Search found 77 matches

by Green Street
Sun Jan 12, 2020 7:13 pm
Forum: Investing - Theory, News & General
Topic: Why are Dividend Stocks pushed so hard?
Replies: 129
Views: 5901

Re: Why are Dividend Stocks pushed so hard?

Shouldn’t matter to you if you index. Nothing wrong with dividend investors. Everyone has their own preferences. If you don’t like it... don’t click the link, read the article, or watch the video. The hatred for dividend stocks here is real and unwarranted.
by Green Street
Sat Nov 02, 2019 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 1412
Views: 364435

Re: Share your net worth progression

[/quote]
I think I’m close to your trajectory.
2010: 67k - Age 21
2011: 79k
2012: 103k
2013: 115k
2014: 129k
2015: 177k
2016: 261k
2017: 399k - age 28
[/quote]

Figured I’d update this
2019: 610k
The grind still isn’t fun. Hoping things move quicker and easier from here.
by Green Street
Sun Oct 20, 2019 8:41 am
Forum: Personal Investments
Topic: How much to hold in cash?
Replies: 54
Views: 8424

Re: How much to hold in cash?

Typically hold about 10% of networth in cash. That’s for opportunity investments, and subconsciously for a downpayment on a home.
by Green Street
Mon Sep 30, 2019 1:27 pm
Forum: Personal Investments
Topic: 1 year checkup since getting my first job (age 24)
Replies: 9
Views: 1335

Re: 1 year checkup since getting my first job (age 24)

OP has a good head on their shoulders, hammer away on that 457! You can always re-adjust on how much you want to go to Roth.
by Green Street
Sun Sep 29, 2019 10:52 pm
Forum: Personal Consumer Issues
Topic: When and should I buy dream car? 1997 Toyota Supra
Replies: 38
Views: 3223

Re: When and should I buy dream car? 1997 Toyota Supra

Go for it, why else do we do this? I’m huge fan of the Mark IV, always wanted one. That era of sports cars was something else. When I turned 21 I went out and bought a 350z because I loved the 300zx as well. No regrets. I’m on the side of the spectrum for the new Supra. I actually think it’s gorgeou...
by Green Street
Sun Sep 15, 2019 2:06 pm
Forum: Personal Finance (Not Investing)
Topic: Bay Area teacher saving half my income – why the doubt? (and asking more questions)
Replies: 508
Views: 32196

Re: Bay Area teacher saving half my income – why the doubt? (and asking more questions)

Good job Ron 👍🏼. Life dealt you a hand, and you’ve played it phenomenally thus far. Haters are gonna hate 🤷🏽‍♂️. I find it funny when others say, oh no OP is doing this because of that and this, no OP is playing chess while you’re playing checkers. To answer your three questions, yes, the emergency...
by Green Street
Sun Sep 15, 2019 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Bay Area teacher saving half my income – why the doubt? (and asking more questions)
Replies: 508
Views: 32196

Re: Bay Area teacher saving half my income – why the doubt? (and asking more questions)

Good job Ron 👍🏼. Life dealt you a hand, and you’ve played it phenomenally thus far. Haters are gonna hate 🤷🏽‍♂️. I find it funny when others say, oh no OP is doing this because of that and this, no OP is playing chess while you’re playing checkers. To answer your three questions, yes, the emergency...
by Green Street
Sun Sep 15, 2019 2:10 am
Forum: Personal Finance (Not Investing)
Topic: Bay Area teacher saving half my income – why the doubt? (and asking more questions)
Replies: 508
Views: 32196

Re: Bay Area teacher saving half my income – why the doubt? (and asking more questions)

Good job Ron 👍🏼. Life dealt you a hand, and you’ve played it phenomenally thus far. Haters are gonna hate 🤷🏽‍♂️. I find it funny when others say, oh no OP is doing this because of that and this, no OP is playing chess while you’re playing checkers. To answer your three questions, yes, the emergency ...
by Green Street
Thu Sep 12, 2019 11:04 am
Forum: Personal Investments
Topic: Hold Physical Cash if Rates Go Negative?
Replies: 39
Views: 5085

Re: Hold Physical Cash if Rates Go Negative?

Seems like opportunity is knocking. Normally hold about 10% in cash. Should get interesting over the next year or so.
by Green Street
Wed Aug 21, 2019 7:56 am
Forum: Personal Investments
Topic: Pension and Planning for retirement help
Replies: 9
Views: 1034

Re: Pension and Planning for retirement help

Take full advantage of that 457. Max out the space if you can, you have some great fund choices. Obviously it’s going to come down to your plan for your future, but a government 457 coupled with great options doesnt come around often.
by Green Street
Sat Jun 29, 2019 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: How much should I have saved for retirement by age 40?
Replies: 111
Views: 19803

Re: How much should I have saved for retirement by age 40?

This question relates to me as I’ll be retiring at 41. Plan is to have 2.25M with about 65k in expenses annually. Probably overkill, but life happens. Ultimately it comes down to when do you want to retire.
by Green Street
Fri May 24, 2019 10:16 am
Forum: Personal Finance (Not Investing)
Topic: Finance depreciating asset?
Replies: 22
Views: 1836

Re: Finance depreciating asset?

A-Commoner wrote:
Fri May 24, 2019 8:25 am
Get the new Supra for $50k.
Best words I’ve heard all week
by Green Street
Wed May 22, 2019 11:19 am
Forum: Personal Finance (Not Investing)
Topic: Why Do Homeowners Have Higher Net Worths than Renters?
Replies: 30
Views: 2628

Re: Why Do Homeowners Have Higher Net Worths than Renters?

I’d suspect that those stats would not hold up against extremely small sub-section that are bogleheads, and most likely anyone who fits into the LBYM and invest category. Most of America does not like to save. A house is simply forced savings for many which propels their net worth against their rent...
by Green Street
Sun May 19, 2019 5:02 pm
Forum: Personal Consumer Issues
Topic: Replace possible failing tv or not (solved)
Replies: 33
Views: 2644

Re: Replace possible failing tv or not

The TCLs are pretty decent for gaming with their refresh rates. Can always get a gaming monitor for a decent price which is what I use now. Would not go back to a regular tv for gaming now.
by Green Street
Sun May 05, 2019 7:56 pm
Forum: Personal Investments
Topic: Say you have a pension & lot of cash. With those in mind, does it make sense to have a more aggressive allocation?
Replies: 62
Views: 4879

Re: Say you have a pension & lot of cash. With those in mind, does it make sense to have a more aggressive allocation?

So don’t assume I’ll continue to work for a participating employer for the next 25 years and walk away with 70% of my final salary. You can assume, but that doesn't make it true unless your employer also agrees. Not to mention disability and other disagreeable surprises. Exactly, nothing is officia...
by Green Street
Sun May 05, 2019 7:32 pm
Forum: Personal Investments
Topic: Say you have a pension & lot of cash. With those in mind, does it make sense to have a more aggressive allocation?
Replies: 62
Views: 4879

Re: Say you have a pension & lot of cash. With those in mind, does it make sense to have a more aggressive allocation?

Yeah. Bonds can default too and stocks become worthless. We still count their present value, don't we ? Yet, somehow, a vested pension is supposed to be many time riskier than a junk-rated bond... Just count it at its current cash out value, what lump sum you would get if you left the employer toda...
by Green Street
Sun May 05, 2019 7:04 pm
Forum: Personal Investments
Topic: Futures Down
Replies: 45
Views: 3492

Re: Futures Down

TheTimeLord wrote:
Sun May 05, 2019 7:03 pm
Green Street wrote:
Sun May 05, 2019 7:00 pm
TheTimeLord wrote:
Sun May 05, 2019 6:56 pm
Green Street wrote:
Sun May 05, 2019 6:36 pm
It’s Sunday, let’s worry about that tomorrow, in any event it’s a buying opportunity. As stated above Game of Thrones tonight, let’s just go
But apparently Winter is coming.
Unfortunately winter came and left last episode :(
Do I get credit for the effort?
Most def! A+
by Green Street
Sun May 05, 2019 7:00 pm
Forum: Personal Investments
Topic: Futures Down
Replies: 45
Views: 3492

Re: Futures Down

TheTimeLord wrote:
Sun May 05, 2019 6:56 pm
Green Street wrote:
Sun May 05, 2019 6:36 pm
It’s Sunday, let’s worry about that tomorrow, in any event it’s a buying opportunity. As stated above Game of Thrones tonight, let’s just go
But apparently Winter is coming.
Unfortunately winter came and left last episode :(
by Green Street
Sun May 05, 2019 6:40 pm
Forum: Personal Investments
Topic: Say you have a pension & lot of cash. With those in mind, does it make sense to have a more aggressive allocation?
Replies: 62
Views: 4879

Re: Say you have a pension & lot of cash. With those in mind, does it make sense to have a more aggressive allocation?

Operate as if you’re not getting a pension. Until how far out from retirement date? Whatever is vested you should count. It gets a little tricker which discount rate to use to calculate present value... So don’t assume I’ll continue to work for a participating employer for the next 25 years and wal...
by Green Street
Sun May 05, 2019 6:36 pm
Forum: Personal Investments
Topic: Futures Down
Replies: 45
Views: 3492

Re: Futures Down

It’s Sunday, let’s worry about that tomorrow, in any event it’s a buying opportunity. As stated above Game of Thrones tonight, let’s just go
by Green Street
Wed May 01, 2019 8:22 pm
Forum: Investing - Theory, News & General
Topic: "The market is overvalued"
Replies: 90
Views: 10652

Re: "The market is overvalued"

There’s always deals to take advantage of in the stock market, overvalued or not.
by Green Street
Wed May 01, 2019 2:42 pm
Forum: Investing - Theory, News & General
Topic: What is your AA, given your age? and, Why?
Replies: 284
Views: 34508

Re: What is your AA, given your age? and, Why?

Age 30
80:20 right now but the plan is to move up to 85:15 and stay there indefinitely. I don’t mind the risk due to circumstances.
by Green Street
Sat Mar 30, 2019 10:48 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1645
Views: 182444

Re: [What TV Show Have You Recently Watched?]

Love, Death and Robots ... David Fincher and Tim Burton’s love child
by Green Street
Sat Mar 16, 2019 11:04 am
Forum: Personal Finance (Not Investing)
Topic: Amica hiked my insurance, thoughts on alternatives?
Replies: 50
Views: 5210

Re: Amica hiked my insurance, thoughts on alternatives?

Been with geico for 8 years been paying a ridiculous premium for auto insurance, switched to Liberty Mutual cutting about 50% while getting a better policy. If they’re terrible, I’ll shop around after the year is up.
by Green Street
Sat Mar 16, 2019 8:39 am
Forum: Personal Finance (Not Investing)
Topic: If you were X years old, how much would you need to retire?
Replies: 21
Views: 3094

Re: If you were X years old, how much would you need to retire?

For me, at 41 I’ll need 2.25M to retire, could do it on less but I like traveling.
by Green Street
Fri Feb 22, 2019 11:33 pm
Forum: Personal Consumer Issues
Topic: Favorite youtube channels?
Replies: 81
Views: 8288

Re: Favorite youtube channels?

Dan Lok
GaryVee
The Stradman
Doug Demuro
RevMatchTv
Life of Palos
Secureteam10
EverythingApplePro
Unbox Therapy
The infographics show
by Green Street
Sun Feb 03, 2019 10:58 pm
Forum: Personal Consumer Issues
Topic: Mazda Miata as Daily Commute Fun Car?
Replies: 94
Views: 5909

Re: Mazda Miata as Daily Commute Fun Car?

The 370z falls in that price range. My daily is a 350z, more than enough power and is almost like a go cart on twisty roads. Had her for 9 years and still smile everything I go for a drive.
by Green Street
Wed Dec 12, 2018 9:38 am
Forum: Personal Finance (Not Investing)
Topic: What percentage of your net worth is your home equity?
Replies: 309
Views: 24447

Re: What percentage of your net worth is your home equity?

OP asked a very simple question, whether you care to count it or not is irrelevant. So my answer to OP’s question is zero percent since I rent, however, I am in the market for a purchase now. People on this forum either need to go back to an economics class or stop trolling.
by Green Street
Sat Dec 01, 2018 9:12 pm
Forum: Personal Investments
Topic: Saving for Retirement when one has a Pension
Replies: 60
Views: 7204

Re: Saving for Retirement when one has a Pension

I’ll also be retiring with a state pension at half my salary in 11 more years. I operate as if It doesn’t exist. I still max out my 457 and my 401k annually, you never know what may happen in the future. Better to have more options than less options.
by Green Street
Thu Nov 29, 2018 1:51 pm
Forum: Personal Investments
Topic: Marijuana [Stock]
Replies: 51
Views: 5693

Re: Marijuana [Stock]

IIPR but you should’ve gotten in months ago.
by Green Street
Wed Nov 28, 2018 11:46 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1645
Views: 182444

Re: [What TV Show Have You Recently Watched?]

Narcos Mexico, I like it more than the original, Michael Pena is the man!

Not sure if it was mentioned before but Maniac was insane, Cary Fukunaga never fails to disappoint
by Green Street
Wed Oct 31, 2018 5:10 pm
Forum: Personal Investments
Topic: How much for retirement ?
Replies: 21
Views: 2495

Re: How much for retirement ?

50% now and adjust later.
by Green Street
Sun Sep 23, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: Minimalist Lifestyle
Replies: 92
Views: 12394

Re: Minimalist Lifestyle

The things you own end up owning you.
by Green Street
Sun Sep 23, 2018 9:02 am
Forum: Investing - Theory, News & General
Topic: How do you define your success in our life, career and job?
Replies: 25
Views: 2071

Re: How do you define your success in our life, career and job?

zaboomafoozarg wrote:
Sun Sep 23, 2018 7:36 am
The only goal of my career is to make enough money to retire. Once I can retire, I will have been successful.
This resonates with me.
As far success outside of career, keep my loving relationship with my family. Only thing that matters.
by Green Street
Sun Sep 16, 2018 12:39 am
Forum: Investing - Theory, News & General
Topic: What’s the magic savings rate???
Replies: 94
Views: 16916

Re: What’s the magic savings rate???

50% at the minimum.
by Green Street
Wed Aug 29, 2018 2:15 pm
Forum: Investing - Theory, News & General
Topic: Pensions and retirement savings rate
Replies: 30
Views: 2870

Re: Pensions and retirement savings rate

I operate as if I’m not receiving a pension. I’ll be eligible to collect at a fairly young age (41). It has been stated above that you never know what could happen to your pension. With that being said, 53% of pretax money goes to maxing out 457b and 401k, bills get paid, decide how much play money ...
by Green Street
Thu Aug 23, 2018 8:45 am
Forum: Personal Consumer Issues
Topic: $65K Fun Daily Driver
Replies: 112
Views: 9401

Re: $65K Fun Daily Driver

Corvette Stingray
by Green Street
Thu Aug 16, 2018 9:55 pm
Forum: Personal Finance (Not Investing)
Topic: Savings rate per month???
Replies: 68
Views: 6499

Re: Savings rate per month???

55%, also will receive a pension.
by Green Street
Sun Aug 05, 2018 7:08 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 28388

Re: most compelling TV character ever

Rick Sanchez (Rick and Morty)
Francis Underwood (House of Cards)
The Man In Black (Westworld)
Walter White (Breaking Bad)
Michael Scofield (Prison Break)
Rustin Cohle (True Detective)
Tyrion Lannister (Game of Thrones)
Arya Stark (Game of Thrones)
Harvey Specter (Suits)
by Green Street
Fri Aug 03, 2018 4:17 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1242
Views: 164273

Re: Poll: At what age did you hit $500k Net Worth

Finally hit 500k net worth today at age 28! I've been working 6 years full time and have 2 duplexes producing good income/appreciation. Well on my way to FI in 4-6 years if all goes well! Congrats!! I hit 500k a couple days ago too! Here’s to another 500k :sharebeer Congrats well done!!! How much w...
by Green Street
Fri Aug 03, 2018 3:50 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1242
Views: 164273

Re: Poll: At what age did you hit $500k Net Worth

koolmelee wrote:
Fri Aug 03, 2018 3:32 pm
Finally hit 500k net worth today at age 28!

I've been working 6 years full time and have 2 duplexes producing good income/appreciation. Well on my way to FI in 4-6 years if all goes well!
Congrats!! I hit 500k a couple days ago too! Here’s to another 500k :sharebeer
by Green Street
Fri Aug 03, 2018 11:17 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1242
Views: 164273

Re: Post your Financial Milestone Announcements Here

[/quote]
Congratulations, that is far ahead of where I was at age 29.

Don't forget to enjoy life as you accumulate.
[/quote]

Thank you, you’re right it’s a fine line between work and play, video games and travel are my escape, luckily I can game everyday :D
by Green Street
Fri Aug 03, 2018 11:08 am
Forum: Personal Investments
Topic: 27 year old looking for input.
Replies: 6
Views: 771

Re: 27 year old looking for input.

You’re doing well, personally I hate debt, so I’d say pay down that car as quickly as possible then divert excess funds to the 401k. The IRA is fine with VTSMX. Whatever you have left over, pound the taxable account.
by Green Street
Fri Aug 03, 2018 10:52 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1242
Views: 164273

Re: Post your Financial Milestone Announcements Here

Logged into PC and was pleasantly surprised to find out I crossed the 500k line in networth :shock: . Not really able to share with others but I want to thank the forum, been lurking here for years and I love the abundance of information here. Age 29, goal is to join many of you high achieving indiv...