Search found 213 matches

by FireHorse
Sun Jun 28, 2020 12:39 pm
Forum: Personal Consumer Issues
Topic: Snow bird
Replies: 12
Views: 1234

Re: Snow bird

Dec to March? hope we have vaccine for corvid-19 by then. Florida is a hot spot and don't see it gets better any time soon.

Our plan for next winter in Florida has been on hold until further notice on corvid-19.
by FireHorse
Fri May 29, 2020 8:19 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 3074
Views: 536533

Re: What are you up YTD? [Year To Date]

YTD down 0.7%. 48%/52% (was 36%/64%)
by FireHorse
Wed May 20, 2020 11:58 am
Forum: Personal Consumer Issues
Topic: Brother buy a house from another brother
Replies: 8
Views: 829

Re: Brother buy a house from another brother

Thanks all for the replies and suggestions. It is in the state of CT. No mortgage and will be paying in cash. BrotherA inherited the house from parents 4 years ago, it appears too much work for him for the 10 acres yard and house repairs, and wanting to move out. BrotherB wants to keep the memory an...
by FireHorse
Wed May 20, 2020 10:17 am
Forum: Personal Consumer Issues
Topic: Brother buy a house from another brother
Replies: 8
Views: 829

Brother buy a house from another brother

What is the legal involvement for one brother buy a house from another brother at as it is condition? No realtor involved. Do they still need to hire a lawyer? Or just simply go to town hall to make the purchase
Thanks.
by FireHorse
Wed May 20, 2020 9:49 am
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 155
Views: 11725

Re: Gardening 2020

I noticed that there are some green leaves plants have holes on them, I did some google search and identified they are sawfly larvae. I got rid of 6 larvae yesterday and today there are more holes are the leaves. Do you know the ways to get a rid of them? with their eating speed, the plants won't l...
by FireHorse
Mon May 18, 2020 12:24 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 155
Views: 11725

Re: Gardening 2020

I noticed that there are some green leaves plants have holes on them, I did some google search and identified they are sawfly larvae. I got rid of 6 larvae yesterday and today there are more holes are the leaves. Do you know the ways to get a rid of them? with their eating speed, the plants won't l...
by FireHorse
Mon May 18, 2020 10:53 am
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 155
Views: 11725

Re: Gardening 2020

I noticed that there are some green leaves plants have holes on them, I did some google search and identified they are sawfly larvae. I got rid of 6 larvae yesterday and today there are more holes are the leaves. Do you know the ways to get a rid of them? with their eating speed, the plants won't lo...
by FireHorse
Fri May 08, 2020 3:57 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 155
Views: 11725

Re: Gardening 2020

I agree. This Spring is unusually cold. Indeed. Tomorrow we are going to get snowy rainy weather and the temperature in the evening will be about 29 degrees. I wrapped some containers with potato seeds in several layers of plastic. I placed a protective netting over my strawberries in a container. ...
by FireHorse
Fri May 08, 2020 3:51 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 155
Views: 11725

Re: Gardening 2020

Not 100% gardening per se but I finally decided to upgrade my garden fence. I have a small (20' x 5') area between my house and sidewalk. In the past I've used steel drive-in-the-ground type fence posts and plastic mesh. With lots of Covid time on my hands I ended up with this. https://i.postimg.cc...
by FireHorse
Fri May 08, 2020 3:49 pm
Forum: Forum Issues and Administration
Topic: Thank you, moderators!
Replies: 46
Views: 2882

Re: Thank you, moderators!

+1000
you made this forum happen :sharebeer
by FireHorse
Thu May 07, 2020 9:42 am
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 155
Views: 11725

Re: Gardening 2020

I agree. This Spring is unusually cold.
by FireHorse
Wed May 06, 2020 11:27 am
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 155
Views: 11725

Re: Gardening 2020

Does anyone have a cheap way to get a rid of the rabbits? our garden is fenced but they chew through it.

I searched online, the cheaper way is sprinkle chilly pepper so I did that last week, I was wondering if any other ways you have that I can adapt.

They ate most of my vegs last year :( :( :(
by FireHorse
Wed May 06, 2020 10:52 am
Forum: Personal Consumer Issues
Topic: 2020 travel plans
Replies: 95
Views: 4587

Re: 2020 travel plans

We cancelled two scheduled trips, one is Asia in April and the other is cruise in November. We are talking about a possible trip to the national parks in the late summer or early fall, the route is the following - Mt. Rushmore, SD Yellowstone, WY Rocky Mountain, CO Mt. Zion, UT Grand Canyon, AZ The ...
by FireHorse
Tue May 05, 2020 8:25 pm
Forum: Personal Consumer Issues
Topic: can't log on [to Vanguard website]
Replies: 70
Views: 2441

Re: can't log on

Still can't
by FireHorse
Fri Apr 03, 2020 2:11 pm
Forum: Personal Investments
Topic: For Retirees Without Pensions .... Fixed Portion?
Replies: 32
Views: 3222

Re: For Retirees Without Pensions .... Fixed Portion?

Your AA is similar to ours. We have 45/55. The non-equity portion is 64% various bond incl intermediary bond, muni bond...etc, 46% CD and MM. We have many years to go to claim for SS, therefore heavy allocated in non-equity, especially cash in CD and MM.
by FireHorse
Fri Apr 03, 2020 12:07 pm
Forum: Personal Consumer Issues
Topic: Should I cancel my travel in France and Belgium in mid May?
Replies: 75
Views: 5667

Re: Should I cancel my travel in France and Belgium in mid May?

I agree with the others that it's a good idea to postpone the trip. The countries you are going that still struggling with covid-19. Not sure how much joy you would have when museums and churches and restaurants are closed. The way it goes, I don't believe we would recover in May. Our VP said on TV ...
by FireHorse
Wed Apr 01, 2020 12:12 pm
Forum: Investing - Theory, News & General
Topic: What is your age/AA during this crisis?
Replies: 138
Views: 6504

Re: What is your age/AA during this crisis?

Age 53. Retired. MFJ.
AA before crisis 36/33/31
AA current 45/32/23
by FireHorse
Thu Mar 26, 2020 1:01 pm
Forum: Investing - Theory, News & General
Topic: Bond Strategy
Replies: 69
Views: 4820

Re: Bond Strategy

I am retired. My allocation is 45/32/23 (equity/bond/CD and money market). Within the bond, besides 6% in vg muni bond fund (vwiux) the rest is in vg Wellesley fund in an ira account. The Wellesley has dropped significantly but I didn't sell. that being said, bond fund starting to get me worried.
by FireHorse
Mon Mar 16, 2020 9:12 am
Forum: Personal Consumer Issues
Topic: Are you still going to the gym ...
Replies: 210
Views: 12581

Re: Are you still going to the gym ...

Going to Costco this morning to stock up the necessities, will be careful not to touch everything. Reduced number of visits to GYMs but may have to stop entirely for a while. The weather is getting warmer that is a great help to be outdoors. We have experienced number of infectious diseases in the p...
by FireHorse
Wed Mar 11, 2020 9:24 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 19256
Views: 2673121

Re: U.S. stocks in free fall

Seems like as good a day to tax loss harvest as any... VTSAX --> VFIAX VTIAX --> VFWAX I did so myself. VTSAX --> VLCAX. VLCAX is closer to VTSAX and VFIAX is, so I chose it instead of VFIAX. Please educating me. I bought VTSAX last week, can I TLH from VTSAX to VFIAX if the market down tomorrow? Y...
by FireHorse
Wed Mar 11, 2020 7:53 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 19256
Views: 2673121

Re: U.S. stocks in free fall

Seems like as good a day to tax loss harvest as any... VTSAX --> VFIAX VTIAX --> VFWAX I did so myself. VTSAX --> VLCAX. VLCAX is closer to VTSAX and VFIAX is, so I chose it instead of VFIAX. Please educating me. I bought VTSAX last week, can I TLH from VTSAX to VFIAX if the market down tomorrow?
by FireHorse
Mon Mar 09, 2020 2:07 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 19256
Views: 2673121

Re: U.S. stocks in free fall

kinless wrote:
Mon Mar 09, 2020 1:00 pm
Don't worry everybody. Now that I've put in an order for more index funds today, I'm sure the market will rebound at the end again. :mrgreen:
LOL. I thought I was the only one that self-centered :wink:
by FireHorse
Mon Mar 09, 2020 8:47 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 19256
Views: 2673121

Re: U.S. stocks in free fall

tvubpwcisla wrote:
Mon Mar 09, 2020 8:44 am
Got one buy order to go through, waiting on 4 more after trading resumes. This is awesome! :moneybag
What do you buy?
by FireHorse
Fri Feb 28, 2020 4:13 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 19256
Views: 2673121

Re: U.S. stocks in free fall

DJ 500 points recovery in the last 15 minutes of closing today. What happened?
by FireHorse
Mon Feb 10, 2020 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Am I crazy to consider quitting my job?
Replies: 128
Views: 14128

Re: Am I crazy to consider quitting my job?

Are you early 30’s? You work 3 out of 7 days and make 80k. That’s a tough call. Any flexibility in your husbands schedule on the 3 days you work? No flexibility in his schedule, although he does have the ability to work from home just not on any consistent basis. I'm 35 and my husband is 36. You di...
by FireHorse
Wed Feb 05, 2020 9:38 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 19256
Views: 2673121

Re: U.S. stocks in free fall

stocknoob4111 wrote:
Tue Feb 04, 2020 11:52 pm
CoastalWinds wrote:
Tue Feb 04, 2020 11:44 pm
Nope- dead cat bounce. It’s headed back down.
uh? why do you say that? it has rallied for two days and virus fears are now abating...
It has rallied because of political re-election injection.....
by FireHorse
Wed Feb 05, 2020 9:30 am
Forum: Investing - Theory, News & General
Topic: Vanguard Wellington and Wellsley over the last 20 years
Replies: 77
Views: 11472

Re: Vanguard Wellington and Wellsley over the last 20 years

Any holders of Wellington in taxable out there? If so, has it been OK for you? It is close to my basic asset allocation (70/30) but the only place I can hold it is in a taxable account I have with Vanguard, since my 403 / 457 / IRA are with Fidelity and it isn’t available to me there. I have. It's ...
by FireHorse
Wed Feb 05, 2020 8:49 am
Forum: Investing - Theory, News & General
Topic: Vanguard Wellington and Wellsley over the last 20 years
Replies: 77
Views: 11472

Re: Vanguard Wellington and Wellsley over the last 20 years

Any holders of Wellington in taxable out there? If so, has it been OK for you? It is close to my basic asset allocation (70/30) but the only place I can hold it is in a taxable account I have with Vanguard, since my 403 / 457 / IRA are with Fidelity and it isn’t available to me there. I have. It's ...
by FireHorse
Wed Feb 05, 2020 8:43 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 6414
Views: 542030

Re: U.S. stocks continue to soar!

lostdog wrote:
Wed Feb 05, 2020 7:07 am
Will anyone admit to making any changes to their portfolio based on the virus news?
No
by FireHorse
Wed Feb 05, 2020 8:42 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 6414
Views: 542030

Re: U.S. stocks continue to soar!

What happened to World War III? The recession? Massive earnings misses because of the Trade war? Increased inflation ? I’m very disappointed in CNBC, Market Watch, CNN, Bloomberg, and many others. Maybe tomorrow some or all of these things will happen. You forgot the plague. :shock: That's why I th...
by FireHorse
Wed Jan 22, 2020 10:21 pm
Forum: US Chapters
Topic: Sad news: LadyGeek's husband has passed
Replies: 352
Views: 27088

Re: Sad news: LadyGeek's husband has passed

So sorry for your loss. Thank you for all you do for the forum.

FireHorse
by FireHorse
Sun Jan 19, 2020 10:06 pm
Forum: Personal Investments
Topic: Can i retire?
Replies: 48
Views: 4988

Re: Can i retire?

OP - your number looks good, you can absolutely retire
:sharebeer
by FireHorse
Sun Jan 19, 2020 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Why retire?
Replies: 267
Views: 16958

Re: Why retire?

You are only 38, give few more years you will think differently. It's only 12 years difference between 38 to 50 but it doesn't take long to burn out
by FireHorse
Sat Jan 18, 2020 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Realized we made a major mistake and feeling really sick.
Replies: 162
Views: 14430

Re: Realized we made a major mistake and feeling really sick.

In the sense that investing is like at the casino, you made money and you should leave; because it could be otherwise. Pick the right funds and set the right AA, you can sleep in the night. OP - don't look back, and moving forward. There are many otherwise stories posted here, be grateful that you w...
by FireHorse
Sun Jan 12, 2020 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: Can we retire?
Replies: 120
Views: 11366

Re: Can we retire?

Absolutely you can.
Enjoy the next phase of your life!!!
by FireHorse
Thu Jan 09, 2020 10:50 pm
Forum: Personal Consumer Issues
Topic: Firm mattress recommendations
Replies: 37
Views: 2215

Re: Firm mattress recommendations

Been sleeping on this for almost 2 years. I've never replaced a mattress in 3-4 years. Sealy Posturepedic Response Premium West Salem Cushion Firm Queen Mattress We had this brand/type for 15 years, and just got exact same one to replace the old one. Sleep well and price is good, it works for us.
by FireHorse
Mon Jan 06, 2020 8:30 pm
Forum: Personal Consumer Issues
Topic: Latest updates driving from New Hampshire to Clearwater
Replies: 39
Views: 3262

Re: Latest updates driving from New Hampshire to Clearwater

My destination is Ft. Myers, should I take Rt.75 after 81, instead of 95? Is traffic worse on 75 than 95? From Winchester VA to Fort Myers FL, Google shows a virtual tie at about 15h30m between (a) I-95 - US 301 - I-75 and (b) I-81 - I-77 - I-26 - I-95 - US-301 - I-75. Taking I-81 down to I-75 (jus...
by FireHorse
Sun Jan 05, 2020 10:24 pm
Forum: Personal Consumer Issues
Topic: Latest updates driving from New Hampshire to Clearwater
Replies: 39
Views: 3262

Re: Latest updates driving from New Hampshire to Clearwater

My destination is Ft. Myers, should I take Rt.75 after 81, instead of 95? Is traffic worse on 75 than 95?
by FireHorse
Sat Jan 04, 2020 10:59 pm
Forum: Personal Consumer Issues
Topic: Latest updates driving from New Hampshire to Clearwater
Replies: 39
Views: 3262

Re: Latest updates driving from New Hampshire to Clearwater

CT Parkway to I-287/Tappan Zee (now the nice new Mario Cuomo Bridge). What happened to Tappan Zee bridge? is it being renamed as Cuomo bridge? http://www.westchestermagazine.com/Gov-Mario-M-Cuomo-Bridge-Toll-Stats-Cost/ Formerly known as Tappan Zee Bridge from 1955-2017 and later officially re-name...
by FireHorse
Sat Jan 04, 2020 5:35 pm
Forum: Personal Consumer Issues
Topic: Latest updates driving from New Hampshire to Clearwater
Replies: 39
Views: 3262

Re: Latest updates driving from New Hampshire to Clearwater

John Z wrote:
Fri Jan 03, 2020 9:37 am

CT Parkway to I-287/Tappan Zee (now the nice new Mario Cuomo Bridge).
What happened to Tappan Zee bridge? is it being renamed as Cuomo bridge?
by FireHorse
Sat Jan 04, 2020 5:23 pm
Forum: Personal Consumer Issues
Topic: Latest updates driving from New Hampshire to Clearwater
Replies: 39
Views: 3262

Re: Latest updates driving from New Hampshire to Clearwater

BINGO YOUR A WINNER. Been doing this the last few years. Won't go any other way. Right at the junction of 17 and 95 is a great Holiday inn express with great restaurant right next door. You can be on 95 in 5 minutes. Try to get down to richmond as early in am as possible to avoid traffic (everyday ...
by FireHorse
Sat Jan 04, 2020 12:30 pm
Forum: Personal Consumer Issues
Topic: Latest updates driving from New Hampshire to Clearwater
Replies: 39
Views: 3262

Re: Latest updates driving from New Hampshire to Clearwater

Between tolls for NJ Garden State Parkway, NJ Turnpike, Delaware Bridge, Delaware Pike, Baltimore tunnel and Maryland bridges and turnpike you can spend close to $30 one way. Going northbound you don't have to pay for some of the bridges since you pay double when you exit any NJ bridge so the retur...
by FireHorse
Sun Dec 22, 2019 10:49 am
Forum: Investing - Theory, News & General
Topic: Vanguard insurance in an unfortunate cyber event
Replies: 9
Views: 1187

Vanguard insurance in an unfortunate cyber event

I read it from another thread with slightly touch of this subject, I decided to understand it better since I have more than 500k each in Vanguard Brokerage IRA account and Brokerage join account.

Can anyone share your knowledge with this?
by FireHorse
Sun Dec 08, 2019 9:55 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5546
Views: 1359267

Re: What Movie Have You Recently Watched?

Capitalism: a love story - michael moore
The emperor's club - by kevin kline
Frozen2 - I thought there would be more kids in the theater for this movie, but more than half of it was adults.
by FireHorse
Tue Dec 03, 2019 9:39 pm
Forum: Personal Consumer Issues
Topic: Is a minivan worth it?
Replies: 86
Views: 6709

Re: Is a minivan worth it?

With 2 kids - yes, minivan is great. We had Nissan quest
by FireHorse
Thu Nov 28, 2019 10:54 am
Forum: US Chapters
Topic: HAPPY THANKSGIVING!
Replies: 10
Views: 798

Re: HAPPY THANKSGIVING!

Wish everyone a happy thanksgiving!
So much to thank for and so much to be happy about.......life is good when you make it to be!
Cheers :sharebeer
by FireHorse
Thu Nov 28, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: What Items Are You Targeting for Black Friday Sales?
Replies: 95
Views: 8241

Re: What Items Are You Targeting for Black Friday Sales?

Ron Ronnerson wrote:
Thu Nov 28, 2019 10:39 am
abuss368 wrote:
Thu Nov 28, 2019 10:36 am
Ron Ronnerson wrote:
Thu Nov 28, 2019 10:34 am
We’re going mattress shopping tomorrow and will probably pick up an Amazon Firestick too.
We just did both of these!
:sharebeer
After I posted the black Friday sale i was looking for, I was told that we also need New mattress and new dish washer. Lol, add more to the list
by FireHorse
Wed Nov 27, 2019 12:45 pm
Forum: Personal Consumer Issues
Topic: What Items Are You Targeting for Black Friday Sales?
Replies: 95
Views: 8241

Re: What Items Are You Targeting for Black Friday Sales?

I-phone and Samsung phone unlocked
by FireHorse
Mon Nov 25, 2019 10:02 am
Forum: Personal Consumer Issues
Topic: Iphone [need a new one]
Replies: 23
Views: 2950

Re: Iphone [need a new one]

Maven wrote:
Sat Nov 23, 2019 2:51 pm
If you're a Costco member they're having a great sale now on new phones.
Yeah, Costco has good price for i phone 11 but you have to use Verizon service which we don't