27350

Re: "Open Social Security" calculator: feature requests, bug reports, etc

Thank you for the additional details, MtnBiker. The issue was that the calculator was using the disability family max rules to calculate the family max on Mother's work record. In other words it was incorrectly using a $307 family max instead of the correct $460 family max, which led to a smaller co...
by ObliviousInvestor
Mon Jan 14, 2019 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 290
Views: 27350

Re: "Open Social Security" calculator: feature requests, bug reports, etc

Update: I just rolled out functionality for child benefits and child-in-care spousal benefits. That's about 9 months of nearly full-time work on this project (~30 hours spent on it per week since April), and the calculator now does all of the major things that I had hoped for it to do. So I think I...
by ObliviousInvestor
Thu Jan 10, 2019 10:35 am
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 290
Views: 27350

Re: "Open Social Security" calculator: feature requests, bug reports, etc

Forgot to mention: today's update also includes functionality for retroactive applications. (That is, the calculator will now recommend a retroactive application, when such is possible and would be useful.)
by ObliviousInvestor
Thu Jan 10, 2019 9:55 am
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 290
Views: 27350

Re: "Open Social Security" calculator: feature requests, bug reports, etc

Update: I just rolled out functionality for child benefits and child-in-care spousal benefits. That's about 9 months of nearly full-time work on this project (~30 hours spent on it per week since April), and the calculator now does all of the major things that I had hoped for it to do. So I think I'...
by ObliviousInvestor
Thu Jan 10, 2019 9:52 am
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 290
Views: 27350

Re: "Open Social Security" calculator: feature requests, bug reports, etc

Your Mortality table — Should be in the Your information section since it applies to me, not my spouse. Does this help? Yes, this does help. The way it is coded, "Your mortality table" is in the "your information" section. So this is a display bug of some sort. Could you share what browser and OS y...
by ObliviousInvestor
Sun Jan 06, 2019 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 290
Views: 27350

Re: "Open Social Security" calculator: feature requests, bug reports, etc

Your Mortality table — Should be in the Your information section since it applies to me, not my spouse. Does this help? Yes, this does help. The way it is coded, "Your mortality table" is in the "your information" section. So this is a display bug of some sort. Could you share what browser and OS y...
by ObliviousInvestor
Sat Jan 05, 2019 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 290
Views: 27350

Re: "Open Social Security" calculator: feature requests, bug reports, etc

Hi. I've run this a few times and in 11/2018 my spouse's best time to retire was at 66 yrs 9 months, on 12/6/18 it was 67 years, and today it's 67 yrs 1 month. Seems like as time goes on the 'best' date is getting pushed out. Does this reflect something about the mortality tables? More information ...
by ObliviousInvestor
Sat Jan 05, 2019 1:16 pm
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 290
Views: 27350

Re: "Open Social Security" calculator: feature requests, bug reports, etc

Your Mortality table — Should be in the Your information section since it applies to me, not my spouse. Does this help? Yes, this does help. The way it is coded, "Your mortality table" is in the "your information" section. So this is a display bug of some sort. Could you share what browser and OS y...
by ObliviousInvestor
Sat Jan 05, 2019 7:49 am
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 290
Views: 27350

Re: "Open Social Security" calculator: feature requests, bug reports, etc

Only other suggestion is more from a Usability perspective when using the Advanced Settings for married couples. The selection and verbiage around the mortality table for the primary is not nearly as clear as fir the spouse. Minor nit, but would help. I'm not sure what you mean here. Would you mind...
by ObliviousInvestor
Fri Jan 04, 2019 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 290
Views: 27350

Re: "Open Social Security" calculator: feature requests, bug reports, etc

Wondering if it’s possible to get a deeper exposure to the PV calculations. Is there a way of dumping some type of table for the scenarios involved? That's on the to-do list. Can't promise when though. In the meantime, I can describe what the calculator is doing in each PV calc for a married couple...
by ObliviousInvestor
Fri Jan 04, 2019 3:26 pm
Forum: Investing - Help with Personal Investments
Topic: Soc Sec-restricted application; is this right
Replies: 5
Views: 461

Re: Soc Sec-restricted application; is this right

What is the formula for determining the extent of reduction once she is deemed to have filed From the $200 spousal benefit you subtract a reduction amount. That reduction amount is a fraction of the $200 spousal benefit. Specifically, the reduction is 25/36 of 1% for each month early, up to 36 mont...
by ObliviousInvestor
Fri Jan 04, 2019 2:59 pm
Forum: Investing - Help with Personal Investments
Topic: Soc Sec-restricted application; is this right
Replies: 5
Views: 461

Re: Soc Sec-restricted application; is this right

When I turn 70 on 9/2019 and file on my own record, my wife will be 64 years, 9 months. Her FRA is 66. When I switch to my own benefit will she at that point, be deemed to have filed for her spousal increase, or could she wait until she is 66, file then and avoid the reduction in her $200 increase?...
by ObliviousInvestor
Thu Jan 03, 2019 9:57 pm
Forum: Investing - Help with Personal Investments
Topic: Soc Sec-restricted application; is this right
Replies: 5
Views: 461

Re: Soc Sec-restricted application; is this right

Questions about Soc Sec restricted application. I was born in 1949; turn 70 Sept 2019. Thus, eligible for restricted application. My wife filed first under her own record when she turned 62; she’s got 75% of her PIA. Her PIA is approximately 1200. I thereafter filed for spousal; I got 50% of her PI...
by ObliviousInvestor
Sun Dec 30, 2018 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: Open social secuity
Replies: 40
Views: 2661

Re: Open social secuity

My spouse SSA is extremely limited as they were WEP for their 10 years of working (understand that means they get a small pension to supplement a smaller SSA). Under the "advanced" options, Open Social Security allows you to input a government pension amount, if applicable -- which allows the calcu...
by ObliviousInvestor
Sun Dec 30, 2018 11:07 am
Forum: Investing - Help with Personal Investments
Topic: Social Security question
Replies: 23
Views: 2482

Re: Social Security question

One other Q: I believe if my father took SS it would knock him out of eligibility of the expanded medicaid he currently gets. Do you guys know if this is correct? Another big reason not to take the benefit early. I'm definitely not an expert on Medicaid, so I would strongly urge you to check the fo...
by ObliviousInvestor
Fri Dec 28, 2018 8:42 pm
Forum: Investing - Theory, News & General
Topic: Social security deferral and COLA's
Replies: 17
Views: 1352

Re: Social security deferral and COLA's

Your PIA gets a COLA adjustment every year, beginning at age 62, regardless of whether or not you have filed. And you get a certain percentage of your PIA depending on your age when you begin benefits. For example if you begin 24 months after your FRA, you get 116% of your PIA (and that PIA has alr...
by ObliviousInvestor
Fri Dec 28, 2018 4:56 pm
Forum: Investing - Theory, News & General
Topic: Social security deferral and COLA's
Replies: 17
Views: 1352

Re: Social security deferral and COLA's

Your PIA gets a COLA adjustment every year, beginning at age 62, regardless of whether or not you have filed. And you get a certain percentage of your PIA depending on your age when you begin benefits. For example if you begin 24 months after your FRA, you get 116% of your PIA (and that PIA has alre...
by ObliviousInvestor
Thu Dec 27, 2018 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

delamer wrote:
Thu Dec 27, 2018 7:57 pm
Say my spouse has a benefit of $2000 per month, based on claiming at 65. My FRA is 66 (PIA of $1,000).

He dies at 68, when I am 65. I claim my survivor’s benefit immediately.

Then the $2000 would be reduced because I am under my FRA?
Yes.
by ObliviousInvestor
Thu Dec 27, 2018 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

If the deceased had not yet filed, and the surviving spouse waits until his/her survivor FRA to file for survivor benefits, the total monthly benefit the surviving spouse would receive would be the deceased's PIA (if he/she died prior to FRA) or the amount the deceased would have received if he/she...
by ObliviousInvestor
Thu Dec 27, 2018 6:48 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

I saw that 82.5% at one of your links. Does that mean if I claimed at 62, which for me would mean I get 70% of PIA, that my spouse would still get a total benefit equal to 82.5% of my PIA upon my demise? (Assume that my spouse's own benefit is much less than 82.5% of my PIA) Yes, if they wait until...
by ObliviousInvestor
Thu Dec 27, 2018 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

If the deceased had not yet filed, and the surviving spouse waits until his/her survivor FRA to file for survivor benefits, the total monthly benefit the surviving spouse would receive would be the deceased's PIA (if he/she died prior to FRA) or the amount the deceased would have received if he/she...
by ObliviousInvestor
Thu Dec 27, 2018 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

I took it that it was understood on this thread that the deceased spouse’s age when s/he filed is a primary factor in determining that person’s benefit amount. And therefore in determining the survivor’s benefit as well. So the issue is whether there is any “secondary” effect of the deceased spouse...
by ObliviousInvestor
Thu Dec 27, 2018 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

The age of the deceased spouse at time of death would matter if he/she had not yet filed for retirement benefits. In what way? If the deceased had not yet filed, and the surviving spouse waits until his/her survivor FRA to file for survivor benefits, the total monthly benefit the surviving spouse w...
by ObliviousInvestor
Thu Dec 27, 2018 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

Obviously, the age (on the 62 to 70 continuum) when the higher earner claims his/her benefit determines the amount received. But does his/her claiming age affect the survivor benefit later received by the spouse in any other way? Doesn't the surviving spouse simply continue to get the same benefit ...
by ObliviousInvestor
Thu Dec 27, 2018 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

Obviously, the age (on the 62 to 70 continuum) when the higher earner claims his/her benefit determines the amount received. But does his/her claiming age affect the survivor benefit later received by the spouse in any other way? I'm not entirely sure I understand what you're asking here. If the de...
by ObliviousInvestor
Thu Dec 27, 2018 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

Assume the following: Both spouses are 62 or older. No SSDI for either. Spouse with higher PIA is receiving a benefit. If the spouse with higher PIA dies first, does the age of either (at the time of death) affect the survivor’s benefit? In this particular set of facts, no. The age of the deceased ...
by ObliviousInvestor
Thu Dec 27, 2018 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?
Replies: 39
Views: 1715

Re: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?

It’s the opposite of what you wrote or somebody wrote in another thread. I don’t see how you can say you don’t see any contradiction. What did I write that you disagree, because I thought I wrote what @Delamer wrote and it also agrees with the SS information that I posted early on survivor benefit....
by ObliviousInvestor
Thu Dec 27, 2018 4:31 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

Yes, it does matter when the deceased spouse claimed his/her retirement benefit when calculating a survivor benefit for the other (surviving) spouse. I will post the same example here: Example: we have Spouse A and Spouse B, and Spouse A is the higher earner. Each person has filed for his/her own r...
by ObliviousInvestor
Thu Dec 27, 2018 4:27 pm
Forum: Personal Finance (Not Investing)
Topic: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?
Replies: 39
Views: 1715

Re: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?

It’s the opposite of what you wrote or somebody wrote in another thread. I don’t see how you can say you don’t see any contradiction. What did I write that you disagree, because I thought I wrote what @Delamer wrote and it also agrees with the SS information that I posted early on survivor benefit....
by ObliviousInvestor
Thu Dec 27, 2018 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

Yes, it does matter when the deceased spouse claimed his/her retirement benefit when calculating a survivor benefit for the other (surviving) spouse. I will post the same example here: Example: we have Spouse A and Spouse B, and Spouse A is the higher earner. Each person has filed for his/her own re...
by ObliviousInvestor
Thu Dec 27, 2018 4:17 pm
Forum: Personal Finance (Not Investing)
Topic: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?
Replies: 39
Views: 1715

Re: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?

It’s very confusing, from this website for my husband, I would be getting the following survivor benefits, no mention of what age the non living spouse took his SS. In the past I’ve seen people here also posting the same information, people said it doesn’t matter what age the non surviving spouse t...
by ObliviousInvestor
Thu Dec 27, 2018 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

I'm not very knowledgeable of the fine points of different SS options, but was under the impression that, under the new rules, if someone delays SS and their spouse will receive a spousal benefit under a primary recipient's benefit, then once the spouse reaches FRA, the spousal regular benefit and ...
by ObliviousInvestor
Thu Dec 27, 2018 4:14 pm
Forum: Personal Finance (Not Investing)
Topic: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?
Replies: 39
Views: 1715

Re: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?

It’s very confusing, from this website for my husband, I would be getting the following survivor benefits, no mention of what age the non living spouse took his SS. In the past I’ve seen people here also posting the same information, people said it doesn’t matter what age the non surviving spouse t...
by ObliviousInvestor
Thu Dec 27, 2018 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: When to claim Social Security: two reasons not to wait
Replies: 108
Views: 16155

Re: When to claim Social Security: two reasons not to wait

Joe: I would take a good look at the numbers if the lower-earning spouse takes SS at FRA (likely 66 for you two) and higher earner waits until 70. There is no impact on survivor's benefit (survivor's benefit is the higher earner's benefit) and yields 4 years of additional benefits at the rate of th...
by ObliviousInvestor
Thu Dec 27, 2018 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?
Replies: 39
Views: 1715

Re: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?

It’s very confusing, from this website for my husband, I would be getting the following survivor benefits, no mention of what age the non living spouse took his SS. In the past I’ve seen people here also posting the same information, people said it doesn’t matter what age the non surviving spouse t...
by ObliviousInvestor
Thu Dec 27, 2018 9:52 am
Forum: Personal Finance (Not Investing)
Topic: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?
Replies: 39
Views: 1715

Re: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?

I just thought of another question. If i file early, took the 2000 a month, and die. 1.) WIfe takes her benefit at 62, lets survivor benefits grow until she's 67? What does it grow to for her? I mean my PIA was at 2900 a month. But since I took the money at 62, at most she would get is 82.5% right?...
by ObliviousInvestor
Thu Dec 27, 2018 9:05 am
Forum: Personal Finance (Not Investing)
Topic: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?
Replies: 39
Views: 1715

Re: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?

And by the way, my PIA is 2,000 or 2,900? Your PIA is your monthly retirement benefit, if you file for it at your full retirement age. In other words, if you file before your FRA, your retirement benefit will be less than your PIA. If you file after your PIA, your retirement benefit will be more th...
by ObliviousInvestor
Thu Dec 27, 2018 8:51 am
Forum: Personal Finance (Not Investing)
Topic: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?
Replies: 39
Views: 1715

Re: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?

oldcomputerguy wrote:
Thu Dec 27, 2018 8:50 am
Mike,

Not sure if this link is the one you intended, it points to a particular subsection of the POMS. Here's a link to the top level:

https://secure.ssa.gov/apps10/
Oops! Thank you. Copy/paste error. Correcting my earlier post now...
by ObliviousInvestor
Thu Dec 27, 2018 8:25 am
Forum: Personal Finance (Not Investing)
Topic: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?
Replies: 39
Views: 1715

Re: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?

I would like to ask a similar question on this thread, because I too have some social security questions, and the social security website is not that clear on some issues. For as necessary as something like social security, and for how long it’s been around and used by millions of Americans with di...
by ObliviousInvestor
Thu Dec 27, 2018 7:23 am
Forum: Personal Finance (Not Investing)
Topic: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?
Replies: 39
Views: 1715

Re: SS Survivor Spouse Calculation Beyond What's Posted on SSA Website?

If: 1) Spouse A and Spouse B have each reached their FRA, 2) Spouse A is receiving a retirement benefit of $2,000 per month and Spouse B is receiving a retirement benefit of $2,050 per month, 3) Spouse B dies, and 4) Spouse A files for a survivor benefit... ...then Spouse A will receive a $50 surviv...
by ObliviousInvestor
Mon Dec 24, 2018 10:54 am
Forum: Personal Finance (Not Investing)
Topic: Open social secuity
Replies: 40
Views: 2661

Re: Open social secuity

To reiterate what I said earlier in this thread, I have no intention of adding tax modeling functionality to the Open Social Security calculator. As it is, most of us already purchase a license every year for very sophisticated tax modeling software (i.e., TurboTax or similar). Spending my time tryi...
by ObliviousInvestor
Thu Dec 20, 2018 10:03 pm
Forum: Personal Finance (Not Investing)
Topic: Open social secuity
Replies: 40
Views: 2661

Re: Open social secuity

When the spouse with the lower PIA delays filing, it increases the amount the couple receives as long as both people are still alive. So it's a worse deal for this person to delay than it would be for an unmarried person. (And in turn it's a worse deal for an unmarried person to delay than it is fo...
by ObliviousInvestor
Thu Dec 20, 2018 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Open social secuity
Replies: 40
Views: 2661

Re: Open social secuity

The big question that I have had was whether having my wife claim at 62 or at FRA, since spousal at her FRA exceeds what she would get on her own record (even if waiting until 70.) I expected that waiting until FRA would be optimal, but claiming at 62 shows as marginally better, but all claiming ag...
by ObliviousInvestor
Thu Dec 20, 2018 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Open social secuity
Replies: 40
Views: 2661

Re: Open social secuity

Does that make sense? Maybe I misunderstand, but that seems like a contradiction. Yes it does. In fact, I see that ObliviousInvestor (the author) posted while I was composing that message. Real is what matters. Nominal would just blow the numbers up so large as to distort our view of their future v...
by ObliviousInvestor
Thu Dec 20, 2018 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: Open social secuity
Replies: 40
Views: 2661

Re: Open social secuity

Epsilon Delta wrote:
Thu Dec 20, 2018 3:00 pm
Question: Are the SS numbers given up thread taking account of inflation? This might be a built into the tool or the tool might ask for an inflation guess.
With respect to Open Social Security in particular, everything is done in "real" dollars.