Search found 6 matches

by Maita
Thu Jan 11, 2018 4:28 pm
Forum: Investing - Help with Personal Investments
Topic: Pay off 6.5% Student Loan or Invest
Replies: 22
Views: 1695

Re: Pay off 6.5% Student Loan or Invest

If you already have a logical plan on how to invest your "extra" money, then invest.

I personally would pay off the 6.5% student loan ASAP and once it's paid, you'll never have to worry about it.
by Maita
Thu Jan 11, 2018 4:04 pm
Forum: Investing - Help with Personal Investments
Topic: How often should my AA adjust?
Replies: 17
Views: 1262

Re: How often should my AA adjust?

I only adjusted when certain life events happened and/or the total portfolio value reached a magic number. Examples: 1. Bought house. 2. Had kids. 3. Kids in High School and about to go to college 4. Stopped working full-time 5. Stopped working altogether I have to say, I do the same as livesoft's ...
by Maita
Thu Jan 11, 2018 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: "Emergency Fund" Strategy
Replies: 39
Views: 5215

Re: "Emergency Fund" Strategy

I try to keep my EF simple and worry free.

1st Tier: Local Credit Union (65k)
2nd Tier: CD (30k)
3rd Tier: I Bonds (20k) - will be funded by 1st tier and purchase I Bonds this year

For the rest, I Invest
by Maita
Thu Dec 14, 2017 1:55 am
Forum: Personal Consumer Issues
Topic: To buy or not in the SF Bay Area (yes another one)
Replies: 24
Views: 3200

Re: To buy or not in the SF Bay Area (yes another one)

Our current living situation is a 1 bedroom condo rental. Our landlord is terrific, uses a management company that handles all our issues within 24-48 hours. Our rent is kept about 5-10% below what surrounding "market" rent would be. The best thing is my spouse and I both are within walking distanc...
by Maita
Thu Dec 14, 2017 1:18 am
Forum: Personal Finance (Not Investing)
Topic: How much did you contribute to your 401k in 2017?
Replies: 155
Views: 13125

Re: How much did you contribute to your 401k in 2017?

Contributed to 457 with old employer before I left on March 2017: $10,000
Maxed out 403b: $18,000

41 years old

Wish I could have maxed out my 457
by Maita
Wed Dec 13, 2017 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 financial goals - what are yours?
Replies: 92
Views: 13128

Re: 2018 financial goals - what are yours?

Here are my 2018 financial goals. Excited to have it as my first post. Emergency Fund: Convert 2nd 3 months of Emergency Funds to US I-Bonds Retirement: Continue to fund retirement total contributions to 20% of gross income Rollover 457 (from previous employer) Rollover CalPERS (from previous employ...