Search found 30 matches

by RetiredInTheWest
Wed Jan 22, 2020 9:05 pm
Forum: US Chapters
Topic: Sad news: LadyGeek's husband has passed
Replies: 152
Views: 6113

Re: Sad news: LadyGeek's husband has passed

My deepest sympathies.
by RetiredInTheWest
Tue Oct 29, 2019 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Apple Pay. Does anyone use it?
Replies: 196
Views: 13351

Re: Apple Pay. Does anyone use it?

Love it too! We use Apple Pay from our Apple watches (ties to our iPhones automatically). Much safer than handing out the actual credit card number - fast, easy, and convenient. We also set up one credit card in Apple Pay on our teenage daughter's iPhone. No worries about her losing a credit card. H...
by RetiredInTheWest
Mon Oct 28, 2019 9:36 pm
Forum: Personal Consumer Issues
Topic: New Computer with or without SSD?
Replies: 78
Views: 4672

Re: New Computer with or without SSD?

The rule in our house is "only SSD" for ALL computer purchases. Once you have it, you'll never go back!
by RetiredInTheWest
Tue Sep 17, 2019 8:53 am
Forum: Personal Consumer Issues
Topic: Volunteer opportunities for a traveler?
Replies: 3
Views: 427

Re: Volunteer opportunities for a traveler?

I had the same issue! I found some flexible volunteer opportunities that had independent hours. First was collecting research data for a local government (go out on my own when I'm in town). Second was to do income taxes for lower income folks. For doing taxes they allowed me to set my schedule ahea...
by RetiredInTheWest
Mon Sep 16, 2019 7:53 pm
Forum: Personal Consumer Issues
Topic: Options for travel emergencies - AAA, Amex, travel agencies, etc.
Replies: 14
Views: 917

Re: Options for travel emergencies - AAA, Amex, travel agencies, etc.

HawkeyePierce wrote:
Mon Sep 16, 2019 6:00 pm
Buy a family membership to the Divers Alert Network. It includes an annual medical evacuation policy policy. IMO that's the only type of travel insurance worth the money.
+1
by RetiredInTheWest
Mon Sep 02, 2019 9:05 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback issue
Replies: 38
Views: 4056

Re: Subaru Outback issue

Drove a 2000 Subaru Outback for 174,000 miles, then sold it running fine. We now have a 2011 Subaru Outback with the CVT, 115,000 miles, no problems. Except - in both cars, had to have exactly seven things fixed the first year when they were new! Under warranty, but still a big hassle. After that it...
by RetiredInTheWest
Mon Sep 02, 2019 8:49 pm
Forum: Personal Consumer Issues
Topic: Water alarm just saved me a lot of $$$. Do you have them?
Replies: 62
Views: 7065

Re: Water alarm just saved me a lot of $$$. Do you have them?

After a few friends had water damage, we have them everywhere! Not always home, but a cheap way to hear and solve the problem when we are. Otherwise we turn off water to the house.
by RetiredInTheWest
Thu Aug 29, 2019 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle
Replies: 51
Views: 3434

Re: Side Hustle

I decided to do a ten hour/week "side hustle" almost three decades ago. Asked a friend what sort of approach might work. He said "study finances and learn how to invest". Not what I expected! So I spent the winter reading about 40 books on investing - and landed on and loved "Random Walk Down Wall S...
by RetiredInTheWest
Tue Aug 20, 2019 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: Selective Colleges
Replies: 339
Views: 20344

Re: Selective Colleges

most importantly (IMO) his recommendations were stellar. Aren't everyone's though?;) I am curious how you were able to see them? Did the recommenders share them with you directly, or did you not opt out of FERPA? Not everyone's recommendations are stellar. We had the good fortune to have the kids i...
by RetiredInTheWest
Mon Aug 19, 2019 7:57 am
Forum: Personal Consumer Issues
Topic: Battery powered lawn mower
Replies: 54
Views: 3633

Re: Battery powered lawn mower

I bought an Ego from Home Depot, fully expecting to return it if there was anything I didn't love about it. Our gas mower had run flawlessly for several years and was a great mower. We'll never go back to gas. If you try this, my bet is you won't either. The Ego has worked great this summer, but if ...
by RetiredInTheWest
Sun Jul 28, 2019 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: rachio smart sprinkler controller
Replies: 12
Views: 1628

Re: rachio smart sprinkler controller

I was pretty OCD about watering our lawn, then got one of these this year. Decided to let it do its thing and see how it compared. I was shocked that it did a better job than I did! I love it. Be sure to check for local rebates (got $100 here). Rachio also sent us a pre-paid FedEx to send our old co...
by RetiredInTheWest
Thu Jul 18, 2019 8:38 am
Forum: Personal Consumer Issues
Topic: Apple Watch Worth The $$$?
Replies: 41
Views: 4181

Re: Apple Watch Worth The $$$?

I had most of the same concerns. Bought a Series 4 with the intention of very likely returning it. Wondered how the first few days would be ... I love it. I do not want to do without it! Bought one for my wife (who had the same hesitation I did), and she's the same about hers now. Just be aware that...
by RetiredInTheWest
Fri Jun 28, 2019 8:55 am
Forum: Personal Finance (Not Investing)
Topic: Perspective on Company Layoffs
Replies: 27
Views: 2909

Re: Perspective on Company Layoffs

I am sorry for your situation. After laying off 75% of the employees, I would hope he doesn't feel a lot of loyalty to the company still. It's very likely that things there aren't going to get better. In my experience in similar situations, his job is likely to become a lot worse in a hurry. A sever...
by RetiredInTheWest
Mon Jun 17, 2019 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: With hindsight, what signs indicated you were about to lose your job?
Replies: 127
Views: 13571

Re: With hindsight, what signs indicated you were about to lose your job?

Once it was a slowly collapsing business (now entirely gone), once a suddenly collapsing business (also entirely gone), another time it was surprise move by a CEO to reduce headcount with a voluntary program (I volunteered the first day it was offered). All had severance packages. It seems to me tha...
by RetiredInTheWest
Mon Apr 22, 2019 10:40 am
Forum: Personal Consumer Issues
Topic: Living Overseas for 4 Months/Year for Regional Travel (Retirement)
Replies: 75
Views: 5914

Re: Living Overseas for 4 Months/Year for Regional Travel (Retirement)

I think this sounds like a great idea! FWIW we lived in Singapore as expats. So with regard to medical care, my two cents might be a bit different: if you can get to Singapore or Hong Kong and have health insurance, IMO the medical care in both places is of top quality and more affordable than the U...
by RetiredInTheWest
Mon Apr 08, 2019 9:15 pm
Forum: Personal Finance (Not Investing)
Topic: Ex-pat jobs for US citizens
Replies: 10
Views: 1419

Re: Ex-pat jobs for US citizens

I became an ex-pat after being at the same company for almost 15 years. The company needed someone to live and travel in Southeast Asia for a few years, then bring that information and network back to the U.S. This was in the late 1990s during the high tech boom. It was a very fortunate and lucrativ...
by RetiredInTheWest
Tue Mar 12, 2019 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: How many companies have you worked for?
Replies: 125
Views: 8091

Re: How many companies have you worked for?

Retired at age 50. I worked for 5 high tech companies - but the first and last one were the same.
by RetiredInTheWest
Wed Jan 23, 2019 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Tax 2018 Forms Now Online
Replies: 65
Views: 5454

Re: Vanguard Tax Forms Now Online

My tax forms are available in my Vanguard account online, but TurboTax is not able to import them yet (as of the morning of January 23). TurboTax provides an error message saying to try again in a few hours. I assume there is some technical reason why they aren't available for import yet. I'll try ...
by RetiredInTheWest
Wed Jan 09, 2019 10:57 pm
Forum: Investing - Theory, News & General
Topic: Who has the highest allocation to international stocks?
Replies: 65
Views: 7155

Re: Who has the highest allocation to international stocks?

58% domestic, 42% international. Trying to stay near 60/40 for now?
by RetiredInTheWest
Wed Oct 24, 2018 8:30 am
Forum: Personal Finance (Not Investing)
Topic: How to deal with recruiters when not actively looking for job?
Replies: 21
Views: 3006

Re: How to deal with recruiters when not actively looking for job?

In my experience the very best recruiters (independents earning the big bucks) don't limit their pool of applicants to only people looking for a job. They want the very best they can find anywhere for their clients. That usually means finding the most qualified people who incidentally might not yet ...
by RetiredInTheWest
Wed Oct 24, 2018 8:14 am
Forum: Personal Investments
Topic: For those who paid off house - how did you do it?
Replies: 97
Views: 8613

Re: For those who paid off house - how did you do it?

#1, mortgage paid off in 7 years, with one refinance for a lower mortgage rate along the way. We were also maxing 401(k)s etc. A huge help was an overseas assignment at the end. Instead of blowing the extra windfall from that assignment, we put even more against the mortgage. On the day the mortgage...
by RetiredInTheWest
Mon Oct 08, 2018 6:21 pm
Forum: Personal Consumer Issues
Topic: Death Valley Trip Recommendations?
Replies: 19
Views: 1383

Re: Death Valley Trip Recommendations?

We've been going to Death Valley a bit over the past 20+ years. There is plenty of great hiking right from good roads and parking lots all over. We now like to stay at the hotel at Stovepipe Wells (no resort fee charged there, some food available across the street, restaurant/bar is a little pricey ...
by RetiredInTheWest
Sat Jul 07, 2018 11:04 am
Forum: Personal Finance (Not Investing)
Topic: E- Billing & Autopay
Replies: 27
Views: 2781

Re: E- Billing & Autopay

We went paperless some years ago. We really enjoy not having to worry about paying bills. We pay all we can by one credit card that is strictly used only for recurring bills. That way when this card has to updated (expires or if somehow compromised), we have a list of places to go change it to a new...
by RetiredInTheWest
Thu Jul 05, 2018 12:53 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 7978

Re: Walking Coast-to-Coast

That is a great story! Congratulations!
by RetiredInTheWest
Wed Jul 04, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: Tipping at non sit down places
Replies: 94
Views: 9161

Re: Tipping at non sit down places

I don't tip in this situation either.
by RetiredInTheWest
Wed Jul 04, 2018 6:34 pm
Forum: Personal Consumer Issues
Topic: How to tip
Replies: 87
Views: 6552

Re: How to tip

Since we can now afford it -- 20% of the total bill for the usual good service (most are), 25% if beyond good, and 30-40% if they did something really extra and made it a special meal for us, or also if it's a small bill. Rarely if service is horrible and ruined the experience, 0% (and look them in ...
by RetiredInTheWest
Sun Mar 18, 2018 12:02 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Going Sideways/Weird Shipment Problems
Replies: 66
Views: 7611

Re: Amazon Prime Going Sideways/Weird Shipment Problems

We have seen the same decline in Colorado. Around 10 to 20% of our two day deliveries are late. However, chatting with Amazon online has so far resulted in at least a free month of Amazon Prime. On the balance, we're still happy with Prime.