Search found 83 matches

by Didymograptus
Thu Jan 06, 2022 3:33 pm
Forum: Investing - Theory, News & General
Topic: 2022 Hedge Fund contest
Replies: 320
Views: 35908

Re: 2022 Hedge Fund contest

Fund: Privet Hedge Fund

LONG: BMEA - Biomea Fusion

SHORT: CDE - Coeur Mining
by Didymograptus
Sun Jul 25, 2021 11:34 am
Forum: Spain
Topic: Dollars to Euros
Replies: 34
Views: 9822

Re: Dollars to Euros

I know that many on the "UK Yankee" message boards are very satisfied with the service and cost of Transferwise (now Wise) to move money from the US to the UK. I have no doubt that the service will be equally good moving money to Euros. In the past I've used Xoom which is currently a tad more costly but good service there too.
by Didymograptus
Tue Jul 20, 2021 2:12 pm
Forum: Personal Consumer Issues
Topic: Podcast for a Long Flight
Replies: 29
Views: 3928

Re: Podcast for a Long Flight

I can recommend the History of England podcast. It’s quite addictive, very informative and frequently humorous. There are currently 321 episodes so plenty to keep you occupied on a long flight. https://thehistoryofengland.co.uk/podca ... and/page/8
by Didymograptus
Sun Jul 18, 2021 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Retired - when to take Social Security?
Replies: 29
Views: 3725

Re: Retired - when to take Social Security?

Outer Marker wrote: Sun Jul 18, 2021 10:33 am If you have the funds to carry you until 70, its a virtual no brainer to delay claiming until then. You can start spending more today, based on the much larger future income stream. See: viewtopic.php?t=102609
Thank you for the link. Looks like some useful stuff there.
by Didymograptus
Sun Jul 18, 2021 9:15 am
Forum: Personal Finance (Not Investing)
Topic: Retired - when to take Social Security?
Replies: 29
Views: 3725

Re: Retired - when to take Social Security?

Dandy wrote: Sun Jul 18, 2021 8:08 am I favor waiting to collect SS until age 70 in most cases to maximize safe, COLA, lifetime income for both spouses. In my case I didn't do sufficient Roth conversions of my TIRA so my RMDs have put me in a high tax bracket. I'm not complaining-- but if your TIRA is rather large you might be better off to keep using that to supplement retirement income till the higher earner reaches age 70.
That's a great point. Thank you
by Didymograptus
Sun Jul 18, 2021 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Retired - when to take Social Security?
Replies: 29
Views: 3725

Re: Retired - when to take Social Security?

Flobes wrote: Sat Jul 17, 2021 8:45 pm
Just making sure you experience the full joy of WEP think.
I will. Thank you for your insight.
by Didymograptus
Sat Jul 17, 2021 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: Retired - when to take Social Security?
Replies: 29
Views: 3725

Re: Retired - when to take Social Security?

Maybe, but probably not, it depends. WEP can be calculated one of three ways, and you get whichever yields you the highest SS benefit. WEP determines how much SS benefit you get based on your own earnings. Basic WEP calculus is that, in determining your PIA, your first bend point will be reduced from 90% to 40% (because you have only 20 years of "substantial" earnings). Second and third bend points are unchanged. This has only to do with your SS account, and nothing to do with the size of your pensions (only that they exist). Do you know about SS bend points and PIA and AIME and all that SS jazz? A second way WEP can be computed is that it is limited to one-half the pension. This seems to be what you're thinking about. A third wa...
by Didymograptus
Sat Jul 17, 2021 1:51 pm
Forum: Personal Finance (Not Investing)
Topic: Retired - when to take Social Security?
Replies: 29
Views: 3725

Re: Retired - when to take Social Security?

Do you understand WEP calculus and WEP mitigations? "Substantial" years, etc. Is the company pension from a job where you did not pay into Social Security? For pension(s): can you delay start dates? Will pension amount grow y COLA or more if you delay? These answers can help determine your SS timing strategy which is underlied by your WEP strategy. If you are subject to maximum WEP impacts (and you may not be), and you can delay your pension(s) (and this may not be possible), and especially if pension grows (which may or may not be the case), one good strategy is to claim unWEPed SS from 62, and claim larger pensions years later which will only then trigger WEP in your SS. Thanks for your thoughtful post. I have 20 years substant...
by Didymograptus
Sat Jul 17, 2021 10:09 am
Forum: Investing - Theory, News & General
Topic: VXUS: A Dollar Hedge, Not A Value Investment
Replies: 63
Views: 9764

Re: VXUS: A Dollar Hedge, Not A Value Investment

I think the article is quite intriguing. As someone who may retire to Europe in a year or two it would be good to find a fund that at least partially offset a weakened dollar. Thanks for sharing.
by Didymograptus
Fri Jul 16, 2021 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: Retired - when to take Social Security?
Replies: 29
Views: 3725

Re: Retired - when to take Social Security?

David Jay wrote: Fri Jul 16, 2021 12:57 pm
Yes, there are “very few” (no?) cases where having both spouses claiming at FRA is optimal. That is why a tool like opensocialsecurity.com is so useful. The interactive “heat map” may be the most effective “what if” tool around.
Thanks for pointing that out. I know what I'm doing this afternoon! :D
by Didymograptus
Fri Jul 16, 2021 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Retired - when to take Social Security?
Replies: 29
Views: 3725

Re: Retired - when to take Social Security?

David Jay wrote: Fri Jul 16, 2021 12:23 pm
Didymograptus wrote: Fri Jul 16, 2021 8:58 amDW and I are 62 and we have been living off severance pay since last October. We were planning to take Social Security at FRA (66 & 10 months) and live off the severance and IRA withdrawals until then.
For married couples, it is important to understand how survivor’s benefits work.
That's a v good point. Thanks for reminding me.
by Didymograptus
Fri Jul 16, 2021 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Retired - when to take Social Security?
Replies: 29
Views: 3725

Re: Retired - when to take Social Security?

MJS wrote: Fri Jul 16, 2021 9:56 am A somewhat over-simple tool for modeling income stream choice effects is at
https://engaging-data.com/will-money-last-retire-early/
Thanks. That looks like something I can have fun with. Much appreciated.
by Didymograptus
Fri Jul 16, 2021 10:03 am
Forum: Personal Finance (Not Investing)
Topic: Retired - when to take Social Security?
Replies: 29
Views: 3725

Re: Retired - when to take Social Security?

“In the hole” refers to the fact that savings are depleted to get to a later SS application date. Most SS break-even calculators just sum the total SS benefits received starting at different ages. But none of them account for savings spent to get to later application dates. I could apply for SS at age 70 but would deplete an awful lot of my IRA to get there. All the breakeven calculations do take into money being spent. You are 'in the hole' before the breakeven point, but to a lesser extent each year until the breakeven . I would use a tool like i-orp.com to simulate different ages of claiming. For a married couple in decent health, not both dying at the same time, it is almost always optimal to delay benefits to 70 for the higher earner,...
by Didymograptus
Fri Jul 16, 2021 9:39 am
Forum: Personal Finance (Not Investing)
Topic: Retired - when to take Social Security?
Replies: 29
Views: 3725

Re: Retired - when to take Social Security?

“In the hole” refers to the fact that savings are depleted to get to a later SS application date. Most SS break-even calculators just sum the total SS benefits received starting at different ages. But none of them account for savings spent to get to later application dates. I could apply for SS at age 70 but would deplete an awful lot of my IRA to get there.
by Didymograptus
Fri Jul 16, 2021 8:58 am
Forum: Personal Finance (Not Investing)
Topic: Retired - when to take Social Security?
Replies: 29
Views: 3725

Retired - when to take Social Security?

How best can I model when to take Social Security when I’m already retired? DW and I are 62 and we have been living off severance pay since last October. We were planning to take Social Security at FRA (66 & 10 months) and live off the severance and IRA withdrawals until then. But in terms of break-even calculations I am already in the hole by well over $100k by FRA because we are living off savings. I haven’t seen any break-even calculators that deal with this kind of scenario. I will be getting a $10k company pension from age 65 as well as a combined UK state pension of $22k from age 66 so Social Security will be subject to a WEP reduction after age 65. I have been using Maximizemysocialsecurity to calculate total payout to age 100 an...
by Didymograptus
Fri Jan 08, 2021 9:07 am
Forum: Investing - Theory, News & General
Topic: 2021 Hedge Fund Contest
Replies: 269
Views: 31333

Re: 2021 Hedge Fund Contest

I’m in.

Name: Defalcate Grampy’s Savings

Long:
EXPE
ROKU

Short:
SHAK
CVNA
by Didymograptus
Wed Sep 02, 2020 12:23 pm
Forum: Personal Consumer Issues
Topic: Best Way to Watch British Mystery Shows
Replies: 111
Views: 13688

Re: Best Way to Watch British Mystery Shows

I'd second Hinterland. Moody with great acting.

Also Lovejoy on Acorn. Stars Ian McShane of Deadwood and Pillars of the Earth fame. It's a fun show,
by Didymograptus
Wed May 20, 2020 7:44 am
Forum: Personal Consumer Issues
Topic: Coronavirus Flight Cancel Thread
Replies: 253
Views: 39152

Re: Coronavirus Flight Cancel Thread

Norwegian Air flight cancelled We requested refund a month ago and are still waiting. I’m not holding my breath. Me too. Flight was cancelled by Norwegian on 7th April and I requested a refund at that time. Flight was Austin to London in early May. Will post here if anything happens. Looks like Norwegian will be giving me my refund shortly. Got this email from them yesterday. So about 6 weeks from making the claim. This is just a quick note to let you know that we have now processed your ticket refund request for the following ticket(s): 328-7664012341, 328-7664012342. These funds will be returned to the form of payment in your booking as soon as possible. If you booked your ticket through a travel agency, please contact them for your refu...
by Didymograptus
Wed Apr 29, 2020 7:26 pm
Forum: Personal Consumer Issues
Topic: Coronavirus Flight Cancel Thread
Replies: 253
Views: 39152

Re: Coronavirus Flight Cancel Thread

Admiral Fun wrote: Sat Apr 25, 2020 5:30 pm Norwegian Air flight cancelled

We requested refund a month ago and are still waiting.

I’m not holding my breath.
Me too. Flight was cancelled by Norwegian on 7th April and I requested a refund at that time. Flight was Austin to London in early May.

Will post here if anything happens.
by Didymograptus
Wed Apr 15, 2020 11:42 am
Forum: Personal Consumer Issues
Topic: Best Way to Watch British Mystery Shows
Replies: 111
Views: 13688

Re: Best Way to Watch British Mystery Shows

pshonore wrote: Wed Apr 15, 2020 11:22 am Happy Valley is a great mystery series set in Yorkshire. Mosley, (the Downton Abby butler a/k/a Kevin Butler) is in it and plays almost the exact opposite character
+1 That's also a great show - really well acted.
by Didymograptus
Wed Apr 15, 2020 9:58 am
Forum: Personal Consumer Issues
Topic: Best Way to Watch British Mystery Shows
Replies: 111
Views: 13688

Re: Best Way to Watch British Mystery Shows

I can recommend A Touch of Frost, Blue Murder and the 4 Sherlock Holmes series starring Jeremy Brett. Brett is just brilliant as Holmes.
by Didymograptus
Wed Apr 15, 2020 8:28 am
Forum: Investing - Theory, News & General
Topic: Life Strategy VS Target Date funds
Replies: 12
Views: 1700

Re: Life Strategy VS Target Date funds

Target date funds become more conservative (more bonds) the closer you get to retirement. Lifestrategy funds maintain their stock/bond ratios, 80/20, 60/40 etc.
by Didymograptus
Wed Apr 08, 2020 9:16 am
Forum: Personal Investments
Topic: Wellington vs. 3 fund
Replies: 42
Views: 9812

Re: Wellington vs. 3 fund

KEotSK66 wrote: Tue Apr 07, 2020 7:41 am successful investing demands benign neglect
Great turn of phrase.
by Didymograptus
Mon Apr 06, 2020 4:24 pm
Forum: Personal Investments
Topic: Tips on how to stop checking finances too often?
Replies: 29
Views: 2104

Re: Tips on how to stop checking finances too often?

I too used to check my 401k etc on a daily basis - sometimes hourly. Problem was that some funds were going up and others going down and I was worrying needlessly about the downward moving funds. Then I bought balanced funds such as Vanguard Lifestrategy Moderate (VSMGX) and Vanguard Wellesley (VWINX) and now I don't fret about fund movements. If I were you I'd go for balanced funds, maybe even Target Date and you can set it and forget it with rebalancing going on in the background as you find better things to do with your time.
by Didymograptus
Mon Jan 27, 2020 8:49 am
Forum: Personal Consumer Issues
Topic: Global Entry [wait time for interview]
Replies: 70
Views: 6011

Re: Global Entry [wait time for interview]

My application for GE was submitted in May 2019 - and had the interview last week.

Interview was 5 minutes - was my address current, did I still work for megacorp etc.
by Didymograptus
Wed Jan 22, 2020 6:20 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 34499

Re: 2020 Hedge Fund contest

Thank you for your diligence here.

Let's go with OXY instead of APC.
Tanelorn wrote: Wed Jan 22, 2020 12:36 am
Didymograptus wrote: Sat Jan 11, 2020 5:51 pm Privet Hedge Fund

Long: CHK, APC, HES
Short: NKTR, ORGO, RST
I belated realized that Anadarko Petroleum (APC) was acquired last year by Occidental (OXY) and as such one of your long picks no longer existed as of the start of the contest. Normally I’d just remove an invalid entry, but since the merger included OXY stock, if you want you can swap OXY in for APC. Let me know in the next few days if you want OXY, otherwise I’ll just drop APC altogether.
by Didymograptus
Sat Jan 11, 2020 5:51 pm
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 34499

Re: 2020 Hedge Fund contest

Privet Hedge Fund

Long: CHK, APC, HES
Short: NKTR, ORGO, RST
by Didymograptus
Thu Jan 09, 2020 6:47 am
Forum: Investing - Theory, News & General
Topic: World Bond funds (hedged vs. unhedged)
Replies: 15
Views: 2243

Re: World Bond funds (hedged vs. unhedged)

Having unhedged World Bond funds in any backtest tool may be useful for those retiring abroad and who don't want their fixed income tied somewhat to the strength (or otherwise) of the US dollar. Of course World Bond funds come in many flavors so whatever is used for backtesting may not completely mimic one's own fund.
by Didymograptus
Sat Dec 28, 2019 5:29 pm
Forum: Personal Finance (Not Investing)
Topic: Mini-Milestone
Replies: 20
Views: 2193

Re: Mini-Milestone

Well done bearwithme.
It's very appropriate to celebrate these milestones. It gives one a justifiable sense of accomplishment.
Before you know it you'll be checking off $300k and then third of a million etc....
by Didymograptus
Sat Dec 21, 2019 7:55 am
Forum: Non-US Investing
Topic: Favorite country to live in after FIRE?
Replies: 191
Views: 22866

Re: Favorite country to live in after FIRE?

Scotland may be our retirement destination. Decent public services, great scenery and coastal walks and housing isn't expensive for the most part. Can you get Right to Remain? NHS is falling to pieces. People dying on gurneys in corridors outside emergency. Scotland might separate and rejoin EU. But the fundamental problems of a weak economy and aging population remain. They are at least much more positive re immigration than England. You see ads from the Scottish Executive pro immigration on the sides of buses. At the speed of temperature rising we are now experiencing Scotland is favoured. On the other hand it also means more midges. Ugh. Don't move to the West Coast of Scotland without being sure you can survive the midges. Thanks for y...
by Didymograptus
Fri Dec 20, 2019 8:33 am
Forum: Non-US Investing
Topic: Favorite country to live in after FIRE?
Replies: 191
Views: 22866

Re: Favorite country to live in after FIRE?

Scotland may be our retirement destination. Decent public services, great scenery and coastal walks and housing isn't expensive for the most part.
by Didymograptus
Tue Dec 03, 2019 9:15 am
Forum: Personal Investments
Topic: Retiring abroad in 2021 - investment advice sought
Replies: 7
Views: 1053

Re: Retiring abroad in 2021 - investment advice sought

Admiral, thank you very much for your thoughts.

By my reckoning I'll need just over 5 years to support my wife and I from the IRA so $75k IRA withdrawal * 5.3 years = $400k
Subtracting that from IRA will give me about $750k (I added the $50k 2020 contribution)- so $15k would be 2%. Still a pretty low draw.

I can clearly see the benefit of a 3-fund portfolio were I to stay in the US, but currency fluctuations could really put a dent in US-centric investments and so the standard, domestic stock, international stock and US bond allocation concerns me - which is why I posted my question in the first place.
I'll reflect on your post some more. Thanks
by Didymograptus
Tue Dec 03, 2019 7:34 am
Forum: Personal Investments
Topic: Retiring abroad in 2021 - investment advice sought
Replies: 7
Views: 1053

Re: Retiring abroad in 2021 - investment advice sought

def6732, thanks for your comments. My workplace retirement funds are at T. Rowe, whereas my IRA is at Schwab, and as you mention Schwab take a more kindly view towards US citizens abroad. I haven't seen much in the way of funds hedged to the pound at Schwab which is why I have spread the risk across a spectrum of world currencies. I can buy UK or European dominated stock funds but bond funds are limited to non-existent. Yes, taxes will be a challenge at least initially and I'll probably have to pay someone knowledgeable in US/UK tax to do it for me for the first few years until I get the hang of it. I know that U.S. Social Security benefits received by US citizens residing in the UK are exempt from tax in the United States and are taxable o...
by Didymograptus
Mon Dec 02, 2019 12:20 pm
Forum: Personal Investments
Topic: Retiring abroad in 2021 - investment advice sought
Replies: 7
Views: 1053

Retiring abroad in 2021 - investment advice sought

Hello Bogleheads, I'm looking for advice regarding where you'd allocate your investments in my position. Wife and I turned 60 a few months ago and I work for an international company in Texas but am on the local payroll. I plan on retiring in April 2021 - I'll be 61 1/2. Wife retired a few years ago. I have dual nationality (US/UK) and have worked in the US since 2001 as a result of which I have built up about $1.1m in my company 401k/MPP/IRA (all tax deferred & no Roth). My plan is to move back to the UK and live on the retirement saving until 66 when my wife and I will apply for Social Security (estimated jointly $31360/annum), as well as my UK private pension (estimate $10000/annum) and the UK state pension (estimate jointly $19000/a...
by Didymograptus
Fri Nov 29, 2019 7:12 am
Forum: Personal Investments
Topic: Getting international exposure with limited 401K options
Replies: 4
Views: 470

Re: Getting international exposure with limited 401K options

VTMGX is Vanguard Developed Markets Index Fund, isn't it?

Expense ratio is 0.07% - nice and low. If emerging markets are not a necessity in your portfolio I'd add that - 30% would not be a bad thing.
by Didymograptus
Sun Nov 24, 2019 8:10 am
Forum: Personal Investments
Topic: Retirement planning book
Replies: 15
Views: 1870

Re: Retirement planning book

How to Make Your Money Last: The Indispensable Retirement Guide by Jane Bryant Quinn is a pretty good retirement guide. Deals with planning but also useful for those in retirement. However if you've been a Boglehead for a while you'll know 99% of what's in the book. But it's good to have a easily reachable all-in-one guide.
by Didymograptus
Sat Jun 01, 2019 10:34 am
Forum: Investing - Theory, News & General
Topic: How did you all do in the month of May, 2019
Replies: 126
Views: 13266

Re: How did you all do in the month of May, 2019

Down 0.42%. Very diversified so May was not too bad.
by Didymograptus
Sun May 26, 2019 7:28 pm
Forum: Non-US Investing
Topic: Annuities [SPIA] for Americans abroad [UK]
Replies: 3
Views: 627

Annuities [SPIA] for Americans abroad [UK]

I hope to move to the UK in 2021 or so. My plan is to buy an annuity with some of my IRA at age 70, 75 and 80 which will be 10, 15 and 20 years from now. In a recent discussion with Schwab I was told their annuities are only available for US residents. Does anyone know who would provide annuities (SPIA) for Americans abroad? Any assistance much appreciated. Thanks
by Didymograptus
Mon May 13, 2019 3:24 pm
Forum: Personal Consumer Issues
Topic: Best month to visit London?
Replies: 39
Views: 4408

Re: Best month to visit London?

I would go second week of September (8th to 14th). Schoolchildren are back at school, weather can still be good, it's the last week of the Proms at the Royal Albert Hall.
by Didymograptus
Tue May 07, 2019 12:57 pm
Forum: Personal Investments
Topic: I tried to fire my financial advisor of 12 years today...
Replies: 127
Views: 16988

Re: I tried to fire my financial advisor of 12 years today...

just1question wrote: Tue May 07, 2019 6:37 am Let me tell you something from personal experience: A FA is not your buddy, pal, or friend. In most cases, once you fire a financial advisor, you are essentially dead to him. That's not friendship. You will get over it quickly.
And HE will get over it even more quickly.
by Didymograptus
Wed Apr 10, 2019 9:13 am
Forum: Personal Consumer Issues
Topic: Seeking ideas for name of Project
Replies: 27
Views: 1204

Re: Seeking ideas for name of Project

Project Renaissance - or Renée for short.
by Didymograptus
Fri Mar 15, 2019 2:23 pm
Forum: Personal Investments
Topic: Basic retirement withdrawal plan question
Replies: 20
Views: 2890

Re: Basic retirement withdrawal plan question

Michael Kitces addressed withdrawals and rebalancing here.

According to him there's no need to worry too much about which funds are used for the withdrawals as rebalancing will set everything straight anyway.
by Didymograptus
Tue Feb 26, 2019 12:29 pm
Forum: Investing - Theory, News & General
Topic: Questions for Mike Piper - Next "Bogleheads on Investing" guest
Replies: 22
Views: 3223

Re: Questions for Mike Piper - Next "Bogleheads on Investing" guest

WEP question for Mike Piper

I worked for 20 years in the UK and made mandatory National Insurance contributions (NICs) that fed by UK State Pension. Then in 2001 moved to the USA and have made voluntary NICs to the UK State Pension - with my US salary net of tax, social security payments etc. So, if I understand things correctly, when I start to receive my UK State Pension part of my US Social Security will be subject to the Windfall Elimination Provision (WEP) and part will not. How do I inform the SSA of these two methods that contributed to my UK State Pension and can I calculate the appropriate WEP reduction to my Social Security?

Looking forward to hearing everything he has to say.
by Didymograptus
Sat Aug 18, 2018 10:01 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for best exchange rates dollars to pound
Replies: 5
Views: 580

Re: Looking for best exchange rates dollars to pound

I think it took about a week to set up the account and I think they required a photocopy of my ID (passport) to prove I wasn't a money launderer. If the account isn't used after 15-18 months they may suspend the account. To send the money it's a relatively easy two step affair, first you book when you want the money to be sent by them (I normally book a week ahead) and then you wire them the funds with your account reference number. I am quite satisfied with the service I receive from them.
by Didymograptus
Sat Aug 18, 2018 9:23 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for best exchange rates dollars to pound
Replies: 5
Views: 580

Re: Looking for best exchange rates dollars to pound

I send money across the pond for my daughter's education expenses. I typically use Worldfirst, which seems to give me a good exchange rate. I think it has a minimum of $1000. For smaller amounts I use Xoom.
by Didymograptus
Mon Aug 13, 2018 6:17 pm
Forum: Personal Investments
Topic: Currency hedging retirement savings in IRA
Replies: 3
Views: 603

Re: Currency hedging retirement savings in IRA

Valuethinker, thanks for your response.

I agree with you regarding Gilts, and having just called Interactive Brokers they inform me that I can buy the Vanguard Gilts etf through them which would be one solution. Also IB don't have a fit when customers move abroad.

I can't act on any of this until April next year when, I guarantee it'll be $2 to £1.
by Didymograptus
Sat Aug 11, 2018 3:21 pm
Forum: Personal Investments
Topic: Currency hedging retirement savings in IRA
Replies: 3
Views: 603

Currency hedging retirement savings in IRA

Next year, when I'm 59 1/2, I'm able to make an in-service distribution from my megacorp's 401k and will likely move about $500k to a Schwab roll-over IRA. When I retire a few years later (probably 2022) I'll move to the UK from Texas and live on that money until some UK pensions and Social Security kick in. With the current USD:GBP exchange rate being so favorable I'd like to invest this IRA money in (mainly) fixed income hedged to GBP but I am willing to take a little risk with equities. I would like this money to earn at least some interest (or dividends) and not lose too much to inflation. Does anyone know of some reasonable funds available on this side of the pond that will enable me to tie in to the current exchange rates and thus min...