Search found 186 matches

by Looking4Answers
Thu Nov 21, 2019 5:22 pm
Forum: Personal Consumer Issues
Topic: Portable Bed Options?
Replies: 11
Views: 918

Re: Portable Bed Options?

I recently purchased a foldable bed frame from Wal-mart. I have not yet bought a mattress of any kind, but would gladly take suggestions.

https://www.walmart.com/ip/Mainstays-14 ... l/49920622
by Looking4Answers
Thu Nov 21, 2019 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Shopping portals EVreward and CashBackMonitor?
Replies: 1
Views: 106

Shopping portals EVreward and CashBackMonitor?

Anyone use EVreward or CashBackMonitor? Experiences? Tips?
by Looking4Answers
Tue Nov 19, 2019 3:10 pm
Forum: Personal Consumer Issues
Topic: Skin lotion for old skin
Replies: 32
Views: 3102

Re: Skin lotion for old skin

Sarna lotion (some drugstores may have a generic version) is good for itching. I bought some for my father years ago, and it was recently recommended on a forum at www.agingcare.com. They have a pretty active forum for those who are dealing with caregiving issues.
by Looking4Answers
Fri Oct 25, 2019 10:09 am
Forum: Personal Finance (Not Investing)
Topic: BofA ShopSafe going away
Replies: 111
Views: 8215

Re: BofA ShopSafe going away

I was able to use Capital One's Eno on Aliexpress. I generated a number and made an order. I had to enter number rather than auto-fill. Then I went back and made another small order and was able to use same number. Then after seeing that they had both processed, I deleted the number from Eno.
by Looking4Answers
Mon Oct 21, 2019 12:27 pm
Forum: Personal Investments
Topic: MM etfs for Roth IRA
Replies: 5
Views: 334

Re: MM etfs for Roth IRA

Assuming the OP has funds in any account that will be needed in a short period of time, are any of the ETFs mentioned suitable?
by Looking4Answers
Mon Oct 21, 2019 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Scenarios where contributions/deductions HAVE to be made before end of 2019?
Replies: 3
Views: 439

Scenarios where contributions/deductions HAVE to be made before end of 2019?

Our income for this year, and subsequent tax returns, has a lot of moving parts. DH left his job and we were without any income for awhile. We have been under three different health insurance policies, currently under ACA, and will switch to a bronze plan at his place of employment in December. I am...
by Looking4Answers
Sat Sep 28, 2019 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: BofA ShopSafe going away
Replies: 111
Views: 8215

Re: BofA ShopSafe going away

Today I used a VAN from Citi to subscribe for a free trial. Worked fine. Then I tried to use a VAN to order form Aliexpress. Failed. Generated another number and tried again. Still failed.
by Looking4Answers
Fri Sep 06, 2019 12:16 pm
Forum: Personal Consumer Issues
Topic: Danger of mail order drugs, recent television report
Replies: 26
Views: 2751

Re: Danger of mail order drugs, recent television report

I do know that my mother has eye drops that, after the pharmacy fills the prescription, are kept in a refrigerator until she picks them up. This is whether it is a few hours or a few days. She has a mail order pharmacy that would fill the prescription cheaper, but so far has decided to fill it local...
by Looking4Answers
Fri Sep 06, 2019 11:02 am
Forum: Personal Consumer Issues
Topic: Danger of mail order drugs, recent television report
Replies: 26
Views: 2751

Re: Danger of mail order drugs, recent television report

miamivice wrote:
Fri Sep 06, 2019 9:34 am
How do the medications travel from the manufacturer to the local pharmacy?

https://www.peoplespharmacy.com/article ... ed-trucks/
by Looking4Answers
Fri Sep 06, 2019 9:24 am
Forum: Personal Consumer Issues
Topic: Danger of mail order drugs, recent television report
Replies: 26
Views: 2751

Danger of mail order drugs, recent television report

A family member saw a report yesterday, but I am not sure what news outlet. Urged consumers to not order mail order drugs due to safety reasons. Mentioned the time drugs are exposed to heat in postal trucks, etc, and degradation of medicines. Recommended always using a local pharmacy. Unfortunately,...
by Looking4Answers
Fri Sep 06, 2019 9:18 am
Forum: Investing - Theory, News & General
Topic: Rethinking the role of bonds in AA
Replies: 28
Views: 4077

Re: Rethinking the role of bonds in AA

I definitely am rethinking the role of bonds. Especially since DH recently left job and may be forced into early retirement. Savings-wise, we are not in dire straits, but behind what would be ideal. Because of moving 401k accounts, etc., we've had to liquidate assets. Had planned to allocate a large...
by Looking4Answers
Fri Sep 06, 2019 8:59 am
Forum: Personal Finance (Not Investing)
Topic: BofA ShopSafe going away
Replies: 111
Views: 8215

Re: BofA ShopSafe going away

I've used both Citi Virtual Account Numbers and BofA ShopSafe for years. One key difference: VAN is 1-time use even at the same merchant, whereas SS can be set to be used multiple times at the same merchant. I've found SS to be convenient for recurring monthly charges. It's never failed me whereas ...
by Looking4Answers
Thu Sep 05, 2019 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: BofA ShopSafe going away
Replies: 111
Views: 8215

Re: BofA ShopSafe going away

I was very disappointed to hear ShopSafe is going away, because I use it a lot. Especially for magazine and trial membership charges that I do not want to be charged even though I have cancelled. Shopsafe has saved me numerous times, because I get notices like "we have been unable to charge your cre...
by Looking4Answers
Sat Aug 31, 2019 11:39 am
Forum: Personal Consumer Issues
Topic: Improving soft skills
Replies: 35
Views: 3445

Re: Improving soft skills

There are many people who at times are quick-witted, and then at other times are just good at opening their mouths and speaking before their brain has time to stop them. There are benefits to being a person who thinks before they speak. Many people will appreciate being around that kind of person. F...
by Looking4Answers
Thu Aug 29, 2019 10:06 pm
Forum: Personal Consumer Issues
Topic: Improving soft skills
Replies: 35
Views: 3445

Re: Improving soft skills

A couple of "exercises" I practice from time to time: I ask myself, "How would I act/what would I say if I wasn't so nervous?" Then I try to act like that, as if I am playing a part. May sound stupid, but it helps me. Another thing, I just make an effort to make a comment to strangers around me: a c...
by Looking4Answers
Thu Aug 29, 2019 12:19 pm
Forum: Personal Consumer Issues
Topic: Any experience with Trim or Billcutterz?
Replies: 17
Views: 1184

Re: Any experience with Trim or Billcutterz?

Thanks, Hypersion. Here is a review of a number of different companies: https://www.consumeraffairs.com/finance ... best-rated
If anyone else chooses to try any of these, please come back and post your experience!
by Looking4Answers
Thu Aug 29, 2019 8:31 am
Forum: Personal Consumer Issues
Topic: Any experience with Trim or Billcutterz?
Replies: 17
Views: 1184

Re: Any experience with Trim or Billcutterz?

Thanks, wriley4409. Well said.
by Looking4Answers
Thu Aug 29, 2019 8:22 am
Forum: Personal Consumer Issues
Topic: Any experience with Trim or Billcutterz?
Replies: 17
Views: 1184

Re: Any experience with Trim or Billcutterz?

Thanks, JBTX. We have already checked into the majority of your suggestions. Mom lives in a rural area where her options are not as good as some areas. We expect fiber optic lines to be run there in the future, which hopefully will give a few more options.
by Looking4Answers
Wed Aug 28, 2019 2:50 pm
Forum: Personal Consumer Issues
Topic: Any experience with Trim or Billcutterz?
Replies: 17
Views: 1184

Re: Any experience with Trim or Billcutterz?

No, if I thought they were going to say I (or in this case my mother) was going to switch, I would not use their service. I do not know how they reduce people's bills. Hence, my original post.
by Looking4Answers
Tue Aug 27, 2019 1:30 pm
Forum: Personal Consumer Issues
Topic: Any experience with Trim or Billcutterz?
Replies: 17
Views: 1184

Re: Any experience with Trim or Billcutterz?

Because what is recommended is saying that you are switching providers, and I cannot honestly say that.
by Looking4Answers
Tue Aug 27, 2019 9:53 am
Forum: Personal Consumer Issues
Topic: Any experience with Trim or Billcutterz?
Replies: 17
Views: 1184

Any experience with Trim or Billcutterz?

https://www.moneytalksnews.com/service- ... your-bill/

Considering using for my mom to negotiate phone and satellite tv.
by Looking4Answers
Fri Aug 16, 2019 11:12 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity and CDs
Replies: 6
Views: 731

Re: Fidelity and CDs

I'm no expert, but I seem to recall when buying CDs at Fidelity in the past that the orders did not always go through immediately. I figured there was an advance date that was applicable for purchase, but never looked into the reason. Orders were always executed.
by Looking4Answers
Wed Jul 17, 2019 9:51 am
Forum: Investing - Theory, News & General
Topic: Agree? Article: Tracking the Agg? Why the Bond Index May Not Work.
Replies: 14
Views: 2086

Re: Agree? Article: Tracking the Agg? Why the Bond Index May Not Work.

[/quote] I am using a mix of low cost managed bond funds and CDs as a substitution for total bond index. [/quote] Would you mind sharing which managed bond funds you are using? Do you have a percentage you try to keep between bond funds and CDs? Does this include your emergency fund, or is this a lo...
by Looking4Answers
Tue Jul 16, 2019 7:01 am
Forum: Personal Finance (Not Investing)
Topic: Paypal MC instead of Citi DoubleCash - 2% w/ more benefits
Replies: 18
Views: 2534

Re: Paypal MC instead of Citi DoubleCash - 2% w/ more benefits

The Paypal card is a cobrand issued by Synchrony, so the customer service will be through Synchrony, not Paypal. I've been looking for a 2% card myself, but none of the major ones (Citi DC, Synchrony's Paypal Mastercard, or Elan's Fidelity Visa) are known for great customer service. There's also th...
by Looking4Answers
Mon Jul 15, 2019 11:05 am
Forum: Personal Finance (Not Investing)
Topic: Paypal MC instead of Citi DoubleCash - 2% w/ more benefits
Replies: 18
Views: 2534

Re: Paypal MC instead of Citi DoubleCash - 2% w/ more benefits

Is that the only difference in benefits between Citi Double Cash and PayPal? Citi Removing MOST Benefits From All Cards On September 22 https://www.doctorofcredit.com/citi-removing-most-benefits-from-all-cards-on-september-22-trip-cancellation-trip-delay-return-protection-car-rental-ticket-protecti...
by Looking4Answers
Mon Jul 15, 2019 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Paypal MC instead of Citi DoubleCash - 2% w/ more benefits
Replies: 18
Views: 2534

Paypal MC instead of Citi DoubleCash - 2% w/ more benefits

I have been using Citi DoubleCash as my main credit card. Recently they have dropped many benefits. I have read that Paypal pays 2% with more benefits, including no foreign transaction fee. I read about this card on Consumer World, and they did mention reports of poor customer service. What have bee...
by Looking4Answers
Thu Jun 06, 2019 1:35 pm
Forum: Personal Consumer Issues
Topic: Medical Alert button-Compare landline to cellular reliability
Replies: 0
Views: 304

Medical Alert button-Compare landline to cellular reliability

My mother has had a medical alert button (PERS) from Lifeline for a number of years. She has a landline phone with an expensive monthly plan from A T & T (story for another time). I talked to Lifeline today and they can change her system to use A T & T cellular towers for an increase of $11 a month....
by Looking4Answers
Thu Apr 04, 2019 12:04 pm
Forum: Personal Finance (Not Investing)
Topic: Virtual credit cards - most reliable to process?
Replies: 5
Views: 520

Re: Virtual credit cards - most reliable to process?

I meant to say Bank of America's ShopSafe rather than Citi. When it generates a number it automatically put the expiration two months out. I have found if I extend that it is more likely to be processed. I always set the limit for a little more than the charge.
by Looking4Answers
Thu Apr 04, 2019 11:23 am
Forum: Personal Finance (Not Investing)
Topic: Virtual credit cards - most reliable to process?
Replies: 5
Views: 520

Virtual credit cards - most reliable to process?

I have used virtual credit cards for years. Most often when I was ordering a free trial or something similar and wanted to make sure the company did not make unauthorized charges. Most recently I have used Citi's ShopSafe and rarely run into problems. But recently I have had two transactions turned ...
by Looking4Answers
Tue Mar 19, 2019 6:44 pm
Forum: Personal Consumer Issues
Topic: Suggestions for Landline Alternatives (Ooma, Magic Jack, etc.)
Replies: 56
Views: 2808

Re: Suggestions for Landline Alternatives (Ooma, Magic Jack, etc.)

I had OOMA for over 5 years, the calls quality have been very good and I have not had any issues with it. I pay about $5 month for taxes only, but I did not sign up for ooma premier due to cost and is not necessary for me. My experience has been very similar. Switched to OOMA a few years ago becaus...
by Looking4Answers
Thu Mar 07, 2019 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: "Bank Of America Cash Rewards Card Now Lets You Choose Your 3%(=5.25%) Category"
Replies: 204
Views: 34594

Re: "Bank Of America Cash Rewards Card Now Lets You Choose Your 3%(=5.25%) Category"

Just did a chat with Bank of America. They confirmed ebay for getting the 3% for online purchases. But it seems that any payments made through Paypal will not get the online rewards, because they are a "third party processor". Customer Service Rep was mistaken. Payments through Paypal will count as...
by Looking4Answers
Wed Mar 06, 2019 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Best free personal finance software in 2019
Replies: 11
Views: 1595

Best free personal finance software in 2019

I came across a link on a consumer site to an article addressing the best free personal finance software for 2019. I was interested in software that I could have on my computer and that I could download information from different investment sites and banks, rather than giving access to those sites t...
by Looking4Answers
Thu Feb 14, 2019 11:07 am
Forum: Personal Finance (Not Investing)
Topic: "Bank Of America Cash Rewards Card Now Lets You Choose Your 3%(=5.25%) Category"
Replies: 204
Views: 34594

Re: "Bank Of America Cash Rewards Card Now Lets You Choose Your 3%(=5.25%) Category"

I have seen two lists of what is and what is not included. The first list I saw was not as specific as the second list, which I found by signing in on the account, clicking on "Rewards", then "FAQs", then under the question on not finding what one was looking for a link to "Program Rules". It gives ...
by Looking4Answers
Mon Feb 04, 2019 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: "Bank Of America Cash Rewards Card Now Lets You Choose Your 3%(=5.25%) Category"
Replies: 204
Views: 34594

Re: "Bank Of America Cash Rewards Card Now Lets You Choose Your 3%(=5.25%) Category"

Just did a chat with Bank of America. They confirmed ebay for getting the 3% for online purchases. But it seems that any payments made through Paypal will not get the online rewards, because they are a "third party processor".
by Looking4Answers
Sun Feb 03, 2019 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: "Bank Of America Cash Rewards Card Now Lets You Choose Your 3%(=5.25%) Category"
Replies: 204
Views: 34594

Re: "Bank Of America Cash Rewards Card Now Lets You Choose Your 3%(=5.25%) Category"

focusedonwhatmatters wrote:
Sun Feb 03, 2019 3:37 pm
Does anyone know if this BoA Cash Rewards Card has something similar to the Citi Price Rewind for product purchases? I can't find anything about that on their website.
fowm
According to this website, they do not.

https://upgradedpoints.com/credit-card- ... -policies/
by Looking4Answers
Mon Jan 21, 2019 7:54 am
Forum: Personal Consumer Issues
Topic: Wow Way Internet Reviews
Replies: 8
Views: 1228

Re: Wow Way Internet Reviews

Have had Wow Way for a couple of years now. Has been reliable so far. One problem which was resolved with satisfactory customer service (don't remember details, DH was the one who called.)
by Looking4Answers
Sat Jan 12, 2019 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare MSA becoming more widely available-Thoughts?
Replies: 2
Views: 326

Medicare MSA becoming more widely available-Thoughts?

After reading about MSA accounts, I went to the Internet to do some searching and found this page which stated that Lasso Healthcare is going to be offering Medicare MSA accounts in more states. Would welcome any thoughts on Medicare MSA accounts or Lasso Healthcare.
by Looking4Answers
Wed Jan 02, 2019 10:34 am
Forum: Personal Finance (Not Investing)
Topic: Early Withdrawal Penalty on CD and Taxes
Replies: 3
Views: 306

Re: Early Withdrawal Penalty on CD and Taxes

I would assume so, but might be best to check with the credit union where your CDs are held.
https://www.thebalance.com/early-withdr ... on-3193010
by Looking4Answers
Tue Dec 18, 2018 12:27 pm
Forum: Personal Investments
Topic: Options to receive funds when a CD matures?
Replies: 1
Views: 251

Options to receive funds when a CD matures?

When opening CD, Discover bank can receive funds from another bank through link. However, when CD matures, they will not deposit funds into a linked account. Only check, deposit funds into a Discover account, or have funds wired to external bank. What is policy on other major banks: Capital One, All...
by Looking4Answers
Sun Dec 16, 2018 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: Real experiences of someone who did not have Medigap policy?
Replies: 21
Views: 2438

Re: Real experiences of someone who did not have Medigap policy?

To some degree, this question is somewhat like asking for the real experience of someone who chose not to carry life insurance. 8-) I guess your right, since no one has actually answered the original request for experiences. See the last paragraph of my Sat Dec 15, 2018 3:34 pm post. I was managing...
by Looking4Answers
Sun Dec 16, 2018 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Real experiences of someone who did not have Medigap policy?
Replies: 21
Views: 2438

Re: Real experiences of someone who did not have Medigap policy?

dm200 wrote:
Sun Dec 16, 2018 10:30 am
To some degree, this question is somewhat like asking for the real experience of someone who chose not to carry life insurance. 8-)
I guess your right, since no one has actually answered the original request for experiences.
by Looking4Answers
Sat Dec 15, 2018 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Real experiences of someone who did not have Medigap policy?
Replies: 21
Views: 2438

Re: Real experiences of someone who did not have Medigap policy?

I was not personally present for the original discussion, so cannot vouch for the accuracy of my third-hand information as to what was actually said. There have even been forum members here who have argued for the case of self-insuring for various reasons. As I stated previously, I am in favor of su...
by Looking4Answers
Sat Dec 15, 2018 2:28 pm
Forum: Personal Finance (Not Investing)
Topic: Real experiences of someone who did not have Medigap policy?
Replies: 21
Views: 2438

Real experiences of someone who did not have Medigap policy?

There have been a number of discussions of the pros and cons of self-insuring vs. Medicare supplemental policies. I personally feel a Medigap is worth the peace of mind it brings, both from a financial point of view and from the ease of taking care of medical bills. Several people have stated what t...