Search found 38 matches

by shavenyak
Sun Oct 18, 2020 7:29 pm
Forum: Personal Consumer Issues
Topic: Should I get a ping pong table?
Replies: 67
Views: 3144

Re: Should I get a ping pong table?

Good question, but "it's complicated." Got a table for our basement when kids were old enough to play at a decent level. It was used in spurts. Wife hated it all along. Then about 8 years went by where it wasn't used as kids moved on and out. Wife steamed ("I told you so"). I was finally vindicated ...
by shavenyak
Sat Oct 03, 2020 5:08 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5878
Views: 1393089

Re: What Movie Have You Recently Watched?

Watched the Octopus Teacher last night, interesting movie. Would recommend, especially for those that enjoy snorkeling / diving. I really enjoyed this too. It’s pretty amazing the dedication he showed in filming this and diving every day for a year. The connection it showed between him and his new ...
by shavenyak
Sat Sep 12, 2020 5:36 pm
Forum: Personal Consumer Issues
Topic: Fridge Freezer Drain Hole Freezing
Replies: 11
Views: 611

Re: Fridge Freezer Drain Hole Freezing

Yes, thanks...I should have clarified. However, the drain line is incredibly randomly twisty even from the start so it was hard to tell just how effective that was...it didn't yield any definitive conclusions. Drain lines on other brands/models that I see on YouTube are so much more accessible than ...
by shavenyak
Sat Sep 12, 2020 5:01 pm
Forum: Personal Consumer Issues
Topic: Fridge Freezer Drain Hole Freezing
Replies: 11
Views: 611

Re: Fridge Freezer Drain Hole Freezing

Thank you to everyone who responded! Just spent 12 cents for the copper wire, cleared the hole as before, and put the wire in place. Will have to wait some days to see what happens (my last round of hot water dousing/pipe cleaner jabbing/hair dryer heat/vacuuming cleared the hole for about 80 hours ...
by shavenyak
Sat Sep 12, 2020 1:35 pm
Forum: Personal Consumer Issues
Topic: Fridge Freezer Drain Hole Freezing
Replies: 11
Views: 611

Fridge Freezer Drain Hole Freezing

Appliance repair technician is scheduled to come Sept. 17 but would love to solve this myself. The drain hole on the freezer side of a 5-year old Frigidaire Gallery side-by-side keeps freezing, resulting in water spilling down and freezing at the bottom of the freezer. There appears to be a major cl...
by shavenyak
Sat Aug 29, 2020 3:24 pm
Forum: Personal Investments
Topic: Way too much cash - Should it be in bond funds?
Replies: 77
Views: 9053

Re: Way too much cash - Should it be in bond funds?

Way too much cash - Should it be in bond funds? It appears to get to your "eventual" desired allocation of 60% stocks and 40% bonds, you need to invest the cash in stocks, not bonds.... Given what you said, I think retiredjg cut to the heart of the matter about the "need to invest in stocks, not bo...
by shavenyak
Sun Aug 16, 2020 10:09 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2197
Views: 233226

Re: [What TV Show Have You Recently Watched?]

abuss368 wrote: Sat Aug 15, 2020 2:36 pm About an episode or two away from finishing “Ozark” on Netflix. Really good. Fourth and final season should be out soon.
Fwiw, fourth and final season shooting is scheduled to begin, Covid permitting, in October. Possibly looking at a fourth season in mid to late 2021.
by shavenyak
Wed Aug 12, 2020 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Rec'd Unsolicited Offer for Land
Replies: 27
Views: 2180

Re: Rec'd Unsolicited Offer for Land

Thank you to all who took the time to respond. After digesting all of the excellent input, we sat down as a family tonight and decided just to stay calm and carry on. We're happy and our longtime farming family tenants are happy as is. When we tell the solar panel company, most likely they won't thi...
by shavenyak
Wed Aug 12, 2020 10:21 am
Forum: Personal Finance (Not Investing)
Topic: Rec'd Unsolicited Offer for Land
Replies: 27
Views: 2180

Rec'd Unsolicited Offer for Land

We live in Virginia and own land in North Carolina that has a tax basis of $700K. We have rented it to a local farming family for many years. The family is great and reliable...we're not getting rich off the rental income but there have been absolutely no hassles for us other than paying taxes. The ...
by shavenyak
Wed May 13, 2020 1:40 pm
Forum: Personal Consumer Issues
Topic: Dentist charges $10 for PPE
Replies: 240
Views: 12362

Re: Dentist charges $10 for PPE

Looks as if I occupy the top rung so far. Located in a mcol area, just rec'd an email from my longtime dentist...this item was buried as #10 on a list of 1-10: "Our office will now charge a $20 PPE (Personal Protective Equipment)fee. Payment is expected at the time of service. At this time most insu...
by shavenyak
Thu Apr 16, 2020 6:31 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2197
Views: 233226

Re: [What TV Show Have You Recently Watched?]

Formula 1: Drive to Survive (Netflix) Not really a race fan but enjoyed the two seasons available. Good insights into tech, business, and the personalities involved. ...I’m trying not to binge watch the remainder of Season 2, forcing myself to savor it. Happy that apparently a Season 3 is being fil...
by shavenyak
Thu Apr 16, 2020 3:05 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2197
Views: 233226

Re: [What TV Show Have You Recently Watched?]

Formula 1: Drive to Survive (Netflix)

Not really a race fan but enjoyed the two seasons available. Good insights into tech, business, and the personalities involved.
by shavenyak
Wed Jan 29, 2020 4:57 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2197
Views: 233226

Re: [What TV Show Have You Recently Watched?]

"The Mind of Aaron Hernandez" on Netflix. Really interesting twist at the end of this documentary series. Looks like the Patriots may owe his family $. I could barely make it through, the over-the-top attempts at trying to rationalize his heinous activity made it not enjoyable. A handful of reviews...
by shavenyak
Wed Dec 25, 2019 7:52 pm
Forum: Investing - Theory, News & General
Topic: My Christmas Gift to You Seventy-Five Years Ago
Replies: 74
Views: 7187

Re: My Christmas Gift to You Seventy-Five Years Ago

Thank you Taylor and The Greatest Generation.
by shavenyak
Sun Dec 22, 2019 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: Sister's Credit Card Debt Situation: Options?
Replies: 16
Views: 2211

Re: Sister's Credit Card Debt Situation: Options?

Thanks to everyone who replied trying to help a person who is feeling overwhelmed on many fronts. I'm hoping that when I show Nancy some of the specific suggestions and responses provided next week (again, understand that necessary info is lacking), she will be able to supply more.
by shavenyak
Sat Dec 21, 2019 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: Sister's Credit Card Debt Situation: Options?
Replies: 16
Views: 2211

Re: Sister's Credit Card Debt Situation: Options?

Thanks to everyone for your replies. I can ask my sister to provide more information but, as stated, she's embarrassed even though the names given are fictitious. She's not quite herself with so much going on.
by shavenyak
Sat Dec 21, 2019 11:11 am
Forum: Personal Finance (Not Investing)
Topic: Sister's Credit Card Debt Situation: Options?
Replies: 16
Views: 2211

Sister's Credit Card Debt Situation: Options?

My 64-year old sister (Nancy) is in a difficult situation greatly exacerbated by major back surgery (spinal fusion from L4-S1) last September and her 73-year old husband's (Steve) prostate cancer treatments. Nancy is still able to focus on her finances, but Steve's health is such that the burden of ...
by shavenyak
Thu Nov 28, 2019 9:02 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5878
Views: 1393089

Re: What Movie Have You Recently Watched?

Knives Out

Just out..."A detective and a trooper travel to a lush estate to interview the quirky relatives of a patriarch who died during his 85th birthday celebration."

Entertaining whodunit/murder mystery. Recommended.
by shavenyak
Fri Nov 08, 2019 9:51 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2197
Views: 233226

Re: [What TV Show Have You Recently Watched?]

Living With Yourself "A man who is burned out on life and love undergoes a mysterious treatment, only to discover that he has been replaced by a better version of himself." Just watched the first three episodes of this new, comedy-drama series on Netflix. Wife, 25-yr old son, and I all thought it ma...
by shavenyak
Thu Aug 15, 2019 4:40 pm
Forum: Personal Finance (Not Investing)
Topic: "Negotiating" Salary
Replies: 74
Views: 6425

Re: "Negotiating" Salary

Thanks for all of the responses. Will pass on to my nephew (he isn't in tech)...there's a lot to learn from the responses.

Again, in short, the situation is as simple as it sounded in the original post.
by shavenyak
Tue Aug 13, 2019 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: "Negotiating" Salary
Replies: 74
Views: 6425

"Negotiating" Salary

I'm asking for my nephew who is interviewing for a job...in short, what would be a wise, professional response to a situation where a prospective employer asks him what he "needs/wants" in compensation before they indicate what they are able/willing to pay? My nephew has a dollar figure in mind base...
by shavenyak
Fri Jun 21, 2019 9:46 am
Forum: Personal Consumer Issues
Topic: A week or so in West Virginia
Replies: 9
Views: 1203

Re: A week or so in West Virginia

Thanks everyone!
by shavenyak
Thu Jun 20, 2019 3:10 pm
Forum: Personal Consumer Issues
Topic: A week or so in West Virginia
Replies: 9
Views: 1203

Re: A week or so in West Virginia

Thanks for the excellent responses! We're basically starting from the No. VA area.
by shavenyak
Thu Jun 20, 2019 7:10 am
Forum: Personal Consumer Issues
Topic: A week or so in West Virginia
Replies: 9
Views: 1203

A week or so in West Virginia

Just broke free from some summer commitments, and as of this morning, I'm interested in an adventurous week (rafting especially, hiking...some sightseeing okay too) or so in West Virginia in July or August. I'd be grateful for recommendations. Thanks in advance.
by shavenyak
Tue Jun 18, 2019 8:04 pm
Forum: Personal Investments
Topic: Investment Options in Retirement
Replies: 9
Views: 1751

Re: Investment Options in Retirement

Thanks, GmanJeff. Solid advice.

Delamer, thanks again for the reassurances.
by shavenyak
Tue Jun 18, 2019 6:11 am
Forum: Personal Investments
Topic: Investment Options in Retirement
Replies: 9
Views: 1751

Re: Investment Options in Retirement

Thanks, delamer. Pension and TSP account are mine. No issue with WEP. Wife took care of disabled son and didn't work outside the home.
by shavenyak
Mon Jun 17, 2019 7:48 pm
Forum: Personal Investments
Topic: Investment Options in Retirement
Replies: 9
Views: 1751

Re: Investment Options in Retirement

ExitStageLeft: We're grateful for the time you took to lay out a game plan. We learned a lot that we can put into practice. Thank you.

Watty: Thank you for the important information. We'll take your advice to make sure we roll the money out to an IRA.
by shavenyak
Mon Jun 17, 2019 12:27 pm
Forum: Personal Investments
Topic: Investment Options in Retirement
Replies: 9
Views: 1751

Investment Options in Retirement

In short, I have spent the last year plus in and out of a health crisis. Even with good health insurance it was costly but I'm mostly out now and able to focus again on financial matters, which have always made my wife's and my eyes glaze over. What little we know that makes sense was gleaned from s...
by shavenyak
Sun Jan 13, 2019 7:07 pm
Forum: Personal Investments
Topic: Short-term bond allocation
Replies: 8
Views: 869

Re: Short-term bond allocation

Thanks to everyone who answered.

Livesoft, thank you for providing the wealth of linked info. What do I think after reading that thread twice? I'll be in no rush to make any changes to my bond allocation.
by shavenyak
Sun Jan 13, 2019 1:26 pm
Forum: Personal Investments
Topic: Short-term bond allocation
Replies: 8
Views: 869

Short-term bond allocation

I heard Jane Bryant Quinn (JBQ) recommend that your bond allocation should be divided between high quality short-term and intermediate-term bond funds. Fwiw, all of my bond allocation (the 40% of 60/40) is in BND (Vanguard Total Bond Market ETF/purchased latter half of 2018). I was wondering if I sh...
by shavenyak
Wed Apr 18, 2018 8:49 pm
Forum: Personal Investments
Topic: Bond allocation for taxable accounts
Replies: 5
Views: 1221

Re: Bond allocation for taxable accounts

Thanks for all of the responses. Very helpful to me as I learn and untangle a taxable account that is largely tied up in funds and stocks.
by shavenyak
Wed Apr 18, 2018 1:46 pm
Forum: Personal Investments
Topic: Bond allocation for taxable accounts
Replies: 5
Views: 1221

Bond allocation for taxable accounts

Novice here...I (finally) understand why it's preferable that the likes of VBTLX and BND as well as Target Retirement funds be held in a non-taxed account. We are recently retired (looks like 22% 2018 tax bracket). In brief, re: taxable accounts where we lack flexibility but want to allocate about 4...
by shavenyak
Sun Apr 08, 2018 10:24 am
Forum: Personal Investments
Topic: 3-port vs. Vanguard LifeStrategy Funds
Replies: 4
Views: 1228

3-port vs. Vanguard LifeStrategy Funds

If you have a 3-port approach and your AA is 40/60 stocks/bonds or 60/40, why would you choose VTSAX/VTIAX/VBTLX or VTI/VXUS/BND over Vanguard LifeStrategy Conservative Growth Fund (VSCGX)--40/60 or Vanguard LifeStrategy Moderate Growth Fund (VSMGX)--60/40? E.g., do the lower expense ratios of the m...
by shavenyak
Thu Dec 21, 2017 8:12 pm
Forum: Personal Investments
Topic: Just downsized at age 60...input appreciated
Replies: 56
Views: 6290

Re: Just downsized at age 60...input appreciated

shavenyak - In order to give appropriate advice, it's best to keep all the information in one spot. I merged your later thread back into the original. Thanks, LadyGeek and to everyone who responded to my original Dec. 3 post. The truth is that due to an administrative snafu (my fault), I didn't rea...
by shavenyak
Thu Dec 21, 2017 12:46 pm
Forum: Personal Investments
Topic: Just downsized at age 60...input appreciated
Replies: 56
Views: 6290

Re: Downsized at age 60. Input appreciated.

OP is very well off considering he needs only $90k p.a., of which $54k already comes from a pension. I.e. he needs $34k p.a. from his portfolio. My own stance will be far less conservative. Stick the $2.3 million in 100% stocks (US only or worldwide depending on individual appetite/taste). Withdraw...
by shavenyak
Wed Dec 20, 2017 7:48 pm
Forum: Personal Investments
Topic: Just downsized at age 60...input appreciated
Replies: 56
Views: 6290

Downsized at age 60. Input appreciated.

[Thread merged into here, see below. --admin LadyGeek] Loved my job, but am sure I'll love retirement now too even though it came a couple of years earlier than I belatedly thought I had to start planning for. Just started reading and learning from this wonderful site. Do the allocations and funds ...
by shavenyak
Sun Dec 03, 2017 1:15 pm
Forum: Personal Investments
Topic: Just downsized at age 60...input appreciated
Replies: 56
Views: 6290

Just downsized at age 60...input appreciated

[See update below. --admin LadyGeek] Retiring came a year earlier than planned. Just found this tremendous site. Question from an unsophisticate: My brother is strongly recommending that my wife (age 54) and I pay 1% annually to a financial adviser to manage our $2 million nest egg of taxable inves...