Search found 140 matches

by lhwerdyt*1791c
Sun Jun 17, 2018 2:39 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

For those that continue to erroneously mention that the SIP has a "cash drag" you should actually research the details of the actual fixed income allocation that SIP uses. There is no cash drag. I did a quick evaluation of the yield of the example portfolio that Schwab has on this page: https://int...
by lhwerdyt*1791c
Fri Jun 08, 2018 2:14 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

Well, you have two choices: you can unwrap the funds, taking them out of your SIP account and moving them to a regular account, or liquidate the funds within SIP and transfer the proceeds to a regular account. The first option means that when you sell, you may have to pay transaction costs, dependi...
by lhwerdyt*1791c
Fri Jun 08, 2018 2:09 am
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 84
Views: 11404

Re: New mattress

I just ordered an Avocado Green mattress which is a hybrid with coils and latex. Should have it by end of month. My brother bought a sleep on latex bed a couple weeks ago. He got the soft version and I thought it was too soft. If possible, let us know what you think of the Avocado Green mattress. T...
by lhwerdyt*1791c
Fri Jun 08, 2018 2:02 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

For those that continue to erroneously mention that the SIP has a "cash drag" you should actually research the details of the actual fixed income allocation that SIP uses. There is no cash drag. I did a quick evaluation of the yield of the example portfolio that Schwab has on this page: https://int...
by lhwerdyt*1791c
Fri Jun 08, 2018 1:18 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

I recently decided to give the Intelligent Portfolios a try (I'm 99% invested 3 fund) for two reasons (1) try out Schwab's customer service (so far middling to disappointing) and (2) because I was curious about the intelligent portfolio product. I picked the most aggressive allocation and my weight...
by lhwerdyt*1791c
Fri Jun 08, 2018 1:13 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

1. Re: Schwab Total Bond Index Per the much appreciated above suggestions re: 10% into the Schwab Total Bond Index (SWLGX, right?)...I couldn't find it listed at S. Schwab's related "FAQs" on this explains that it liquidated SWLGX in 2017 and suggested two replacement options: - Schwab US Aggregate...
by lhwerdyt*1791c
Fri Jun 08, 2018 1:04 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

1. Re: Schwab Total Bond Index Per the much appreciated above suggestions re: 10% into the Schwab Total Bond Index (SWLGX, right?)...I couldn't find it listed at S. Schwab's related "FAQs" on this explains that it liquidated SWLGX in 2017 and suggested two replacement options: - Schwab US Aggregate...
by lhwerdyt*1791c
Wed Jun 06, 2018 12:03 am
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 84
Views: 11404

Re: New mattress

Start by reading the forums and the articles here https://www.themattressunderground.com/mattress-forum.html the user Phoenix is the most knowledgeable owner/member on a subject on any forum I've seen he knows more about mattresses than any one person should know, he breaks down the memory foam den...
by lhwerdyt*1791c
Tue Jun 05, 2018 10:21 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

First, I spoke with Schwab tonight re: any fees for buying a Vanguard TD fund from the Schwab account. S charges $76 to buy, $0 to sell if it's a mutual fund. No "fee" if Schwab offers an ETF equivalent fund except for $4.95 cost; not sure if that's $4.95 once or when selling, too. I couldn't find ...
by lhwerdyt*1791c
Tue Jun 05, 2018 9:25 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

Hello, and thx for information. Can you brief explain what's involved in unwinding SIP? Well, you have two choices: you can unwrap the funds, taking them out of your SIP account and moving them to a regular account, or liquidate the funds within SIP and transfer the proceeds to a regular account. T...
by lhwerdyt*1791c
Mon Jun 04, 2018 6:13 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: lifestrategy

Well, the Schwab rep told me last night that the fee(s) applied to buying a Vanguard Target Date fund(s) at Schwab at least that's what I understood. But I'll verify. Yes, a fee would apply to buying Vanguard funds at Schwab. I meant there should be no fee to buy a Schwab Index Target fund at Schwa...
by lhwerdyt*1791c
Mon Jun 04, 2018 6:12 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

lifestrategy

Well, the Schwab rep told me last night that the fee(s) applied to buying a Vanguard Target Date fund(s) at Schwab at least that's what I understood. But I'll verify. Yes, a fee would apply to buying Vanguard funds at Schwab. I meant there should be no fee to buy a Schwab Index Target fund at Schwa...
by lhwerdyt*1791c
Mon Jun 04, 2018 5:43 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

First, I spoke with Schwab tonight re: any fees for buying a Vanguard TD fund from the Schwab account. S charges $76 to buy, $0 to sell if it's a mutual fund. No "fee" if Schwab offers an ETF equivalent fund except for $4.95 cost; not sure if that's $4.95 once or when selling, too. I couldn't find ...
by lhwerdyt*1791c
Mon Jun 04, 2018 5:32 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

Did you find that the SIP offers you something you want that the Target Date Index fund does not offer? If not, I'd just go with the target fund. If it ever migrates to a position that is too conservative for you, just exchange it (or part of it) to the next less aggressive date. Nothing stood out ...
by lhwerdyt*1791c
Mon Jun 04, 2018 2:23 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

We have a related TD question. Since one can choose non-Schwab funds, we are also looking at Vanguard target dates funds instead of the relatively newer Schwab target date funds. We realize past performance data is not a guarantee of future data, but an thoughts? All things being equal, I'd prefer ...
by lhwerdyt*1791c
Mon Jun 04, 2018 1:49 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

Having only been trying the product for <1 month it is hard to say much more about it. I think if I were going to do a roboadvisor (which I am :D) then picking Schwab for 0 additional direct fees (yes the cash drag) would be my choice. Do you think the Schwab robo offers something better than the i...
by lhwerdyt*1791c
Mon Jun 04, 2018 1:43 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

A potential "problem" with Target date funds is the regular (but slow) change in asset allocation over time. Might be something you want but maybe you don't. There are a lot of fund-of-funds around, many from Vanguard (LifeStrategy, target date, etc) but also from Schwab, Fidelity, and just about e...
by lhwerdyt*1791c
Mon Jun 04, 2018 1:35 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

Hello, and thx for information. Can you brief explain what's involved in unwinding SIP? Well, you have two choices: you can unwrap the funds, taking them out of your SIP account and moving them to a regular account, or liquidate the funds within SIP and transfer the proceeds to a regular account. T...
by lhwerdyt*1791c
Mon Jun 04, 2018 1:22 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

Did you find that the SIP offers you something you want that the Target Date Index fund does not offer? If not, I'd just go with the target fund. If it ever migrates to a position that is too conservative for you, just exchange it (or part of it) to the next less aggressive date. Nothing stood out ...
by lhwerdyt*1791c
Sun Jun 03, 2018 1:43 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

I believe another difference between the SIP funds and the Target funds is that the Target funds rebalance the asset allocation automatically over time, from more aggressive to more conservative, whereas the SIP funds maintain whatever asset allocation you start with (unless you take the action to ...
by lhwerdyt*1791c
Sun Jun 03, 2018 1:40 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

I use Schwab Intelligent Portfolio for my taxable account, and a target date index fund for my tax-advantaged account. Hello, billthecat - Could you please explain how is the Schwab Int Port better for taxable accounts? Thx, LH Tax loss harvesting. That said, I’m not actually sure how the tax loss ...
by lhwerdyt*1791c
Thu May 31, 2018 9:30 pm
Forum: Investing - Help with Personal Investments
Topic: Edited Question: In-Retirement - Need Portfolio Evaluation etc
Replies: 66
Views: 4333

Re: Edited Question: In-Retirement - Need Portfolio Evaluation etc

I was reading the blog's WIKI re: questions in getting started (I can't find the section, now). Seemed to be recommending not to have a target date or blended fund in a taxable account. Reason: bonds are tax-inefficient; better to keep stock and bond investing as separate funds in taxable accounts ...
by lhwerdyt*1791c
Thu May 31, 2018 9:23 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

We have a related TD question. Since one can choose non-Schwab funds, we are also looking at Vanguard target dates funds instead of the relatively newer Schwab target date funds. We realize past performance data is not a guarantee of future data, but an thoughts? All things being equal, I'd prefer ...
by lhwerdyt*1791c
Wed May 30, 2018 11:56 pm
Forum: Investing - Help with Personal Investments
Topic: Edited Question: In-Retirement - Need Portfolio Evaluation etc
Replies: 66
Views: 4333

Re: Edited Question: In-Retirement - Need Portfolio Evaluation etc

Ok, if I understand correctly, she would have one custodian (either Schwab or Fidelity) where she would have these two accounts? 1) A Schwab IRA account that includes one fund: The Schwab 2020 Index Target Fund - unless she decides to start with a "younger" fund as you depending on her AA decision,...
by lhwerdyt*1791c
Wed May 30, 2018 11:20 pm
Forum: Investing - Help with Personal Investments
Topic: Edited Question: In-Retirement - Need Portfolio Evaluation etc
Replies: 66
Views: 4333

Re: Edited Question: In-Retirement - Need Portfolio Evaluation etc

Ok, if I understand correctly, she would have one custodian (either Schwab or Fidelity) where she would have these two accounts? 1) A Schwab IRA account that includes one fund: The Schwab 2020 Index Target Fund - unless she decides to start with a "younger" fund as you depending on her AA decision,...
by lhwerdyt*1791c
Wed May 30, 2018 10:11 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

Did you find that the SIP offers you something you want that the Target Date Index fund does not offer? If not, I'd just go with the target fund. If it ever migrates to a position that is too conservative for you, just exchange it (or part of it) to the next less aggressive date. Not really re the ...
by lhwerdyt*1791c
Mon May 28, 2018 6:26 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

What does the Schwab Intelligent Portfolio offer that you don't get with a Target Fund? Hello Retiredjg. Here is more information based on a conversation I had with Schwab: Target date index funds (TDIF) invests in funds. If choosing a Schwab TDIF, go with 2020, not 2025 as it is too aggressive. 20...
by lhwerdyt*1791c
Mon May 28, 2018 5:23 pm
Forum: Local Chapters and Bogleheads Community
Topic: MEMORIAL DAY 2018
Replies: 28
Views: 2514

Re: MEMORIAL DAY 2018

Dear Taylor, I read your post yesterday. I was very moved by it for obvious reasons but also because unless we happen to be listening to the news, we don't hear enough about the meaning of Memorial Day. So thank you for posting about this very important day and more about yourself. Our service men a...
by lhwerdyt*1791c
Sun Mar 18, 2018 12:42 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

<r><QUOTE author="patrick013" post_id="3819182" time="1520461061" user_id="100527"><s> </s> <IMG src="https://myphotos.mypclinuxos.com/images/patrick013/half5.png"><s>[img]</s><URL url="https://myphotos.mypclinuxos.com/images/patrick013/half5.png"><LINK_TEXT text="https://myphotos.mypclinuxos.com/im...
by lhwerdyt*1791c
Sun Mar 18, 2018 12:39 am
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

tfb wrote:
Wed Mar 07, 2018 6:56 pm
lhwerdyt*1791c wrote:
Wed Mar 07, 2018 3:16 pm
The Forum has already suggested a Schwab Target Fund (or a three fund) for in-retirement investing.
Remember Schwab has two sets of Target Funds. The older/original target funds aren't any better than SIP.
Hi. I should have clarified that I was referring to TD Index funds.
by lhwerdyt*1791c
Thu Mar 15, 2018 10:06 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap insurance
Replies: 1
Views: 420

Re: Medigap insurance

I'm helping a friend research a medigap plan G in Texas. (Zipcode 78758) I've collected lots of conflicting information as far as to rate increases for specific companies over the last few years. Different agents are recommending different companies for different reasons, making it difficult to mak...
by lhwerdyt*1791c
Thu Mar 15, 2018 8:23 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

I also found the following issue at https://thefinancebuff.com/schwab-intelligent-portfolios-the-true-cost-of-a-cash-drag.html#comments - in the comments section. (Only 18 comments): "Actually, it is a two-time cost: at buy AND sell time. Depending on your holding horizon, it could be significant. ...
by lhwerdyt*1791c
Thu Mar 15, 2018 8:19 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

I use Schwab Intelligent Portfolio for my taxable account, and a target date index fund for my tax-advantaged account. Hello, billthecat - Could you please explain how is the Schwab Int Port better for taxable accounts? Thx, LH Tax loss harvesting. That said, I’m not actually sure how the tax loss ...
by lhwerdyt*1791c
Mon Mar 12, 2018 11:42 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

I also found the following issue at https://thefinancebuff.com/schwab-intelligent-portfolios-the-true-cost-of-a-cash-drag.html#comments - in the comments section. (Only 18 comments): "Actually, it is a two-time cost: at buy AND sell time. Depending on your holding horizon, it could be significant. ...
by lhwerdyt*1791c
Mon Mar 12, 2018 11:37 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

. . . vs Vanguard Target Retirement or Life Strategy Funds? j I hear you, J. But we need in-person access due to a disability. So we chose between Fidelity and Schwab, and picked Schwab. Thx! LH Good choice. I'm with Vanguard but also am with Schwab because of their in-person access in Scottsdale. ...
by lhwerdyt*1791c
Mon Mar 12, 2018 11:36 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

billthecat wrote:
Fri Mar 09, 2018 9:00 pm
I use Schwab Intelligent Portfolio for my taxable account, and a target date index fund for my tax-advantaged account.
Hello, billthecat -

Could you please explain how is the Schwab Int Port better for taxable accounts?

Thx,

LH
by lhwerdyt*1791c
Wed Mar 07, 2018 10:02 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

The Schwab Intelligent Portfolio has a minimum 6% cash drag 'feature'. The portion held in cash depends on your responses to their risk survey. This is where Schwab makes their money and where you lose out on future returns. There's no free lunch with this product and the more conservative your res...
by lhwerdyt*1791c
Wed Mar 07, 2018 9:59 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

Sandtrap wrote:
Wed Mar 07, 2018 8:36 pm
. . . vs Vanguard Target Retirement or Life Strategy Funds?

j
I hear you, J.

But we need in-person access due to a disability. So we chose between Fidelity and Schwab, and picked Schwab.

Thx!

LH
by lhwerdyt*1791c
Wed Mar 07, 2018 8:10 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

https://myphotos.mypclinuxos.com/images/patrick013/half5.png I'm sure Schwab has it's reasons but like many robo approaches there's non-investment grade bets involved. Altho the 3-fund isn't exactly adhered to the above portfolio is my goal. Yeah bond prices are falling and so are PE's and earnings...
by lhwerdyt*1791c
Wed Mar 07, 2018 7:46 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

What does the Schwab Intelligent Portfolio offer that you don't get with a Target Fund? Do they say there will never be a fee to use the SIP? Have you considered the 0% fee might be a teaser fee? Hello, and thanks for returning: My understanding is that the 0% management fee is a feature of the SIP...
by lhwerdyt*1791c
Wed Mar 07, 2018 3:28 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

I'm with Schwab in taxable and so looked this over when the spam email came my way. My take on it was that the ETFs that they use to build and trade in are higher ER than what I invest in, so I closed out the email and went on with useful activities. I am a fan of target date index/etf funds for pe...
by lhwerdyt*1791c
Wed Mar 07, 2018 3:23 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Re: Schwab Intelligent Portfolio vs. Schwab Target Fund

I'm with Schwab in taxable and so looked this over when the spam email came my way. My take on it was that the ETFs that they use to build and trade in are higher ER than what I invest in, so I closed out the email and went on with useful activities. I am a fan of target date index/etf funds for pe...
by lhwerdyt*1791c
Wed Mar 07, 2018 3:16 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolio vs. Schwab Target Fund
Replies: 71
Views: 6970

Schwab Intelligent Portfolio vs. Schwab Target Fund

Hello, The Forum has already suggested a Schwab Target Fund (or a three fund) for in-retirement investing. I met with Schwab and they recommended a Schwab Intelligent Portfolio (SIP) approach to consider as a lost-cost options: 0% in advisory related fees. I reviewed at least some of the SIP posts o...
by lhwerdyt*1791c
Fri Mar 02, 2018 2:05 am
Forum: Investing - Theory, News & General
Topic: Limits of index funds vs active funds in down markets?
Replies: 34
Views: 2873

Re: Limits of index funds vs active funds in down markets?

bottlecap wrote:
Wed Feb 28, 2018 9:33 pm
The article is a well-worn canard.

JT
PS: Love the "bottle cap" visual.
by lhwerdyt*1791c
Fri Mar 02, 2018 2:03 am
Forum: Investing - Theory, News & General
Topic: Limits of index funds vs active funds in down markets?
Replies: 34
Views: 2873

Re: Limits of index funds vs active funds in down markets?

When the SPIVA scorecard has Active beating Passive Index 40% of the time (note: not even half the time), I will begin to engage these discussions. As of now, only 20% about of Active funds beat index funds. Thank you for the SPIVA reference and comparative data! To all of you: Newspaper articles o...
by lhwerdyt*1791c
Fri Mar 02, 2018 1:31 am
Forum: Investing - Theory, News & General
Topic: Limits of index funds vs active funds in down markets?
Replies: 34
Views: 2873

Re: Limits of index funds vs active funds in down markets?

If active funds are better in the down market, so they are only good for someone who believes that the market will decline on the long term. Even that, this person would be better setting cash rather investing in active funds. Investors invest because they believe the market will be up over certain...
by lhwerdyt*1791c
Fri Mar 02, 2018 1:20 am
Forum: Investing - Theory, News & General
Topic: Limits of index funds vs active funds in down markets?
Replies: 34
Views: 2873

Re: Limits of index funds vs active funds in down markets?

bottlecap wrote:
Wed Feb 28, 2018 9:33 pm
The article is a well-worn canard.

JT
Seven words of wisdom ties it all together!
by lhwerdyt*1791c
Fri Mar 02, 2018 1:14 am
Forum: Investing - Theory, News & General
Topic: Limits of index funds vs active funds in down markets?
Replies: 34
Views: 2873

Re: Limits of index funds vs active funds in down markets?

Could you please explain more about: In paragraph five - "So there's a lot of closet indexing that goes on. There's also window dressing, where the manager will buy the winning stocks for the quarter just before the reporting period ends, so you can see that he was holding the "winners." In para si...
by lhwerdyt*1791c
Wed Feb 28, 2018 12:17 am
Forum: Investing - Theory, News & General
Topic: Limits of index funds vs active funds in down markets?
Replies: 34
Views: 2873

Re: Limits of index funds vs active funds in down markets?

On the spectrum between education and entertainment, Kiplinger's is closer to entertainment. I'm not against active management, but I am definitely against high cost "stock picker" funds. An actively managed "stock picker" fund wouldn't provide any protection against a drawdown. At least not in a p...
by lhwerdyt*1791c
Wed Feb 28, 2018 12:03 am
Forum: Investing - Theory, News & General
Topic: Limits of index funds vs active funds in down markets?
Replies: 34
Views: 2873

Re: Limits of index funds vs active funds in down markets?

If active funds are better in the down market, so they are only good for someone who believes that the market will decline on the long term. Even that, this person would be better setting cash rather investing in active funds. Investors invest because they believe the market will be up over certain...