Search found 18 matches

by Charlesmetz83
Thu Jan 18, 2018 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: How to Analyze Sweet Spot on Insurance Deductibles - Challenging my Preconceived Notions
Replies: 25
Views: 2539

Re: How to Analyze Sweet Spot on Insurance Deductibles - Challenging my Preconceived Notions

If I had no collision I would have had to probably pay $7000 for two accidents that weren’t my fault. That's only true if it were an unknown person who was at fault. If you're in an accident and get the information, you can make a claim directly with the at fault person's insurance company. Where y...
by Charlesmetz83
Tue Jan 02, 2018 6:17 pm
Forum: Personal Consumer Issues
Topic: Advice needed for paypal transaction
Replies: 14
Views: 1448

Re: Advice needed for paypal transaction

Make aure that you ship only to the paypal verified shipping address, if you do noy you are not covered under their protection. Since he overpaid for the item I would make sure to ship it with signature confirmation as an additional layer of protection for you. This will prevent him from opening an ...
by Charlesmetz83
Wed Dec 27, 2017 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: Need to shop insurance: curious what you have?
Replies: 22
Views: 2929

Re: Need to shop insurance: curious what you have?

I use Ameriprise (costco) for personal and Cincinnati for business.
I shopped around 2 years ago and ended up with these 2. I will probably shop around again in a year or so. Have seen very little in increase over the 2 years.
by Charlesmetz83
Wed Dec 20, 2017 12:37 pm
Forum: Personal Consumer Issues
Topic: Hotel $50-500/night Expectations
Replies: 44
Views: 4161

Re: Hotel $50-500/night Expectations

I remember stopping at a motel 6 on our way to Florida when I was growing up and it was the first time I saw a sign advertising hourly rates.
by Charlesmetz83
Wed Dec 20, 2017 12:21 pm
Forum: Personal Consumer Issues
Topic: Hotel $50-500/night Expectations
Replies: 44
Views: 4161

Re: Hotel $50-500/night Expectations

Can't find any links advertising the price, but I've payed between $49.99 and $69.99 for Motel 6 in San Luis Obispo / Pismo Beach California in late winter / early spring. Not exactly the nicest hotel, but not bad, and a really nice/safe area. Again, please include the website/url to the specific h...
by Charlesmetz83
Sat Dec 16, 2017 5:49 pm
Forum: Personal Consumer Issues
Topic: Single Purpose Device- Waffle Iron
Replies: 27
Views: 3094

Re: Single Purpose Device- Waffle Iron

Grilled cheese, crispy loaded hash browns, "omelets", quesadillas and crispy loaded mashed potatoes are a few ideas.
by Charlesmetz83
Tue Dec 12, 2017 8:50 pm
Forum: Personal Consumer Issues
Topic: Purchasing Airline Tickets
Replies: 31
Views: 3463

Re: Purchasing Airline Tickets

Norwegian non stop may 6-18th $345 round trip. We are flying Norwegian to London in June, but ate taking icelandair on the way home to do an Icelandic stopover. Be careful with Norwegian, the advertised fares are really bare-bones and everything you can think of is extra: seat assignment, meals, lu...
by Charlesmetz83
Tue Dec 12, 2017 12:15 pm
Forum: Personal Consumer Issues
Topic: NYC restaurant suggestion
Replies: 60
Views: 5968

Re: NYC restaurant suggestion

We enjoyed Michael's on 55th for Italian Blue Hill for farm to fork and Momofuku Ko for Asian.
Other suggestions would be way above posted budget (La Bernardin, Per Se, Daniel & Eleven Madison Park)
by Charlesmetz83
Tue Dec 12, 2017 10:15 am
Forum: Personal Consumer Issues
Topic: Purchasing Airline Tickets
Replies: 31
Views: 3463

Re: Purchasing Airline Tickets

Norwegian non stop may 6-18th $345 round trip. We are flying Norwegian to London in June, but ate taking icelandair on the way home to do an Icelandic stopover.
by Charlesmetz83
Sun Dec 10, 2017 4:05 pm
Forum: Personal Consumer Issues
Topic: Honda Pilot vs Toyota Highlander?
Replies: 88
Views: 24009

Re: Honda Pilot vs Toyota Highlander?

We picked up a 2017 Pilot Touring 2 months ago and love it. We liked the 3rd row space, 20" wheels plus the blue ray rear entertainment. We got the pilot for $1500 less than same level highlander and had a few added features mainly the rear entertainment.
by Charlesmetz83
Wed Dec 06, 2017 11:08 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage as percentage of take-home pay
Replies: 79
Views: 12690

Re: Mortgage as percentage of take-home pay

Here in Indiana PITI on 15 yr @3.125% is. 17% of take home after taxes and max 403b.
by Charlesmetz83
Wed Dec 06, 2017 4:30 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 306
Views: 31525

Re: Do people still use AAA?

We have used AAA for the last 10 years or so. Has came in handy on multiple occasions (flat tires, dead battery, locked keys and a couple of tows). For us its a small amount of money for piece of mind and generally we will save enough in discounts at various places to pay for the membership.
by Charlesmetz83
Wed Dec 06, 2017 3:53 pm
Forum: Personal Consumer Issues
Topic: Europe Suggestions
Replies: 44
Views: 4050

Re: Europe Suggestions

Following. We (myself, wife and a friend) are doing a trip in June starting in London then taking the train to Paris followed by Brussels and then Amsterdam. We will then fly home on icelandair and do a couple of day stopover in Iceland. We are doing AirBNB's everywhere except London, I will use po...
by Charlesmetz83
Mon Dec 04, 2017 10:32 pm
Forum: Personal Consumer Issues
Topic: Europe Suggestions
Replies: 44
Views: 4050

Re: Europe Suggestions

Following. We (myself, wife and a friend) are doing a trip in June starting in London then taking the train to Paris followed by Brussels and then Amsterdam. We will then fly home on icelandair and do a couple of day stopover in Iceland. We are doing AirBNB's everywhere except London, I will use poi...
by Charlesmetz83
Fri Dec 01, 2017 12:27 pm
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 16863

Re: Price of haircut?

I auto pay $30 a month for "unlimited" cuts. I go twice a month and service includes shaving my head and neck, shampoo and a roughly 10 minute scalp massage. I tip $5 each time. Is this at a franchise/chain store, or a local establishment? Very interested. She first started cutting my hai...
by Charlesmetz83
Thu Nov 30, 2017 10:28 pm
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 16863

Re: Price of haircut?

I auto pay $30 a month for "unlimited" cuts.
I go twice a month and service includes shaving my head and neck, shampoo and a roughly 10 minute scalp massage. I tip $5 each time.
by Charlesmetz83
Tue Nov 14, 2017 11:48 pm
Forum: Personal Finance (Not Investing)
Topic: What's the point of auto loan pre-approvals?
Replies: 12
Views: 1628

Re: What's the point of auto loan pre-approvals?

Are you looking at a purchasing a new or used vehicle? If you are looking at used this makes perfect sense as the interest rate will change based upon the age of the car and the duration of the loan.
by Charlesmetz83
Fri Nov 10, 2017 12:44 am
Forum: Personal Consumer Issues
Topic: Costco for tires and car insurance?
Replies: 78
Views: 10774

Re: Costco for tires and car insurance?

I can't speak to changing from winter to spring but I can say we have gotten our last few sets of tires via costco and have had no problems. Rotations and hazard included. Service has always been great. We shopped around our home and auto insurance and had switched to Ameriprise through costco a cou...