Search found 259 matches

by longleaf
Thu Jun 13, 2019 2:03 pm
Forum: Personal Consumer Issues
Topic: Side x Side/Utility Vehicle
Replies: 20
Views: 1259

Re: Side x Side/Utility Vehicle

I would recommend Honda over Polaris any day
by longleaf
Sun Jun 09, 2019 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: 22 Years Old - Which credit card to begin with?
Replies: 44
Views: 2983

Re: 22 Years Old - Which credit card to begin with?

Discover It secured - start
American Express Gold - month 6
Graduate from discover secured to regular It

Should have zero issues being accepted with the above.
by longleaf
Mon Jun 03, 2019 11:59 am
Forum: Personal Finance (Not Investing)
Topic: Should All Grandkids Be Treated as Equal Members of Same Class?
Replies: 104
Views: 8029

Re: Should All Grandkids Be Treated as Equal Members of Same Class?

Why not bequeath some to grandchildren equally then bequeath the rest to children equally?
by longleaf
Mon Jun 03, 2019 3:09 am
Forum: Personal Investments
Topic: Can't do this alone-need a financial planner-please help!
Replies: 17
Views: 3261

Re: Can't do this alone-need a financial planner-please help!

First off, be calm! This is not something you grasp overnight. You don't have to jump in immediately. Keep reading the forum and wiki for several months until you are confident in yourself. The Bogleheads Guide to Investing is another excellent tool. Do you have an emergency fund? 6-12 months of cas...
by longleaf
Sat May 18, 2019 12:04 am
Forum: Personal Finance (Not Investing)
Topic: Book on Trusts
Replies: 1
Views: 294

Re: Book on Trusts

I would avoid real estate inside trusts, especially if it has the potential of independent trustee. An LLC works well for real estate, and you can setup transfer restrictions on the ownership of the LLC.

Beyond the Grave is a good book.
by longleaf
Sun Apr 21, 2019 9:22 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Air - what to do next.
Replies: 45
Views: 2781

Re: Apple MacBook Air - what to do next.

I would lose a part of my life if I lost my 2013 Macbook Air. The new ones don't have ports I want, and the keyboard would be absolutely TERRIBLE. These models should be worth more than the new ones.

I would definitely replace the battery.
by longleaf
Wed Apr 17, 2019 10:40 pm
Forum: Personal Investments
Topic: Where to put $100,000
Replies: 18
Views: 2285

Re: Where to put $100,000

VMMXX

2.45%

Can wire if needed
by longleaf
Tue Apr 16, 2019 4:54 pm
Forum: Personal Consumer Issues
Topic: Received wrong vaccine...
Replies: 34
Views: 3056

Re: Vaccine consent form allegedly forged...

Use a pen.
by longleaf
Mon Apr 15, 2019 12:16 am
Forum: Personal Consumer Issues
Topic: Luxury car recommendations?
Replies: 107
Views: 9667

Re: Luxury car recommendations?

“Sportiness” is more than just acceleration. As you’re coming from cheaper cars, I’d highly recommend putting some highway miles on a sports car...

Luxury under six figures = cadillac
by longleaf
Wed Apr 10, 2019 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: sort of deadbeat tenant
Replies: 23
Views: 2765

Re: sort of deadbeat tenant

This isn’t a work issue; it’s a business arrangement between two parties. I’m not sure what leverage exists by threatening to approach a supervisor.

If it is a small amount, I would simply ignore it.
by longleaf
Wed Apr 10, 2019 2:23 pm
Forum: Personal Consumer Issues
Topic: Remote control solution for my parents.
Replies: 38
Views: 2358

Re: Remote control solution for my parents.

You can buy a remote that can be programmed to control each device.

Look up “Universal Remote”
by longleaf
Mon Apr 08, 2019 10:29 am
Forum: Personal Consumer Issues
Topic: Smartphones with Least Bloatware
Replies: 29
Views: 3006

Re: Smartphones with Least Bloatware

Make sure the phone has "Android One" written on it. From Wikipedia: Android One is a near-stock version of the Android operating system released by Google. Android One cannot be altered by the companies that make the phones, and only runs on certain smartphones. The Android one brand promises to ha...
by longleaf
Sun Apr 07, 2019 1:56 pm
Forum: Personal Consumer Issues
Topic: Pickup Truck Bed Cover Recommendations
Replies: 14
Views: 1183

Re: Pickup Truck Bed Cover Recommendations

I’m a fan of Leer campershells. They should have covers as well.
by longleaf
Sat Apr 06, 2019 10:54 am
Forum: Personal Consumer Issues
Topic: Thinking of selling my financed iPhone XS Max and going back to Android...
Replies: 40
Views: 2569

Re: Thinking of selling my financed iPhone XS Max and going back to Android...

I currently have iPhone X and a $180 Nokia running Android One. If I could have imessage and the same quality camera, I would choose Android. Understand the phones are a price difference of 5.5x. The connectivity between devices on the iOS platform is also a desirable feature for me, so much so that...
by longleaf
Tue Apr 02, 2019 11:14 pm
Forum: Personal Finance (Not Investing)
Topic: Unexpected Check from IRS
Replies: 17
Views: 2136

Re: Unexpected Check from IRS

Perhaps you were impacted by weather or in an area which was impacted.
by longleaf
Sat Mar 30, 2019 11:30 pm
Forum: Personal Consumer Issues
Topic: Anyone looking to retire in FL?
Replies: 18
Views: 2310

Re: Anyone looking to retire in FL?

No need to wait for retirement to rent places. Preferably during a multitude of periods throughout the year to fully assess the area.
by longleaf
Sat Mar 30, 2019 1:13 am
Forum: Personal Consumer Issues
Topic: Help with South Carolina Itinerary
Replies: 15
Views: 1109

Re: Help with South Carolina Itinerary

Huntington Beach State Park if in area
by longleaf
Thu Mar 28, 2019 10:58 am
Forum: Personal Finance (Not Investing)
Topic: 11-year old with iPhone - advice on how best to manage?
Replies: 68
Views: 4539

Re: 11-year old with iPhone - advice on how best to manage?

Be sure to put VTI on the top of the stocks app :D
by longleaf
Mon Mar 11, 2019 3:26 pm
Forum: Personal Consumer Issues
Topic: Unbalanced UTMA gift accounts for 2 kids
Replies: 7
Views: 280

Re: Unbalanced UTMA gift accounts for 2 kids

Equalize them yourself by depositing your own money into lower account
by longleaf
Sun Mar 10, 2019 8:43 pm
Forum: Personal Investments
Topic: Hard copies
Replies: 12
Views: 974

Re: Hard copies

The best way would be to print out your quarterly statements if you don't already receive them in the mail. Also, I highly doubt that financial institutions don't backup their files regularly. In fact, there's probably (or should be) law in place to ensure this is true. Paper certificates are a HUGE...
by longleaf
Thu Mar 07, 2019 11:51 pm
Forum: Personal Consumer Issues
Topic: How often do you and your friends change engine oil?
Replies: 167
Views: 8139

Re: How often do you and your friends change engine oil?

I encourage you to look at the oil that comes out of the pan after 5000 miles. Couldn’t imagine pushing more than that. Appearance is just about the worst way to judge the useful life of motor oil. If you pulled a sample from the pan at 500 miles, it would look just as bad. Hell in my Diesel, the o...
by longleaf
Thu Mar 07, 2019 11:48 pm
Forum: Personal Consumer Issues
Topic: attacked by off-leash dog
Replies: 220
Views: 7280

Re: attacked by off-leash dog

Out of curiosity, do trained dogs under verbal leads qualify? What about dogs with training collars? My dog remains by my side on command. I have walked by law enforcement without a physical lead, and the animal was clearly under verbal control. What is your opinion on this? I would not go to a park...
by longleaf
Fri Mar 01, 2019 12:14 am
Forum: Personal Consumer Issues
Topic: How often do you and your friends change engine oil?
Replies: 167
Views: 8139

Re: How often do you and your friends change engine oil?

I encourage you to look at the oil that comes out of the pan after 5000 miles. Couldn’t imagine pushing more than that.
by longleaf
Mon Feb 18, 2019 7:42 pm
Forum: Personal Consumer Issues
Topic: Best PAID music streaming service?
Replies: 69
Views: 4289

Re: Best PAID music streaming service?

1. Spotify
2. Apple Music

I have both
by longleaf
Mon Feb 18, 2019 12:32 am
Forum: Personal Consumer Issues
Topic: iPad JPEG photo?
Replies: 14
Views: 983

Re: iPad JPEG photo?

In that case email the image to a PC/Mac and change jpg to jpeg
by longleaf
Sun Feb 17, 2019 11:53 pm
Forum: Personal Consumer Issues
Topic: iPad JPEG photo?
Replies: 14
Views: 983

Re: iPad JPEG photo?

Found it

Image
Image
by longleaf
Sun Feb 17, 2019 9:11 pm
Forum: Personal Consumer Issues
Topic: iPad JPEG photo?
Replies: 14
Views: 983

Re: iPad JPEG photo?

Just use a conversion website, or even take a screenshot of the image and use a conversion website. This is ridiculous software design by Apple in my opinion. As a matter of fact, you should have the option to choose your desired extension. And be able to change the default browser I'll keep dreaming
by longleaf
Sat Feb 16, 2019 2:43 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1290
Views: 131159

Re: Personal favorite TV/cable series

Bosch
Longmire
by longleaf
Fri Feb 15, 2019 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: Being content with your finances
Replies: 106
Views: 8663

Re: Being content with your finances

I agree the thread has derailed.

There are more troubling worries than your finances when you're well enough off not to.

Since you are quoting that text, I'd argue the life of earning currency is in conflict with Aristotle's conclusion!
by longleaf
Fri Feb 15, 2019 4:47 pm
Forum: Personal Finance (Not Investing)
Topic: Do you tell your beneficiaries?
Replies: 69
Views: 4412

Re: Do you tell your beneficiaries?

Let them have a clue; but let them be not sure 🤔 One day talk to them as they are the beneficiary and one day talk passionately about your charity organization and mention how your money can make a huge difference 🤔 and you are planning to provide the charity with $$$ This is an immature position. ...
by longleaf
Fri Feb 15, 2019 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: Do you tell your beneficiaries?
Replies: 69
Views: 4412

Re: Do you tell your beneficiaries?

HueyLD wrote:
Fri Feb 15, 2019 4:28 pm
If a beneficiary even shows any sign of thinking that I am more valuable dead than alive, (s)he will be removed from the beneficiary list.
+1

I'm not sure any circumstances could change this opinion

Close beneficiaries should be alerted for planning purposes
by longleaf
Thu Feb 14, 2019 6:53 pm
Forum: Personal Investments
Topic: Source of Money in my Settlement Fund
Replies: 4
Views: 576

Re: Source of Money in my Settlement Fund

Another possibility:

You bought an ETF and changed the limit price which did not spend the entirety of what you intended to invest.

You may have earned interest on a large sum for a partial month prior to investing it.
by longleaf
Thu Feb 14, 2019 6:49 pm
Forum: Personal Investments
Topic: Missed the Boat!!
Replies: 47
Views: 6368

Re: Missed the Boat!!

Invest according to an asset allocation. Set it and forget it.

It's really just that simple.

If you have a hard time maintaining a constant allocation, perhaps you should consider Vanguard PAS. It is cheaper than missing out on market movements due to emotional dilemmas.
by longleaf
Mon Feb 11, 2019 1:39 am
Forum: Personal Finance (Not Investing)
Topic: Newlyweds and joint accounts for household expenses
Replies: 120
Views: 5934

Re: Newlyweds and joint accounts for household expenses

We found it easier to have a single account. It provides simple visibility into funds flowing in and out. Multiple accounts just make it more difficult to quickly understand overall household cash flow and balances at any given time. From a non-financial perspective, using a single account also pro...
by longleaf
Mon Feb 11, 2019 1:12 am
Forum: Personal Finance (Not Investing)
Topic: Cash-in investments to buy land?
Replies: 5
Views: 536

Re: Cash-in investments to buy land?

Wouldn't a long term hotel rental be cheaper in between contracts? I personally wouldn't buy land. The land you buy could lose value, you will lose liquidity, and your growth potential will be devastated. I would buy a home only if I knew I would spend huge amounts of time there or needed a place to...
by longleaf
Fri Feb 08, 2019 9:43 am
Forum: Investing - Theory, News & General
Topic: To What Degree Does Money Buy Happiness?
Replies: 107
Views: 5125

Re: To What Degree Does Money Buy Happiness?

“Happiness (or flourishing or living well) is a complete and sufficient good. This implies (a) that it is desired for itself, (b) that it is not desired for the sake of anything else, (c) that it satisfies all desire and has no evil mixed in with it, and (d) that it is stable.“ Money could, I suppos...
by longleaf
Fri Feb 08, 2019 2:39 am
Forum: Personal Investments
Topic: Pull from taxable savings or refi rental ?
Replies: 5
Views: 428

Re: Pull from taxable savings or refi rental ?

Sell taxable gains to buff up emergency fund.

I have done the aforesaid.
by longleaf
Fri Feb 08, 2019 2:22 am
Forum: Personal Consumer Issues
Topic: Money saving move you regret the most?
Replies: 120
Views: 10998

Re: Money saving move you regret the most?

I agree with q tips. Toilet paper is another one of these things.
by longleaf
Wed Feb 06, 2019 1:54 pm
Forum: Personal Consumer Issues
Topic: What Tech Gadget Would you Buy?
Replies: 85
Views: 5493

Re: What Tech Gadget Would you Buy?

ALPriority
Wait for the Uniden R7
by longleaf
Tue Feb 05, 2019 6:13 pm
Forum: Personal Finance (Not Investing)
Topic: Chase credit card dispute - denied
Replies: 141
Views: 9207

Re: Chase credit card dispute - denied

Guess I won't be getting a Chase card anytime soon, if ever. These anecdotes and the 5/24...no thanks.
by longleaf
Thu Jan 31, 2019 4:43 am
Forum: Forum Issues and Administration
Topic: Welcome to the new forum layout
Replies: 54
Views: 6916

Re: Welcome to the new forum layout

Pardon my lack of knowledge on taxes
by longleaf
Thu Jan 31, 2019 1:48 am
Forum: Personal Consumer Issues
Topic: Best weather sites
Replies: 28
Views: 2154

Re: Best weather sites

Here are two screenshots from Firepoker . It has a very basic map. https://i.imgur.com/XV598KY.jpg https://i.imgur.com/x2fdKWe.png That's the default location (and it's cold there!). Click on the map to find your forecast and then click bookmark. From there you can actually proceed to make a bookmar...
by longleaf
Thu Jan 31, 2019 1:27 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 790
Views: 107563

Re: How much money do you want to retire?

2.6m investable. Alternatively, cash flow summing 100k today’s dollars from certain RE will suffice. Netting 100K/yr from RE is hard - it's truly running a business, not just owning a couple of rental units... I think it's awesome for people who can get there, but it's tough. It is unlikely to be r...
by longleaf
Thu Jan 31, 2019 1:24 am
Forum: Personal Investments
Topic: Lawyer looking for retirement strategy, etc. advice
Replies: 15
Views: 1605

Re: Lawyer looking for retirement strategy, etc. advice

If you are comfortable with a 70/30, then that’s perfectly acceptable. I would simplify the portfolio into one domestic equity index fund, one international index fund, one domestic bond index fund (which you already have), and keep the individual securities below 5% of the portfolio. Your cash is f...
by longleaf
Thu Jan 31, 2019 1:10 am
Forum: Forum Issues and Administration
Topic: Welcome to the new forum layout
Replies: 54
Views: 6916

Re: Welcome to the new forum layout

F150HD wrote:
Thu Jan 31, 2019 12:09 am
will be interesting to browse the non-US area to see how other countries deal w/ taxes etc.

Strange question- what 'international' holdings do non-US investors hold? US holdings? :happy
Seems kinda odd to think about that as a US citizen, as its backwards.
Ideally, VT. No bias.
by longleaf
Thu Jan 31, 2019 1:08 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 790
Views: 107563

Re: How much money do you want to retire?

2.6m investable.

Alternatively, cash flow summing 100k today’s dollars from certain RE will suffice.
by longleaf
Wed Jan 30, 2019 7:47 pm
Forum: Personal Investments
Topic: What did you buy today
Replies: 119
Views: 9341

Re: What did you buy today

Sold vxus, bought ixus. Tlh’d.