Search found 251 matches

by RollTide31457
Mon Sep 30, 2019 10:26 am
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Vs. 2019 Rav 4
Replies: 58
Views: 9859

Re: 2019 Subaru Forester Vs. 2019 Rav 4

Subaru has incredibly bad Bluetooth. Be aware of that if Bluetooth connectivity is important.
by RollTide31457
Mon Sep 30, 2019 8:53 am
Forum: Personal Consumer Issues
Topic: Ponder this, BH's... is Ben & Jerry's worth it?
Replies: 142
Views: 12081

Re: Ponder this, BH's... is Ben & Jerry's worth it?

We’d refuse their product if it was free.
by RollTide31457
Tue Sep 24, 2019 11:32 am
Forum: Personal Consumer Issues
Topic: DFW to Tasmania - 15 hour time change
Replies: 51
Views: 3562

Re: DFW to Tasmania - 15 hour time change

As soon as a date for the trip was discussed, would have immediately scheduled PTO for the same time to avoid the trip. Also, having an expired passport helps.
by RollTide31457
Tue Sep 24, 2019 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Pension - Lump sum or annuity if young - uncertain about work?
Replies: 12
Views: 870

Re: Pension - Lump sum or annuity if young - uncertain about work?

Always take the buy out when given the chance. Most people, sadly, seem to think their pension plans will not become insolvent.
by RollTide31457
Tue Sep 24, 2019 10:23 am
Forum: Personal Finance (Not Investing)
Topic: 2 weeks notice or No Notice ? save 3.5K or Reputation ?
Replies: 135
Views: 11696

Re: 2 weeks notice or No Notice ? save 3.5K or Reputation ?

Since they were in the process of eliminating your job, no notice is needed.
by RollTide31457
Mon Sep 23, 2019 10:46 am
Forum: Personal Consumer Issues
Topic: Traveling to Riyadh for Business
Replies: 46
Views: 4180

Re: Traveling to Riyadh for Business

Claim your passport is expired. That’s what our work group does when undesirable travel is presented by management.
by RollTide31457
Mon Sep 23, 2019 10:39 am
Forum: Personal Consumer Issues
Topic: New Camry Questions
Replies: 101
Views: 6966

Re: New Camry Questions

Camry’s have a front end alignment flaw. They tend to pull to the left.
by RollTide31457
Thu Sep 19, 2019 12:34 pm
Forum: Personal Consumer Issues
Topic: How to handle "split-the-bill" group lunches?
Replies: 159
Views: 8833

Re: How to handle "split-the-bill" group lunches?

Loudly and clearly state that checks will be separate when ordering. Remind the server a few times as well.
by RollTide31457
Thu Sep 19, 2019 12:25 pm
Forum: Personal Consumer Issues
Topic: Do You Tip At Counter Service Restaurants?
Replies: 145
Views: 10026

Re: Do You Tip At Counter Service Restaurants?

Tipping is reserved for fancy restaurants (e.g., Chili’s). Tipping amount is usually $1 to $2, often left in coins on the table.
by RollTide31457
Tue Sep 17, 2019 8:07 am
Forum: Personal Consumer Issues
Topic: Do You Tip At Counter Service Restaurants?
Replies: 145
Views: 10026

Re: Do You Tip At Counter Service Restaurants?

...I'd probably spit in your food if you left a tip of $1 or $2 on a $150 bill... Figured I’d point out that this is technically a battery: https://vistacriminallaw.com/spitting-in-someones-food-is-technically-battery-in-california/ Don’t do the crime if you can’t do the time. Correct. Definitely w...
by RollTide31457
Mon Sep 16, 2019 12:33 pm
Forum: Personal Consumer Issues
Topic: Do You Tip At Counter Service Restaurants?
Replies: 145
Views: 10026

Re: Do You Tip At Counter Service Restaurants?

Nope. Usually tip $1 or $2 regardless of the bill at fancy restaurants. Tipping $1 or $2 at a fancy restaurant, often actually loses the server money. Many servers have to pay out a portion of their sales to the bartender, host, or dishwasher. When I was a server, that was 2% of sales. So on a $150...
by RollTide31457
Mon Sep 16, 2019 10:41 am
Forum: Personal Consumer Issues
Topic: Do You Tip At Counter Service Restaurants?
Replies: 145
Views: 10026

Re: Do You Tip At Counter Service Restaurants?

Nope. Usually tip $1 or $2 regardless of the bill at fancy restaurants.
by RollTide31457
Tue Sep 10, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: Did I commit a tipping faux pas?
Replies: 99
Views: 11610

Re: Did I commit a tipping faux pas?

Usually only tip ($2) at fancy restaurants like Golden Corral or Pizza Hut.
by RollTide31457
Thu Aug 15, 2019 11:37 am
Forum: Personal Finance (Not Investing)
Topic: Net-worth rule of thumb for house purchase?
Replies: 123
Views: 6701

Re: Net-worth rule of thumb for house purchase?

There is no magic formula for when (or even if) to buy a house. All real estate is local. In some markets, your net worth rule would not allow a home to be purchased in 99% of cases. The homes are too expensive relative to what one would be able to save even to make the down payment. That's what ha...
by RollTide31457
Thu Aug 15, 2019 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Net-worth rule of thumb for house purchase?
Replies: 123
Views: 6701

Re: Net-worth rule of thumb for house purchase?

There is no magic formula for when (or even if) to buy a house. All real estate is local. In some markets, your net worth rule would not allow a home to be purchased in 99% of cases. The homes are too expensive relative to what one would be able to save even to make the down payment. That's what ha...
by RollTide31457
Thu Aug 15, 2019 7:47 am
Forum: Personal Finance (Not Investing)
Topic: Net-worth rule of thumb for house purchase?
Replies: 123
Views: 6701

Re: Net-worth rule of thumb for house purchase?

OP, The net worth excluding the house should be 2.5 times or greater than the house's price. For example, if you want to buy a 400K house, your net worth excluding the house should be 1 million. The net worth should be after you pay the 20% down payment. In this case, the exact number would be 1.08...
by RollTide31457
Wed Aug 14, 2019 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Vacation Time - Benefits Question
Replies: 15
Views: 1132

Re: Vacation Time - Benefits Question

Sounds like the banked pto will be reduced if not used. Ours allows women to use up all pto time before going on unpaid leave. In return, they keep them on the headcount. Overall, that’s pretty fair.
by RollTide31457
Wed Aug 14, 2019 8:27 am
Forum: Personal Consumer Issues
Topic: Do you "lock" computers in your home?
Replies: 77
Views: 6204

Re: Do you "lock" computers in your home?

Yes. Lock every device when it is not within line of sight.
by RollTide31457
Tue Aug 13, 2019 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: help understanding pension
Replies: 19
Views: 1423

Re: help understanding pension

Always cash out of pensions when given the chance. Why wouldn’t you? This means walking away from the employer contributions credited to your account. As a general rule, this seems suicidal. You have the money in your hands rather than a former employer. Who wants to deal with the administrative ha...
by RollTide31457
Tue Aug 13, 2019 11:25 am
Forum: Personal Finance (Not Investing)
Topic: help understanding pension
Replies: 19
Views: 1423

Re: help understanding pension

Always cash out of pensions when given the chance. Why wouldn’t you?
by RollTide31457
Mon Aug 12, 2019 4:07 pm
Forum: Personal Consumer Issues
Topic: Healthy fast food
Replies: 152
Views: 11701

Re: Healthy fast food

Zaxbys
Fazoli’s
Firehouse Subs
Sonic
City Barbecue
Dairy Queen
by RollTide31457
Sun Aug 11, 2019 1:54 pm
Forum: Personal Consumer Issues
Topic: How do you afford to travel?
Replies: 116
Views: 16843

Re: How do you afford to travel?

We only travel in the USA. Not worth the money and hassle to travel to places without air conditioning and good tv.
by RollTide31457
Fri Aug 09, 2019 10:48 am
Forum: Personal Consumer Issues
Topic: Do You Order "the Special" at Restaurants?
Replies: 50
Views: 4651

Re: Do You Order "the Special" at Restaurants?

Usually only order combo meals with and associated number and clearly labeled price. Always ask for extra straws too.
by RollTide31457
Thu Aug 08, 2019 6:45 pm
Forum: Personal Consumer Issues
Topic: What to do with expired passports?
Replies: 22
Views: 2932

What to do with expired passports?

Not renewing them is a cost savings. Plus, we have no interest in international travel.

Throw them away?
by RollTide31457
Thu Aug 08, 2019 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Do you pay for kids college if a non-STEM major?
Replies: 62
Views: 3177

Do you pay for kids college if a non-STEM major?

We decided not to. We offered to pay for vocational school instead.
by RollTide31457
Thu Aug 08, 2019 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Mentoring in the office - what to expect?
Replies: 25
Views: 3223

Re: Mentoring in the office - what to expect?

I work in a Megacorp as lowest level manager with few direct reports. Few weeks back I met a manager from a sister department who is 3 levels higher then me in a team building event and we had a good talk. The very next day he offered to have a monthly 1 on 1 'mentoring /coaching / career developme...
by RollTide31457
Thu Aug 08, 2019 7:41 am
Forum: Personal Consumer Issues
Topic: Boston for a few hours with young kids
Replies: 20
Views: 1114

Re: Boston for a few hours with young kids

Avoid Legal Seafood.
by RollTide31457
Wed Aug 07, 2019 9:22 am
Forum: Personal Consumer Issues
Topic: Books on gaining control of your mind/behavior
Replies: 24
Views: 2440

Re: Books on gaining control of your mind/behavior

50/50 wrote:
Tue Aug 06, 2019 3:38 pm
The Holy Bible works for me.
This is the correct answer.
by RollTide31457
Thu Aug 01, 2019 11:23 am
Forum: Personal Consumer Issues
Topic: Favorite Lunch Box or Bag
Replies: 22
Views: 1360

Favorite Lunch Box or Bag

Walmart plastic bags make great lunch bags. Can simply throw them away after lunch and use a new one the next day.
by RollTide31457
Thu Aug 01, 2019 11:20 am
Forum: Personal Consumer Issues
Topic: Don't store stuff in trash bags.
Replies: 19
Views: 2608

Re: Don't store stuff in trash bags.

Trash bags are good for luggage, however.
by RollTide31457
Wed Jul 31, 2019 9:21 am
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 146
Views: 17264

Re: What is your hobby and how did it come to be your hobby?

Alabama football. Best vacation days are spent traveling to Tide games. Best people, best food and best football.
by RollTide31457
Tue Jul 30, 2019 1:21 pm
Forum: Personal Consumer Issues
Topic: Please help with vacation locations
Replies: 45
Views: 2527

Re: Please help with vacation locations

BogleMelon wrote:
Tue Jul 30, 2019 1:15 pm
RollTide31457 wrote:
Tue Jul 30, 2019 1:12 pm
Alabama!
What's in Alabama?

Everything. Mountains, beaches, NASA rockets and cotton just to name a few. Like good food? Alabama has it.
by RollTide31457
Tue Jul 23, 2019 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Share your moving from HCOL to LCOL stories
Replies: 36
Views: 4006

Re: Share your moving from HCOL to LCOL stories

Best decision ever. Quality of life improved immensely and immediately.
by RollTide31457
Mon Jul 22, 2019 3:41 pm
Forum: Personal Consumer Issues
Topic: Whole Bean Coffee: Worth the effort?
Replies: 89
Views: 6023

Re: Whole Bean Coffee: Worth the effort?

We accidentally bought whole bean coffee at Costco. We don’t have a coffee grinder. Return the coffee or is getting a coffee grinder worth it? Update. We went to a Costco store with the bag of whole bean coffee. Poured the bag of beans into the grinding machine, but nothing happened. The machine wa...
by RollTide31457
Mon Jul 22, 2019 10:50 am
Forum: Personal Finance (Not Investing)
Topic: Should relative incomes be a factor in wedding gift?
Replies: 107
Views: 7340

Re: Should relative incomes be a factor in wedding gift?

We give $10 gift cards to Yum Brands (KFC, Taco Bell, Pizza Hut). Can’t go wrong with those.
by RollTide31457
Mon Jul 22, 2019 7:52 am
Forum: Personal Consumer Issues
Topic: Whole Bean Coffee: Worth the effort?
Replies: 89
Views: 6023

Whole Bean Coffee: Worth the effort?

We accidentally bought whole bean coffee at Costco. We don’t have a coffee grinder. Return the coffee or is getting a coffee grinder worth it?
by RollTide31457
Fri Jul 19, 2019 1:06 pm
Forum: Personal Consumer Issues
Topic: Garage Organization
Replies: 57
Views: 5320

Re: Garage Organization

1-800-GOT-JUNK

They can help.
by RollTide31457
Fri Jul 19, 2019 8:59 am
Forum: Personal Consumer Issues
Topic: Trash Bags for Luggage
Replies: 10
Views: 903

Trash Bags for Luggage

This is a convenient way to travel. Saves money and is easy to store your belongings in trash bags.
by RollTide31457
Wed Jul 17, 2019 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: No A/C in Office [not a safe work environment]
Replies: 86
Views: 8962

Re: No A/C in Office [not a safe work environment]

Office temperature should be no warmer than 68F, preferably cooler. It should be comfortable for an NFL sized lineman in a suit.
by RollTide31457
Wed Jul 17, 2019 10:06 am
Forum: Personal Finance (Not Investing)
Topic: Millionaire by 40 and How you Did it?
Replies: 205
Views: 35859

Re: Millionaire by 40 and How you Did it?

The following were key enablers:

No international travel costs
No daycare costs
No wine costs
Cashed out of every pension
Live in high quality of life areas (south and Midwest)
by RollTide31457
Wed Jul 17, 2019 9:38 am
Forum: Personal Finance (Not Investing)
Topic: Help valuing my pension
Replies: 8
Views: 726

Re: Help valuing my pension

Always cash out of pensions when given the opportunity.
by RollTide31457
Tue Jul 02, 2019 10:44 am
Forum: Personal Finance (Not Investing)
Topic: HCOL vs LCOL Dilemma
Replies: 96
Views: 5674

Re: HCOL vs LCOL Dilemma

This is a no brainer. Dallas is the better location and it’s not even close. Quality of life in Texas is superior.
by RollTide31457
Mon Jul 01, 2019 10:53 am
Forum: Personal Consumer Issues
Topic: Where to sit at Wrigley?
Replies: 18
Views: 1631

Re: Where to sit at Wrigley?

If possible, get seats under the overhang. You’ll be in the shade and they won’t be quite as rowdy there.

Please note the buses going into wrigleyville will be packed and rowdy as game time approaches. Consider a taxi or Uber to drop you off near the ballpark.
by RollTide31457
Thu Jun 27, 2019 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Neighbor Keeps Mildy Trespassing
Replies: 19
Views: 3102

Re: Neighbor Keeps Mildy Trespassing

Build a tall wall. Walls work.

If the dog continues to bark, start dumping your trash in their yard.

Nothing worse than dealing with inconsiderate dog owners.
by RollTide31457
Wed Jun 26, 2019 6:13 pm
Forum: Personal Finance (Not Investing)
Topic: Anybody else unable to afford a home/have six figure income?
Replies: 60
Views: 7631

Re: Anybody else unable to afford a home/have six figure income?

Leave California. Your quality of life will greatly improve in the Midwest or South.