Search found 5 matches

by sto
Fri Oct 12, 2018 6:32 pm
Forum: Personal Investments
Topic: Any funds that has same or better yields than online savings account?
Replies: 11
Views: 2073

Any funds that has same or better yields than online savings account?

Citizens Access online savings now pay 2.12%, any fixed income can do the same or tracking the market rate without risk?

I found FLOT(iShares Floating Rate Bond ETF) is as good as online savings, are they same?

Thanks,
by sto
Fri Jul 13, 2018 10:53 pm
Forum: Personal Finance (Not Investing)
Topic: Which brokerage is best for backdoor Roth
Replies: 22
Views: 5871

Re: Which bank is best for backdoor Roth

Silk McCue wrote: Fri Jul 13, 2018 10:03 pm I expect it would be very easy to do at either Schwab or Fidelity since you have brokerage accounts there. I personally wouldn’t use a bank for this purpose given the limited investment options.

Cheers
Thanks
by sto
Fri Jul 13, 2018 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: Which brokerage is best for backdoor Roth
Replies: 22
Views: 5871

Which brokerage is best for backdoor Roth

Hi,

Did some search but didn't found answers. Which bank has the most seamless and simple process for open tIRA and backdoor Roth convert? I prefer the bank don't need call or mail paperwork. Also, I have already brokerage accounts on eTrade, Schwab, and Fidelity.

Thanks,
by sto
Tue Jan 09, 2018 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Alliant 3/2.5% card - any experience? [Now a "no annual fee" card]
Replies: 147
Views: 21398

Re: Alliant 3/2.5% card - any experience?

I just joined Allian without pay any donation. There is a option for `freelance` in the dropdown that you can choice.
by sto
Tue Jan 09, 2018 5:14 am
Forum: Personal Investments
Topic: Why Roth?
Replies: 7
Views: 1299

Why Roth?

Hi,

I read a lot of articles regarding Traditional vs Roth, but still confused about Roth, since I found out that most people have Roth and even try to backdoor method to maximize Roth account.

I am 32-year-old single, and about 200k income, only have a Pre-Tax 401k account, no IRA, and really don't know what kind of tax bucket I will in after retirement. My employer provides Pre-Tax, Roth and After-Tax 401k contribution option.

Any suggestion for me? Thanks,