Search found 21 matches

by librarianaire
Thu Mar 14, 2019 7:43 pm
Forum: Personal Consumer Issues
Topic: Internet Newsletters [NOT Investment Newsletters]
Replies: 0
Views: 408

Internet Newsletters [NOT Investment Newsletters]

I’ve enjoyed the many Boglehead threads about podcasts, so I want to start one about a similar trend, Internet Newsletters. Which Internet Newsletters do you like? Note: I'm not asking about Investment Newsletters like the ones that Mark Hulbert tracks in The Hulbert Financial Digest . Those have al...
by librarianaire
Sat Feb 23, 2019 10:24 am
Forum: Investing - Theory, News & General
Topic: Buffett's Shareholder Letter for 2018
Replies: 43
Views: 5011

Re: Buffett's Shareholder Letter for 2018

What does he know that the market doesn't?

He know that in the long run, the market is a weighing machine, not a voting machine.
by librarianaire
Mon Feb 11, 2019 12:21 am
Forum: Personal Finance (Not Investing)
Topic: Public Library computers
Replies: 51
Views: 4076

Re: Public Library computers

As a librarian, I recommend making an appointment to speak to the person who maintains the computers. Library workers take pride in their work and they’re generally happy to answer questions, especially if you make an appointment and direct your questions to someone who is trained to answer them. If...
by librarianaire
Mon Feb 11, 2019 12:08 am
Forum: Investing - Theory, News & General
Topic: Simplest, most efficient, longer term taxable investment?
Replies: 7
Views: 1682

Re: Simplest, most efficient, longer term taxable investment?

I have my emergency fund in I Bonds. I agree: they’re one of the most sensible investment options. My question is more about additional funds, beyond what you’re allowed to invest in I Bonds each year.
by librarianaire
Sun Feb 03, 2019 11:57 am
Forum: Investing - Theory, News & General
Topic: Simplest, most efficient, longer term taxable investment?
Replies: 7
Views: 1682

Simplest, most efficient, longer term taxable investment?

The wiki entry on " Tax-efficient fund placement " is remarkable. Here's the question I want to discuss after reading it: Assuming you have maxed out your tax-advantaged accounts, have plenty of money in your emergency fund, and you find that you still have money left over that should probably be in...
by librarianaire
Wed Jan 23, 2019 12:32 am
Forum: Investing - Theory, News & General
Topic: "Bogleheads on Investing" podcast growing audience
Replies: 24
Views: 3133

Re: "Bogleheads on Investing" podcast growing audience

If her health is still good, I would love to hear an interview with Carol Loomis.

Others who would be fascinating:
* Eugene Fama
* Annette Thau
* Zvi Bodie
* Mark Spitznagel
* Amy Domini
* Howard Marks
* Collette Chilton
by librarianaire
Sat Jan 19, 2019 5:12 am
Forum: Personal Consumer Issues
Topic: Car reviews - Consumer Reports or other sources?
Replies: 41
Views: 3534

Re: Car reviews - Consumer Reports or other sources?

If you have the technological skills and internet access required to read Bogleheads, you also have the ability to read Consumer Reports online through your local library. And if you have the intellectual discernment to derive value from the time you spend reading Bogleheads, you also have the disce...
by librarianaire
Sat Jan 19, 2019 4:43 am
Forum: Personal Finance (Not Investing)
Topic: Citizens Access 2% Savings rate
Replies: 8
Views: 1854

Re: Citizens Access 2% Savings rate

A quick note to say that, five months in, I still think I made the right decision by going with Citizens. The more I read about its competitors, the more I appreciate its simplicity, periodic email messages telling me my rate has been increased yet again, and its institutional size and stability.
by librarianaire
Tue Jan 15, 2019 10:32 am
Forum: Investing - Theory, News & General
Topic: Best investing/financial/tax advice podcasts in 2019?
Replies: 4
Views: 844

Re: Best investing/financial/tax advice podcasts in 2019?

I listen to a lot of podcasts: I’ve probably averaged about 100 episodes per month for the last few years. In general, I’m least interested in unscripted, lightly edited conversation, either among the hosts or between a host and a guest. One of the few exceptions is Animal Spirits, a podcast by two ...
by librarianaire
Fri Jan 11, 2019 4:49 am
Forum: Investing - Theory, News & General
Topic: 2019 Hedge Fund Contest
Replies: 235
Views: 21682

Re: 2019 Hedge Fund Contest

Apologies for not making this more clear in my original post: all three positions in the Social Epistemology Cardigan Fund are Short, not Long. It’s probably better to clear this up now, while I look like an idiot, than later, when it will be demonstrated conclusively.

Thanks for running the contest.
by librarianaire
Thu Jan 03, 2019 8:27 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2019 BOGLEHEAD CONTEST [Entry deadline has passed]
Replies: 696
Views: 19550

Re: REGISTRATION FOR 2019 BOGLEHEAD CONTEST

2233.44

A mixed blessing for those in the accumulation phase.
by librarianaire
Thu Jan 03, 2019 8:12 pm
Forum: Investing - Theory, News & General
Topic: 2019 Hedge Fund Contest
Replies: 235
Views: 21682

Re: 2019 Hedge Fund Contest

These companies are overdue for a correction so I’m adding them to my collection. Name: The Social Epistemology Cardigan Fund Short: * GoDaddy Inc. (GDDY) * The KeyW Holding Corporation (KEYW) * Quorum Health Corporation (QHC) Social Epistemology will add no long positions to its Cardigan Fund books...
by librarianaire
Thu Oct 25, 2018 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard, Costco, Coursera...
Replies: 39
Views: 5766

Re: Vanguard, Costco, Coursera...

As a librarian, the love for public libraries does my heart good. Thanks, everyone! Adding to the list: * Schwab and Robinhood belong in the conversation with Vanguard and Fideltity. Schwab has been my bank for 10+ years and I’ve always gotten exemplary customer service, ATM rebates, inexpensive or ...
by librarianaire
Sat Oct 20, 2018 12:49 pm
Forum: Investing - Theory, News & General
Topic: Allan Roth doesn't like single premium annuities
Replies: 198
Views: 12498

Re: Allan Roth doesn't like single premium annuities

I only know of one insurance company that sells CPI-indexed SPIAs: Principal. Other posters in this thread have implied that CPI riders may be available from other insurers as well. If so, I would like to know about them. It would be helpful to be able to comparison shop.
by librarianaire
Sun Oct 07, 2018 8:49 pm
Forum: Investing - Theory, News & General
Topic: Allan Roth doesn't like single premium annuities
Replies: 198
Views: 12498

Re: Alan Roth doesn't like single premium annuities

When I was shopping for SPIAs recently (for one of my parents), the only company I could find that sells SPIAs with inflation riders was Principal. Is anyone in this forum aware of others?
by librarianaire
Sun Aug 26, 2018 10:27 pm
Forum: Personal Finance (Not Investing)
Topic: Citizens Access 2% Savings rate
Replies: 8
Views: 1854

Re: Citizens Access 2% Savings rate

I signed up for Citizens Access 10 days ago (17 August 2018) and funded it one week ago (20 August 2018). The process was painless: the website is clean and well designed, the phone representative was helpful (I needed to verify my identity over the phone rather than online), and the process for fun...
by librarianaire
Mon May 28, 2018 9:16 pm
Forum: Personal Investments
Topic: Investments that are unique *and* sensible?
Replies: 19
Views: 2811

Re: Investments that are unique *and* sensible?

Another apology and another clarification. By "unique," I didn't mean to imply that a given investment would be ideal for anyone in particular, or even especially appealing for the majority of Bogleheads or other investors. From what I can tell, TIAA Traditional and TSP G Fund, while they may be goo...
by librarianaire
Sun May 20, 2018 6:55 pm
Forum: Personal Investments
Topic: Investments that are unique *and* sensible?
Replies: 19
Views: 2811

Re: Investments that are unique *and* sensible?

Apologies for phrasing things less clearly than I intended. I meant "sensible" like Vanguard Total Stock Market is sensible. While it's not ideal for everyone in every circumstance, for a lot of Bogleheads it's a very sensible investment. The distinction I'm making between Vanguard Total Stock Marke...
by librarianaire
Sat May 19, 2018 9:35 pm
Forum: Personal Investments
Topic: Investments that are unique *and* sensible?
Replies: 19
Views: 2811

Investments that are unique *and* sensible?

Like a lot of people who follow the markets and find the way they function both fascinating and reassuring, I find it intriguing when sensible investments are able to prosper based on their uniqueness rather than by offering analogous features at a slightly better price. I can think of three investm...
by librarianaire
Sat Mar 10, 2018 6:35 pm
Forum: Personal Investments
Topic: Single Premium Immediate Annuity (SPIA): COMDEX vs. State Guaranty Funds vs. Moral Hazard vs. My Time
Replies: 2
Views: 544

Single Premium Immediate Annuity (SPIA): COMDEX vs. State Guaranty Funds vs. Moral Hazard vs. My Time

Apologies for yet another post about Single Premium Immediate Annuities (SPIA). I know they have been discussed a lot on the Bogleheads forum ( about 4,020 search hits as of this posting). I am creating a new thread because I believe the question of insurer strength/solvency and how it should by con...
by librarianaire
Thu Jan 04, 2018 4:13 pm
Forum: Investing - Theory, News & General
Topic: 2018 Hedge Fund contest
Replies: 176
Views: 22207

Re: 2018 Hedge Fund contest

Name : We Don't Hate Hedge Fund Managers, We Just Think They're Funny We Don't Hate's past performance, which does not exist, does not necessarily predict its future results, which are likely to decline. Long Entravision Communications Corporation (EVC) Evercore (EVR) National HealthCare Corporatio...